Earl’s Home Warranty Review 2024

Plans & Coverage Of Earl’s Home Warranty 

Earl’s home warranty offers two plans to homeowners- Basic and Premium.

• The Basic Plan covers major home systems and kitchen appliances. It can only be purchased for homes up to 3,000 sq ft.  
• The Premium Plan includes all the home items and services Earl’s Home Warranty offers. This plan covers repair and replacement needs for homes up to 6,000 square feet. 

Take a look at the table below to learn more about the plans:

Items Included	Basic	Premium
Furnace	✓	✓
Outdoor Condenser/Heat Pump	✓	✓
Indoor Evaporative Coil	✓	✓
Indoor Air Handler	✓	✓
Metering Device	✓	✓
Thermostat	✓	✓
Refrigerant Lines	✓	✓
Refrigerant (R410a)	✓ (Up To 4 lbs)	✓ (Up To 7 lbs)
Wall Evaporative Coolers	✓	✓
Wall Heaters	✓	✓
Attic Only Ductwork	✓	✓
Garbage Disposal	✓	✓
Range Hood Exhaust Fan	✓	✓
Cook-Top	✓	✓
Oven/Range	✓	✓
Microwave (Built-In)	✓	✓
Dishwasher (Built-In)	✓	✓
Interior Wiring	✓	✓
Standard Switches	✓	✓
Outlets	✓	✓
Smoke Detectors	✓	✓
Attic Fans	✓	✓
Single-Blown Circuit Breakers	✓	✓
Garage Door Opener	✓	✓
Plumbing Systems	✓	✓
Toilet Repair	✓	✓
Stoppages Due To Roots Or Freeze	✓ (Limit of $500)	✓ (Limit of $750)
Leak Detection	✓	✓
Water Lines	✓	✓
Sewer Lines	✓	✓
Exterior Water & Sewer Lines	✓	✓
Water Heaters	✓	✓
Gas Lines	✓	✓
Built-In Jetted Tub	✓	✓
Septic System Pumping	✓	✓
Condensate Lines		✓
Auxiliary Drain Pans		✓
Registers & Grills		✓
Bathroom Exhaust Fans/Heaters		✓
Ceiling Fans		✓
Toilet Replacement		✓
Reverses Osmosis (RO) System (Owned)		✓
Water Softener (Owned)		✓

Optional Coverage 

The below-listed items can be availed in exchange for one-time charges ranging from $99 – $149. 

• Kitchen Refrigerator (Including Refrigerant)
• Clothes Washer & Clothes Dryer
• Combo Kitchen Fridge and Washer/Dryer
• Ice Makers
• Garage Refrigerator/2nd Refrigerator/Freezer

Note: Add-on appliances must be purchased when the warranty plan is acquired.

Coverage Limitations & Exclusions

Earl’s Warranty covers all the systems and appliances up to a certain limit. According to the sample contract of Earl’s Home Warranty, the company offers an aggregate limit of $2,000 for the Basic Plan and $3,000 for the Premium Plan per contract term for appliances.

However, each appliance & system has its coverage limit, and these caps vary depending on the selected plan.

Take a look at the table below to know more:

Moreover, For additional items, Earl’s will pay an aggregate of up to $2000 and $3000 under Basic and Premium Plans, respectively. 

Some of the things that aren’t included in the Earl’s Home Warranty coverage include the following:

• Systems and items found defective during the home inspection 
• No routine maintenance and cleaning 
• Damaged caused by people, pests, or pets
• No coverage for manufacturer’s recall

Earl’s Home Warranty Cost

As per the information provided by the company, the pricing of Basic and Premium plans is $599 and $799, respectively. The deductible is $99 per claim during normal business hours and increases to $149 for claims made after business hours, on holidays, or during weekends.

The table below shows the pricing provided by the company.

Review Of Plans, Coverage & Customer Service Of Earl’s Home Warranty

Earl’s Home Warranty, established in 2016, is a private enterprise that offers home warranty services. The company is owned by Earl’s Plumbing, Heating, and Air, serving customers for nearly 40 years.

Review Of Earl’s Home Warranty Plans & Coverage

• Earl’s Home Warranty provides consumers two competitive home warranty plans and various extra services that few in the industry provide. These include services for water lines, gas leaks, and refrigerant lines, also covered under the Basic Plan. 
• Earl’s plan costs align with industry standards, covering major home appliances and systems for $599 under the basic plan. 
• However, if your house exceeds 3,000 sq ft, you must select the premium plan, as the basic plan is only available for homes below this size.
• The Premium plan costs $799, slightly above market standards, but offers additional items with increased coverage limits, offsetting the higher cost.
• Earl’s plans can be even more costly for those living in Triplex, Duplex, and Quadplex homes, starting at $1,000. 
• Additionally, the deductible charged by Earl’s is higher than the industry average, at $99 per claim during normal hours and $149 per claim outside of those hours.
• Compared to other providers in Texas, Earl’s coverage caps are comprehensive, especially for HVAC and ductwork, which are protected up to $5,000 per contract term.

Review Of Earl’s Home Warranty Customer Services

• Earl’s has achieved an impressive rating of 4.9 out of 5 stars on Google due to its exceptional services. 
• Various customers have expressed satisfaction with the skilled professionals who promptly resolved the issues. 
• Customers have also praised Earl’s customer services, highlighting that the company efficiently scheduled appointments with technicians within 24 hours of submitting a request.

Earl’s Home Warranty Claims Filing Procedure: Phone Number, Web Portal, & Online Form

Earl’s Home Warranty offers an easy claim process. You can file the claim online by visiting their website or chat. Steps that you need to follow after filing it online include the following:

• A service technician will be assigned after you submit your claim form through the website. They will schedule an appointment based on your availability. 
• The technician will check whether the home warranty covers the broken item.
• If the item is included in the home warranty, the technician will replace or repair it. 
• During the visit, you must pay the service call fee to the company or the contractor. However, the company will cover the cost of repair or replacement.

Note: The repairs done by Earl’s come with a 30-day labor and parts warranty.

Conclusion

If you’re a homeowner in Lubbock seeking a dependable home warranty provider, Earl’s Home Warranty could be a suitable option. As a locally owned and operated business, they understand the community’s unique needs. While their plans are undeniably comprehensive, the price tag might be slightly higher. 

However, customers are mostly satisfied with Earl’s services despite the cost. It’s always a good idea to read the fine print, so we recommend looking at the terms and conditions before deciding which home warranty plan to choose.

Quick Details About The Company

Here’s what else you need to know about Earl’s Home Warranty.