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Best Home Warranty Companies In colorado 2025

Colorado residents have a range of options when selecting a home warranty provider. These companies offer various coverage plans, pricing options, and service quality to meet the diverse needs of homeowners across the state. Based on thorough research and customer feedback, here are some of the best home warranty companies in Colorado for 2024.

1 Industry Leading Coverage

Elite Home Warranty

4.9 fourhalf_star
Outstanding
$200 OFF and 1 Month Free. 30-Day Free Trial.
2 Affordable Coverage

Select Home Warranty

4.7 fourhalf_star
Outstanding
$150 off + Free roof coverage + 2 months free
3 Fast Claim Processing

Regency Total Home Warranty

4.6 fourhalf_star
Excellent
$300 Off + 2 Months Free + FREE Limited Roof Leak Protection

Our Picks: 7 Best Home Warranty Companies For colorado Residents

Here we have listed top home warranty companies based on their comprehensive plans, competitive pricing, and reliable service, making them ideal choices for Colorado residents:

1 Industry Leading Coverage

Elite Home Warranty
  • Strong HVAC system coverage for varying altitudes.
  • Transparent contracts with clear exclusions.
  • High customer satisfaction with responsive support.
$200 OFF and 1 Month Free. 30-Day Free Trial.
4.9
Outstanding
fourhalf_star
(888) 580-5416
2 Affordable Coverage

Select Home Warranty
  • Provides discounts on multi-year plans
  • Has extensive contractor network
$150 off + Free roof coverage + 2 months free
4.7
Outstanding
fourhalf_star
(888) 539-7220
3 Fast Claim Processing

Regency Total Home Warranty
  • Covers essential home systems and appliances for peace of mind.
  • Available in all 50 states for consistent service.
  • Round-the-clock assistance for claims and repairs.
$300 Off + 2 Months Free + FREE Limited Roof Leak Protection
4.6
Excellent
fourhalf_star
(844) 240-8369
4

Liberty Home Guard
  • 24/7 Customer Support with Same-Day Response Time
  • Most Add-Ons in the Industry for Flexible Coverage
  • Easy Claim Processing with Intuitive Mobile App
$200 Off + 2 Months Free + Free Roof Leak Protection
4.7
Outstanding
fourhalf_star
855-681-9724
5

Mike Holmes Protection
  • Mike Holmes Protection offers virtual assistance to homeowners
  • Mike Holmes Protection offers round-the-clock services to homeowners
  • The company offers unlimited coverage for systems
$100 Off + 1 Month Free
4.4
Excellent
fourhalf_star
866-408-9898
6

America’s First Choice
  • Comprehensive coverage for essential home systems and appliances.
  • Flexible contract lengths with multi-year discounts.
  • No home inspection required to initiate coverage.
$250 Off + Free Roof Leak Coverage
4.6
Excellent
fourhalf_star
866-203-8901
View Rates
7

ARW Home – American Residential Warranty
  • Affordable plans with flexible pricing options.
  • Wide variety of add-on coverages for customized protection.
  • Excellent customer support and transparent terms.
2 Months FREE* on All Plans
4.3
Excellent
fourhalf_star
(855) 577-1106

Is Home Warranty Plans Beneficial For Colorado Homeowners?

  • Colorado's unpredictable weather, including heavy snowfall in winter and hailstorms in summer, can cause significant damage to home systems and appliances.
  • Home warranty plans cover repairs or replacements of HVAC, plumbing, and electrical systems, safeguarding against weather-related breakdowns.
  • With Colorado's high altitude and dry climate, home warranty plans can address issues such as furnace malfunctions or water heater failures, ensuring year-round comfort and convenience for homeowners.
  • In regions prone to heavy rainfall or flooding, such as along the Front Range, home warranty plans can offer coverage for water damage to basements, foundations, and appliances, providing financial relief for affected homeowners.

How Much Does A Colorado Home Warranty Cost?

Here's a general cost range for home warranties in Colorado:

Average Annual Cost

$300 - $700

Average Monthly Cost

$29 - $89

Average Service Fee (Deductible)

$75 - $125

Here in Colorado, the cost of a home warranty can vary depending on several factors, including:

  • Coverage needs differ between mountain homes (potential well pump issues) and metro homes in cities like Denver (focus on HVAC). Choose a plan that addresses your specific location's concerns.
  • Colder winters can stress plumbing systems. Consider plans with robust plumbing coverage or add-ons for burst pipes.
  • Colorado's frequent hailstorms can damage roofs. Explore plans with roof leak coverage or the option to add it for peace of mind.
  • Larger Colorado homes with more covered systems and appliances will generally cost more to cover under a home warranty.
  • Older Colorado homes might be more likely to need repairs due to potential foundation or plumbing issues, which could impact the warranty cost.
  • Service call fees can vary by location. Compare plans to understand if fees are fixed or if they depend on how remote your Colorado home is.

Home Warranty Coverage In Colorado

Home warranty plans in Colorado may differ based on the provider and the selected plan, but they typically offer a range of common inclusions and exclusions.

General Coverage Of Colorado Home Warranty

  • PlumbingColorado’s freezing winters can cause pipe bursts. Your warranty can safeguard against leaks, clogs, and malfunctions in pipes, faucets, toilets, and other plumbing fixtures, protecting your home from potential water damage, especially important in mountain getaways.
  • Heating & CoolingA reliable HVAC system is crucial for everything from scorching summer days in Denver to frigid mountain nights. Your warranty can cover repairs for your furnace, air conditioner, heat pump, and ductwork, ensuring year-round comfort.
  • ElectricalHome warranties ensure the safety and functionality of your electrical system by covering repairs for wiring, outlets, switches, and breaker panels. This is particularly important in older Colorado homes with potentially outdated electrical systems.
  • Essential AppliancesHome warranty companies protect against unexpected breakdowns of essential appliances like refrigerators, ovens, cooktops, dishwashers, and garbage disposals, preventing disruptions to your daily routine.
  • Laundry AppliancesCoverage for washers, dryers, and laundry room plumbing connections.
  • Garage Door OpenersCoverage for repair or replacement of garage door openers and their components.

Common Exclusions

  • Pre-Existing ConditionsIssues with home systems or appliances before the warranty coverage starts are excluded.
  • Lack of MaintenanceCompanies don’t cover damages from improper care or neglect of home systems and appliances.
  • Cosmetic DamageRepairs or replacements for purely aesthetic issues, such as scratches or dents, are usually not covered.
  • Acts of NatureThe companies usually exclude damage caused by natural disasters like earthquakes, floods, or wildfires.
  • Manufacturer WarrantiesItems already covered by manufacturer warranties or extended warranties are not covered by home warranties.

Here Are Some Additional Points To Consider

  • Coverage LimitsReview the coverage limits for each item or system to ensure it meets your needs.
  • Customer ServiceResearch the reputation of the home warranty company and its customer service quality.
  • Service Call FeesConsider the amount of the service call fee or deductible for each service visit.

Who Regulates Home Warranty Companies In Colorado?

In Colorado, home warranty companies are regulated by the Colorado Division of Insurance. This regulatory body oversees home warranty providers' licensing, conduct, and financial stability to ensure they comply with state laws and protect consumers' interests.

In addition to the Colorado Division of Insurance, the Attorney General's Office may indirectly regulate home warranty companies. They offer consumer protection resources and address legal matters concerning deceptive practices or disputes with home warranty companies.

Final Word

When considering the best home warranties in Colorado for 2024, thorough research is essential. Compare providers based on coverage options, pricing, and customer reviews. Consider specific needs such as protection against extreme weather or coverage for high-value appliances. Making an informed decision will provide peace of mind and protect your home from unexpected repair costs.

Frequently Asked Questions (FAQs)

What Are The Most Frequent Appliance Repairs In Colorado?+

Does American Home Shield Cover Pre-Existing Conditions?+

Are Home Warranties Worth It In Colorado?+

Who Pays For The Home Warranty?+

Home Warranty Annual Awards Winner For 2025

HomeWarrantyReviews.com, a trusted name in the industry for decades, lets customer voices shine through its annual awards. Combining real-world experiences with expert analysis, these awards highlight the providers that homeowners truly trust. After reviewing over 25 home warranty companies, the Home Warranty Reviews team named Elite Home Warranty the best home warranty company nationwide. We trust Elite Home Warranty to protect your home due to its reliable services, most beneficial coverage benefits and consumer centric approach, and you should too.

Why Homeowners Trust Elite Home Warranty?

Elite Home Warranty isn’t just another provider, they are setting a new standard in the industry. Here’s why thousands of homeowners trust Elite Home Warranty every day:

  • Top Rated Customer Satisfaction: 4.9/5 stars across verified platforms including BBB, Home Warranty Companies, Consumera, Google and more.
  • Affordable Pricing: Competitive rates with no hidden fees, surprise charges, or misleading fine print.
  • Efficient Claims Process: 90% of claims are processed within 24 to 48 hours, with real time status updates.
  • Best in Class Coverage That Actually Works: Elite offers the best coverage benefits with some go the highest limits in the industry, with trusted protection when you need it most.
  • Award-Winning Support Team: Friendly, U.S.-based claims concierge available 7 days a week to help you every step of the way.
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