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Best Home Warranty Companies In west virginia 2025

From stunning scenery to unpredictable weather, West Virginia homes face unique challenges. Don’t let furnace failures or appliance breakdowns disrupt your comfort. This guide explores the Best Home Warranty Companies in West Virginia, helping you find a plan to safeguard your essential systems and keep your home running smoothly year-round.

1 Award Winner

Elite Home Warranty

Elite Home Warranty

$200 OFF and 1 Month Free. 30-Day Free Trial.

Outstanding

4.9

2 Affordable Coverage

Select Home Warranty

Select Home Warranty

$150 OFF and 2 Months Free + Free Roof Coverage

Excellent

4.4

3 Fast Claim Processing

Regency Total Home Warranty

Regency Total Home Warranty

$300 OFF and 2 Months Free + Free Roof Coverage

Excellent

4.6

Our Picks: Best Home Warranty Companies For west virginia Residents

Here are our top picks for the 5 Best Home Warranty Companies in West Virginia Resident. We've carefully considered factors like coverage options, customer service, value, and reputation in the Mountain State to help you find the perfect fit for your needs.

1 Award Winner

1

Elite Home Warranty

Best Home Warranty Award Winner.
No Contract. Cancel Anytime.
24/7 U.S. Based Live Claims Concierge.
Industry Highest Coverage Options.

$200 OFF and 1 Month Free. 30-Day Free Trial.

Outstanding

4.9

Premium $59.99 - $69.99

Deductible $70.00 - $130.00

Total Coverage Benefits $25,000 Contractual Limit

2 Affordable Coverage

2

Select Home Warranty

Cost Effective and affordable Plans.
Fast claims Processing.
Free Roof Leak Coverage.

$150 OFF and 2 Months Free + Free Roof Coverage

Excellent

4.4

Premium $54.99 - $64.99

Deductible $60.00 - $125.00

Total Coverage Benefits $11,000 Contractual Limit

3 Fast Claim Processing

3

Regency Total Home Warranty

Affordable and Flexible Pricing.
Unlimited Service Calls.
Simple and Friendly Claims Process.

$300 OFF and 2 Months Free + Free Roof Coverage

Excellent

4.6

Premium $54.99 - $64.99

Deductible $60.00 - $100.00

Total Coverage Benefits $15,000 Contractual Limit

4

Mike Holmes Protection

Endorsed by Renowned Contractor Mike Holmes.
Live Video Chat Support Feature.
Comprehensive Coverage.
Reliable Claims Process.

$250 OFF and 1 Month Free + Free Roof Coverage

Outstanding

4.8

Premium $69.99 - $79.99

Deductible $60.00 - $85.00

Total Coverage Benefits $25,000 Contractual Limit

5

Liberty Home Guard

24/7 Customer Support with Same Day Response.
Extensive Add Ons Coverage Options.
Fast and Easy Claim Processing.
Fully Digital Claims Experience.

$200 OFF and 2 Months Free + Free Roof Coverage

Outstanding

4.7

Premium $54.99 - $69.99

Deductible $85.00 - $150.00

Total Coverage Benefits $15,000 Contractual Limit

6

America’s First Choice

Lifetime Workmanship Guarantee.
Option to Choose Any Licensed Technician.
In-House Service Team for Fast Resolutions.

$250 OFF and Free Roof Coverage

Excellent

4.5

Premium $54.99 - $69.99

Deductible $75.00 - $125.00

Total Coverage Benefits $10,000 Contractual Limit

7

American Home Shield (AHS)

50+ Years of Industry Experience.
Largest Home Warranty Company.
Comprehensive Coverage.
Reliable Claims Process.

$100 OFF and Free Roof Coverage

Excellent

4.4

Premium $54.99 - $89.99

Deductible $75.00 - $125.00

Total Coverage Benefits $10,000 Contractual Limit

8

ARW Home – American Residential Warranty

No Age Restriction on Covered Items.
Service Available in all 50 States.
Electronic Gadgets Protection.

$100 OFF and 2 Months Free

Excellent

4.2

Premium $54.99 - $64.99

Deductible $100.00 - $125.00

Total Coverage Benefits $10,000 Contractual Limit

9

First American Home Warranty

Strong Real Estate Integration.
Paid Over $200 Million In Claims.
Serves 500k+ Customers Nationwide.

Flexible Payment Options

Good

3.6

Premium $54.99 - $64.99

Deductible $85.00

Total Coverage Benefits $10,000 Contractual Limit

10

Cinch Home Services

180 Day Workmanship Guarantee.
Online Customer Portal.
Comprehensive Coverage.

Free Water Sensor and 2 Months Free

Good

3.4

Premium $54.99 - $64.99

Deductible $75.00 - $150.00

Total Coverage Benefits $10,000 Contractual Limit

11

2-10 Home Buyers Warranty

Specialized Structural Coverage.
Reliable Claims Process.
24/7 Emergency Services.

20% OFF All Plans

Good

3.8

Premium $59.99 - $74.99

Deductible $75.00 - $125.00

Total Coverage Benefits $10,000 Contractual Limit

12

America’s Preferred Home Warranty (APHW)

Strong Customer Retention Rates.
Reliable Claims Process.
Roof Leak Coverage.

Good

3.9

Premium $59.99 - $69.99

Deductible $50.00 - $100.00

Total Coverage Benefits $25,000 Contractual Limit

2025 Home Warranty Annual Award Winner

HomeWarrantyReviews.com, a trusted name in the industry for decades, lets customer voices shine through its annual awards. Combining real-world experiences with expert analysis, these awards highlight the providers that homeowners truly trust. After reviewing over 25 home warranty companies, the Home Warranty Reviews team named Elite Home Warranty the best home warranty company nationwide. We trust Elite Home Warranty to protect your home due to its reliable services, most beneficial coverage benefits and consumer centric approach, and you should too.

Why Homeowners Trust Elite Home Warranty?

Elite Home Warranty isn’t just another provider, they are setting a new standard in the industry. Here’s why thousands of homeowners trust Elite Home Warranty every day:

Top Rated Customer Satisfaction: 4.9/5 stars across verified platforms including BBB, Home Warranty Companies, Consumera, Google and more.
Affordable Pricing: Competitive rates with no hidden fees, surprise charges, or misleading fine print.
Efficient Claims Process: 90% of claims are processed within 24 to 48 hours, with real time status updates.
Best in Class Coverage That Actually Works: Elite offers the best coverage benefits with some go the highest limits in the industry, with trusted protection when you need it most.
Award-Winning Support Team: Friendly, U.S.-based claims concierge available 7 days a week to help you every step of the way.

Is Home Warranty Plans Beneficial For West Virginia Homeowners?

Keeping your West Virginia home running smoothly? Here's how a home warranty can help.

West Virginia's climate can be harsh, with hot summers and cold winters. This puts stress on your HVAC system, leading to breakdowns. A home warranty helps cover repairs or replacements due to weather-related wear and tear.
The state's freezing winters can cause pipes to burst, resulting in costly repairs. Home warranties often cover plumbing system repairs caused by freezing, offering financial protection.
Appliances are more likely to malfunction due to extreme temperatures. A home warranty safeguards your budget from unexpected appliance repairs during sweltering summers or frigid winters.
West Virginia's mountainous terrain can place unique demands on your home's systems. A warranty can help cover repairs specific to these geographical challenges, like sump pump issues or well problems.
Appliance and system breakdowns can wreak havoc on your finances. Home warranty plans provide a predictable repair cost, helping you avoid unexpected financial strain.
When an appliance or system fails, a home warranty often provides quick access to qualified repair technicians, minimizing disruption and inconvenience.
Locating reputable appliance and system repair professionals can be challenging. A home warranty company usually has a network of pre-approved technicians who ensure quality service.
Home warranty companies often have negotiated rates with repair technicians, potentially lowering the overall repair cost compared to finding someone independently.

How Much Does A West Virginia Home Warranty Cost?

Here's a breakdown of the average costs associated with a home warranty in West Virginia:

Average Annual Cost

$725

Average Monthly Cost

$60

Average Service Fee (Deductible)

$60 - $75

It's important to remember that these are just averages, and the actual cost of your home warranty in West Virginia will vary depending on several factors, including:

The specific company you choose: Different companies offer various plans and coverage levels, all at different price points.
The level of coverage you select: More comprehensive plans with a wider range of covered items will typically cost more than basic plans.
Add-on coverage: Some companies allow you to add coverage for specific appliances or systems, increasing the overall cost. For example, consider adding coverage for the well pump if your home has an older well.
Your home's location and age: Location and age can sometimes influence pricing due to factors like repair costs and claim frequency. For instance, homes in remote areas might see slightly higher service fees due to travel time for technicians.

Home Warranty Coverage In West Virginia

Here’s a breakdown of what a typical home warranty covers in the Mountain State, along with some exclusions to keep in mind and additional considerations for West Virginians:

Common Coverages

Appliance RepairThis product protects against malfunctions in major appliances like refrigerators, ovens, dishwashers, washing machines, and dryers. It is particularly valuable in West Virginia’s harsh winters and hot summers when appliances tend to work harder.
Plumbing System CoverageThis covers safeguards against issues with pipes, faucets, toilets, and the water heater. It is especially important in West Virginia, where freezing temperatures can cause pipes to burst.
Heating and Air Conditioning (HVAC) System CoverageHome warranty plans can cover repairs for malfunctions in your furnace, air conditioner, and related components.

Common Exclusions

Pre-existing ConditionsIf your appliance or system failed before you purchased the warranty, it likely won’t be covered.
Cosmetic IssuesThe warranty does not cover peeling paint on your dishwasher or rusty washing machine.
Misuse or AbuseWarranty coverage typically doesn’t extend to damage caused by improper use of the appliance or system.
Acts of GodHome warranties typically do not cover events such as lightning strikes or floods; home insurance companies typically cover these.

Additional Points to Consider for West Virginia Homeowners

Well System and Sump Pump CoverageThese features are common in West Virginia’s mountainous regions. Make sure your chosen plan offers coverage for repairs or replacements if needed.
Roof Leak CoverageWhile not all plans offer it, some West Virginia-specific warranties may cover roof leak repairs, a valuable benefit considering the state’s variable weather conditions.

Who regulates Home Warranty Companies In West Virginia?

In West Virginia, there isn't a dedicated regulatory body for home warranty companies like in some other states. However, that doesn't mean you're without recourse:

West Virginia Office of the Insurance Commissioner: While home warranties aren't technically considered insurance in the state, you can still file a complaint with the West Virginia Office of the Insurance Commissioner if you have an issue with a home warranty company. They can mediate disputes and provide resources for consumers.

Here are some resources that can help protect you:

National Home Service Contract Association (NHSCA)This industry association sets ethical and fair business practice guidelines for home warranty providers. Look for companies that are NHSCA members, as they are more likely to adhere to industry standards.
Service Contract Industry Council (SCIC)This organization develops and promotes model legislation and regulations for service contracts, including home warranties. Their resources can help you understand what to expect from a home warranty plan.

Final Word

In conclusion, navigating West Virginia's unique climate and geographical challenges requires a thoughtful approach to homeownership. Home warranty plans offer valuable protection, but selecting the optimal provider requires meticulous evaluation.

By carefully comparing coverage options, service area reputation, and client reviews, West Virginia residents can secure a home warranty that safeguards their investment and ensures the continued comfort of their mountain abode.

Frequently Asked Questions (FAQs)

What Are The Most Common Home Repairs In West Virginia?+

How To Get American Home Shield To Replace Air Conditioner?+

Do Home Warranty Companies Offer Coverage For Pools?+