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Best Home Warranty Companies In arkansas 2025

Don’t let unexpected appliance or system breakdowns disrupt the serenity of the Natural State. Our guide dives into the Best Home Warranty Companies In Arkansas, comparing coverage, pricing, and service details to find the perfect fit for your Razorback retreat. Get a plan that suits your requirements at an ideal budget to enjoy your peace of mind.

Our Picks: 5 Best Home Warranty Companies For arkansas Residents

Discover the top home warranty companies tailored for Arkansas residents. These companies provide reliable coverage and peace of mind for unforeseen home repairs.

OUR #1 PICK
1

Elite Home Warranty
  • Affordable pricing with customizable plans.
  • High payout limits for multiple repairs.
  • Add-ons available for exterior systems like sprinklers.
$150 Off + 1 Month Free. 30 Day Free Trial!
4.9
Excellent
fourhalf_star
Call Now
MOST POPULAR
2

Choice Home Warranty
  • Comprehensive coverage for essential home systems and appliances.
  • No home inspection required for coverage initiation.
  • Flat $100 service call fee per claim.
1st month free + Free roof coverage
4.1
Excellent
fourhalf_star
BBB ACCREDITED
3

America’s First Choice
  • Comprehensive plans covering both systems and appliances.
  • Flexible contract lengths with multi-year discounts.
  • No home inspection required to initiate coverage.
20% Off All Plans + Free Roof Leak Coverage
4.3
Excellent
fourhalf_star
BEST RATED BY U.S. NEWS
4

ARW Home – American Residential Warranty
  • Affordable plans with flexible pricing options.
  • Wide variety of add-on coverages for customized protection.
  • Excellent customer support and transparent terms.
2 Months FREE* on All Plans
4.3
Excellent
fourhalf_star
5

Regency Total Home Warranty
  • Covers essential home systems and appliances for peace of mind.
  • Available in all 50 states for consistent service.
  • Round-the-clock assistance for claims and repairs.
$300 Off + 2 Months Free + FREE Limited Roof Leak Protection
4.1
Excellent
fourhalf_star

Is Home Warranty Plans Beneficial For Arkansas Homeowners?

Home warranty plans can offer several benefits to Arkansas homeowners, including:

  • Arkansas experiences heavy heat, which can strain HVAC systems and cause electrical components in systems and appliances to overheat. A home warranty can help cover the costs of repairs or replacements.
  • Heavy rains in Arkansas can challenge plumbing and water flow systems, making home warranty coverage valuable for addressing related issues.
  • Due to incessant rains, rusting and corrosion are prevalent in Arkansas, especially outdoor appliances. Home warranty plans can help offset the costs of repairing or replacing affected appliances.
  • Floods and hurricanes, common occurrences in Arkansas, can cause damage to roofs, which may be covered under a home warranty plan.

How Much Does An Arkansas Home Warranty Cost?

Here's a general cost range for home warranties in Arkansas:

Average Annual Cost

$486.84 - $1,439.88

Average Monthly Cost

$40.57 - $119.99

Average Service Fee (Deductible)

$75 to $150 per service call

Here in Arkansas, the cost of a home warranty can vary depending on several factors, including:

  • Natural State WoesSevere weather events like tornadoes and ice storms are more common in Arkansas than in other states. Plans with strong roof leak coverage or the option to add it on might be valuable.
  • Sewer Line BluesOlder Arkansas homes, especially rural ones, might be more likely to need sewer line repairs or replacements. Consider plans with coverage for these issues.
  • Heating & Cooling RequirementsArkansas has hot summers and cold winters, necessitating a reliable HVAC system. Plans with solid coverage for heating and cooling systems or add-on coverage for specific components might be beneficial.
  • Home SizeLarger Arkansas homes with more covered systems and appliances will generally cost more under a home warranty.
  • Age Of Your AbodeOlder Arkansas homes, especially those with original plumbing or electrical systems, might be more likely to need repairs. This can influence the cost because the provider might be more likely to be at risk.
  • Competition In The Natural StateThe number of home warranty companies operating in Arkansas can influence competition and pricing. Research available providers and compare plans carefully to find the best value for your needs.

Home Warranty Coverage In Arkansas

Home warranty coverage in Arkansas can vary depending on the specific provider and plan selected, but there are common inclusions and exclusions to consider:

General Coverage Of Arkansas Home Warranty

  • Roof For Razorback RetreatsSevere weather events like tornadoes and ice storms are more common in Arkansas than in other states. Your warranty can cover repairs for roof leaks, protecting your home from potential water damage.
  • HVAC HarmonyHot Arkansas summers and cold winters necessitate a reliable HVAC system. Your warranty can cover repairs for your furnace, air conditioner, heat pump, and ductwork, ensuring year-round comfort in your home.
  • Plumbing For The OzarksGet protection against leaks, clogs, and malfunctions in pipes, faucets, toilets, and other plumbing fixtures with a home warranty. This is especially important during potential storms or if your home has a private well.
  • Electrical SystemHome warranties ensure the safety and functionality of your electrical system by covering repairs for wiring, outlets, switches, and breaker panels. This is particularly important in older Arkansas homes with potentially outdated electrical systems.
  • Kitchen EssentialsIt protects against unexpected breakdowns of essential appliances like refrigerators (keeping food fresh in Arkansas summer heat!), ovens, cooktops, dishwashers, and garbage disposals, preventing disruptions to your daily routine.
  • Laundry AppliancesCoverage for washers, dryers, and laundry room plumbing connections.
  • Garage Door OpenersCoverage for repair or replacement of garage door openers and their components.

Common Exclusions

  • Pre-existing conditionsIssues with home systems or appliances that existed before the start of the warranty coverage.
  • Neglect and lack of maintenanceDamages from improper care or neglect of home systems and appliances.
  • Cosmetic damageRepairs or replacements for purely aesthetic issues, such as scratches or dents.
  • Acts Of GodDamage caused by natural disasters beyond covered events (like tornadoes or ice storms) might be excluded. However, some companies might offer separate coverage for specific events.
  • Code ViolationsRepairs required to bring your home’s systems or appliances up to code compliance are typically not covered.

Here Are Some Additional Points To Consider

  • Coverage LimitsReview the coverage limits for each item or system to ensure it meets your needs.
  • Service Call FeesConsider the amount of the service call fee or deductible for each service visit.
  • Customer ServiceResearch the reputation of the home warranty company and its customer service quality.
  • Contract Length and Renewal TermsUnderstand the length of the contract and any renewal terms to avoid unexpected changes in coverage.

Who Regulates Home Warranty Companies In Arkansas?

In Arkansas, home warranty companies are regulated by the Arkansas Insurance Department. This regulatory body oversees the licensing, conduct, and financial stability of home warranty providers to ensure compliance with state laws and regulations, thereby safeguarding the interests of consumers.

Additionally, home warranty companies in Arkansas may also be regulated by agencies such as: 

Final Word

Now that you know Arkansas' specific needs and warranty options, explore the companies we've reviewed to find the perfect fit for your Natural State home! Remember, compare plans, ask questions, and enjoy peace of mind knowing your Arkansas haven is protected.

FAQs

What Are The Most Frequently Reported Appliance Repairs In Arkansas?+

Are Home Warranties Worth It In Arkansas?+

Do Home Warranty Companies Cover Roof Repairs?+

What Do I Need To Keep In Mind While Choosing A Home Warranty In Arkansas?+

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