Best Home Warranty Companies In arizona 2024

Arizona’s scorching sun and desert landscapes can strain your home’s systems. Don’t let unexpected repairs drain your wallet, too! This guide explores the Best Home Warranty Companies In Arizona. We’ll compare coverage options, pricing, and service details to find the perfect warranty for your desert oasis.

Our Picks: 5 Best Home Warranty Companies For arizona Residents

Here are Arizona's top home warranty companies, offering comprehensive coverage, competitive pricing, and valuable perks to meet homeowners' needs.

Best For Separate Coverage Options

4.9 |

Excellent

$150 Off + 1 Month Free. 30 Day Free Trial!

Monthly Cost

$44.99 - $59.99

Service Fee

$70

Response Time

24 - 48 hours

(888) 580-5416

Pros & Cons

Pros

Offers plans at competitive rates
Online platform simplifies claim filing and streamlines repairs
Option to choose your licensed technician

Cons

30-day waiting period

Plans, Cost & Coverage

Elite Home Warranty offers three plans: Elite Complete for comprehensive coverage, Elite Appliances for focused appliance protection, and Elite Systems for essential home system safeguards.

	Elite Complete	Elite Appliances	Elite Systems
Monthly Plan	$59.99	$44.99	$49.99

Elite Complete

Coverage for both home systems and appliances
Ideal for complete protection of the entire home
Ensures peace of mind against unexpected repair costs

Elite Appliances

Focuses on kitchen and laundry appliances
Tailored for appliance coverage
Offers convenience and peace of mind

Elite Systems

Centers on essential home systems
Provides comprehensive system coverage
Customizable for home system protection

Why We Picked It?

Elite Home Warranty is a standout option for homeowners seeking reliable coverage, thanks to its impressive coverage limits that justify the pricing. This sets them apart from providers offering significantly lower limits for significant items.

However, it’s worth noting that Elite’s website has limitations regarding policy management. While this might be a drawback for some, the extensive coverage and competitive pricing make Elite Home Warranty an appealing choice for those prioritizing comprehensive protection.

Best For Comprehensive Plans

4.1 |

Excellent

1^st month free + Free roof coverage

Monthly Cost

$46 - $55

Service Fee

$75 - $125

Response Time

Up to 48 hours

Pros & Cons

Pros

1st Free month and 5% off on the annual policy
Offers free roof leak coverage
Affordable monthly premiums

Cons

Limited Plan Options

Plans, Cost & Coverage

Choice provides two options: the Basic Plan and the Total Plan. Below is a breakdown of Choice Home Warranty’s pricing and plans.

	Basic Plan	Total Plan
Cost/Month	$46.67	$55.00
Cost/Annum	$560.00	$660.00

Basic Plan

Offers essential coverage for common household items
Provides a budget-friendly option for homeowners

Total Plan

Offers more comprehensive coverage compared to the Basic Plan
Includes additional items for greater peace of mind

Why We Picked It?

Choice Home Warranty is preferred for homeowners seeking reliable home warranty services. With a fixed service call fee of $100, Choice ensures transparency in technician expenses. Additionally, the company imposes set coverage limits, capped at $3000 for covered equipment diagnosis, repair, or replacement.

The Industry Leader

4.5 |

Excellent

Monthly Cost

$29 - $89

Service Fee

$100 & $125

Response Time

Up to 48 hours

Pros & Cons

Pros

Large network of contractors and service technicians
Coverage for major home systems and appliances
Offers coverage for pre-existing conditions

Cons

Complicated cost structure due to various deductible options

Plans, Cost & Coverage

American Home Shield offers three plans: ShieldSilver, ShieldGold, and ShieldPlatinum. The plans range from $19.99 to $79.99 per month. The cost depends on your location, chosen plan, and selected service fee.

	ShieldSilver	ShieldGold	ShieldPlatinum
Cost at $100 Service Call Fee	$29.99	$49.99	$79.99
Cost at $125 Service Call Fee	$19.99	$39.99	$69.99

ShieldSilver

Basic coverage for essential home systems
Affordable starting price of $19.99 per month
Limited coverage for appliances

ShieldGold

Extended coverage for additional home systems and appliances
Moderate price starting from $39.99 per month
Comprehensive protection for both systems and appliances

ShieldPlatinum

Additional benefits like $1,000 for roof-leak repairs
Premium coverage for all systems and appliances
Higher starting price at $79.99/month

Why We Picked It?

American Home Shield is renowned as a frontrunner in the home warranty sector, backed by over 50 years of industry experience. The company’s extensive network of contractors ensures prompt and dependable service. Furthermore, a 30-day workmanship guarantee strengthens our choice, instilling confidence and assurance in customers.

Best For Add-ons

4.7 |

Excellent

$200 Off + 2 Months Free + Free Roof Leak Protection

Monthly Cost

$50 - $60

Service Fee

$90

Response Time

Up to 48 hours

Pros & Cons

Pros

Customizable plans tailored to individual needs
24/7 customer support for prompt assistance
No home inspection is required before coverage initiation

Cons

Service call fees can vary based on plan and coverage

Plans, Cost & Coverage

Liberty Home Guard offers three plans starting at $49.99: Appliance Guard, Systems Guard, and Total Home Guard. Each plan provides coverage up to $2,000 for the included items. Here’s a comprehensive breakdown of Liberty Home Guard’s plans and associated costs.

	Appliances Guard	Systems Guard	Total Home Guard
Monthly Plan	$49.99/Month	$54.99/Month	$59.99/Month
Annual Plan	$499.99/Annum	$549.99/Annum	$599.99/Annum

Appliances Guard

Covers essential household appliances
Provides coverage up to $2,000 for listed items

Systems Guard

Covers major home systems
Offers comprehensive coverage for major home systems, including HVAC, electrical, and plumbing

Total Home Guard

Coverage for both appliances and home systems, providing maximum protection
Comprehensive protection against mechanical failures, malfunctions, and normal wear and tear
Provides peace of mind for homeowners seeking comprehensive coverage

Why We Picked It?

We selected Liberty Home Guard due to its wide-ranging coverage options, competitive rates, and outstanding customer support. Their diverse plans cater to various needs and budgets, while their prompt claims handling ensures peace of mind and home protection.

Best For Customer Services

3.3 |

Good

$200 Off + 2 Months Free*

Monthly Cost

$43 - $79

Service Fee

$75

Response Time

48 hours

Pros & Cons

Pros

Flexible pricing options to accommodate different budgets
Fast and effective claims process
Ensures timely repairs or replacements

Cons

Limited availability in certain regions

Plans, Cost & Coverage

ServicePlus Home Warranty provides two home warranty plans starting at $48 monthly. They also offer additional coverage options for an extra fee per item. See below for detailed plan and cost information.

Property Size	Gold	Platinum
Less than 5,000 sqft	$37.46 per month	$43.71 per month
Above 5,000 sqft	$45.79 per month	$52.04 per month

Gold

Coverage for basic home systems and appliances
Protects crucial household components
Affordable option for basic home warranty needs

Platinum

Coverage for a wide range of home systems and appliances
Ideal for homeowners seeking maximum protection
Additional benefits included enhanced protection

Why We Picked It?

ServicePlus Home Warranty stands out for its competitive pricing, wide range of coverage options, and the flexibility to include extra coverage. The company’s dedication to customer satisfaction and swift claims processing are also significant attributes.

In summary, ServicePlus provides outstanding value and reliability, making it an ideal choice for homeowners looking for comprehensive home protection.

OUR #1 PICK

$150 Off + First Month Free

Don't let broken appliance break the bank

4.9/5

(888) 580-5416

Is Home Warranty Plans Beneficial For Arizona Homeowners?

Home warranty plans can offer several benefits to Arizona homeowners, including:

Arizona's extreme temperatures, including hot summers and occasional freezes in some regions, can affect the performance of your HVAC systems, making home warranty coverage particularly valuable.
Protection against common issues such as plumbing leaks or electrical malfunctions can save Arizona homeowners money on repair costs.
Coverage for essential home systems and appliances, such as HVAC systems, electrical wiring, plumbing, water heaters, refrigerators, dishwashers, and more, helps safeguard against unexpected breakdowns.
Home warranty plans typically offer access to a network of qualified service technicians, ensuring timely repairs and replacements when needed.

How Much Does An Arizona Home Warranty Cost?

Here's a general cost range for home warranties in Arizona:

Average Annual Cost

$348 - $1,068

Average Monthly Cost

$29 - $89

Average Service Fee (Deductible)

$75 - $150

Here in Arizona, the cost of a home warranty can vary depending on several factors, including:

Desert Dilemmas: Arizona's relentless sunshine can damage HVAC systems. Plans with strong coverage for AC units and components or the option to add them might be valuable.

Monsoon Mischief: Sudden downpours in Arizona during monsoon season can cause roof leaks. Explore plans with robust roof leak coverage or the option to add it on for peace of mind.
Poolside Perils: Many Arizona homes have pools, which can have unique plumbing concerns. Consider plans with coverage for pool-related plumbing issues or inquire about add-on coverage.
Size Of Your Home: Larger Arizona homes with more covered systems and appliances will generally cost more to cover under a home warranty.
Age Of Your Home: Older Arizona homes, especially those with original plumbing or electrical systems, might be more likely to need repairs due to wear and tear from the climate. This can influence the cost due to potentially greater perceived risk for the provider.
Repair In Remote Locations: Living in a remote area of Arizona can impact service call fees due to travel distances for technicians. Compare plans to understand if service call fees are fixed or vary by location.
Market Mix In The Copper State: The number of home warranty companies operating in Arizona can influence competition and pricing. Research available providers and compare plans carefully to find the best value for your needs.

Home Warranty Coverage In Arizona

Coverage under home warranties in Arizona varies based on the specific company and plan chosen. However, there are some common inclusions and exclusions to consider:

General Coverage Of Arizona Home Warranty

HVAC Arizona’s relentless sun expedites the wear and tear of your air conditioning systems. Your warranty can cover repairs for your furnace, air conditioner, heat pump, and ductwork, ensuring year-round comfort, especially during scorching summers.
Plumbing Get coverage against leaks, clogs, and malfunctions in pipes, faucets, toilets, and other plumbing fixtures from a suitable home warranty. This is particularly important during potential monsoon downpours that can cause roof leaks or strain drainage systems.
Electrical System Safeguards Ensures the safety and functionality of your electrical system by covering repairs for wiring, outlets, switches, and breaker panels. This is particularly important in older Arizona homes with potentially outdated electrical systems.
Kitchen Companions Home warranties protect against unexpected breakdowns of essential appliances like refrigerators (essential for keeping food fresh in the heat!), ovens, cooktops, dishwashers, and garbage disposals, preventing disruptions to your daily routine.
Laundry Appliances Washing machines and dryers are commonly covered, ensuring your laundry routine runs smoothly, even if your appliances encounter issues.

Common Exclusions

Pre-existing conditions Issues with home systems or appliances that existed before the start of the warranty coverage.
Lack of maintenance Damages from improper care or neglect of home systems and appliances.
Cosmetic damage Repairs or replacements for purely aesthetic issues, such as scratches or dents.

Here Are Some Additional Points To Consider

Pool Coverage Many Arizona homes have pools, which can come with unique plumbing concerns. Consider plans with coverage for pool-related plumbing issues, or inquire about add-on coverage for peace of mind.
Monsoon Season Must-Have Explore plans with robust roof leak coverage or the option to add it on for peace of mind during the unpredictable monsoon season.
Desert Sun Protection While not typical coverage, some warranties might offer add-ons specifically for AC unit components that can be impacted by the harsh Arizona sun.
Coverage Caps Review each item or system’s coverage caps or limits to ensure they align with your needs and expectations.
Service Network Evaluate the provider’s network of service technicians and contractors to ensure adequate coverage in your area and timely response to service requests.
Customer Reviews Research customer reviews and ratings to gauge the home warranty provider’s overall satisfaction level and reliability.

Who Regulates Home Warranty Companies In Arizona?

The Arizona Department of Insurance regulates home warranty companies in Arizona. It oversees home warranty providers' licensing, conduct, and financial stability to ensure compliance with state laws and protect consumers' interests. Additionally, home warranty companies are regulated by several key agencies:

Arizona Attorney General's Office May handle consumer complaints and investigations related to home warranty companies, ensuring fair business practices and protecting consumers.
Arizona Department of Consumer Affairs Provides resources and assistance to consumers regarding their rights and responsibilities when dealing with home warranty companies, promoting transparency and accountability in the industry.

Final Word

Thorough research is key when selecting Arizona's best home warranty companies for 2024. Compare providers based on coverage options, pricing, and customer reviews. Making an informed decision can ensure peace of mind and safeguard your home from unexpected repair costs.

OUR #1 PICK

$150 Off + First Month Free

Don't let broken appliance break the bank

4.9/5

(888) 580-5416

Frequently Asked Questions (FAQs)

What Are The Most Frequent Appliance Repairs In Arizona?

Arizona residents commonly report appliance repairs for air conditioning units, refrigerators, and dishwashers. Given the state’s hot and arid climate, air conditioning problems, such as compressor issues or refrigerant leaks, are frequent concerns. Refrigerator repairs often involve temperature control adjustments influenced by high temperatures.

Is Old Republic Home Warranty Available In Arizona?

Yes, ORHP provides services in the state of Arizona and can be a great home warranty service provider in addition to the ones mentioned above.

How Do I Contact Choice Home Warranty?

You can contact the CHW company by visiting the Choice Home Warranty website and filling out all the required details, or you can contact them by telephone, the details of which are mentioned in the link above.

Are Home Warranties Tax Deductible?

Home warranty costs are generally not tax-deductible for individual homeowners. Home warranties are considered personal expenses, similar to insurance premiums, and are not eligible for tax deductions.

However, warranty premiums can be tax deductible on an income-producing building.