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Best Home Warranty Companies In south carolina 2025

South Carolina’s charm extends beyond its beautiful beaches and vibrant cities. However, like any home, yours can experience unexpected appliance breakdowns or system failures. Don’t let these worries disrupt your Southern serenity. This guide unveils the best home warranty companies in South Carolina, empowering you to find the perfect shield for your home and budget.

1 Industry Leading Coverage

Elite Home Warranty

4.9 fourhalf_star
Outstanding
$200 OFF and 1 Month Free. 30-Day Free Trial.
2 Affordable Coverage

Select Home Warranty

4.7 fourhalf_star
Outstanding
$150 off + Free roof coverage + 2 months free
3 Fast Claim Processing

Regency Total Home Warranty

4.6 fourhalf_star
Excellent
$300 Off + 2 Months Free + FREE Limited Roof Leak Protection

Our Picks: 7 Best Home Warranty Companies For south carolina Residents

Exploring the home warranty landscape in South Carolina can be complex. To assist you in making a knowledgeable choice, we have listed the top home warranty companies in South Carolina. This comparison simplifies selecting the ideal provider that aligns with your requirements and financial plan.

1 Industry Leading Coverage

Elite Home Warranty
  • Strong protection for systems in humid climates.
  • Comprehensive add-ons for exterior water and sewer lines.
  • Affordable service fees with transparent contracts.
$200 OFF and 1 Month Free. 30-Day Free Trial.
4.9
Outstanding
fourhalf_star
(888) 580-5416
2 Affordable Coverage

Select Home Warranty
  • Provides discounts on multi-year plans
  • Has extensive contractor network
$150 off + Free roof coverage + 2 months free
4.7
Outstanding
fourhalf_star
(888) 539-7220
3 Fast Claim Processing

Regency Total Home Warranty
  • Covers essential home systems and appliances for peace of mind.
  • Available in all 50 states for consistent service.
  • Round-the-clock assistance for claims and repairs.
$300 Off + 2 Months Free + FREE Limited Roof Leak Protection
4.6
Excellent
fourhalf_star
(844) 240-8369
4

Liberty Home Guard
  • 24/7 Customer Support with Same-Day Response Time
  • Most Add-Ons in the Industry for Flexible Coverage
  • Easy Claim Processing with Intuitive Mobile App
$200 Off + 2 Months Free + Free Roof Leak Protection
4.7
Outstanding
fourhalf_star
855-681-9724
5

Mike Holmes Protection
  • Mike Holmes Protection offers virtual assistance to homeowners
  • Mike Holmes Protection offers virtual assistance to homeowners
  • The company offers unlimited coverage for systems
$100 Off + 1 Month Free
4.4
Excellent
fourhalf_star
866-408-9898
6

America’s First Choice
  • Reliable protection for appliances in humid environments.
  • Optional add-ons for pools, spas, and sprinkler systems.
  • Transparent pricing with no hidden fees.
$250 Off + Free Roof Leak Coverage
4.6
Excellent
fourhalf_star
866-203-8901
View Rates
7

ARW Home – American Residential Warranty
  • Affordable plans with flexible pricing options.
  • Wide variety of add-on coverages for customized protection.
  • Excellent customer support and transparent terms.
2 Months FREE* on All Plans
4.3
Excellent
fourhalf_star
(855) 577-1106

Are Home Warranty Plans Beneficial For South Carolina Homeowners?

Shield your wallet and safeguard your peace of mind by discovering the benefits of home warranty plans in South Carolina!

  • Safeguard your budget from the unexpected costs of repairing or replacing essential cooling systems like air conditioners, a common concern in South Carolina's warm climate.
  • Mitigate the financial impact of appliance breakdowns caused by power surges or other weather-related events, which can be more frequent in South Carolina due to its coastal location and potential for storms.
  • Guard your valuable home against the high cost of repairs for major systems like plumbing and electrical, which are often more expensive to fix in older South Carolina homes.
  • Enjoy the serenity of coastal living without worrying about surprise repair bills, especially for appliances prone to wear and tear in beach environments, like dishwashers and refrigerators.
  • Many home warranty companies in South Carolina partner with local, pre-approved contractors, allowing you to contribute to the state's economy while receiving quality service.

How Much Does A South Carolina Home Warranty Cost?

Here's a breakdown of the average costs associated with home warranty plans in South Carolina:

Average Annual Cost

$612

Average Monthly Cost

$51

Average Service Fee (Deductible)

$75 - $150 per claim

It's important to remember that these are just averages, and your actual costs may vary depending on several factors, including:

  • Coverage level: Plans with broader coverage for more appliances and systems will typically cost more than basic plans.
  • Deductible: Choosing a higher deductible can lower your monthly premium, but you'll be responsible for paying more out of pocket for each repair.
  • Location: Home warranty costs can vary slightly depending on your location in South Carolina.
  • Age and condition of your home: Older homes or those with known maintenance issues may be more expensive to insure.

Home Warranty Coverage In South Carolina

While specific coverage details vary by provider, here’s a general overview of what home warranties typically cover in South Carolina, along with some exclusions and additional considerations:

Common Coverages

  • Major appliances: Refrigerators, dishwashers, ovens, ranges, garbage disposals, clothes washers, and dryers are among other appliances that are usually covered by a home warranty.
  • Major systemsElectrical wiring and components, plumbing systems, and HVAC systems, including components like furnaces, ductwork, and central air conditioners, are some of the major systems that get covered.
  • Additional coveragesSome companies offer optional add-ons for specific needs in South Carolina, such as pool and well pump protection, septic system coverage, or roof leak repairs (limited coverage).

Common Exclusions

  • Cosmetic issuesDamage not affecting functionality, like scratches or appliance dents, are usually excluded.
  • Pre-existing conditionsCompanies generally do not cover existing wear and tear, improper installation, or damage caused by neglect or lack of maintenance.
  • Specific exclusionsCarefully review the policy wording to understand what’s not covered, as it can vary between companies. For example, some plans might exclude ice makers, garbage disposals, or specific brands of appliances.

Here Are Some Additional Points To Consider

  • Coverage limitsConsider the maximum amount a plan will pay for each repair or replacement.
  • Service call feesBe aware of the service fee you’ll be responsible for paying each time you file a claim.
  • Renewal process and price increasesUnderstand the process for renewing your plan and if there are potential price increases upon renewal.

Who regulates Home Warranty Companies In South Carolina?

The South Carolina Department of Insurance (SCDOI) oversees and enforces regulations governing home warranty companies in South Carolina. Their primary goal is to protect consumers from unfair or deceptive practices within the industry.

How they are regulated:

  • Registration: All home warranty companies operating in South Carolina must register with the SCDOI. This ensures they meet basic qualifications and adhere to established regulations.
  • Licensing: Companies are required to obtain a South Carolina Home Service Contract License. This license signifies they have paid the necessary fees and met the state's licensing requirements.
  • Financial Requirements: Companies must demonstrate financial solvency to fulfill their obligations to policyholders.

Final Word

While several reputable companies offer various plans, prioritize your specific needs and budget when comparing options. Common mistakes homeowners make include needing to thoroughly review coverage details and exclusions and overlooking service call fees. 

Remember, regular maintenance of your appliances and systems prevents unnecessary breakdowns and maximizes the benefits of your chosen plan.

Frequently Asked Questions (FAQs)

Is A Home Warranty Mandatory In South Carolina?+

What Are The Most Common Appliance Repairs In South Carolina?+

Do Home Warranty Companies Provide Workmanship Guarantee?+

Home Warranty Annual Awards Winner For 2025

HomeWarrantyReviews.com, a trusted name in the industry for decades, lets customer voices shine through its annual awards. Combining real-world experiences with expert analysis, these awards highlight the providers that homeowners truly trust. After reviewing over 25 home warranty companies, the Home Warranty Reviews team named Elite Home Warranty the best home warranty company nationwide. We trust Elite Home Warranty to protect your home due to its reliable services, most beneficial coverage benefits and consumer centric approach, and you should too.

Why Homeowners Trust Elite Home Warranty?

Elite Home Warranty isn’t just another provider, they are setting a new standard in the industry. Here’s why thousands of homeowners trust Elite Home Warranty every day:

  • Top Rated Customer Satisfaction: 4.9/5 stars across verified platforms including BBB, Home Warranty Companies, Consumera, Google and more.
  • Affordable Pricing: Competitive rates with no hidden fees, surprise charges, or misleading fine print.
  • Efficient Claims Process: 90% of claims are processed within 24 to 48 hours, with real time status updates.
  • Best in Class Coverage That Actually Works: Elite offers the best coverage benefits with some go the highest limits in the industry, with trusted protection when you need it most.
  • Award-Winning Support Team: Friendly, U.S.-based claims concierge available 7 days a week to help you every step of the way.
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