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Best Home Warranty Companies In arkansas 2024

Don’t let unexpected appliance or system breakdowns disrupt the serenity of the Natural State. Our guide dives into the Best Home Warranty Companies In Arkansas, comparing coverage, pricing, and service details to find the perfect fit for your Razorback retreat. Get a plan that suits your requirements at an ideal budget to enjoy your peace of mind.

Cyber Savings
fourhalf_star4.9/5
50% Off + First Month Free
MOST POPULAR
fourhalf_star4.5/5
$50 OFF on Multiple Properties

Our Picks: 5 Best Home Warranty Companies For arkansas Residents

Discover the top home warranty companies tailored for Arkansas residents. These companies provide reliable coverage and peace of mind for unforeseen home repairs.

Best For Separate Coverage Options
4.9 | fourhalf_star Excellent
50% Off + First Month Free

Monthly Cost

$44.99 - $59.99

Service Fee

$70

Response Time

24 - 48 hours

Pros & Cons

Pros

  • Offers plans at competitive rates
  • No waiting period for new homes with an inspection report
  • Offers generous coverage limits

Cons

  • Charges $150 service fees on weekend visits

Plans, Cost & Coverage

Elite Home Warranty offers three plans: Elite Complete for comprehensive coverage, Elite Appliances for focused appliance protection, and Elite Systems for essential home system safeguards.

 

Elite Complete

Elite Appliances

Elite Systems

Monthly Plan

$59.99

$44.99

$49.99

Elite Complete

  • Comprehensive coverage for both home systems and appliances
  • Ideal for homeowners seeking all-inclusive protection for their entire home
  • Ensures peace of mind by safeguarding against unexpected repair costs for all major components

Elite Appliances

  • Specialized coverage tailored for kitchen and laundry appliances
  • Provides focused protection for essential appliances like refrigerators, dishwashers, and washers
  • Offers convenience and assurance by safeguarding against unexpected breakdowns and repair costs

Elite Systems

  • Concentrates on protecting essential home systems such as HVAC, plumbing, and electrical
  • Provides comprehensive coverage for critical systems against unforeseen failures

Why We Picked It?

Elite Home Warranty offers comprehensive coverage for appliances and systems, protecting you from unexpected repair costs. Their standard $70 service call fee is lower than many competitors, and their flexible plans with add-on options let you customize coverage to fit your needs. Enjoy peace of mind knowing Elite has your back, keeping your Arkansas home running smoothly.

The Industry Leader
4.5 | fourhalf_star Excellent

Monthly Cost

$29 - $89

Service Fee

$100 & $125

Response Time

Up to 48 hours

Pros & Cons

Pros

  • Covers undetectable pre-existing conditions
  • Established reputation in the industry
  • The company has 17,000+ contractors for quick service

Cons

  • Limited additional coverage options

Plans, Cost & Coverage

American Home Shield offers three plans: ShieldSilver, ShieldGold, and ShieldPlatinum, each tailored to different coverage needs and budgets. The cost and plan details are explained below.

 

ShieldSilver

ShieldGold

ShieldPlatinum

Cost at $125 Service Call Fee

$59.99

$79.99

$109.99

Cost at $100 Service Call Fee

$69.99

$89.99

$119.99

ShieldSilver

  • Covers 14 essential home systems and appliances, such as HVAC, electrical, and plumbing
  • Offers a budget-friendly option starting at a competitive price point
  • Ideal for homeowners seeking basic coverage for common household items

ShieldGold

  • Offers wider coverage than ShieldSilver, encompassing nine additional home systems and appliances
  • Offers comprehensive protection at a mid-range price, balancing affordability with coverage
  • Suitable for homeowners looking for more extensive coverage for their home systems and appliances

ShieldPlatinum

  • Includes all appliances and systems from previous plans, plus roof leak repair.
  • Priced at a premium but provides maximum peace of mind and protection for homeowners
  • Ideal for those who want comprehensive coverage with an extended dollar limit

Why We Picked It?

American Home Shield provides coverage options, reliable service, and flexibility to meet various homeowner needs and budgets. Additionally, their range of plans ensures that homeowners can find the right level of protection for their homes.

Best For Add-ons
4.7 | fourhalf_star Excellent
$200 Off + 2 Months Free + Free Roof Leak Protection

Monthly Cost

$50 - $60

Service Fee

$90

Response Time

Up to 48 hours

Pros & Cons

Pros

  • Customizable plans tailored to individual needs
  • 24/7 customer support for prompt assistance
  • No home inspection required before coverage initiation

Cons

  • Limited coverage options compared to some competitors

Plans, Cost & Coverage

Liberty Home Guard offers three plans starting at $49.99: Appliance Guard, Systems Guard, and Total Home Guard. Each plan provides coverage up to $2,000 for the included items. Below is a detailed breakdown of the cost and plans offered by Liberty Home Guard.

 

Appliances Guard

Systems Guard

Total Home Guard

Monthly Plan

$49.99/Month

$54.99/Month

$59.99/Month

Annual Plan

$499.99/Annum

$549.99/Annum

$599.99/Annum

Appliance Guard

  • Covers essential household appliances
  • Starting at $49.99 with a coverage limit of up to $2,000
  • Budget-friendly protection for common appliances

Systems Guard

  • Covers major home systems like HVAC and electrical
  • Starting at $54.99 with up to $2,000 coverage
  • Comprehensive protection for critical home systems

Total Home Guard

  • Comprehensive coverage for both appliances and systems
  • Starting at $59.99, with coverage limits up to $2,000
  • Complete protection for all major components of the home

Why We Picked It?

Liberty Home Guard is known for its customizable plans and competitive pricing. Their commitment to customer satisfaction and prompt service further solidified our decision, ensuring our home’s peace of mind and protection.

Best For Comprehensive Plans
3.7 | threehalf_star Excellent
1st month free + Free roof coverage

Monthly Cost

$46 - $55

Service Fee

$75 - $125

Response Time

Up to 48 hours

Pros & Cons

Pros

  • Offers 24/7 customer service
  • Affordable plans tailored to different needs
  • Efficient claims processing

Cons

  • Low aggregate limit for the contract

Plans, Cost & Coverage

Choice provides two options: the Basic Plan and the Total Plan. The Basic Plan covers 14 systems and appliances, while the Total Plan covers 18 systems and appliances. Below is a breakdown of Choice Home Warranty’s costs and plans.

 

Basic Plan

Total Plan

Cost/Month

$51.52

$60.23

Cost/Annum

$585.20

$689.70

Basic Plan

  • Covers 14 essential systems and appliances
  • Affordable option for common household items

Total Plan

  • Includes coverage for 18 systems and appliances, encompassing major items such as AC, refrigerator, and others
  • Enhanced coverage compared to the Basic Plan
  • Offers peace of mind with comprehensive protection against unexpected repair costs

Why We Picked It?

Choice Home Warranty is known for its extensive coverage, affordable pricing, and efficient claims handling. Their plans offer peace of mind and protection for homeowners at a reasonable cost.

Best For Customer Services
3.3 | threehalf_star Good
$200 Off + 2 Months Free*

Monthly Cost

$43 - $79

Service Fee

$75

Response Time

48 hours

Pros & Cons

Pros

  • Flexible coverage options tailored to individual needs
  • 24/7 customer support for prompt assistance
  • No home inspection is required before coverage initiation

Cons

  • Does not offer system-or-appliance-only plans

Plans, Cost & Coverage

ServicePlus Home Warranty offers two home warranty plans starting at $48 monthly. Additionally, they provide various coverage options that can be added for an extra fee per item. The cost and plan details are explained below.

Property Size

Gold

Platinum

Less than 5,000 sqft

$37.46 per month

$43.71 per month

Above 5,000 sqft

$45.79 per month

$52.04 per month

Gold Plan

  • A budget-friendly option for homeowners with smaller properties
  • The monthly cost starts at $37.46 for properties less than 5,000 sqft
  • Offers coverage for essential home systems and appliances, providing peace of mind at an affordable price

Platinum Plan

  • Comprehensive coverage for homes of all sizes
  • Monthly cost varies based on the property size, starting at $43.71 for properties less than 5,000 sqft
  • Provides extensive protection for a wide range of home systems and appliances

Why We Picked It?

ServicePlus Home Warranty offers comprehensive coverage options, competitive pricing, and flexible plans tailored to different property sizes. Their commitment to providing reliable service and various coverage options for additional items also contributed to our decision. Overall, ServicePlus Home Warranty offers homeowners excellent value and peace of mind.

Cyber Savings

50% Off + First Month Free

Don't let broken appliance break the bank

fourhalf_star

4.9/5

(888) 580-5416

Is Home Warranty Plans Beneficial For Arkansas Homeowners?

Home warranty plans can offer several benefits to Arkansas homeowners, including:

How Much Does An Arkansas Home Warranty Cost?

Here's a general cost range for home warranties in Arkansas:

Average Annual Cost

$486.84 - $1,439.88

Average Monthly Cost

$40.57 - $119.99

Average Service Fee (Deductible)

$75 to $150 per service call

Here in Arkansas, the cost of a home warranty can vary depending on several factors, including:

Home Warranty Coverage In Arkansas

Home warranty coverage in Arkansas can vary depending on the specific provider and plan selected, but there are common inclusions and exclusions to consider:

General Coverage Of Arkansas Home Warranty

  • Roof For Razorback RetreatsSevere weather events like tornadoes and ice storms are more common in Arkansas than in other states. Your warranty can cover repairs for roof leaks, protecting your home from potential water damage.
  • HVAC HarmonyHot Arkansas summers and cold winters necessitate a reliable HVAC system. Your warranty can cover repairs for your furnace, air conditioner, heat pump, and ductwork, ensuring year-round comfort in your home.
  • Plumbing For The OzarksGet protection against leaks, clogs, and malfunctions in pipes, faucets, toilets, and other plumbing fixtures with a home warranty. This is especially important during potential storms or if your home has a private well.
  • Electrical SystemHome warranties ensure the safety and functionality of your electrical system by covering repairs for wiring, outlets, switches, and breaker panels. This is particularly important in older Arkansas homes with potentially outdated electrical systems.
  • Kitchen EssentialsIt protects against unexpected breakdowns of essential appliances like refrigerators (keeping food fresh in Arkansas summer heat!), ovens, cooktops, dishwashers, and garbage disposals, preventing disruptions to your daily routine.
  • Laundry AppliancesCoverage for washers, dryers, and laundry room plumbing connections.
  • Garage Door OpenersCoverage for repair or replacement of garage door openers and their components.

Common Exclusions

  • Pre-existing conditionsIssues with home systems or appliances that existed before the start of the warranty coverage.
  • Neglect and lack of maintenanceDamages from improper care or neglect of home systems and appliances.
  • Cosmetic damageRepairs or replacements for purely aesthetic issues, such as scratches or dents.
  • Acts Of GodDamage caused by natural disasters beyond covered events (like tornadoes or ice storms) might be excluded. However, some companies might offer separate coverage for specific events.
  • Code ViolationsRepairs required to bring your home’s systems or appliances up to code compliance are typically not covered.

Here Are Some Additional Points To Consider

  • Coverage LimitsReview the coverage limits for each item or system to ensure it meets your needs.
  • Service Call FeesConsider the amount of the service call fee or deductible for each service visit.
  • Customer ServiceResearch the reputation of the home warranty company and its customer service quality.
  • Contract Length and Renewal TermsUnderstand the length of the contract and any renewal terms to avoid unexpected changes in coverage.

Who Regulates Home Warranty Companies In Arkansas?

In Arkansas, home warranty companies are regulated by the Arkansas Insurance Department. This regulatory body oversees the licensing, conduct, and financial stability of home warranty providers to ensure compliance with state laws and regulations, thereby safeguarding the interests of consumers.

Additionally, home warranty companies in Arkansas may also be regulated by agencies such as: 

Final Word

Now that you know Arkansas' specific needs and warranty options, explore the companies we've reviewed to find the perfect fit for your Natural State home! Remember, compare plans, ask questions, and enjoy peace of mind knowing your Arkansas haven is protected.

Cyber Savings

50% Off + First Month Free

Don't let broken appliance break the bank

fourhalf_star

4.9/5

(888) 580-5416

FAQs

What Are The Most Frequently Reported Appliance Repairs In Arkansas?

A.

In Arkansas, where hot and humid conditions prevail, air conditioning units are frequently reported for repairs, particularly due to issues like compressor malfunctions and refrigerant leaks. Refrigerators often require attention for problems related to excessive humidity affecting cooling systems or water dispenser malfunctions.

Are Home Warranties Worth It In Arkansas?

A.

Yes, home warranties are worth it in Arkansas. They provide valuable coverage for essential home systems and appliances, offering homeowners peace of mind and financial protection against unexpected repair or replacement costs. Given the diverse climate and potential for appliance wear and tear, having a home warranty can be a wise investment for Arkansans.

Do Home Warranty Companies Cover Roof Repairs?

A.

Yes, many home warranty companies offer coverage for roof repairs. While many companies might include roof repair under their conventional plans, some providers only cover it when opted for under optional add-ons.

What Do I Need To Keep In Mind While Choosing A Home Warranty In Arkansas?

A.

When choosing a home warranty in Arkansas, consider factors such as coverage for essential systems and appliances, regional climate-related needs (especially for air conditioning), service call fees, and the reputation of the warranty provider. Additionally, check for exclusions, read customer reviews, and understand the claim process.

https://www.homewarrantyreviews.com/wp-content/themes/HWR-2020
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Best Home Warranty Companies

Cyber Savings
Elite Home Warranty

PROMOTION

50% Off + First Month Free

fourhalf_star 4.9
Excellent
American Home Shield

PROMOTION

$50 OFF on Multiple Properties

fourhalf_star 4.5
Excellent