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Last updated: January 9th, 2025

Fidelity National Home Warranty Reviews Highlight What Homeowners Need to Know About Coverage

Did you know Fidelity National Home Warranty has paid out $1.9 billion in claims? This shows how much coverage they offer. They started in 1974 in Concord, California. Now, they help homeowners in 17 states with plans for all budgets.

This article will tell you all about Fidelity National Home Warranty. You’ll learn about their coverage, how happy customers are, and their prices. Knowing this will help you protect your home well.

Key Takeaways

Fidelity National Home Warranty has been in operation for 48 years, focusing on home protection.
They offer various warranty plans across 17 states, accommodating diverse homeowner needs.
Customer reviews highlight significant disparities in satisfaction, with Yelp giving only 1.5 stars.
Flexible coverage options include basic and enhanced plans, appealing to a wide range of customers.
New clients can potentially benefit from promotional offers through real estate agents.
The company boasts over 1 million customers, indicating its prominent position in the market.
Its stellar rating from Benzinga reflects strong product offerings, even as customer service ratings left room for improvement.

Introduction to Fidelity National Home Warranty

Fidelity National Home Warranty has been a big name in home warranties for 38 years. They are known for their wide coverage plans that meet the needs of many. Looking at fidelity national home warranty reviews, you’ll see they cover important things like HVAC, plumbing, and electrical systems.

They offer different coverage options for appliances and systems. You can also make your plan unique. Fidelity starts coverage at just over $30 a month with a $75 service fee. They have an A+ rating from the Better Business Bureau, showing they care about their customers.

Fidelity stands out by not having age limits on what they cover. This is good for homeowners who don’t want to worry about inspections. They also have a 30-day workmanship guarantee, promising quality in repairs.

Looking into https://www.homewarrantyreviews.com/, Fidelity works in 17 states. They have plans for all kinds of needs. Their add-on coverage options give extra protection for specific problems. With their long history and good ratings, Fidelity is a strong choice for homeowners looking for protection.

Understanding Coverage Options and Plans

Fidelity National Home Warranty offers plans for different homeowner needs. They have options for essential systems and appliances. This makes it easy to find the right plan for you.

Customers say the plans are flexible. They show how Fidelity meets unique homeowner needs.

Basic Plans Offered by Fidelity

Fidelity National Home Warranty has several basic plans. These include:

Plan Type	Annual Cost	Service Call Fee
Standard Plan	$490	$75
Comprehensive Plus Plan	$590	$75
Enhanced Plan	$660	$75

These plans cover systems like plumbing, heating, and electrical. They also cover failures due to normal wear and tear. This is a big plus, as seen in many reviews.

You can also customize your plan. This lets you tailor coverage to your specific needs.

Add-On Coverage for Enhanced Protection

Fidelity lets you add coverage for important items. You can add things like:

Pools and spas
Air conditioning systems
Smart home devices
Additional kitchen appliances

These add-ons cost between $35 and $180 each. This flexibility is great for those who want full protection. It’s perfect for those looking for the best home warranty reviews.

Fidelity National Home Warranty Reviews: Key Features

Customer feedback on Fidelity National Home Warranty is very telling. It shows what homeowners like and worry about. The reputation of Fidelity National Home Warranty is built on how happy users are with their coverage options.

Customer Feedback and Satisfaction Ratings

Reviews are mixed but mostly positive. Homeowners like the wide range of coverage Fidelity National offers. They say these warranties can save a lot on repair costs.

The cost of repairs can be high. So, getting a warranty seems like a smart move.

Common Pros and Cons Highlighted by Users

Despite the good, some users have complaints about customer service. They often mention:

Long wait times when calling customer service.
Challenges in communication after claims are filed.
Frustration over the responsiveness of technicians.

But, there are also positives. Users like:

Competitive pricing starting as low as $420.
Thirteen months of coverage in new plans.
Extensive add-on options for tailored care.

Users are excited about the customization options. But, they warn about the limits of standard coverage. Knowing this is key for anyone looking at warranties.

Repair Type	Average Repair Cost	Warrantied Coverage Limit
Plumbing	$230	$1,000 aggregate limit
Heating System	$355	$1,500 aggregate limit
Cooling System	$445	$1,500 aggregate limit
Water Heater	$512	$1,500 aggregate limit
Electrical Repairs	$365	$1,000 aggregate limit
Oven/Range/Cooktop	$225	$1,000 aggregate limit
Refrigerator	$455	$1,000 aggregate limit

Pricing and Financial Stability of Fidelity National Home Warranty

Knowing about Fidelity National Home Warranty’s pricing and financial health is key. Their affordable annual rates and plans fit many homeowners. They promise financial stability to back their promises.

Serving Different States and Competitive Pricing

Fidelity National Home Warranty is in ten states like Arizona and Texas. This wide reach helps many homeowners find reliable coverage. Prices start at around $315 in Oregon and $360 in California.

Their low service fee is $75 to $85 per visit. This makes them a good choice in the market. You can also add coverage for $50 to $200, fitting your needs.

Financial Stability and Background of the Company

Fidelity National Home Warranty is strong thanks to its parent, Fidelity National Financial. It has an A rating from Standard & Poor’s and a low-risk rating from Moody’s. This shows they’re reliable and committed to their promises.

Customers trust them because of their solid financial ratings. This makes investing in home protection a smart choice.

State	Standard Plan Starting Price	Service Fee
Oregon	$315	$75-$85
California	$360	$75-$85
Texas	Varies	$75-$85
Arizona	Varies	$75-$85

Conclusion

Fidelity National Home Warranty is a good choice for homeowners. It offers a mix of low cost and wide coverage. The company has been around for over 40 years and has an A+ rating from the Better Business Bureau.

It has different plans to fit various needs. You can choose from the Standard Plan to the more detailed Enhanced Plan.

Some reviews say the customer service is not always great. But, the company is financially strong and lets you pick what you need. It covers important things like plumbing, electrical, and air conditioning.

Knowing what Fidelity National offers can help you decide. Look at the plans and what other people say online. This way, you can pick the best home warranty for your home.

FAQ

What is Fidelity National Home Warranty?

Fidelity National Home Warranty has been around for 38 years. They provide home warranty plans for homeowners and real estate pros. Their focus is on key systems like HVAC, plumbing, and electrical.

What coverage options does Fidelity National Home Warranty provide?

Fidelity has several plans, like the Standard and Enhanced Plans. These cover important systems and appliances. You can also add extra coverage for things like washers and smart home devices.

How does Fidelity National Home Warranty compare in terms of pricing?

Their prices start at $315 a year for basic plans. For more coverage, it’s up to $660. They’re known for good prices in many states, which attracts homeowners.

What do customer reviews say about Fidelity National Home Warranty?

People like the wide coverage and good prices. But, some say customer service is slow and hard to reach when filing claims.

Is Fidelity National Home Warranty financially stable?

Yes, its parent company, Fidelity National Financial, has a strong rating. They’re seen as reliable in meeting their promises to clients.

In which states does Fidelity National Home Warranty operate?

They serve ten states, including Arizona and California. This wide reach helps many homeowners find coverage.

Can I customize my home warranty plan with Fidelity National?

Yes! Fidelity lets you pick what coverage you need. This makes it a flexible choice for homeowners.