Best Home Warranty Companies In colorado 2024

Colorado residents have a range of options when selecting a home warranty provider. These companies offer various coverage plans, pricing options, and service quality to meet the diverse needs of homeowners across the state. Based on thorough research and customer feedback, here are some of the best home warranty companies in Colorado for 2024.

Our Picks: 5 Best Home Warranty Companies For colorado Residents

Here we have listed top home warranty companies based on their comprehensive plans, competitive pricing, and reliable service, making them ideal choices for Colorado residents:

Best For Separate Coverage Options

4.9 |

Excellent

$150 Off + 1 Month Free. 30 Day Free Trial!

Monthly Cost

$44 - $59

Service Fee

$70

Response Time

24 - 48 hours

(888) 580-5416

Pros & Cons

Pros

Coverage for major home systems and appliances
Cost-effective compared to out-of-pocket repairs
Convenient access to pre-screened contractors

Cons

Service fees or deductibles may apply

Plans, Cost & Coverage

Elite Home Warranty offers three plans- Elite Complete, Elite Appliances, and Elite Systems. The cost of these plans can vary depending on factors such as the level of coverage, the size of your home, and any additional options or add-ons you choose.

	Elite Appliances	Elite Systems	Elite Complete
Monthly Plan	$44.99	$49.99	$59.99

Elite Appliances

Focuses on coverage for kitchen and laundry appliances
Covers items like refrigerators, dishwashers, ovens, washers, dryers, etc
Suitable for homeowners who prioritize coverage specifically for their essential appliances

Elite Systems

Provides coverage for major home systems such as HVAC, plumbing, and electrical
Includes items like heating systems, air conditioning units, electrical wiring, plumbing pipes, etc
Designed for homeowners who prioritize coverage for their home’s vital systems

Elite Complete

Comprehensive coverage for major home systems and appliances
Includes protection for HVAC, plumbing, electrical, kitchen appliances, and more
Ideal for homeowners seeking all-around protection for their home’s essential components

Why We Picked It?

Elite Home Warranty provides comprehensive coverage options, offering tailored plans for major home systems and appliances. The company’s flexibility allows homeowners to select a plan that aligns with their needs and budget.

4.1 |

Excellent

Monthly Cost

$51- $62

Service Fee

$65 - $125

Response Time

24 to 48 hours

Pros & Cons

Pros

90-day guarantee on parts and a 30-day guarantee on labor
Coverage for systems and appliances of all ages and models
Offer 13 months of coverage on annual plans

Cons

Charges a fee for contract transfer

Plans, Cost & Coverage

The Home Service Club offers two home warranty plans for homeowners: the Standard Plan and the Comprehensive Plan. Each plan provides different levels of coverage and benefits tailored to meet homeowners’ varying needs.

Plan	Standard Coverage Plan	Comprehensive Coverage Plan
Cost/Monthly	$51.25	$62.50
Cost/Annually	$584.96	$719.96

Standard Coverage Plan

Provides basic coverage for 16 essential home systems and appliances
Designed for homeowners seeking budget-friendly coverage
Offers a range of benefits suitable for everyday home maintenance needs

Comprehensive Coverage Plan

Offers extensive coverage for a wide range of home systems and appliances
Ideal for homeowners looking for comprehensive protection and peace of mind
Provides additional benefits and perks compared to the Standard Plan

Why We Picked It?

The Home Service Club is known for its two comprehensive home warranty plans, the Standard and Comprehensive, which offer coverage for up to 28 essential home systems and appliances. Fast enrollment, no inspections, and long guarantees (90 days parts, 30 days labor) make it a homeowner’s dream for reliable protection.

The Industry Leader

4.5 |

Excellent

Monthly Cost

$29 - $89

Service Fee

$100 & $125

Response Time

Up to 48 hours

Pros & Cons

Pros

Large network of qualified service technicians for efficient repairs
Flexible plan options to suit varying needs and budgets
24/7 customer service for assistance with claims and inquiries

Cons

Limited additional coverage options

Plans, Cost & Coverage

American Home Shield provides three plans: ShieldSilver, ShieldGold, and ShieldPlatinum. These plans have monthly costs ranging from $29.99 to $89.99. The pricing depends on factors such as your location, the type of plan chosen, and the service fee selected.

	ShieldSilver	ShieldGold	ShieldPlatinum
Cost at $125 Service Call Fee	$29.99	$49.99	$79.99
Cost at $100 Service Call Fee	$39.99	$59.99	$89.99

ShieldSilver

Basic coverage tier offering protection for 14 essential home systems and appliances
Typically includes items like HVAC systems, plumbing, electrical, and basic kitchen appliances
Suitable for homeowners seeking budget-friendly coverage for vital home components

ShieldGold

Mid-range coverage tier providing more extensive protection for a wider range of home systems and appliances
Includes items covered under ShieldSilver, with additional coverage for items like dishwasher, oven, and more
Ideal for homeowners who want comprehensive coverage without the highest premium

ShieldPlatinum

Offers the highest level of protection for 24 home systems and appliances
Includes all items covered under ShieldGold, plus additional coverage
Tailored for homeowners prioritizing comprehensive coverage of home appliances and systems

Why We Picked It?

American Home Shield is a leading home warranty sector figure boasting over 50 years of expertise. Its robust network of contractors guarantees prompt and dependable service. With a 30-day workmanship guarantee, customers gain added confidence and tranquility in their choice.

Best For Add-ons

4.7 |

Excellent

$200 Off + 2 Months Free + Free Roof Leak Protection

Monthly Cost

$49 - $59

Service Fee

$90

Response Time

Up to 48 hours

Pros & Cons

Pros

Comprehensive coverage for home systems and appliances
Customizable plans to fit individual needs
Provides extensive add-on coverage

Cons

Comparatively new in the market; low in experience

Plans, Cost & Coverage

Liberty Home Guard offers three distinct plans: Appliances Guard, Systems Guard, and Total Home Guard. Each plan caters to specific needs and offers comprehensive coverage for appliances, home systems, or both.

	Appliances Guard	Systems Guard	Total Home Guard
Monthly Plan	$49.99/Month	$54.99/Month	$59.99/Month
Annual Plan	$499.99/Annum	$549.99/Annum	$599.99/Annum

Appliances Guard

Coverage for essential home appliances like refrigerators, dishwashers, and washers/dryers
Ideal for homeowners who want protection specifically for their appliances
Helps offset repair or replacement costs for common household appliances

Systems Guard

Coverage for major home systems, including HVAC, plumbing, and electrical
Suitable for homeowners who prioritize protection for vital home systems
Helps mitigate expenses associated with repairs or replacements of essential systems

Total Home Guard

Comprehensive coverage for both home appliances and systems
Offers all-around protection for a wide range of household components
Ideal for homeowners seeking comprehensive coverage for their entire home

Why We Picked It?

Liberty Home Guard provides customizable home warranty plans to protect your essential appliances and systems comprehensively. Their reputation for prompt and dependable service ensures peace of mind when unexpected repairs arise.

4.6 |

Excellent

Monthly Cost

$49 - $79

Service Fee

No Service Fee

Response Time

up to 48 hours

Pros & Cons

Pros

Option to choose your repair contractors
Cost-effective compared to out-of-pocket expenses
Pays 100% of the approved cost of repair

Cons

Higher premiums

Plans, Cost & Coverage

Complete Protection Home Warranty provides a range of coverage options through four distinct plans: Essential, Advanced, Comprehensive, and Ultimate. Each plan caters to different needs and levels of protection for home systems and appliances.

	Essential	Advanced	Comprehensive	Ultimate
Cost	$49	$59	$69	$79

Essential

Basic coverage for essential home systems and appliances
Includes essentials like air conditioner, dishwasher, and other basic items
Ideal for homeowners seeking budget-friendly coverage for vital home components

Advanced

Mid-range coverage with additional protection for a wider range of systems and appliances
Includes items covered under the Essential plan, with extra coverage for refrigerator, washer & dryer
Suitable for homeowners who want comprehensive coverage without the highest premium

Comprehensive

Comprehensive coverage for a wide range of home systems and appliances
Includes all items covered under the Advanced plan, with additional coverage for electrical wiring, plumbing pipe leaks, and more
Designed for homeowners who prioritize maximum coverage and peace of mind for their home

Ultimate

Premium coverage offers the highest level of protection
Includes all items covered under the Comprehensive Plan, along with additional coverage for garage door opener, drain line stoppages, and more
Ideal for homeowners who want the most extensive coverage available

Why We Picked It?

Complete Protection Home Warranty is known for its diverse plans and ability to accommodate various needs and preferences. Its reputation for reliability and comprehensive coverage further solidified our decision, ensuring peace of mind for our home protection needs.

OUR #1 PICK

$150 Off + First Month Free

Don't let broken appliance break the bank

4.9/5

(888) 580-5416

Is Home Warranty Plans Beneficial For Colorado Homeowners?

Colorado's unpredictable weather, including heavy snowfall in winter and hailstorms in summer, can cause significant damage to home systems and appliances.
Home warranty plans cover repairs or replacements of HVAC, plumbing, and electrical systems, safeguarding against weather-related breakdowns.
With Colorado's high altitude and dry climate, home warranty plans can address issues such as furnace malfunctions or water heater failures, ensuring year-round comfort and convenience for homeowners.
In regions prone to heavy rainfall or flooding, such as along the Front Range, home warranty plans can offer coverage for water damage to basements, foundations, and appliances, providing financial relief for affected homeowners.

How Much Does A Colorado Home Warranty Cost?

Here's a general cost range for home warranties in Colorado:

Average Annual Cost

$300 - $700

Average Monthly Cost

$29 - $89

Average Service Fee (Deductible)

$75 - $125

Here in Colorado, the cost of a home warranty can vary depending on several factors, including:

Coverage needs differ between mountain homes (potential well pump issues) and metro homes in cities like Denver (focus on HVAC). Choose a plan that addresses your specific location's concerns.
Colder winters can stress plumbing systems. Consider plans with robust plumbing coverage or add-ons for burst pipes.
Colorado's frequent hailstorms can damage roofs. Explore plans with roof leak coverage or the option to add it for peace of mind.
Larger Colorado homes with more covered systems and appliances will generally cost more to cover under a home warranty.
Older Colorado homes might be more likely to need repairs due to potential foundation or plumbing issues, which could impact the warranty cost.
Service call fees can vary by location. Compare plans to understand if fees are fixed or if they depend on how remote your Colorado home is.

Home Warranty Coverage In Colorado

Home warranty plans in Colorado may differ based on the provider and the selected plan, but they typically offer a range of common inclusions and exclusions.

General Coverage Of Colorado Home Warranty

PlumbingColorado’s freezing winters can cause pipe bursts. Your warranty can safeguard against leaks, clogs, and malfunctions in pipes, faucets, toilets, and other plumbing fixtures, protecting your home from potential water damage, especially important in mountain getaways.
Heating & CoolingA reliable HVAC system is crucial for everything from scorching summer days in Denver to frigid mountain nights. Your warranty can cover repairs for your furnace, air conditioner, heat pump, and ductwork, ensuring year-round comfort.
ElectricalHome warranties ensure the safety and functionality of your electrical system by covering repairs for wiring, outlets, switches, and breaker panels. This is particularly important in older Colorado homes with potentially outdated electrical systems.
Essential AppliancesHome warranty companies protect against unexpected breakdowns of essential appliances like refrigerators, ovens, cooktops, dishwashers, and garbage disposals, preventing disruptions to your daily routine.
Laundry AppliancesCoverage for washers, dryers, and laundry room plumbing connections.
Garage Door OpenersCoverage for repair or replacement of garage door openers and their components.

Common Exclusions

Pre-Existing ConditionsIssues with home systems or appliances before the warranty coverage starts are excluded.
Lack of MaintenanceCompanies don’t cover damages from improper care or neglect of home systems and appliances.
Cosmetic DamageRepairs or replacements for purely aesthetic issues, such as scratches or dents, are usually not covered.
Acts of NatureThe companies usually exclude damage caused by natural disasters like earthquakes, floods, or wildfires.
Manufacturer WarrantiesItems already covered by manufacturer warranties or extended warranties are not covered by home warranties.

Here Are Some Additional Points To Consider

Coverage LimitsReview the coverage limits for each item or system to ensure it meets your needs.
Customer ServiceResearch the reputation of the home warranty company and its customer service quality.
Service Call FeesConsider the amount of the service call fee or deductible for each service visit.

Who Regulates Home Warranty Companies In Colorado?

In Colorado, home warranty companies are regulated by the Colorado Division of Insurance. This regulatory body oversees home warranty providers' licensing, conduct, and financial stability to ensure they comply with state laws and protect consumers' interests.

In addition to the Colorado Division of Insurance, the Attorney General's Office may indirectly regulate home warranty companies. They offer consumer protection resources and address legal matters concerning deceptive practices or disputes with home warranty companies.

Final Word

When considering the best home warranties in Colorado for 2024, thorough research is essential. Compare providers based on coverage options, pricing, and customer reviews. Consider specific needs such as protection against extreme weather or coverage for high-value appliances. Making an informed decision will provide peace of mind and protect your home from unexpected repair costs.

OUR #1 PICK

$150 Off + First Month Free

Don't let broken appliance break the bank

4.9/5

(888) 580-5416

Frequently Asked Questions (FAQs)

What Are The Most Frequent Appliance Repairs In Colorado?

In Colorado, appliance repairs are influenced by the state’s diverse climate. Refrigerator issues, including temperature fluctuations, are frequent due to varying altitudes. HVAC systems often require attention, addressing heating and cooling needs in Colorado’s changing seasons. Washing machine repairs may be necessary due to hard water effects, and dishwasher malfunctions can result from mineral deposits.

Does American Home Shield Cover Pre-Existing Conditions?

American Home Shield covers undetected pre-existing conditions when purchasing a home warranty plan.

Are Home Warranties Worth It In Colorado?

Home warranties are a smart investment for homeowners in Colorado. Given the state’s varying climate and potential for appliance issues, having comprehensive coverage for major systems like HVAC and essential appliances can save homeowners from unexpected repair expenses.

Who Pays For The Home Warranty?

The responsibility for paying for a home warranty can vary depending on the specific agreement between the buyer and seller in a real estate transaction. In some cases, the seller may offer a home warranty as an incentive to attract buyers, covering the cost as part of the home sale. Alternatively, the buyer might purchase a home warranty independently to safeguard against unexpected repair costs after acquiring the property.