Best Home Warranty Companies In arkansas 2024

Don’t let unexpected appliance or system breakdowns disrupt the serenity of the Natural State. Our guide dives into the Best Home Warranty Companies In Arkansas, comparing coverage, pricing, and service details to find the perfect fit for your Razorback retreat. Get a plan that suits your requirements at an ideal budget to enjoy your peace of mind.

Our Picks: 5 Best Home Warranty Companies For arkansas Residents

Discover the top home warranty companies tailored for Arkansas residents. These companies provide reliable coverage and peace of mind for unforeseen home repairs.

Best For Separate Coverage Options

4.9 |

Excellent

$150 Off + 1 Month Free. 30 Day Free Trial!

Monthly Cost

$44.99 - $59.99

Service Fee

$70

Response Time

24 - 48 hours

(888) 580-5416

Pros & Cons

Pros

Offers plans at competitive rates
No waiting period for new homes with an inspection report
Offers generous coverage limits

Cons

Charges $150 service fees on weekend visits

Plans, Cost & Coverage

Elite Home Warranty offers three plans: Elite Complete for comprehensive coverage, Elite Appliances for focused appliance protection, and Elite Systems for essential home system safeguards.

	Elite Complete	Elite Appliances	Elite Systems
Monthly Plan	$59.99	$44.99	$49.99

Elite Complete

Comprehensive coverage for both home systems and appliances
Ideal for homeowners seeking all-inclusive protection for their entire home
Ensures peace of mind by safeguarding against unexpected repair costs for all major components

Elite Appliances

Specialized coverage tailored for kitchen and laundry appliances
Provides focused protection for essential appliances like refrigerators, dishwashers, and washers
Offers convenience and assurance by safeguarding against unexpected breakdowns and repair costs

Elite Systems

Concentrates on protecting essential home systems such as HVAC, plumbing, and electrical
Provides comprehensive coverage for critical systems against unforeseen failures

Why We Picked It?

Elite Home Warranty offers comprehensive coverage for appliances and systems, protecting you from unexpected repair costs. Their standard $70 service call fee is lower than many competitors, and their flexible plans with add-on options let you customize coverage to fit your needs. Enjoy peace of mind knowing Elite has your back, keeping your Arkansas home running smoothly.

Best For Comprehensive Plans

4.1 |

Excellent

1^st month free + Free roof coverage

Monthly Cost

$46 - $55

Service Fee

$75 - $125

Response Time

Up to 48 hours

Pros & Cons

Pros

Offers 24/7 customer service
Affordable plans tailored to different needs
Efficient claims processing

Cons

Low aggregate limit for the contract

Plans, Cost & Coverage

Choice provides two options: the Basic Plan and the Total Plan. The Basic Plan covers 14 systems and appliances, while the Total Plan covers 18 systems and appliances. Below is a breakdown of Choice Home Warranty’s costs and plans.

	Basic Plan	Total Plan
Cost/Month	$51.52	$60.23
Cost/Annum	$585.20	$689.70

Basic Plan

Covers 14 essential systems and appliances
Affordable option for common household items

Total Plan

Includes coverage for 18 systems and appliances, encompassing major items such as AC, refrigerator, and others
Enhanced coverage compared to the Basic Plan
Offers peace of mind with comprehensive protection against unexpected repair costs

Why We Picked It?

Choice Home Warranty is known for its extensive coverage, affordable pricing, and efficient claims handling. Their plans offer peace of mind and protection for homeowners at a reasonable cost.

The Industry Leader

4.5 |

Excellent

Monthly Cost

$29 - $89

Service Fee

$100 & $125

Response Time

Up to 48 hours

Pros & Cons

Pros

Covers undetectable pre-existing conditions
Established reputation in the industry
The company has 17,000+ contractors for quick service

Cons

Limited additional coverage options

Plans, Cost & Coverage

American Home Shield offers three plans: ShieldSilver, ShieldGold, and ShieldPlatinum, each tailored to different coverage needs and budgets. The cost and plan details are explained below.

	ShieldSilver	ShieldGold	ShieldPlatinum
Cost at $125 Service Call Fee	$59.99	$79.99	$109.99
Cost at $100 Service Call Fee	$69.99	$89.99	$119.99

ShieldSilver

Covers 14 essential home systems and appliances, such as HVAC, electrical, and plumbing
Offers a budget-friendly option starting at a competitive price point
Ideal for homeowners seeking basic coverage for common household items

ShieldGold

Offers wider coverage than ShieldSilver, encompassing nine additional home systems and appliances
Offers comprehensive protection at a mid-range price, balancing affordability with coverage
Suitable for homeowners looking for more extensive coverage for their home systems and appliances

ShieldPlatinum

Includes all appliances and systems from previous plans, plus roof leak repair.
Priced at a premium but provides maximum peace of mind and protection for homeowners
Ideal for those who want comprehensive coverage with an extended dollar limit

Why We Picked It?

American Home Shield provides coverage options, reliable service, and flexibility to meet various homeowner needs and budgets. Additionally, their range of plans ensures that homeowners can find the right level of protection for their homes.

Best For Add-ons

4.7 |

Excellent

$200 Off + 2 Months Free + Free Roof Leak Protection

Monthly Cost

$50 - $60

Service Fee

$90

Response Time

Up to 48 hours

Pros & Cons

Pros

Customizable plans tailored to individual needs
24/7 customer support for prompt assistance
No home inspection required before coverage initiation

Cons

Limited coverage options compared to some competitors

Plans, Cost & Coverage

Liberty Home Guard offers three plans starting at $49.99: Appliance Guard, Systems Guard, and Total Home Guard. Each plan provides coverage up to $2,000 for the included items. Below is a detailed breakdown of the cost and plans offered by Liberty Home Guard.

	Appliances Guard	Systems Guard	Total Home Guard
Monthly Plan	$49.99/Month	$54.99/Month	$59.99/Month
Annual Plan	$499.99/Annum	$549.99/Annum	$599.99/Annum

Appliance Guard

Covers essential household appliances
Starting at $49.99 with a coverage limit of up to $2,000
Budget-friendly protection for common appliances

Systems Guard

Covers major home systems like HVAC and electrical
Starting at $54.99 with up to $2,000 coverage
Comprehensive protection for critical home systems

Total Home Guard

Comprehensive coverage for both appliances and systems
Starting at $59.99, with coverage limits up to $2,000
Complete protection for all major components of the home

Why We Picked It?

Liberty Home Guard is known for its customizable plans and competitive pricing. Their commitment to customer satisfaction and prompt service further solidified our decision, ensuring our home’s peace of mind and protection.

Best For Customer Services

3.3 |

Good

$200 Off + 2 Months Free*

Monthly Cost

$43 - $79

Service Fee

$75

Response Time

48 hours

Pros & Cons

Pros

Flexible coverage options tailored to individual needs
24/7 customer support for prompt assistance
No home inspection is required before coverage initiation

Cons

Does not offer system-or-appliance-only plans

Plans, Cost & Coverage

ServicePlus Home Warranty offers two home warranty plans starting at $48 monthly. Additionally, they provide various coverage options that can be added for an extra fee per item. The cost and plan details are explained below.

Property Size	Gold	Platinum
Less than 5,000 sqft	$37.46 per month	$43.71 per month
Above 5,000 sqft	$45.79 per month	$52.04 per month

Gold Plan

A budget-friendly option for homeowners with smaller properties
The monthly cost starts at $37.46 for properties less than 5,000 sqft
Offers coverage for essential home systems and appliances, providing peace of mind at an affordable price

Platinum Plan

Comprehensive coverage for homes of all sizes
Monthly cost varies based on the property size, starting at $43.71 for properties less than 5,000 sqft
Provides extensive protection for a wide range of home systems and appliances

Why We Picked It?

ServicePlus Home Warranty offers comprehensive coverage options, competitive pricing, and flexible plans tailored to different property sizes. Their commitment to providing reliable service and various coverage options for additional items also contributed to our decision. Overall, ServicePlus Home Warranty offers homeowners excellent value and peace of mind.

OUR #1 PICK

$150 Off + First Month Free

Don't let broken appliance break the bank

4.9/5

(888) 580-5416

Is Home Warranty Plans Beneficial For Arkansas Homeowners?

Home warranty plans can offer several benefits to Arkansas homeowners, including:

Arkansas experiences heavy heat, which can strain HVAC systems and cause electrical components in systems and appliances to overheat. A home warranty can help cover the costs of repairs or replacements.
Heavy rains in Arkansas can challenge plumbing and water flow systems, making home warranty coverage valuable for addressing related issues.
Due to incessant rains, rusting and corrosion are prevalent in Arkansas, especially outdoor appliances. Home warranty plans can help offset the costs of repairing or replacing affected appliances.
Floods and hurricanes, common occurrences in Arkansas, can cause damage to roofs, which may be covered under a home warranty plan.

How Much Does An Arkansas Home Warranty Cost?

Here's a general cost range for home warranties in Arkansas:

Average Annual Cost

$486.84 - $1,439.88

Average Monthly Cost

$40.57 - $119.99

Average Service Fee (Deductible)

$75 to $150 per service call

Here in Arkansas, the cost of a home warranty can vary depending on several factors, including:

Natural State WoesSevere weather events like tornadoes and ice storms are more common in Arkansas than in other states. Plans with strong roof leak coverage or the option to add it on might be valuable.
Sewer Line BluesOlder Arkansas homes, especially rural ones, might be more likely to need sewer line repairs or replacements. Consider plans with coverage for these issues.
Heating & Cooling RequirementsArkansas has hot summers and cold winters, necessitating a reliable HVAC system. Plans with solid coverage for heating and cooling systems or add-on coverage for specific components might be beneficial.
Home SizeLarger Arkansas homes with more covered systems and appliances will generally cost more under a home warranty.
Age Of Your AbodeOlder Arkansas homes, especially those with original plumbing or electrical systems, might be more likely to need repairs. This can influence the cost because the provider might be more likely to be at risk.
Competition In The Natural StateThe number of home warranty companies operating in Arkansas can influence competition and pricing. Research available providers and compare plans carefully to find the best value for your needs.

Home Warranty Coverage In Arkansas

Home warranty coverage in Arkansas can vary depending on the specific provider and plan selected, but there are common inclusions and exclusions to consider:

General Coverage Of Arkansas Home Warranty

Roof For Razorback RetreatsSevere weather events like tornadoes and ice storms are more common in Arkansas than in other states. Your warranty can cover repairs for roof leaks, protecting your home from potential water damage.
HVAC HarmonyHot Arkansas summers and cold winters necessitate a reliable HVAC system. Your warranty can cover repairs for your furnace, air conditioner, heat pump, and ductwork, ensuring year-round comfort in your home.
Plumbing For The OzarksGet protection against leaks, clogs, and malfunctions in pipes, faucets, toilets, and other plumbing fixtures with a home warranty. This is especially important during potential storms or if your home has a private well.
Electrical SystemHome warranties ensure the safety and functionality of your electrical system by covering repairs for wiring, outlets, switches, and breaker panels. This is particularly important in older Arkansas homes with potentially outdated electrical systems.
Kitchen EssentialsIt protects against unexpected breakdowns of essential appliances like refrigerators (keeping food fresh in Arkansas summer heat!), ovens, cooktops, dishwashers, and garbage disposals, preventing disruptions to your daily routine.
Laundry AppliancesCoverage for washers, dryers, and laundry room plumbing connections.
Garage Door OpenersCoverage for repair or replacement of garage door openers and their components.

Common Exclusions

Pre-existing conditionsIssues with home systems or appliances that existed before the start of the warranty coverage.
Neglect and lack of maintenanceDamages from improper care or neglect of home systems and appliances.
Cosmetic damageRepairs or replacements for purely aesthetic issues, such as scratches or dents.
Acts Of GodDamage caused by natural disasters beyond covered events (like tornadoes or ice storms) might be excluded. However, some companies might offer separate coverage for specific events.
Code ViolationsRepairs required to bring your home’s systems or appliances up to code compliance are typically not covered.

Here Are Some Additional Points To Consider

Coverage LimitsReview the coverage limits for each item or system to ensure it meets your needs.
Service Call FeesConsider the amount of the service call fee or deductible for each service visit.
Customer ServiceResearch the reputation of the home warranty company and its customer service quality.
Contract Length and Renewal TermsUnderstand the length of the contract and any renewal terms to avoid unexpected changes in coverage.

Who Regulates Home Warranty Companies In Arkansas?

In Arkansas, home warranty companies are regulated by the Arkansas Insurance Department. This regulatory body oversees the licensing, conduct, and financial stability of home warranty providers to ensure compliance with state laws and regulations, thereby safeguarding the interests of consumers.

Additionally, home warranty companies in Arkansas may also be regulated by agencies such as:

Arkansas Attorney General's OfficeThis office works to protect consumers from unfair or deceptive practices in the marketplace, including those related to home warranties.
Arkansas Contractors Licensing BoardThis board regulates contractors providing services covered by home warranties, ensuring they meet licensing and bonding requirements.

Final Word

Now that you know Arkansas' specific needs and warranty options, explore the companies we've reviewed to find the perfect fit for your Natural State home! Remember, compare plans, ask questions, and enjoy peace of mind knowing your Arkansas haven is protected.

OUR #1 PICK

$150 Off + First Month Free

Don't let broken appliance break the bank

4.9/5

(888) 580-5416

FAQs

What Are The Most Frequently Reported Appliance Repairs In Arkansas?

In Arkansas, where hot and humid conditions prevail, air conditioning units are frequently reported for repairs, particularly due to issues like compressor malfunctions and refrigerant leaks. Refrigerators often require attention for problems related to excessive humidity affecting cooling systems or water dispenser malfunctions.

Are Home Warranties Worth It In Arkansas?

Yes, home warranties are worth it in Arkansas. They provide valuable coverage for essential home systems and appliances, offering homeowners peace of mind and financial protection against unexpected repair or replacement costs. Given the diverse climate and potential for appliance wear and tear, having a home warranty can be a wise investment for Arkansans.

Do Home Warranty Companies Cover Roof Repairs?

Yes, many home warranty companies offer coverage for roof repairs. While many companies might include roof repair under their conventional plans, some providers only cover it when opted for under optional add-ons.

What Do I Need To Keep In Mind While Choosing A Home Warranty In Arkansas?

When choosing a home warranty in Arkansas, consider factors such as coverage for essential systems and appliances, regional climate-related needs (especially for air conditioning), service call fees, and the reputation of the warranty provider. Additionally, check for exclusions, read customer reviews, and understand the claim process.