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7 Best Home Warranty Companies In San Diego, California

Discover the finest home warranty companies in San Diego. By investing in reliable home warranty plans, you can conquer the expensive & unforeseen repair costs.

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image displaying the family residing in san diego, california buying home warranty for the protection of their homes
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Offer Ends
In

$200 Off*
Free roof Coverage* +2 Months additional coverage
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100,000 user reviews

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16+ Years Of Experience

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6 Million Homeowners Served

List Of The Best Home Warranty Companies In San Diego

Choice Home Warranty

Pros

  • Services protected for 90 days
  • Served to 1.9 million American households
  • Attractive offers like free roof coverage with both plans

Cons

  • Limited number of coverage plans
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1st month free + Free roof coverage

Premium

$46 - $55

Deductible

$75 - $125

States covered

49 states

Coverage not available in Washington

Appliances Coverage Limit

Upto $3K/item

Response Time

Up to 48 hours

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Pros

  • Services protected for 90 days
  • Served to 1.9 million American households
  • Attractive offers like free roof coverage with both plans

Cons

  • Limited number of coverage plans

American Home Shield (AHS)

Pros

  • Experience and expertise of 50+ years
  • Catered to millions of American households
  • Protects damages from unknown pre-existing conditions

Cons

  • Comparatively higher premiums
image displaying the offers available for the purchase of the home warranty plan

$50 OFF on Multiple Properties

Premium

$29 - $89

Deductible

$100 & $125

States covered

48 states

Coverage not available in Alaska and Hawaii

Appliances Coverage Limit

$4K - $5K

Response Time

Up to 48 hours

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Pros

  • Experience and expertise of 50+ years
  • Catered to millions of American households
  • Protects damages from unknown pre-existing conditions

Cons

  • Comparatively higher premiums

First American Home Warranty

Pros

  • 50+ years of industry experience
  • Coverage is offered regardless of the age of the item
  • Offers unique coverage upgrades

Cons

  • Lower limits on key home systems

Premium

$47 - $87

Deductible

$75, $100 & $125

States covered

35 states

Coverage not available in Alaska, Connecticut, Delaware, Hawaii, Illinois, Louisiana, Massachusetts, Maine, Minnesota, North Dakota, New Hampshire, New York, Rhode Island, Vermont and Wisconsin

Appliances Coverage Limit

$2.5K

Response Time

Up to 48 hours

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Pros

  • 50+ years of industry experience
  • Coverage is offered regardless of the age of the item
  • Offers unique coverage upgrades

Cons

  • Lower limits on key home systems

Cinch Home Services

Pros

  • Assurance of service for 180 days
  • Digital dashboard allows customers to file claims 24/7
  • Higher limits on kitchen appliances

Cons

  • Does not allow you to choose your technician/contractor

Premium

$38 - $66

Deductible

$100, $125, $150

States covered

48 states

Coverage not available in Alaska and Hawaii

Appliances Coverage Limit

$10K

Response Time

Same day

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Pros

  • Assurance of service for 180 days
  • Digital dashboard allows customers to file claims 24/7
  • Higher limits on kitchen appliances

Cons

  • Does not allow you to choose your technician/contractor

Liberty Home Guard

Pros

  • Extensive list of optional services, including pest control
  • Live chat option that ensures prompt customer assistance
  • Workmanship guaranteed for 60 days

Cons

  • Higher cancellation charges
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$200 off + 2 months free + Free roof leak protection

Premium

$50 - $60

Deductible

$90

States covered

All 50 U.S states

Appliances Coverage Limit

$2K/Item

Response Time

Up to 48 hours

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Pros

  • Extensive list of optional services, including pest control
  • Live chat option that ensures prompt customer assistance
  • Workmanship guaranteed for 60 days

Cons

  • Higher cancellation charges

Old Republic Home Protection

Pros

  • Trusted by 6 million Americans
  • Customers can file claims 24/7
  • Covers damage occurred due to corrosion, rust, and chemical build-up

Cons

  • Recently, some customers have complained about the quality of assigned technicians

Premium

$315 - $685

Deductible

$85 - $110

States covered

26 states

Coverage not available in Alaska, Colorado, Connecticut, Delaware, Hawaii, Iowa, Illinois, Indiana, Massachusetts, Maine, Michigan, Minnesota, Montana, North Dakota, Nebraska, New Hampshire, New Jersey, New York, Pennsylvania, Rhode Island, South Dakota, Vermont, Wisconsin, West Virginia and Wyoming

Appliances Coverage Limit

Varies by state & covered item

Response Time

N/A

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Pros

  • Trusted by 6 million Americans
  • Customers can file claims 24/7
  • Covers damage occurred due to corrosion, rust, and chemical build-up

Cons

  • Recently, some customers have complained about the quality of assigned technicians

Fidelity National Home Warranty

Pros

  • Carries four decades of market experience
  • Provides services like pest control and re-key under all of its plans
  • Higher coverage caps on kitchen appliances

Cons

  • No monthly plans available

Premium

$67 - $86

Deductible

$75

States covered

10 states

Coverage not available in Alaska, Alabama, Arkansas, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, New York, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Virginia, Vermont, Wisconsin, West Virginia and Wyoming

Appliances Coverage Limit

Up to $5K

Response Time

N/A

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Pros

  • Carries four decades of market experience
  • Provides services like pest control and re-key under all of its plans
  • Higher coverage caps on kitchen appliances

Cons

  • No monthly plans available
OUR #1 PICK

$150 Off + First Month Free

Don't let broken appliance break the bank

fourhalf_star

4.9/5

(888) 580-5416

Home Warranty Cost And Coverage-Related Details For San Diego Residents

If you are a homeowner in San Diego looking for a home warranty, it's essential to understand the cost considerations and coverage options available. Let’s look at the following table to learn more about them. 

Cost Considerations

Coverage Options
  • Premiums On average, homeowners in San Diego can expect to pay around $300 to $600 per year for a home warranty.
  • Service Fee  Home warranty providers charge a service fee for each repair visit. This fee usually ranges from $60 to $125.
  • Regular Plans Home warranty plans generally cover essential home systems such as electrical, plumbing, and HVAC. Additionally, most plans include coverage for major kitchen appliances, such as refrigerators, stoves, and dishwashers.
  • Optional Add-Ons Some providers offer optional coverage for swimming pools, spas, and well pumps.

Check out our California State Page to learn more about California's best home warranty companies.

Why Should San Diego Citizens Get A Home Warranty?

A home warranty can be a game-changer when protecting your home and budget. San Diego citizens, in particular, can benefit from a home warranty. How? Let’s check out. 

  • Humidity San Diego's idyllic climate has a hidden foe - high humidity due to salty air. From beachside condos to inland neighborhoods, the constant presence of ocean mist can wreak havoc on appliances and systems, accelerating wear and tear.
  • Hilly Terrain Many homes in San Diego are nestled on hillsides, which can present unique challenges for repairs. For example, plumbing repairs on a steep slope might require specialized equipment and expertise, increasing the cost. A home warranty can help manage these unexpected expenses. 
  • Canyon Microclimates San Diego's diverse topography creates varied microclimates, ranging from coastal fog to inland heat pockets. These extreme temperature fluctuations can strain HVAC systems, water heaters, etc., making reliable coverage through a home warranty especially valuable.
  • Increased Home Value Every advantage counts in the competitive San Diego housing market. A home warranty can make your property more attractive to potential buyers.
  • Convenience and Expertise Finding a reliable and trustworthy contractor can be daunting. San Diego citizens can access a network of pre-screened and qualified professionals with a home warranty.

Cost Of Common Household Repairs In San Diego

The following are the San Diego home repair costs. Take a look.

  • Plumbing

    Repair

    Average Cost 

    Plumbing System

    $500+

    Well Pump

    $300 – $500

    Roof Leak

    $1500

    Toilet Services

    Up to $400

    Sewer Line Repair

    $1000+

  • Electrical

    Repair

    Average Cost 

    Septic System

    $2,500

    Pool/Spa

    $900

    Faulty Wiring

    $150 – $500

    Electrical Fixture Installation

    $100 – $200

    Panel Upgrade 

    Up to $2,200

  • HVAC

    Repair

    Average Cost

    Air Duct Cleaning

    $350 – $750

    Furnace Repair

    $300 – $500

    Blower Motor Repair

    Up to $600

    Thermostat Repair

    $150 – $450

    AC Compressor Repair

    Up to $2,500

  • Appliances

    Repair

    Average Cost

    Kitchen Appliances 

    $100 – $700

    Washer & Dryer

    $400+

    Garbage Disposal

    $400

    Garage Door Opener

    $250+

    Oven/Stove

    Up to $500
OUR #1 PICK

$150 Off + First Month Free

Don't let broken appliance break the bank

fourhalf_star

4.9/5

(888) 580-5416

Essential Points To Consider While Getting A Home Warranty In San Diego, GA

With so many options available, it can be overwhelming to choose the right provider. Explore the essential points to consider while getting a home warranty in San Diego, ensuring you make an informed choice.

OUR #1 PICK

$150 Off + First Month Free

Don't let broken appliance break the bank

fourhalf_star

4.9/5

(888) 580-5416

Who Regulates Home Warranty Companies In San Diego?

Two key players oversee the home warranty companies in San Diego – the California Department of Insurance (CDI) and the California Department of Consumer Affairs (DCA).

California Department of Insurance (CDI)

  • The CDI licenses home warranty companies in San Diego, ensuring they meet specific financial stability and operational standards.
  • They enforce consumer protection laws related to home warranty contracts, offering recourse if you have a dispute with a company.
  • Their website provides information on choosing a company, filing complaints, and understanding your rights.

California Department of Consumer Affairs (DCA)

  • The DCA enforces the Homeowners’ Bill of Rights, offering additional consumer protection measures related to home services, including potential repairs covered by home warranties.
  • They investigate complaints regarding unfair business practices and provide mediation services.

  • California Department of Insurance (CDI)

    • The CDI licenses home warranty companies in San Diego, ensuring they meet specific financial stability and operational standards.
    • They enforce consumer protection laws related to home warranty contracts, offering recourse if you have a dispute with a company.
    • Their website provides information on choosing a company, filing complaints, and understanding your rights.

  • California Department of Consumer Affairs (DCA)

    • The DCA enforces the Homeowners’ Bill of Rights, offering additional consumer protection measures related to home services, including potential repairs covered by home warranties.
    • They investigate complaints regarding unfair business practices and provide mediation services.

Conclusion

Protecting your home and ensuring the longevity of your appliances and systems is crucial as a homeowner in San Diego, California. By selecting the right home warranty company, you can have peace of mind knowing that unexpected repairs are covered without draining your bank.

OUR #1 PICK

$150 Off + First Month Free

Don't let broken appliance break the bank

fourhalf_star

4.9/5

(888) 580-5416

FAQs

What Are The Frequent Home Warranty Claims In San Diego?

Due to the warm climate, frequent home warranty claims in San Diego often involve air conditioning repairs. Plumbing issues like leaks, electrical system problems, and malfunctions in major appliances such as refrigerators and water heaters are also commonly reported.

Are There Other Home Warranty Companies The Citizens Of San Diego Can Consider?

Apart from the list of best home warranty companies mentioned above, the homeowners of San Diego can also consider The Home Service Club and Select Home Warranty companies.

How Much Does A Home Warranty Cost In San Diego?

The cost of a home warranty in San Diego can vary depending on the provider, coverage level, and any additional options chosen. On average, annual premiums typically range from $300 to $600. Additionally, there may be service call fees, usually ranging from $75 to $125 per visit.

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