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7 Best Home Warranty Companies In Colorado Springs, Colorado

Rocky Mountain magic deserves worry-free living! Uncover the Best Home Warranty Companies in Colorado Springs, Colorado, on our comprehensive guide. Compare coverage, prioritize your needs, and say goodbye to unexpected repair stress. Let’s find your perfect match for peace of mind in the heart of the Rockies!

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Offer Ends
In

$200 Off*
Free roof Coverage* +2 Months additional coverage
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100,000 user reviews

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16+ Years Of Experience

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6 Million Homeowners Served

OUR #1 PICK
fourhalf_star4.9/5
$150 Off + First Month Free
MOST POPULAR
fourhalf_star4.1/5
1st Month Free + Free Roof Coverage

List Of The Best Home Warranty Companies In Colorado Springs

Here’s a comprehensive list of the top-rated companies, highlighting their pros and cons and giving you the details you need to pick a home warranty in Colorado Springs.

Elite Home Warranty

Pros

  • Unique coverage for premium range systems and appliances
  • Customizable coverage plans
  • Baltimore residents benefit from EHW’s high coverage limits

Cons

  • Certain high-end or specialty appliances are not covered
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$150 Off + 1 Month Free. 30 Day Free Trial!

Premium

$45 - $60

Deductible

$70

States covered

49 states

Coverage not available in California

Appliances Coverage Limit

$15K

Response Time

24 - 48 hours

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Pros

  • Unique coverage for premium range systems and appliances
  • Customizable coverage plans
  • Baltimore residents benefit from EHW’s high coverage limits

Cons

  • Certain high-end or specialty appliances are not covered

Choice Home Warranty

Pros

  • Response time is as low as 4 hours for a service request
  • Parts protected for 30 days
  • Free coverage for the first month

Cons

  • No choice of technician or contractor
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1st month free + Free roof coverage

Premium

$46 - $55

Deductible

$75 - $125

States covered

49 states

Coverage not available in Washington

Appliances Coverage Limit

Upto $3K/item

Response Time

Up to 48 hours

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Pros

  • Response time is as low as 4 hours for a service request
  • Parts protected for 30 days
  • Free coverage for the first month

Cons

  • No choice of technician or contractor

American Home Shield (AHS)

Pros

  • Most trusted name in the home warranty industry
  • Extensive network of qualified contractors and technicians
  • Flexible plans and optional add-ons to customize your coverage

Cons

  • Some customers have reported delays in response time for service requests
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$50 OFF on Multiple Properties

Premium

$29 - $89

Deductible

$100 & $125

States covered

48 states

Coverage not available in Alaska and Hawaii

Appliances Coverage Limit

$4K - $5K

Response Time

Up to 48 hours

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Pros

  • Most trusted name in the home warranty industry
  • Extensive network of qualified contractors and technicians
  • Flexible plans and optional add-ons to customize your coverage

Cons

  • Some customers have reported delays in response time for service requests

America’s Preferred Home Warranty (APHW)

Pros

  • Service charges starting from $50
  • Coverage for extended pipes and roof leaks
  • Higher aggregate coverage limits of $25K per term

Cons

  • Only one coverage plan is available

Premium

$58.82 - $63.48

Deductible

$50 & $100

States covered

49 states

Coverage not available in California

Appliances Coverage Limit

$25,000 contractual limit

Response Time

48 - 72 hours

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Pros

  • Service charges starting from $50
  • Coverage for extended pipes and roof leaks
  • Higher aggregate coverage limits of $25K per term

Cons

  • Only one coverage plan is available

Select Home Warranty

Pros

  • Fast and reliable repairs
  • Multiple coverage plans to choose from
  • Free roof coverage with all the plans

Cons

  • Lesser limits on appliances
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$150 off + Free roof coverage + 2 months free

Premium

$44 - $47

Deductible

$60 - $75

States covered

47 states

Coverage not available in Nevada, Washington and Wisconsin

Appliances Coverage Limit

$3K/Item

Response Time

12 - 48 hours

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Pros

  • Fast and reliable repairs
  • Multiple coverage plans to choose from
  • Free roof coverage with all the plans

Cons

  • Lesser limits on appliances

ServicePlus Home Warranty

Pros

  • Knowledgeable and responsive customer service
  • $200 Off on annual payments
  • Comprehensive coverage starting from $2/day

Cons

  • Extra charges on emergency repairs
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$200 Off + 2 Months Free*

Premium

$43 - $79

Deductible

$75

States covered

46 states

Coverage not available in California, Nevada, New York and Washington

Appliances Coverage Limit

$3K/item

Response Time

48 hours

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Pros

  • Knowledgeable and responsive customer service
  • $200 Off on annual payments
  • Comprehensive coverage starting from $2/day

Cons

  • Extra charges on emergency repairs

Complete Protection Home Warranty

Pros

  • Network of 12K+ technicians
  • No need to pay a service call fee
  • Affordable plans with straightforward pricing

Cons

  • Only offers combo plans

Premium

$45 - $75

Deductible

No Service Fee

States covered

47 states

Coverage not available in Massachusetts, New York and Wisconsin

Appliances Coverage Limit

$150 - $1K

Response Time

up to 48 hours

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Pros

  • Network of 12K+ technicians
  • No need to pay a service call fee
  • Affordable plans with straightforward pricing

Cons

  • Only offers combo plans

Home Warranty of America

Pros

  • Attractive 30-day money-back guarantee
  • 13-month of coverage without an extra cost
  • 24/7 customer service with a dedicated claims department

Cons

  • Recently, reviews show claim denials

Premium

$46 - $58

Deductible

$75 & $100

States covered

All 50 U.S states

Appliances Coverage Limit

N/A

Response Time

N/A

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Read Less

Pros

  • Attractive 30-day money-back guarantee
  • 13-month of coverage without an extra cost
  • 24/7 customer service with a dedicated claims department

Cons

  • Recently, reviews show claim denials
OUR #1 PICK

$150 Off + First Month Free

Don't let broken appliance break the bank

fourhalf_star

4.9/5

(888) 580-5416

Pro Tip: Looking for more? Explore our Best Home Warranty Companies page to find services and benefits that suit your needs.

Home Warranty Cost And Coverage-Related Details For Colorado Springs Residents

Learn about the cost and coverage details of home warranties for Colorado Springs residents.

Cost Considerations

Coverage Options
  • Monthly & Annual Premiums The average cost of a home warranty in Colorado Springs ranges from $300 to $600 per year and $29 to $79 monthly. This price includes coverage for major home systems and appliances.
  • Deductibles Home warranties often have deductibles; it is the amount you must pay during each service visit. The amount can range from $50 to $100 per service call. 
  • Factors Influencing Cost The cost of the home warranty plan is determined by the kind of plan opted for, the company, the scope of coverage, and its limitations.
  • Appliances Coverage Most home warranty plans cover household appliances such as refrigerators, ovens, dishwashers, and washers/dryers. Review the specifics of each plan to ensure that the appliances you value most are included. 
  • System Coverage Home warranty plans also cover major home systems, including HVAC, plumbing, and electrical systems. These are essential components of any home, and repairs and replacements can be costly. 
  • Optional Add-Ons Home warranty providers offer optional add-ons to enhance your coverage. These add-ons may include a pool & spa, well pump, septic system, or even additional appliances or systems coverage. 

Visit our Colorado State Page for comprehensive details on costs, coverage options, and leading providers in the state.

Why Should Colorado Springs Citizens Get A Home Warranty?

Delve into why Colorado Springs citizens should consider getting a home warranty.

  • Scorching Summer Heat Your HVAC system, electrical wiring, and other vital components are constantly exposed to extreme temperatures. With a home warranty, you can know that these systems will be promptly repaired or replaced if they malfunction due to wear and tear.
  • Intense Winter Storms The city experiences an aggregate of 56 snowy days. Such conditions require regular heating systems to be worked on, which may expedite their wear and tear. But, a home warranty plan with heating coverage can help.
  • Protecting Your Budget Home repairs and replacements can be costly, especially if they involve major systems like your HVAC or plumbing. Without a home warranty, such expenses can strain your finances. However, with a comprehensive home warranty plan, you can protect your budget from unexpected repair or replacement costs. 
  • Hassle-Free Repairs Finding a trustworthy contractor for home repairs can be daunting. With a home warranty, you don't have to spend time searching for contractors or negotiating prices. The home warranty provider will have a network of pre-screened and licensed contractors who are dispatched to your home when a service request is made.
  • Improved Home Value If you plan to sell your home in the future, having a home warranty can significantly enhance its value and attractiveness to potential buyers. A home warranty serves as an added layer of protection for the buyers, reassuring them that they won't have to worry about unexpected repair or replacement costs in the first few years of homeownership.

Cost Of Common Household Repairs In Colorado Springs

Find out how much you are expected to pay out of pocket for the following common household repairs in Colorado Springs.

  • Plumbing

    Repair

    Average Cost 

    Leaky Faucet

    $150 – $250

    Clogged Drain

    $150 – $300

    Water heater installation

    $800 – $1,500

    Toilet Repair

    $100 – $400

    Pipe Repair

    Up to $500

  • Electrical

    Repair

    Average Cost

    Circuit Breaker

    $200 – $300

    Faulty Wiring Repair

    $150 – $500

    Panel Upgrade

    $1,000 – $3,000

    Ceiling Fan Installation

    $150 – $600

    Broken Outlet

    $100 – $200

     

  • HVAC

    Repair

    Average Cost 

    Air Conditioner Repair

    $200-$650

    Furnace Repair

    $100-$300

    Heat Pump Repair

    $115 – $500

    Ductwork Cleaning

    $300 – $500

    Thermostat Repair

    $150 – $300

  • Appliances

    Repair

    Average Cost

    Dishwasher Repair

    $150 – $350

    Vacuum Repair

    $100 – $150

    Refrigerator Repair

    $200 – $500

    Washer Repair

    $200 – $400

    Microwave Repair

    $100 – $250
OUR #1 PICK

$150 Off + First Month Free

Don't let broken appliance break the bank

fourhalf_star

4.9/5

(888) 580-5416

Essential Points To Consider While Getting A Home Warranty In Colorado Springs, CO

Before jumping into a home warranty agreement, it's important to consider a few essential points. Let’s check them out below.

OUR #1 PICK

$150 Off + First Month Free

Don't let broken appliance break the bank

fourhalf_star

4.9/5

(888) 580-5416

Who Regulates Home Warranty Companies In Colorado Springs?

In Colorado Springs, home warranty companies fall under the jurisdiction of the Colorado Division of Insurance, which is a part of the Department of Regulatory Agencies.

Colorado Division of Insurance

The Division of Insurance regulates insurance-related matters, including home warranty contracts. They oversee the following:

  • Licensing requirements: Home warranty companies in Colorado Springs must obtain a license from the Division of Insurance before operating in the state. This process involves submitting an application, paying the necessary fees, and meeting the Division’s criteria. 
  • Consumer protection: The Division of Insurance maintains a consumer hotline where residents can inquire about home warranty companies, file complaints, and seek assistance with any issues they may have encountered.
  • Enforcement and penalties: Home warranty companies are subject to regular audits and examinations to maintain compliance with regulations. Companies found to violate regulatory requirements may face disciplinary action, including fines, license suspension, or revocation.

  • Colorado Division of Insurance

    The Division of Insurance regulates insurance-related matters, including home warranty contracts. They oversee the following:

    • Licensing requirements: Home warranty companies in Colorado Springs must obtain a license from the Division of Insurance before operating in the state. This process involves submitting an application, paying the necessary fees, and meeting the Division’s criteria. 
    • Consumer protection: The Division of Insurance maintains a consumer hotline where residents can inquire about home warranty companies, file complaints, and seek assistance with any issues they may have encountered.
    • Enforcement and penalties: Home warranty companies are subject to regular audits and examinations to maintain compliance with regulations. Companies found to violate regulatory requirements may face disciplinary action, including fines, license suspension, or revocation.

Conclusion

In conclusion, various home warranty companies in Colorado-Springs, CO. Each company has strengths and weaknesses, so choose one that aligns with your specific needs and budget.

OUR #1 PICK

$150 Off + First Month Free

Don't let broken appliance break the bank

fourhalf_star

4.9/5

(888) 580-5416

FAQs

What Are The Most Frequent Home Warranty Claims In Colorado Springs?

Frequent home warranty claims in Colorado Springs frequently involve essential home systems and appliances, reflecting the unique challenges of the city’s environment. Expect coverage for HVAC (due to high altitude & weather), plumbing (due to dry climate), electrical appliances, water heaters, and even garage doors. 

The prevalence of these claims is notably influenced by Colorado Springs’ specific geographic and climatic characteristics, emphasizing the importance of tailored home warranty coverage for residents in this vibrant city.

Is Home Warranty Necessary In The City Of Colorado Springs?

Whether a home warranty is necessary in Colorado Springs depends on factors like your home’s age, budget, and the desire for peace of mind. Considering the city’s diverse climate, a warranty can be valuable for addressing weather-related wear and tear. Assess your needs to determine if a home warranty aligns with your situation.

Is It Necessary For The Renter To Pay The Home Warranty Cost?

Considering that around 40% of the residents are renters in this city, it is important to address this issue. The responsibility for paying the home warranty cost depends on the terms of the lease or rental agreement. 

In many cases, landlords or property owners typically cover the home warranty cost to ensure that essential systems and appliances are maintained and repaired. This is often viewed as part of the property management responsibilities.

However, there may be situations where landlords pass on the cost to renters, either partially or in full. It’s crucial for renters to carefully review their lease agreement to understand whether they are responsible for any portion of the home warranty cost and to clarify this with the landlord if needed.

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