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Started in 2018, Achosa Home Warranty is a Missouri-based home warranty company. It caters to both homeowners and realtors. The company offers three different plans, starting from $49 per month. Moreover, Achosa has a liability limit of $25,000 per contract, one of the highest in the industry. 

Our editors have created this Achosa Home Warranty review after a thorough analysis, which should help you learn more about:

  • Coverage, plans, and price details
  • Claim filing process
  • Achosa’s customer reviews

Why Achosa Home Warranty?

HLWP offers diverse optional coverage choices for customers

Achosa Home Warranty extends coverage to both homeowners and realtors

HomeLife Warranty Protection offers budget-friendly plans

The company offers coverage for unknown pre-existing conditions

Global Home USA has home inspection services included in its plan

Achosa covers roof leaks under a basic plan

The company has a 24/7 service request option

The company claims to get the damages fixed within 48 hours

HomeWarrantyReviews.com

onehalf_star

1.6/5 (1)

Trustpilot

twohalf_star

2.2/5 ( 4,421)

Yelp

onehalf_star

1.8/5 (8)

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Pros & cons

Pros

  • Freedom to choose your service technician
  • Provides services on the weekend

Cons

  • It doesn’t offer repair guarantees

Enquire For Cost-effective home warranty plans

Protect Your Home Appliances And Systems Starting As Low As $1.5/Day

Plans & Coverage Of Achosa Home Warranty 

Achosa Home Warranty provides three plans to homeowners: Homeowner’s Core, Homeowner’s Prime, and Homeowner’s PrimePlus. All three plans cover the same major home appliances and systems. The only difference is in the annual payout caps on some listed items.  

Look at the table below to learn more about the offered coverage.

Items

Homeowner’s Core 

Homeowner’s Prime

Homeowner’s PrimePlus

Attic & Exhaust Fans 
Central Air Conditioning 
Central Heating System
Electrical System 
Garage Door Opener 
Garbage Disposal 
Microwave 
Plumbing & Drains 
Roof Leaks 
Sump Pump (groundwater only)
Water Heater
Washer & Dryer 
Code Violations
Dishwasher
Kitchen Refrigerator
Oven / Range / Cooktop

Optional Coverage

Along with the regular plans, you can opt for the following items at an added price.

Items

Homeowner’s Core 

Homeowner’s Prime

Homeowner’s PrimePlus

Additional Refrigerator

$50

$50

$50

Stand Alone Freezer

$40

$40

$40

Stand Alone Ice Maker

$80

$80

$80

Well Water Pump

$80

$80

$80

Water Softener 

$50

$50

$50

Septic System

$80

$80

$80

Additional Pool & Spa

$180

$180

$180

Saltwater Pool & Spa

$270

$270

$270

Non-Owner Occupied Property

$180

$180

$180

Pool & Spa (shared eq)

$180

$180

$180

Max Cap Replacement For Dishwasher, Kitchen Refrigerator, Oven / Range / Cooktop, Washer & Dryer

$75

$75

$75

Jetted Bathtub

$80

$80

$80

Mini-Split System

$80

$80

$80

Conserve 

$25

$25

$25

Conserve Plus

$50

$50

$50

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Coverage Limitations & Exclusions

Like all other home warranty companies, Achosa only covers major home systems and appliance failure due to normal wear and tear. They don’t cover the damage because of natural disasters, poor routine maintenance, improper installation, or remediation of mold or fungus.

Apart from that, Achosa will cover your home systems and appliances up to a limit. The maximum limit is $25,000 per contract term. Let’s take a look at the limits offered under each plan. 

Items

Homeowner’s Core 

Homeowner’s Prime

Homeowner’s Prime Plus

Attic & Exhaust Fans 

$500

$500

$500

Central Air Conditioning 

$1,000

$2,000

$2,500

Central Heating System

$1,000

$2,000

$2,500

Dishwasher 

$500

$500

$1,000

Electrical System 

$500

$500

$1,000

Garage Door Opener 

$500

$500

$500

Garbage Disposal 

$500

$500

$500

Kitchen Refrigerator 

$500

$500

$1,000

Microwave 

$500

$500

$500

Oven/Range/Cooktop 

$500

$500

$1,000

Plumbing & Drains 

$500

$500

$1,000

Roof Leaks 

$500

$500

$500

Sump Pump (groundwater only)

$500

$500

$500

Water Heater

$500

$750

$1,000

Washer & Dryer 

$500

$500

$1,000

Code Violations

$250

$250

$250

Moreover, the Achosa Home Warranty also covers the following optional items. Take a look at the table to know more:

Items

Maximum Annual Coverage

Additional Refrigerator

$1000

Conserve

$200

Conserve Plus

$400

Ductless Mini-Split Systems

$1000

Jetted Bathtub

$600

Max Cap Replacement Enhancement

$500

Pool & Spa

$800

Saltwater Pool & Spa

$1200

Septic System

$500

Stand Alone Freezer

$500

Stand Alone Ice Maker

$500

Well Water Pump

$500

Water Softener 

$600

There may be some other limitations to your contract, so reading the fine print will help you know what’s covered and not covered under the company’s plans. 

Achosa Home Warranty Cost

Achosa prices its plans according to the property type. The basic plan- Homeowner’s Core for a single-family home starts from $49.95 per month, which can be considered higher per the industry standard. Moreover, look at the table below to learn more about the pricing. 

Premiums

Homeowner’s Core

Homeowner’s Prime

Homeowner’s Prime Plus

Single-Family Home

$49.95

$59.95

$80.95

Condo/Townhome

$44.95

$54.95

$75.95

Duplex

$93.95

$114.95

$156.95

Triplex

$140.95

$171.95

$234.95

Fourplex

$187.95

$229.95

$312.95

Along with the premiums, there is a typical service fee for all the offered plans, which is $100. Additionally, the company only has a monthly payment policy, which means you will be charged automatically every month.

Note: The mentioned premiums apply to residents in the Alabama region. We recommend you get a free quote to know the exact pricing in your location.

Review Of Plans, Coverage & Customer Service Of Achosa Home Warranty

Achosa Home Warranty is a new player in the market with relatively few reviews of its offerings. Based on those reviews, the company has a rating of 2/5 on BBB and a Yelp rating of 1.5/5. 

Review Of Achosa Home Warranty Plans & Coverage

Review Of Achosa Home Warranty’s Customer Services

Achosa Home Warranty Claim Filing Procedure: Phone Number, Web Portal, & Online Form 

To file a claim with Achosa Home Warranty, follow these steps:

After the work is completed, call the company to get the payment. However, you will have to pay the service call fee to the contractor or the actual cost, whichever is less. 

Conclusion

Overall, the company is worth considering for its comprehensive coverage offerings. However, there is room for improvement in the claim settlement process to enhance customer satisfaction.

Lastly, before purchasing a warranty, always read the terms and conditions carefully so that you can enjoy its benefits.

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Quick Details About The Company

Take a look at some important details below to know more about the Achosa home warranty.

Founder

Harry Keifer & Cory Byzewski

Year Of Establishment

2018

Address

Achosa Home Warranty, Llc – 400 Chesterfield Center – Suite 400 – St. Louis, MO 63017

 Why Should You Trust Us?

Frequently Asked Questions (FAQs)

Q.

Why Do I Need A Home Warranty If I Already Have Homeowner’s Insurance?

A.

Homeowner’s insurance covers personal property damage from rare events like natural disasters but doesn’t include regular breakdowns of essential appliances and systems. 

A home warranty covers appliances and systems, addressing regular wear and tear failures. Many homeowners utilize both contracts to ensure comprehensive protection.

Q.

How To Contact Achosa?

A.

You can contact Ahosa Home Warranty at (888) 509-2916 or mail them at info@achosahw.com

Q.

Do You Have To Pay The Contractor For The Service Fee Associated With My Issue?

A.

Yes, you must pay the contractor the predetermined service fee set by the home warranty company.

Q.

Does A Home Warranty Cover Bathtubs?

A.

No, bathtubs are usually not covered by home warranties. However, some home warranty companies might offer it as an optional add-on. 

Q.

Does A Home Warranty Cover Accidental Damage?

A.

No, home warranties do not include accidental damage. They only cover major systems and appliances that fail because of normal wear and tear.

Q.

Where Does Achosa Home Warranty Offer Its Services?

A.

Achosa Home Warranty is currently operating in 22 U.S. states, including Alabama, Arkansas, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Maryland, Michigan, Mississippi, Missouri, North Carolina, Ohio, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, & West Virginia).

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Customer Reviews On Achosa Home Warranty

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Reviews from employees of home warranty companies or named competitors are not encouraged. We will also not allow reviews that are too short or abusive. We may withhold reviews that in our discretion do not meet the above criteria.

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