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7 Best Home Warranty Companies In Sacramento, California

From the capitol’s charm to the Delta’s breeze, Sacramento living holds its magic. But home breakdowns can cast a shadow. Uncover the Best Home Warranty Companies In Sacramento, California, to keep your Golden State grin bright! Shield your appliances and systems, and let the good times roll.

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Offer Ends
In

$200 Off*
Free roof Coverage* +2 Months additional coverage
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100,000 user reviews

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16+ Years Of Experience

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6 Million Homeowners Served

List Of The Best Home Warranty Companies In Sacramento

Finding the right home warranty in Sacramento can be overwhelming. To help simplify your search, we've compared and ranked the top companies based on coverage, service, and affordability. Each has its strengths and weaknesses, so consider your priorities when deciding.

Choice Home Warranty

Pros

  • Comprehensive coverage options
  • High coverage limits and excellent customer service
  • Lower out-of-pocket costs

Cons

  • Higher monthly premiums compared to some competitors
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1st month free + Free roof coverage

Premium

$46 - $55

Deductible

$75 - $125

States covered

49 states

Coverage not available in Washington

Appliances Coverage Limit

Upto $3K/item

Response Time

Up to 48 hours

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Pros

  • Comprehensive coverage options
  • High coverage limits and excellent customer service
  • Lower out-of-pocket costs

Cons

  • Higher monthly premiums compared to some competitors

ARW Home Warranty

Pros

  • Budget-friendly plans
  • No pre-existing condition wait period
  • Excellent online resources

Cons

  • Potentially longer repair wait times during peak seasons

Premium

$45 - $84

Deductible

$125

States covered

All 50 U.S states

Appliances Coverage Limit

$1K

Response Time

Within 48 hours

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Pros

  • Budget-friendly plans
  • No pre-existing condition wait period
  • Excellent online resources

Cons

  • Potentially longer repair wait times during peak seasons

America’s First Choice

Pros

  • Wide range of optional add-ons for specialized coverage
  • Competitive pricing compared to some competitors
  • Potential for discounts for military and seniors

Cons

  • Doesn’t cover pre-existing conditions

Premium

$33 - $56

Deductible

$75 - $125

States covered

46 states

Coverage not available in California, Florida, Hawaii and Washington

Appliances Coverage Limit

N/A

Response Time

N/A

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Pros

  • Wide range of optional add-ons for specialized coverage
  • Competitive pricing compared to some competitors
  • Potential for discounts for military and seniors

Cons

  • Doesn’t cover pre-existing conditions

American Home Shield (AHS)

Pros

  • Industry leader
  • Well-established network of contractors
  • Flexible payment options

Cons

  • Higher service fees compared to some providers
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$50 OFF on Multiple Properties

Premium

$29 - $89

Deductible

$100 & $125

States covered

48 states

Coverage not available in Alaska and Hawaii

Appliances Coverage Limit

$4K - $5K

Response Time

Up to 48 hours

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Pros

  • Industry leader
  • Well-established network of contractors
  • Flexible payment options

Cons

  • Higher service fees compared to some providers

First American Home Warranty

Pros

  • Top-tier appliance coverage
  • Generous add-on options
  • 24/7 customer support

Cons

  • Higher monthly premiums compared to some competitors, service fees can be higher for major repairs.

Premium

$47 - $87

Deductible

$75, $100 & $125

States covered

35 states

Coverage not available in Alaska, Connecticut, Delaware, Hawaii, Illinois, Louisiana, Massachusetts, Maine, Minnesota, North Dakota, New Hampshire, New York, Rhode Island, Vermont and Wisconsin

Appliances Coverage Limit

$2.5K

Response Time

Up to 48 hours

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Pros

  • Top-tier appliance coverage
  • Generous add-on options
  • 24/7 customer support

Cons

  • Higher monthly premiums compared to some competitors, service fees can be higher for major repairs.

Liberty Home Guard

Pros

  • Unique coverage options like pool and septic systems
  • Good value for basic plan
  • Positive customer service feedback

Cons

  • Some exclusions for pre-existing conditions
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$200 off + 2 months free + Free roof leak protection

Premium

$50 - $60

Deductible

$90

States covered

All 50 U.S states

Appliances Coverage Limit

$2K/Item

Response Time

Up to 48 hours

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Pros

  • Unique coverage options like pool and septic systems
  • Good value for basic plan
  • Positive customer service feedback

Cons

  • Some exclusions for pre-existing conditions

HomeServe USA

Pros

  • Emergency repair solutions at affordable prices
  • One-year guarantee on all covered repairs
  • Good for short-term coverage needs

Cons

  • May not be ideal for long-term protection

Premium

$5.49 - $55.99

Deductible

N/A

States covered

All 50 U.S states

Appliances Coverage Limit

$3K-$12K/Item

Response Time

N/A

Read More

Read Less

Pros

  • Emergency repair solutions at affordable prices
  • One-year guarantee on all covered repairs
  • Good for short-term coverage needs

Cons

  • May not be ideal for long-term protection
OUR #1 PICK

$150 Off + First Month Free

Don't let broken appliance break the bank

fourhalf_star

4.9/5

(888) 580-5416

Pro Tip: Our Best Home Warranty Companies page showcases the nation's most trusted home warranty providers. Unlock smart decisions for your home's future.

Home Warranty Cost And Coverage-Related Details For Sacramento Residents

Explore plans and coverage-related details to gather the required information to select an ideal home warranty plan. Informed decisions guarantee comprehensive coverage for Sacramento residents.

Cost Considerations

Coverage Options
  • Average Annual Cost $450-$800, depending on coverage and service call fees.
  • Monthly Vs. Annual Payments Both options are available, with annual discounts often offered.
  • Service Call Fees Typically $75-$125, and they act like deductibles before coverage kicks in.
  • Basic Plans Cover major appliances like refrigerators, ranges, and dishwashers.
  • Comprehensive Plans Add plumbing, electrical, HVAC, and more.
  • Optional Add-Ons Pools, spas, roof leaks, and other specialized systems.

Delve into our California State Page for an extensive overview of the cost, coverage, and varied plans presented by top-tier companies catering to the entire state.

Why Should Sacramento Citizens Get A Home Warranty?

Let's find out why Sacramento citizens embracing a home warranty is smart:

  • Drought and Deluge Sacramento's climate swings from dry summers to wet winters, which can wreak havoc on plumbing and electrical systems. A warranty protects against these weather-related woes, keeping your home safe and cozy.
  • Pool Protection Sacramento summers beg for poolside fun, but these aquatic amenities require regular maintenance and occasional repairs. A home warranty with pool and spa coverage can keep your backyard oasis sparkling and stress-free.
  • Financial Shield Unexpected repairs can drain your bank account. A home warranty acts as a financial buffer, covering repairs or replacements for covered items, saving you from hefty bills.
  • Convenience & Calm Forget the hassle of finding qualified repair techs and dealing with paperwork. A home warranty takes care of it all, leaving you free to focus on enjoying Sacramento's offerings.
  • Boosting Home Value A well-maintained home with a warranty is often more appealing to potential buyers, potentially increasing its resale value.

Cost Of Common Household Repairs In Sacramento

The cost of common household repairs in Sacramento can vary based on factors such as the repair type, the damage extent, and the service provider. Here are estimated costs for some common household repairs:

  • Plumbing

    Service

    Average Cost

    Toilet Repair

    $150-$300

    Faucet Repair

    $50-$100

    Drain Cleaning

    $100-$200

    Garbage Disposal Repair

    $150-$250

    Water Leak Repair

    $200-$500

  • HVAC

    Service

    Average Cost

    Furnace Repair

    $200-$500

    Air Conditioner Repair

    $100-$300

    Heat Pump Repair

    $300-$600

    Ductwork Cleaning

    $150-$250

    Thermostat Replacement

    $100-$200

  • Electrical

    Service

    Average Cost

    Panel Upgrade

    $1,500-$3,000

    Outlet Or Switch Replacement

    $50-$100

    Dimmer Switch Replacement

    $75-$150

    Ceiling Fan Installation

    $100-$200

    Gfci Outlet Installation

    $150-$250

  • Appliances

    Service

    Average Cost

    Refrigerator Repair

    $150-$300

    Dishwasher Repair

    $100-$200

    Washer Repair

    $100-$250

    Dryer Repair

    $100-$250

    Oven Repair

    $150-$300
OUR #1 PICK

$150 Off + First Month Free

Don't let broken appliance break the bank

fourhalf_star

4.9/5

(888) 580-5416

Essential Points To Consider While Getting A Home Warranty In Sacramento, CA

When obtaining a home warranty in Sacramento, CA, consider the following essential points to ensure comprehensive coverage and meet the specific needs of the region:

OUR #1 PICK

$150 Off + First Month Free

Don't let broken appliance break the bank

fourhalf_star

4.9/5

(888) 580-5416

Who Regulates Home Warranty Companies In Sacramento?

In Sacramento, California, home warranty companies like insurance companies are not directly regulated by the state. However, several entities still play a role in overseeing their activities:

California Department of Insurance (DOI):

While home warranties aren’t insurance products, the DOI still considers them “home protection contracts” and offers consumer resources on understanding agreements and filing complaints. They handle complaints about unfair or deceptive practices by any company operating in the state. 

California Attorney General's Office:

The Attorney General’s Office can investigate and prosecute home warranty companies for unfair or deceptive practices. You can file a complaint with them if you have a problem with your home warranty company.

Federal Trade Commission (FTC):

The FTC has broad authority to regulate unfair and deceptive business practices, including those of home warranty companies. While they don’t license or regulate them directly, they can take action against companies that violate consumer protection laws. 

Industry self-regulation:

Some home warranty companies belong to industry associations like the Service Contract Industry Council (SCIC), which sets ethical standards and provides a dispute resolution process for customers. 

  • California Department of Insurance (DOI):

    While home warranties aren’t insurance products, the DOI still considers them “home protection contracts” and offers consumer resources on understanding agreements and filing complaints. They handle complaints about unfair or deceptive practices by any company operating in the state. 

  • California Attorney General's Office:

    The Attorney General’s Office can investigate and prosecute home warranty companies for unfair or deceptive practices. You can file a complaint with them if you have a problem with your home warranty company.

  • Federal Trade Commission (FTC):

    The FTC has broad authority to regulate unfair and deceptive business practices, including those of home warranty companies. While they don’t license or regulate them directly, they can take action against companies that violate consumer protection laws. 

  • Industry self-regulation:

    Some home warranty companies belong to industry associations like the Service Contract Industry Council (SCIC), which sets ethical standards and provides a dispute resolution process for customers. 

Conclusion

In selecting the best home warranty in Sacramento, California, prioritize comprehensive coverage for climate-specific needs. Consider companies with a reliable network of service providers addressing HVAC, wildfire, and pest-related concerns. Ultimately, choose a provider aligning with Sacramento's unique conditions, safeguarding your home against unexpected repairs.

OUR #1 PICK

$150 Off + First Month Free

Don't let broken appliance break the bank

fourhalf_star

4.9/5

(888) 580-5416

FAQs

Which Appliances Should The Citizens Of Sacramento Include In Their Coverage Considering Its Climatic Conditions?

Considering the hot summers and cold, wet winters, Sacramento homeowners need to ensure enough protection for the HVAC systems, water heaters, and refrigerators to avoid unexpected repairs due to the high burden on them based on the severity of the seasons.

What Is The Average Cost Of a Home Warranty Plan In Sacramento?

The average cost of a home warranty plan in Sacramento typically ranges from $300 to $600 per year. However, prices can vary based on coverage level, provider, and any additional options selected.

Do Home Warranties Cover Pest Control in Sacramento?

Pest control is generally considered a separate service and is not included in standard home warranty coverage. If you have concerns about pests, it’s advisable to consider a separate pest control service or inquire if your home warranty provider offers any additional coverage options for pest-related issues.

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