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Best Home Warranty Companies In Little Rock, Arkansas

Dive into our guide to the Best Home Warranty Companies in Little Rock, Arkansas. Discover top companies that will keep your home running smoothly, leaving you free to explore Little Rock’s charm, music scene, and delicious eats. Find your perfect warranty match and say goodbye to unexpected repair worries!

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Offer Ends
In

$200 Off*
Free roof Coverage* +2 Months additional coverage
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100,000 user reviews

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16+ Years Of Experience

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6 Million Homeowners Served

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$50 OFF on Multiple Properties

List Of The Best Home Warranty Companies In Little Rock, Arkansas

To help you find the perfect fit, we've compiled a list of the 7 best home warranty companies in Little Rock, Arkansas, along with their standout features and potential drawbacks.

Pros

  • Provides three all-inclusive standard plans
  • Offers 27 choices for add-ons
  • Comes with a 90-day workmanship warranty

Cons

  • Increases the cost of servicing calls for expensive appliances
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50% Off + First Month Free

Premium

$45 - $60

Deductible

$70

States covered

49 states

Coverage not available in California

Appliances Coverage Limit

$15K

Response Time

24 - 48 hours

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Pros

  • Provides three all-inclusive standard plans
  • Offers 27 choices for add-ons
  • Comes with a 90-day workmanship warranty

Cons

  • Increases the cost of servicing calls for expensive appliances

Pros

  • Oversees a network of over 15,000 professionals
  • Provides ample coverage limits for major appliances and systems
  • Offers round-the-clock client support

Cons

  • Does not have an option of an annual premium
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$50 OFF on Multiple Properties

Premium

$29 - $89

Deductible

$100 & $125

States covered

48 states

Coverage not available in Alaska and Hawaii

Appliances Coverage Limit

$4K - $5K

Response Time

Up to 48 hours

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Pros

  • Oversees a network of over 15,000 professionals
  • Provides ample coverage limits for major appliances and systems
  • Offers round-the-clock client support

Cons

  • Does not have an option of an annual premium

Pros

  • Improves the system and appliance coverage limits in its Premium Plan
  • Covers operational appliances and systems irrespective of age
  • Provides ample $3,500 coverage limits for each appliance in the Essential and Starter plans

Cons

  • Its basic plan does not include coverage for home systems

Premium

$47 - $87

Deductible

$75, $100 & $125

Appliances Coverage Limit

$2.5K

Response Time

Up to 48 hours

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Pros

  • Improves the system and appliance coverage limits in its Premium Plan
  • Covers operational appliances and systems irrespective of age
  • Provides ample $3,500 coverage limits for each appliance in the Essential and Starter plans

Cons

  • Its basic plan does not include coverage for home systems

Pros

  • Buyers get the ability to select their technician
  • Features a workmanship warranty for the duration of the plan
  • Provides further advantages, such as credit monitoring and identity protection

Cons

  • Roof leak repair is only provided as an add-on option

Premium

$33 - $56

Deductible

$75 - $125

States covered

46 states

Coverage not available in California, Florida, Hawaii and Washington

Appliances Coverage Limit

N/A

Response Time

N/A

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Pros

  • Buyers get the ability to select their technician
  • Features a workmanship warranty for the duration of the plan
  • Provides further advantages, such as credit monitoring and identity protection

Cons

  • Roof leak repair is only provided as an add-on option

Pros

  • Features a live chat function integrated into the website
  • Provides 38 additional options for more coverage
  • Offers a craftsmanship guarantee of sixty days

Cons

  • Provides coverage for expensive appliances only when purchased as an add-on option
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$200 off + 2 months free + Free roof leak protection

Premium

$50 - $60

Deductible

$90

States covered

All 50 U.S states

Appliances Coverage Limit

$2K/Item

Response Time

Up to 48 hours

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Pros

  • Features a live chat function integrated into the website
  • Provides 38 additional options for more coverage
  • Offers a craftsmanship guarantee of sixty days

Cons

  • Provides coverage for expensive appliances only when purchased as an add-on option

Pros

  • Has over a decade of experience in the home warranty industry
  • A dedicated service team that is working 24 hours a day
  • Provides a 90-day service repair warranty

Cons

  • Plans cannot be tailored to specific needs
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1st month free + Free roof coverage

Premium

$46 - $55

Deductible

$75 - $125

States covered

49 states

Coverage not available in Washington

Appliances Coverage Limit

Upto $3K/item

Response Time

Up to 48 hours

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Read Less

Pros

  • Has over a decade of experience in the home warranty industry
  • A dedicated service team that is working 24 hours a day
  • Provides a 90-day service repair warranty

Cons

  • Plans cannot be tailored to specific needs

Pros

  • Claims department of the company is open around the clock for servicing inquiries
  • Provides free-of-cost coverage for roof leaks
  • Offers attractive discounts to clients who sign up for multi-year plans

Cons

  • Does not provide a coverage option for tankless water heaters
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$150 off + Free roof coverage + 2 months free

Premium

$44 - $47

Deductible

$60 - $75

States covered

47 states

Coverage not available in Nevada, Washington and Wisconsin

Appliances Coverage Limit

$3K/Item

Response Time

12 - 48 hours

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Read Less

Pros

  • Claims department of the company is open around the clock for servicing inquiries
  • Provides free-of-cost coverage for roof leaks
  • Offers attractive discounts to clients who sign up for multi-year plans

Cons

  • Does not provide a coverage option for tankless water heaters
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Pro Tip: We've compiled a list of top home warranty companies, considering their plans, coverage options, pricing, and dependability to assist you in making a well-informed decision. 

Home Warranty Cost And Coverage-Related Details For Little Rock, Arkansas Residents

Explore the intricacies of Home Warranty Costs, including average expenses, deductibles, and factors influencing cost. Delve into coverage details like appliances, systems, and optional add-ons to fully understand your investment.

Cost Considerations

Coverage Options

  • Average Cost The average home warranty cost in Little Rock is $350 - $850 a year. The plans cover replacing or repairing systems and appliances that break down due to typical wear and tear.
  • Deductible The contractor who completes the repairs on your system or appliance gets paid the service fee. You must pay this deductible every time you receive service and file a claim.
  • Age As appliances get older, some malfunction more frequently. Examine your existing appliances to see if they are getting close to the point where problems could arise. 
  • Appliance Anchors Basic plans typically cover major appliances like refrigerators, dishwashers, and ovens. Upgrade for washer/dryers, garbage disposals, or even electronics coverage.
  • System Covergaes Plumbing, electrical, and air conditioning/heating systems are often included, ensuring repairs for covered breakdowns. Consider adding coverage for septic systems or well pumps for extra peace of mind.
  • Add-Ons Protect against Arkansas' unique challenges with optional add-ons like roof leak coverage, seasonal surge protection, or even termite control for covered systems.

Check out our Arkansas page for comprehensive evaluations and valuable tips to help you select the home warranty plan that best fits your needs.

Why Should Little Rock, Arkansas Citizens Get A Home Warranty?

Little Rock's diverse climate, ranging from hot summers to cold winters, can strain home systems and appliances, leading to unexpected breakdowns. Therefore, citizens of Little Rock, Arkansas, should consider getting a home warranty for several compelling reasons;

  • HVAC System Failures Little Rock experiences hot summers and cool winters, placing a strain on heating, ventilation, and air conditioning (HVAC) systems. Home warranty coverage can help offset repair or replacement costs for these systems.
  • Plumbing Issues Leaks, clogs, and other plumbing problems are common in many homes. A home warranty typically covers the repair or replacement of plumbing systems.
  • Electrical System Problems Electrical issues, such as faulty wiring or malfunctioning outlets, may arise. A home warranty can provide coverage for electrical system repairs.
  • Year-Long Protection Homebuyers are not required to purchase a warranty, unlike homeowners insurance. It can be used as a negotiating ploy, though. Buyers may ask for a one-year home warranty in response to issues in the property's inspection report, such as an old water heater or a broken fridge.
    Thanks to this calculated decision, they may be able to pay for replacement or repair charges more cheaply.
  • Relief A home warranty keeps you relaxed by covering important appliances and systems. Homeowners don't have to worry about unforeseen repair costs.

Cost Of Common Household Repairs In Little Rock, Arkansas

Discover the real costs of common household repairs in Little Rock, Arkansas, and prepare yourself financially to maintain your home’s comfort and functionality.

  • Plumbing

    Repair

    Average Cost 

    Sewer Line Cleaning

    $149 – $227

    Septic Tank Cleaning

    $234 – $275

    Drain Line Video Inspection

    $222 – $254

    Clearing Drain Clog

    $107 – $131

    Toilet Installation Or Replacement

    $132 – $141

  • HVAC

    Repair

    Average Cost 

    Heat Pump

    $2,855-$29,094

    Packaged Heating And Air

    $239-$398

    Filter Replacement

    $60-$159

    Ductwork Cleaning

    $382-$956

    Thermostat Repair

    $80-$199

  • Electrical

    Repair

    Average Cost

    Ceiling Fan Installation

    $406 – $616

    Home Electrical Inspection

    $118 – $155

    Thermostat Repairing

    $96 – $772

    Light Fixture

    $30 – $157

    Wiring

    $1,666 – $2,197

  • Appliances

    Repair

    Average Cost

    Washing Machine Repair

    $237 – $257

    Oven Repair

    $258 – $280

    Refrigerator Repair 

    $241 – $261

    Vacuum Repair

    $75 – $100

    Garbage Disposal Installation

    $291 – $368

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Essential Points To Consider While Getting A Home Warranty In Little Rock, Arkansas

Here are some important points to consider when getting a home warranty in Little Rock, Arkansas; 

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Who Regulates Home Warranty Companies In Little Rock, Arkansas?

Wondering who oversees home warranty providers in Little Rock? Let’s clear the regulatory waters!

Arkansas Insurance Department (AID)

  • Licensing of service contracts: Although home warranties aren’t considered insurance, the AID oversees the licensing of service contracts. Companies offering home warranties in Arkansas must register as service contract providers and meet specific licensing requirements. You can check a company’s license status on the AID website.
  • Consumer education: The AID provides resources and information on home warranties to educate consumers about their rights and responsibilities when purchasing these contracts. They also offer tips on choosing a reputable company and understanding coverage details.
  • Complaint investigation: If you have a complaint about a home warranty company’s licensing or marketing practices, you can file a complaint with the AID. They will investigate the complaint and take appropriate action if necessary.

Arkansas Attorney General's Office (AGO)

  • Consumer protection laws: The AGO enforces Arkansas consumer protection laws, which apply to home warranty companies. These laws prohibit deceptive marketing practices, unfair contract terms, and other actions that could harm consumers.
  • Complaint investigation and mediation: If you have a dispute with a home warranty company regarding coverage denial, claim handling, or other issues, you can file a complaint with the AGO. They will investigate the complaint and attempt to resolve it between you and the company.
  • Legal action: In cases of serious violations of consumer protection laws, the AGO may take legal action against home warranty companies.
  • Arkansas Insurance Department (AID)

    • Licensing of service contracts: Although home warranties aren’t considered insurance, the AID oversees the licensing of service contracts. Companies offering home warranties in Arkansas must register as service contract providers and meet specific licensing requirements. You can check a company’s license status on the AID website.
    • Consumer education: The AID provides resources and information on home warranties to educate consumers about their rights and responsibilities when purchasing these contracts. They also offer tips on choosing a reputable company and understanding coverage details.
    • Complaint investigation: If you have a complaint about a home warranty company’s licensing or marketing practices, you can file a complaint with the AID. They will investigate the complaint and take appropriate action if necessary.
  • Arkansas Attorney General's Office (AGO)

    • Consumer protection laws: The AGO enforces Arkansas consumer protection laws, which apply to home warranty companies. These laws prohibit deceptive marketing practices, unfair contract terms, and other actions that could harm consumers.
    • Complaint investigation and mediation: If you have a dispute with a home warranty company regarding coverage denial, claim handling, or other issues, you can file a complaint with the AGO. They will investigate the complaint and attempt to resolve it between you and the company.
    • Legal action: In cases of serious violations of consumer protection laws, the AGO may take legal action against home warranty companies.

Conclusion

To sum up, getting a home warranty in Little Rock, Arkansas, is a smart move to shield your house against unplanned repair costs. Homeowners can have peace of mind knowing that their vital systems and appliances have adequate protection by carefully weighing the coverage options and prices offered by reliable organizations.

Cyber Savings

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FAQs

What Are The Frequent Home Warranty Claims In Little Rock?

Frequent home warranty claims in Little Rock include HVAC system issues due to the city’s humid subtropical climate, plumbing repairs, electrical malfunctions, kitchen appliance problems, water heater failures, and garage door opener issues. 

The weather conditions, characterized by hot summers and mild winters, contribute to the wear and tear on these crucial home systems.

How Much Does A Home Warranty Cost In Little Rock?

Home Warranties with basic plans cost as low as $30 per month. The rates will significantly differ depending on the coverage limit, items covered, and the company, costing up to $70 per month.

Are There Any Other Home Warranty Companies The Citizens Of Little Rock Can Consider?

Cinch Home Services and Old Republic Home Protection are some other home warranty companies Arkansas homeowners can consider apart from the ones mentioned above.  

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