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7 Best Home Warranty Companies In Seattle, Washington

Our Best Home Warranty Companies in Seattle, WA page, provides clear insights and comparative analysis of leading providers. Dive into comprehensive reviews, explore diverse warranty options, and make informed decisions for a stress-free future in your Seattle home.

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image displaying the family residing in seattle,  buying home warranty for the protection of their homes
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Offer Ends
In

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25
$200 Off*
Free roof Coverage* +2 Months additional coverage
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100,000 user reviews

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16+ Years Of Experience

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6 Million Homeowners Served

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List Of The Best Home Warranty Companies In Seattle

Check out our list of the top seven providers and discover the pros and cons of each before making your decision.

Pros

  • Offers five comprehensive coverage plans that protect major systems and appliances
  • An easy-to-use claims process that ensures prompt repairs
  • Catered to 6 million customers

Cons

  • Only annual payment plans are available

Premium

$315 - $685

Deductible

$85 - $110

Coverage Limit

Varies by state & covered item

Response Time

N/A

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Pros

  • Offers five comprehensive coverage plans that protect major systems and appliances
  • An easy-to-use claims process that ensures prompt repairs
  • Catered to 6 million customers

Cons

  • Only annual payment plans are available

Pros

  • Unlimited coverage for major systems
  • Routine maintenance services available
  • Waiting period of only 15 days

Cons

  • No choice for 24/7 claim-filing option

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Pros

  • Unlimited coverage for major systems
  • Routine maintenance services available
  • Waiting period of only 15 days

Cons

  • No choice for 24/7 claim-filing option

Pros

  • Offers a unique money-back-guarantee
  • Allows customers to choose their technicians
  • No mandatory waiting period for new houses having an inspection report

Cons

  • Does not provide proper pricing information
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$200 OFF and 1 Month Free. 30-Day Free Trial.

Premium

$45 - $60

Deductible

$70

States covered

48 states

Coverage not available in California and Wisconsin

Coverage Limit

$15K

Response Time

24 - 48 hours

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Pros

  • Offers a unique money-back-guarantee
  • Allows customers to choose their technicians
  • No mandatory waiting period for new houses having an inspection report

Cons

  • Does not provide proper pricing information

Pros

  • Ability to select specific coverage for desired systems and appliances
  • 24/7 claims service
  • Pest control available as an added service

Cons

  • Inexperienced compared to competitors
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$200 off + 2 months free + Free roof leak protection

Premium

$50 - $60

Deductible

$90

States covered

All 50 U.S states

Coverage Limit

$2K/Item

Response Time

Up to 48 hours

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Pros

  • Ability to select specific coverage for desired systems and appliances
  • 24/7 claims service
  • Pest control available as an added service

Cons

  • Inexperienced compared to competitors

Pros

  • A variety of coverage options to choose from
  • Includes coverage for damage from rust and corrosion
  • Provides Amazon gifts cards to AHS members

Cons

  • ShieldPlatinum plan monthly charges are comparative higher than most competitors
 image displaying the offers available for the purchase of the home warranty plan

$50 OFF on Multiple Properties

Premium

$29 - $89

Deductible

$100 & $125

States covered

48 states

Coverage not available in Alaska and Hawaii

Coverage Limit

$4K - $5K

Response Time

Up to 48 hours

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Pros

  • A variety of coverage options to choose from
  • Includes coverage for damage from rust and corrosion
  • Provides Amazon gifts cards to AHS members

Cons

  • ShieldPlatinum plan monthly charges are comparative higher than most competitors

Pros

  • $5K coverage limits on appliances
  • No home inspection required to qualify for coverage
  • Extra protection available for plumbing systems and services

Cons

  • Limited optional coverage

Premium

$47 - $87

Deductible

$75, $100 & $125

Coverage Limit

$2.5K

Response Time

Up to 48 hours

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Pros

  • $5K coverage limits on appliances
  • No home inspection required to qualify for coverage
  • Extra protection available for plumbing systems and services

Cons

  • Limited optional coverage

Pros

  • Lower service fees, starting from $50
  • Allows customers to choose service technicians for repairs
  • High aggregate coverage limits

Cons

  • Pricing not transparent

Premium

$58.82 - $63.48

Deductible

$50 & $100

States covered

49 states

Coverage not available in California

Coverage Limit

$25,000 contractual limit

Response Time

48 - 72 hours

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Pros

  • Lower service fees, starting from $50
  • Allows customers to choose service technicians for repairs
  • High aggregate coverage limits

Cons

  • Pricing not transparent
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Pro Tip: Visit our Best Home Warranty Companies page for expert advice and choose the perfect plan for your home.

Home Warranty Cost And Coverage-Related Details For Seattle Residents

Explore the cost and coverage-related details of home warranties for Seattle residents.

Cost Considerations

Coverage Options

  • Average Cost The average home warranty premiums in Seattle typically range from $350 to $600 per year and $19 to $89 monthly. 
  • Deductibles Home warranties require a deductible or service call fee to be paid for each service visit. This amount typically ranges from $50 to $125 per visit.

  • Factors Influencing Cost Several factors influence the cost of a home warranty, including the size of your home, the level of coverage desired, and the specific home warranty provider. 
  • Appliances Coverage Home warranty plans cover major household appliances, including refrigerators, dishwashers, ovens and ranges, washers and dryers, garbage disposals, and built-in microwaves.
  • System Coverage You can also opt for coverage for essential systems within your home, such as heating, ventilation, and air conditioning (HVAC) systems, plumbing systems, electrical systems, water heaters, and garage door openers.
  • Optional Add-Ons Besides basic coverage for appliances and systems, providers offer optional add-ons for additional peace of mind. Some common add-ons include pool and spa coverage, well pumps, septic systems, limited roof leaks, etc.

Find out more about the home warranty offerings in the Washington State Page.

Why Should Seattle Citizens Get A Home Warranty?

Let's delve into the details and discover why a home warranty is valuable for Seattle homeowners.

  • The Impact Of Seattle’s Weather Seattle is known for its beautiful but damp climate. The city experiences significant rainfall throughout the year, which can take a toll on your home. Unpredictable weather can lead to costly repairs, from leaky roofs to water damage in basements. 
  • Older Homes With Aging Systems Seattle boasts charming historic neighborhoods filled with older homes. While these houses have character and unique architectural features, they often come with aging systems and appliances. These components may break down or require frequent repairs as time goes by. 
  • Protection Against High Plumbing Costs Seattle's hilly terrain and abundant moisture make it essential for homeowners to have a reliable plumbing system. Plumbing issues, such as pipe leaks or sewer line blockages, can cause extensive damage if left unattended. 
  • Heating & Cooling Systems For All Seasons With its varied climate, Seattle experiences warm summers and chilly winters. This means homeowners rely heavily on their heating and cooling systems to provide comfort throughout the year. However, these systems can be expensive to repair or replace.
  • Protection From Unexpected Appliance Failures Appliances play a vital role in our daily lives, from cooking meals to doing laundry. However, even the most well-maintained appliances can unexpectedly break down. The cost of repairing or replacing these essential household items can quickly add up.

Cost Of Common Household Repairs In Seattle

Explore the average cost of common Seattle home repairs in plumbing, HVAC, electrical, and appliances.

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Essential Points To Consider While Getting A Home Warranty In Seattle, WA

Now, let's explore the essential points you should consider while getting a home warranty in Seattle, WA.

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Who Regulates Home Warranty Companies In Seattle?

The primary authority responsible for regulating home warranty companies in Seattle and the rest of the state is the Washington State Office of the Insurance Commissioner (OIC). The OIC oversees the licensing and operations of insurance-related entities, including home warranty companies.

Washington State Office of the Insurance Commissioner (OIC)

The OIC has established consumer protection measures to safeguard homeowners. These measures include

  • Disclosure Requirements: Home warranty companies must provide potential customers with clear and accurate information about the coverage and limitations of their contracts.
  • Claims Handling: Home warranty companies must promptly and fairly handle claims made by homeowners. This includes providing timely repairs or replacements for covered items.
  • Contract Cancellation And Refunds: If homeowners decide to cancel their home warranty contract within a certain period, they are entitled to a refund of premiums paid. This protects consumers from being locked into contracts they no longer want or need.

Conclusion

Protecting your home with a home warranty is a wise decision for homeowners in Seattle, Washington. Remember to consider the coverage options, contractor network, customer service, and cost when deciding.

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FAQs

What Are The Most Frequent Home Warranty Claims In Seattle?

Common home warranty claims in Seattle often revolve around crucial home systems and appliances, notably heating systems, due to the city’s cool and damp climate. Seattle’s frequent rainfall and cooler temperatures increase demands on heating systems. 

Plumbing repairs, electrical malfunctions, kitchen appliance issues, and water heater failures are also prevalent, with the damp weather potentially impacting these components.

Which Home Warranty Company Covers Most Appliances And Systems In Seattle?

Liberty Home Guard allows homeowners to customize their plans and pest control coverage suitable for Seattle. American Home Shield also covers major home appliances and systems in at least one or the other plan out of the three they offer.

How Much Does A Home Warranty Cost In Seattle?

The home warranty cost in Seattle can vary based on factors such as coverage, provider, and service fees. On average, monthly premiums range from $30 to $60. Additionally, service call fees, paid per repair visit, may range from $75 to $125. Comprehensive plans covering more items tend to have higher costs.

seattle - Home warranty reviews

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Geb Hans, WA, Seattle

Jan 12, 2024

five_star
Residential Warranty Services

They consistently deliver top-notch service and fulfills their commitments. My experience with them has been superb, marked by polite communication and swift, high-quality service.

They consistently deliver top-notch service and fulfills their commitments. My experience with them has been superb, marked by polite communication and swift, high-quality service. View less

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Thomas Wolf, WA, Seattle

Dec 07, 2023

five_star
Residential Warranty Services

Their customer service team is always ready to assist, demonstrating professionalism and a deep understanding of their products. The process of filing a claim is straightforward and hassle-free, which is a huge relief during the stressful times of home repairs. I appreciate their dedication to keeping the cost of home repair low for customers like me.

Their customer service team is always ready to assist, demonstrating professionalism and a deep understanding of their products. The process of filing a claim is straightforward and hassle-free, which is a huge relief during the stressful times of home repairs. I appreciate their dedication to keeping the cost of home repair low for customers like me. View less

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Martina Mbigheonyi, WA, Seattle

Jul 27, 2023

five_star
ServicePlus Home Warranty

ServicePlus arranged for a technician to repair my gas dryer, allowing me to dry clothes effectively and efficiently.

ServicePlus arranged for a technician to repair my gas dryer, allowing me to dry clothes effectively and efficiently.View less

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Afsar Ali, WA, Seattle

Feb 22, 2023

one_star
First Premier Home Warranty

DO NOT GET THIS WARRANTY COMPANY! They are Scamming us to get money but not provide service. Amazing sales guys but will not cover your claim. I paid for 6 years and after a year when I finally had a claim they made up things to not approve my claim and To** Pea**** - Operations Manager was extremely rude and accusatory although i provided all the supporting documentation. You will do more work ..Read Full Review

DO NOT GET THIS WARRANTY COMPANY! They are Scamming us to get money but not provide service. Amazing sales guys but will not cover your claim. I paid for 6 years and after a year when I finally had a claim they made up things to not approve my claim and To** Pea**** - Operations Manager was extremely rude and accusatory although i provided all the supporting documentation. You will do more work with 0 outcome. They just want your money. I paid for a specialist to come diagnose my HVAC system and they gave their recommendation to First Premier Home Warranty, I had to call and reach out over 6 times to get a status and next steps then they asked for 3 years of maintenance report which i provided and then they asked for proof of payments which point i was fed up as i spend more hours trying to provide reasonable documentations then i should! Next, ask for my birth certificate?? When I asked to have my money refunded and whom I can talk to about this deeply unsatisfactory service they wouldnt provide that info and got extremely rude. I would have rather flushed that money down the toilet then pay to company that just wants to scam you when you need them the most. View less

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Mi, WA, Seattle

Apr 06, 2022

one_star
Lowe’s Protection Plans

This is a scam. No one will answer your call. Seems to me they are avoiding repairs. Paid $130 for a protection plan for 5 years. S**** is a way better company. Avoid buying at Lowes

This is a scam. No one will answer your call. Seems to me they are avoiding repairs. Paid $130 for a protection plan for 5 years. S**** is a way better company. Avoid buying at LowesView less

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Vicky Gannon, WA, Seattle

Jan 17, 2022

five_star
American Home Shield (AHS)

They had a repairman for the washer repair the next morning after I called. The repariman came on time and fixed the washer. I was very happy with this service.

They had a repairman for the washer repair the next morning after I called. The repariman came on time and fixed the washer. I was very happy with this service.View less

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Amber N. Dixon, WA, Seattle

Mar 20, 2021

one_star
Residential Warranty Services

Please stay aware from this company and save your money. I have filed a repair order for my doorbell, and it's been a year now and it was still not fixed. They took their time to send their repairman and he wasn't able to fix it. He just gave me lame excuses that I don't understand, and I know for a fact that he was just making those up. He just couldn't fix my doorbell. We jus ..Read Full Review

Please stay aware from this company and save your money. I have filed a repair order for my doorbell, and it's been a year now and it was still not fixed. They took their time to send their repairman and he wasn't able to fix it. He just gave me lame excuses that I don't understand, and I know for a fact that he was just making those up. He just couldn't fix my doorbell. We just get tired calling this company to have it fixed that we just let our doorbell unfixed. View less

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Michael Thai, WA, Seattle

Feb 12, 2021

five_star
Complete Care Home Warranty

Spoke with ***** and he was very informative and did not pressure me into signing up like most of the other companies that called me. He was patient and allowed me the time to review everything and answered all of my questions.

Spoke with ***** and he was very informative and did not pressure me into signing up like most of the other companies that called me. He was patient and allowed me the time to review everything and answered all of my questions.View less

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Christopher Caldwell, WA, Seattle

Sep 23, 2020

five_star
The Home Service Club

Super thankful l for all of the work that you've done, HSC! You really are the best there is! If it weren't for HSC, I think I'd be broke right now. They repaired my washer and dryer and I only paid $65 for the service fee.

Super thankful l for all of the work that you've done, HSC! You really are the best there is! If it weren't for HSC, I think I'd be broke right now. They repaired my washer and dryer and I only paid $65 for the service fee.View less

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Michelle Toledo, WA, Seattle

Feb 17, 2020

five_star
ServicePlus Home Warranty

The whole buying experience I had with Total Home Protection was absolutely amazing. From the initial contact I had with them and all the way to signing the contract, I was patiently guided through each and every step and explained everything I needed to know. The agent I kept in contact with was extremely professional and knowledgeable and I am extremely satisfied with how everything went. I got ..Read Full Review

The whole buying experience I had with Total Home Protection was absolutely amazing. From the initial contact I had with them and all the way to signing the contract, I was patiently guided through each and every step and explained everything I needed to know. The agent I kept in contact with was extremely professional and knowledgeable and I am extremely satisfied with how everything went. I got a multi-year plan and I received not only a discount but also a microwave oven as a signing gift, which was perfect as my old one was...well, old. I would recommend Total Home Protection to anyone interested in having extra protection for their house.View less

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Toni Broomhill, WA, Seattle

Jan 15, 2020

five_star
ServicePlus Home Warranty

Our first experience dealing with our home warranty was with our water heater that quit working. I received a date & time for the service call within just a couple of hours of making my claim. The service repairman arrived early and fixed our water heater. I am very happy with the services received from our 1st claim with Total Home Protection. I am so glad I purchased the warranty.

Our first experience dealing with our home warranty was with our water heater that quit working. I received a date & time for the service call within just a couple of hours of making my claim. The service repairman arrived early and fixed our water heater. I am very happy with the services received from our 1st claim with Total Home Protection. I am so glad I purchased the warranty. View less

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Mel Gilligan, WA, Seattle

Dec 09, 2019

five_star
ServicePlus Home Warranty

My boiler is old, that’s what every technician that comes take a look every three months when it stops working tells me. And it was always the same, it would stop working, I’d call THP, they’d have someone over, they’d fix it and then tell me it’s old. This time, when I called THP said it’s not going to service my boiler anymore but give me money to replace it. ..Read Full Review

My boiler is old, that’s what every technician that comes take a look every three months when it stops working tells me. And it was always the same, it would stop working, I’d call THP, they’d have someone over, they’d fix it and then tell me it’s old. This time, when I called THP said it’s not going to service my boiler anymore but give me money to replace it. Isn’t that awesome? Not having to worry my showers might be cold this morning, depending on the mood of my boiler? This company is just great, with a bit of money and their help, I now own a brand new Viking heavy-duty boiler.View less

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Suzette Sommer , WA, Seattle

Nov 22, 2019

five_star
American Home Shield (AHS)

Each time I have needed a repair through AHS, they have made it a good experience and backed me up if the original contractor didn’t work out. Without complaining, they’ve done what needed to be done, in a timely way. Cheerfully and kindly, which is very appreciated under the stress of something breaking down.

Each time I have needed a repair through AHS, they have made it a good experience and backed me up if the original contractor didn’t work out. Without complaining, they’ve done what needed to be done, in a timely way. Cheerfully and kindly, which is very appreciated under the stress of something breaking down.View less

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Loretta Ryan, WA, Seattle

Oct 26, 2019

five_star
American Home Shield (AHS)

Good experience

Good experience View less

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Mari Richards, WA, Seattle

Apr 18, 2019

five_star
The Home Service Club

The repairman they sent is Knowledgeable, experience, honest and hard worker. He work with no delays, maintains work area clean, organized and in order. Very Satisfied with the service provided. The operator who received the call was professional and pleasant.

The repairman they sent is Knowledgeable, experience, honest and hard worker. He work with no delays, maintains work area clean, organized and in order. Very Satisfied with the service provided. The operator who received the call was professional and pleasant.View less

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Patrisha Lussier, WA, Seattle

Mar 25, 2019

one_star
America’s First Choice

I am a home owner and I purchased AFC. Read the contract. Know there is a 75$ fee to cancel for a reason. They will not pay for anything they deem old, and so many other points they have to disqualify your item, I can't possibly list under 1000 characters. I am sure their goal is not to pay, because they have not. Also, don't wait for them to send someone out, you won't see any ..Read Full Review

I am a home owner and I purchased AFC. Read the contract. Know there is a 75$ fee to cancel for a reason. They will not pay for anything they deem old, and so many other points they have to disqualify your item, I can't possibly list under 1000 characters. I am sure their goal is not to pay, because they have not. Also, don't wait for them to send someone out, you won't see anyone. Remember, they named themselves "first choice", not America, not us.View less

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