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7 Best Home Warranty Companies In Denver, Colorado

Are you a homeowner in Denver, Colorado, looking for a suitable company to protect your investment? 

Discover the Best Home Warranty Companies in Denver, Colorado, ensuring your residence is safeguarded. Choose reliability and comprehensive coverage tailored to your needs and budget.

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image displaying the family residing in denver, colorado buying home warranty for the protection of their homes
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Offer Ends
In

$200 Off*
Free roof Coverage* +2 Months additional coverage
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100,000 user reviews

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16+ Years Of Experience

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6 Million Homeowners Served

OUR #1 PICK
fourhalf_star4.9/5
$150 Off + First Month Free
MOST POPULAR
fourhalf_star4.1/5
1st Month Free + Free Roof Coverage

List Of The Best Home Warranty Companies In Denver

In this section, we bring you a list of Denver's top home warranty providers, along with the pros and cons of each. 

Elite Home Warranty

Pros

  • Extensive protection for various home items
  • Quick response times
  • Comprehensive dollar limits, up to $15K

Cons

  • No proper pricing information available
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$150 Off + 1 Month Free. 30 Day Free Trial!

Premium

$45 - $60

Deductible

$70

States covered

49 states

Coverage not available in California

Appliances Coverage Limit

$15K

Response Time

24 - 48 hours

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Pros

  • Extensive protection for various home items
  • Quick response times
  • Comprehensive dollar limits, up to $15K

Cons

  • No proper pricing information available

Choice Home Warranty

Pros

  • Hassle-free claims process
  • Plans are reasonably priced
  • Coverage for major systems & popular appliances

Cons

  • Instances of negative reviews due to claim denials
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1st month free + Free roof coverage

Premium

$46 - $55

Deductible

$75 - $125

States covered

49 states

Coverage not available in Washington

Appliances Coverage Limit

Upto $3K/item

Response Time

Up to 48 hours

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Pros

  • Hassle-free claims process
  • Plans are reasonably priced
  • Coverage for major systems & popular appliances

Cons

  • Instances of negative reviews due to claim denials

Cinch Home Services

Pros

  • Offers coverage for rust & corrosion
  • An easy-to-use online portal for managing claims, scheduling repairs, and accessing contract information
  • Guarantees services for 180 days

Cons

  • No choice on the technician or contractor

Premium

$38 - $66

Deductible

$100, $125, $150

States covered

48 states

Coverage not available in Alaska and Hawaii

Appliances Coverage Limit

$10K

Response Time

Same day

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Pros

  • Offers coverage for rust & corrosion
  • An easy-to-use online portal for managing claims, scheduling repairs, and accessing contract information
  • Guarantees services for 180 days

Cons

  • No choice on the technician or contractor

Select Home Warranty

Pros

  • Free roof leak coverage, which is especially valuable in Denver
  • Flexible payment plans, allow you to choose an option that fits your budget
  • Affordable protection plans

Cons

  • Some customers have reported difficulties in having their claims approved
image displaying the offers available for the purchase of the home warranty plan

$150 off + Free roof coverage + 2 months free

Premium

$44 - $47

Deductible

$60 - $75

States covered

47 states

Coverage not available in Nevada, Washington and Wisconsin

Appliances Coverage Limit

$3K/Item

Response Time

12 - 48 hours

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Pros

  • Free roof leak coverage, which is especially valuable in Denver
  • Flexible payment plans, allow you to choose an option that fits your budget
  • Affordable protection plans

Cons

  • Some customers have reported difficulties in having their claims approved

Liberty Home Guard

Pros

  • No need for an inspection
  • 60-day guarantee on work quality
  • Numerous choices for additional coverage

Cons

  • Charges a cancellation fee of $50 after the first 30 days
image displaying the offers available for the purchase of the home warranty plan

$200 off + 2 months free + Free roof leak protection

Premium

$50 - $60

Deductible

$90

States covered

All 50 U.S states

Appliances Coverage Limit

$2K/Item

Response Time

Up to 48 hours

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Pros

  • No need for an inspection
  • 60-day guarantee on work quality
  • Numerous choices for additional coverage

Cons

  • Charges a cancellation fee of $50 after the first 30 days

Blue Ribbon Home Warranty

Pros

  • Competitive pricing: Starting at $1.50 per day
  • The company offers 24/7 toll-free customer service
  • As a Colorado-based company, they may have more profound knowledge of local regulations

Cons

  • nformation about specific plan features and claims process is not adequately mentioned on the website.

Premium

$30-$72

Deductible

$75

States covered

1 states

Coverage not available in Alaska, Alabama, Arkansas, Arizona, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Vermont, Washington, Wisconsin, West Virginia and Wyoming

Appliances Coverage Limit

$120 - $1600

Response Time

N/A

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Pros

  • Competitive pricing: Starting at $1.50 per day
  • The company offers 24/7 toll-free customer service
  • As a Colorado-based company, they may have more profound knowledge of local regulations

Cons

  • nformation about specific plan features and claims process is not adequately mentioned on the website.

Complete Protection Home Warranty

Pros

  • Round-the-clock customer support
  • Cover appliances and systems regardless of their age
  • No service call fees

Cons

  • Limited online presence

Premium

$45 - $75

Deductible

No Service Fee

States covered

47 states

Coverage not available in Massachusetts, New York and Wisconsin

Appliances Coverage Limit

$150 - $1K

Response Time

up to 48 hours

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Read Less

Pros

  • Round-the-clock customer support
  • Cover appliances and systems regardless of their age
  • No service call fees

Cons

  • Limited online presence
OUR #1 PICK

$150 Off + First Month Free

Don't let broken appliance break the bank

fourhalf_star

4.9/5

(888) 580-5416

Pro Tip: Visit our Best Home Warranty Companies page for expert reviews and benefits breakdown. Make a smart choice today

Home Warranty Cost And Coverage-Related Details For Denver Residents

Explore the cost of a home warranty in Denver and delve into the coverage-related details, specifically tailored for Denver residents. 

Cost Considerations

Coverage Options
  • Premiums The amount you pay each year to maintain coverage for your home systems and appliances. You can expect to pay between $30 to $89 per month for a basic coverage plan. 
  • Service Call Fee The charge you pay whenever you request a service to repair or replace a covered item in your home. Service call fees can range from $50 to $125 per visit, depending on the warranty provider.
  • Factors Influencing Costs The cost can vary based on factors such as the size of your home, the age of your systems and appliances, and the level of coverage you choose. 
  • Appliance Coverage Home warranties typically cover appliances like refrigerators, stoves, and dishwashers under basic plans. You can expect coverage for high-end appliances under comprehensive plans. 
  • Systems Coverage Along with appliances, home warranty plans cover major home systems, including electrical, plumbing, heating, etc.

  • Additional Coverage In addition to the basic coverage for home systems and appliances, you may have the option to purchase additional coverage for specific items. This could include coverage for swimming pools, well pumps, or even extended coverage for older appliances. 

Looking to know more about home warranty companies’ offerings in the state? Explore our Colorado page and make an informed decision.

Why Should Denver Citizens Get A Home Warranty?

With Denver’s unpredictable weather and unique challenges, it is essential to ensure that your investment is protected. This is where a home warranty comes into play. Below, we will discuss why Denver citizens should consider getting a home warranty.

  • The Harsh Winter Conditions Denver is notorious for its harsh winter, heavy snowfall, and icy conditions. Such weather can increase the wear & tear process of a home's systems and appliances. From a malfunctioning furnace to a burst pipe, the cost of repairs can quickly add up. Home warranties can contain these unexpected expenses, allowing you to stay comfortable throughout the winter.
  • The Unpredictable Hailstorms Denver is known for its hailstorms, which can cause significant damage to roofs and outdoor equipment. Repairing or replacing these damaged components can be expensive, leaving homeowners with a hefty financial burden. With a home warranty, you can protect yourself from these unexpected costs, ensuring your home is always in the best possible condition.
  • The Hot And Dry Summers This extreme weather can strain your air conditioning system, leading to breakdowns and costly repairs. With a home warranty, you can have peace of mind knowing that any issues with your AC unit will be promptly addressed, allowing you to beat the heat without breaking the bank.
  • The Aging Infrastructure Many homes in Denver are older and may have outdated electrical, plumbing, and HVAC systems. These aging systems are more prone to breakdowns and can be costly to repair or replace. With a home warranty, you can protect yourself from the financial burden of fixing these issues, providing peace of mind and saving you from unexpected expenses.
  • The Peace of Mind and Financial Security Ultimately, the main reason why Denver citizens should get a home warranty is for the peace of mind and financial security it provides. Whether it's a broken appliance, a faulty electrical system, or a damaged roof, you can rely on your home warranty to cover these expenses, saving you time, money, and stress.

Cost Of Common Household Repairs In Denver

Discover the average cost of common household repairs in Denver. From plumbing to HVAC, electrical to appliances, find out how much you may need to budget for systems and appliance repair in Denver.

  • Plumbing

    Repair

    Average Cost 

    Leaky Faucet

    $150-$250

    Clogged Drain

    $150-$300

    Water heater installation

    $800 – $1,500

    Toilet Repair

    $100-$400

    Pipe Repair

    Up to $500

  • HVAC

    Repair

    Average Cost 

    Air Conditioner Repair

    $200-$650

    Furnace Repair

    $100-$300

    Heat Pump Repair

    $115 – $500

    Ductwork Cleaning

    $300 – $500

    Thermostat Repair

    $150 – $300

  • Electrical

    Repair

    Average Cost

    Faulty Wiring Repair

    $150 – $500

    Broken Outlet

    $100-$200

    Panel Upgrade

    $1,000-$3,000

    Ceiling Fan Installation

    $150-$600

    Circuit Breaker

    $200 – $300

  • Appliances

    Repair

    Average Cost

    Refrigerator Repair

    $200 – $500

    Dishwasher Repair

    $150 – $350

    Washer Repair

    $200 – $400

    Garbage Disposal Repair

    $100 – $400

    Microwave Repair

    $100 – $250
OUR #1 PICK

$150 Off + First Month Free

Don't let broken appliance break the bank

fourhalf_star

4.9/5

(888) 580-5416

Essential Points To Consider While Getting A Home Warranty In Denver, CO

Learn the essential points to consider when choosing the best home warranty in Denver for the best protection and peace of mind.

OUR #1 PICK

$150 Off + First Month Free

Don't let broken appliance break the bank

fourhalf_star

4.9/5

(888) 580-5416

Who Regulates Home Warranty Companies In Denver?

Home warranties in Colorado are governed by the Colorado Division of Insurance, an authoritative agency overseeing this industry. Homeowners can find various valuable resources through this agency, including ways to file complaints and verify the validity of home warranties.

Colorado Division of Insurance

  • Financial Requirements: According to the Department, home warranty companies in Denver must meet certain financial requirements to ensure they can fulfill their obligations to contract holders.
  • Licensing and Registration: Home warranty companies must obtain a license from the Colorado Division of Insurance to operate legally in Denver. This license ensures that the company meets the necessary qualifications and complies with state laws.
  • Consumer Protection: The department also enforces regulations that protect consumers from unfair practices. This includes requirements for clear disclosure of coverage and limitations, claims handling, and resolution processes for consumer complaints.

  • Colorado Division of Insurance

    • Financial Requirements: According to the Department, home warranty companies in Denver must meet certain financial requirements to ensure they can fulfill their obligations to contract holders.
    • Licensing and Registration: Home warranty companies must obtain a license from the Colorado Division of Insurance to operate legally in Denver. This license ensures that the company meets the necessary qualifications and complies with state laws.
    • Consumer Protection: The department also enforces regulations that protect consumers from unfair practices. This includes requirements for clear disclosure of coverage and limitations, claims handling, and resolution processes for consumer complaints.

Conclusion

Protecting your home and its valuable systems and appliances is a wise investment to save you money and stress in the long run. There are several reputable home warranty companies in Denver to choose from. So, consider the services offered by each provider to make an informed decision that best suits your needs. 

OUR #1 PICK

$150 Off + First Month Free

Don't let broken appliance break the bank

fourhalf_star

4.9/5

(888) 580-5416

FAQs

How Does The Climatic Condition In Denver Affect The Appliances?

Denver, Colorado, is known for its distinct weather conditions. Hot summers and regular snowfall during the winter might greatly impact household appliances. 

Therefore, it is essential to ensure the home warranty covers all the basic household appliances susceptible to regular wear and tear.

Do Home Warranty Plans Cover Roof Repair In Denver?

Home Warranty companies like Choice Home Warranty & ServicePlus Home Warranty have roof repair coverage options. However, it is advisable to review the contract terms to verify the coverage and exclusions involved.

Are There Any Other Home Warranty Companies The Denver Citizens Can Look Forward To?

The citizens of Colorado can also use home warranty companies like Liberty Home Guard & Elite Home Warranty companies.

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