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Explore 2025's top home warranty companies and compare vital details such as coverage , pricing, customer service, and local network strength to identify an ideal plan as per your needs. Let's navigate the home warranty landscape together and empower you to make the smartest choice for your home's future!
$200 OFF and 1 Month Free. 30-Day Free Trial.
Premium $59.99 - $69.99
Deductible $70.00 - $130.00
Total Coverage Benefits $25,000 Contractual Limit
Elite Home Warranty is raising the bar in the industry with unmatched customer satisfaction and reputation, affordable pricing, and fast, reliable service. Rated 4.9/5 across trusted platforms, they offer transparent pricing with no hidden fees, process claims within 48 hours, and provide best in class coverage with some of the highest limits in the industry without any gimmicks. Get peace of mind knowing your home is protected by the industry's finest.
Pros :
Available in 48 States. Coverage is not currently available in California and Wisconsin.
$150 OFF and 2 Months Free + Free Roof Coverage
Premium $54.99 - $64.99
Deductible $60.00 - $125.00
Total Coverage Benefits $11,000 Contractual Limit
Select Home Warranty offers a strong combination of affordability and essential coverage. With extras like free roof coverage and a reliable claims process, it's a solid option for budget-conscious homeowners who still want dependable protection.
Pros :
Available in 47 States. Coverage is not currently available in Nevada, Washington and Wisconsin.
$300 OFF and 2 Months Free + Free Roof Coverage
Premium $54.99 - $64.99
Deductible $60.00 - $100.00
Total Coverage Benefits $15,000 Contractual Limit
Regency Total Warranty delivers a balanced offering of flexibility and clarity. Its unlimited service call policy and white glove support make it a favorite for homeowners looking for dependable care and detailed contract transparency.
Pros :
Available in All 50 U.S States.
$250 OFF and 1 Month Free + Free Roof Coverage
Premium $69.99 - $79.99
Deductible $60.00 - $85.00
Total Coverage Benefits $25,000 Contractual Limit
Backed by a trusted name in home construction, Mike Holmes Protection prioritizes quality and accountability. Homeowners benefit from the same reliability that Mike Holmes is known for, with vetted professionals and thorough repair standards.
Pros :
Available in 43 States. Coverage is not currently available in California, Connecticut, Massachusetts, New York, Virginia, Washington and Wisconsin.
$200 OFF and 2 Months Free + Free Roof Coverage
Premium $54.99 - $69.99
Deductible $85.00 - $150.00
Total Coverage Benefits $15,000 Contractual Limit
Liberty Home Guard is a customer-centric provider offering one of the most comprehensive selections of optional coverages in the industry. With a high BBB rating, user friendly platform, and flexible plan customization, it’s well suited for homeowners seeking complete control over their coverage.
Pros :
Available in All 50 U.S States.
$250 OFF and Free Roof Coverage
Premium $54.99 - $69.99
Deductible $75.00 - $125.00
Total Coverage Benefits $10,000 Contractual Limit
America’s First Choice Home Club goes beyond basic warranty services with long-term reliability and unique member benefits. Its flexible repair options and extended workmanship guarantees make it an ideal solution for homeowners wanting extra peace of mind.
Pros :
Available in All 50 U.S States.
$100 OFF and Free Roof Coverage
Premium $54.99 - $89.99
Deductible $75.00 - $125.00
Total Coverage Benefits $10,000 Contractual Limit
As a pioneer in the home warranty space, American Home Shield offers flexible coverage and decades of proven service. Their willingness to cover pre-existing conditions and strong contractor partnerships give homeowners a dependable safety net.
$100 OFF and 2 Months Free
Premium $54.99 - $64.99
Deductible $100.00 - $125.00
Total Coverage Benefits $10,000 Contractual Limit
American Residential Warranty offers versatile and tech friendly options. Its monthly billing, smart home add ons, and internal service team appeal to homeowners who want modern solutions without long term contracts.
Pros :
Available in All 50 U.S States.
Flexible Payment Options
Premium $54.99 - $64.99
Deductible $85.00
Total Coverage Benefits $10,000 Contractual Limit
Backed by decades of experience, First American is especially popular with real estate professionals and home buyers. Its all in one plans and affordability make it an excellent choice for new homeowners and long term residents alike.
Pros :
Available in 35 States. Coverage is not currently available in Alaska, Connecticut, Delaware, Hawaii, Illinois, Louisiana, Massachusetts, Maine, Minnesota, North Dakota, New Hampshire, New York, Rhode Island, Vermont and Wisconsin.
Free Water Sensor and 2 Months Free
Premium $54.99 - $64.99
Deductible $75.00 - $150.00
Total Coverage Benefits $10,000 Contractual Limit
Cinch combines reliability with innovation, offering one of the best repair guarantees and added appliance discounts. Its digital first experience and customer-friendly features position it as a forward thinking choice for modern homeowners.
20% OFF All Plans
Premium $59.99 - $74.99
Deductible $75.00 - $125.00
Total Coverage Benefits $10,000 Contractual Limit
Known for its expertise in builder and structural warranties, 2-10 is ideal for newly built homes. Their deep industry partnerships and tailored plans provide strong protection where it’s needed most, foundation and structure.
Premium $59.99 - $69.99
Deductible $50.00 - $100.00
Total Coverage Benefits $25,000 Contractual Limit
America’s Preferred offers flexibility that few competitors match by allowing homeowners to choose their own licensed repair professionals. Combined with a customer first mindset and responsive support, it delivers a high-trust experience for homeowners who value choice and convenience.
Pros :
Available in 49 States. Coverage is not currently available in California.
HomeWarrantyReviews.com, a trusted name in the industry for decades, lets customer voices shine through its annual awards. Combining real-world experiences with expert analysis, these awards highlight the providers that homeowners truly trust. After reviewing over 25 home warranty companies, the Home Warranty Reviews team named Elite Home Warranty the best home warranty company nationwide. We trust Elite Home Warranty to protect your home due to its reliable services, most beneficial coverage benefits and consumer centric approach, and you should too.
Elite Home Warranty isn’t just another provider, they are setting a new standard in the industry. Here’s why thousands of homeowners trust Elite Home Warranty every day:
The table below compares our top home warranty providers based on the premium cost, service fee, coverage caps, and workmanship.
What Are The Different Types Of Home Warranty Plans?When choosing a home warranty plan, understanding the different types available is crucial for finding the right fit for your needs and budget. Here's a breakdown of the most common types: |
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Home System Warranty |
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Home Appliance Warranty |
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Combination Warranty |
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Real Estate Warranty |
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Optional Add-Ons |
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Buying a home is a big investment with ongoing responsibilities like maintenance and repairs. While unexpected breakdowns are inevitable, a home warranty can offer much-needed protection against the financial burden they can cause.
But with so many options available, choosing the right home warranty can be overwhelming. Here's a guide to help you navigate the market and find the best plan for your needs:
The amount you should spend on a home warranty depends on several factors, including
Here are some additional resources that you may find helpful:
A home warranty is a valuable tool for homeowners, offering protection from the unexpected costs of repairs and replacements. However, reading and understanding your home warranty contract is crucial to ensure you get the most out of your coverage and avoid unpleasant surprises.
Here's why reading your home warranty contract is essential:
Here's an overview of home warranty regulations:
Each state has its own laws governing home warranties. These laws can differ significantly in terms of:
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A home warranty is a good idea for people who own older homes with aging systems and appliances likely to break down. It can also be a good purchase for landlords, home buyers or sellers.
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It’s difficult to pinpoint any one company since they all tend to differ on various parameters. We shortlist the best companies based on various criteria and present them with awards on annual basis.
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A trade call fee is a payment a customer must pay during service visits. Companies also refer to it as deductible, service fee, or copay. This amount is non-refundable and varies depending on the company.
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Home warranty companies are regulated by different bodies in each state, such as the Texas Real Estate Commission in the state of Texas. Overall, the National Association of Insurance Commissioners also makes a lot of statements about the service contract industry, though it is not insurance.
There is a self-regulating body called the National Home Service Contract Association (NHSCA), the members of which follow regulations and ensure that they are properly licensed.
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While choosing a warranty company, carefully check out the company’s service agreement, inclusions, exclusions, and cost details, among others.
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A home warranty typically doesn’t cover damages due to improper installation, cosmetic issues such as scratches or dents due to failed maintenance, misusing items, or repairs that are not included in your coverage plans.
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A typical home warranty covers the cost of the service, repair, or replacement of major home appliances and systems. Every company has different coverage options, which you can check in their agreements.
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Generally, a home warranty lasts for a year, but the majority of companies renew the home warranty at the end of the term. Some companies also offer plans for longer terms.
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The average waiting period of any home warranty company is 30 days. However, it may increase or decrease depending on the company. So we recommend you confirm it with your home warranty provider at the time of purchase.
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Home warranties for multi-family homeowners renting one or many appliances and services with their tenants or other households. This coverage is particularly useful for homeowners residing in apartments or family dwellings.