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7 Best Home Warranty Companies In Jacksonville, Florida

Don’t let unexpected repairs cast a shadow on your Jacksonville dreams! Dive into our guide to the Best Home Warranty Companies in Jacksonville, Florida. Discover companies who’ll keep your home running smoothly, freeing you to soak up the city’s beaches, vibrant scene, and friendly charm.

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image displaying the family residing in jacksonville, florida buying home warranty for the protection of their homes
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Offer Ends
In

$200 Off*
Free roof Coverage* +2 Months additional coverage
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100,000 user reviews

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16+ Years Of Experience

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6 Million Homeowners Served

OUR #1 PICK
fourhalf_star4.9/5
$150 Off + First Month Free
MOST POPULAR
fourhalf_star4.1/5
1st Month Free + Free Roof Coverage

List Of The Best Home Warranty Companies In Jacksonville

Jacksonville homeowners, Unwrap our trusted list of your city's best home warranty providers: 

Elite Home Warranty

Pros

  • Earns consistently high star ratings from reputable platforms
  • Additional coverage for generators, a less common option, is offered as an add-on
  • High aggregate coverage limits

Cons

  • No workmanship guarantee for out-of-network repairs
image displaying the offers available for the purchase of the home warranty plan

$150 Off + 1 Month Free. 30 Day Free Trial!

Premium

$45 - $60

Deductible

$70

States covered

49 states

Coverage not available in California

Appliances Coverage Limit

$15K

Response Time

24 - 48 hours

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Pros

  • Earns consistently high star ratings from reputable platforms
  • Additional coverage for generators, a less common option, is offered as an add-on
  • High aggregate coverage limits

Cons

  • No workmanship guarantee for out-of-network repairs

Choice Home Warranty

Pros

  • More than a decade of experience in the industry
  • Plan structures are easy to understand
  • Inspections of homes are not necessary

Cons

  • Plans cannot be personalized
image displaying the offers available for the purchase of the home warranty plan

1st month free + Free roof coverage

Premium

$46 - $55

Deductible

$75 - $125

States covered

49 states

Coverage not available in Washington

Appliances Coverage Limit

Upto $3K/item

Response Time

Up to 48 hours

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Pros

  • More than a decade of experience in the industry
  • Plan structures are easy to understand
  • Inspections of homes are not necessary

Cons

  • Plans cannot be personalized

American Home Shield (AHS)

Pros

  • Established and reliable name in the industry
  • Enables clients to create customized plans
  • Freedom to select the service charge from a set of options

Cons

  • Prevents clients from selecting their own technician
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$50 OFF on Multiple Properties

Premium

$29 - $89

Deductible

$100 & $125

States covered

48 states

Coverage not available in Alaska and Hawaii

Appliances Coverage Limit

$4K - $5K

Response Time

Up to 48 hours

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Pros

  • Established and reliable name in the industry
  • Enables clients to create customized plans
  • Freedom to select the service charge from a set of options

Cons

  • Prevents clients from selecting their own technician

First American Home Warranty

Pros

  • Reputable business with a BBB recognition
  • Doesn't impose coverage limits for ductwork, heating, or cooling
  • Available for service calls around the clock

Cons

  • Doesn’t allow customers to select their own contractor

Premium

$47 - $87

Deductible

$75, $100 & $125

States covered

35 states

Coverage not available in Alaska, Connecticut, Delaware, Hawaii, Illinois, Louisiana, Massachusetts, Maine, Minnesota, North Dakota, New Hampshire, New York, Rhode Island, Vermont and Wisconsin

Appliances Coverage Limit

$2.5K

Response Time

Up to 48 hours

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Pros

  • Reputable business with a BBB recognition
  • Doesn't impose coverage limits for ductwork, heating, or cooling
  • Available for service calls around the clock

Cons

  • Doesn’t allow customers to select their own contractor

Cinch Home Services

Pros

  • Provides a $500 deductible for homeowners' insurance
  • Extended 180-day warranty on workmanship
  • Provides a free 30-day cancellation period

Cons

  • Charges a high service fee and doesn’t allow customers a choice for technician

Premium

$38 - $66

Deductible

$100, $125, $150

States covered

48 states

Coverage not available in Alaska and Hawaii

Appliances Coverage Limit

$10K

Response Time

Same day

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Pros

  • Provides a $500 deductible for homeowners' insurance
  • Extended 180-day warranty on workmanship
  • Provides a free 30-day cancellation period

Cons

  • Charges a high service fee and doesn’t allow customers a choice for technician

Select Home Warranty

Pros

  • Low service costs compared to other home warranties companies
  • Includes roof leak coverage for free with all their plans
  • Provides promotional offers and discounts that can further lower the cost of the plans

Cons

  • Coverage caps are low
image displaying the offers available for the purchase of the home warranty plan

$150 off + Free roof coverage + 2 months free

Premium

$44 - $47

Deductible

$60 - $75

States covered

47 states

Coverage not available in Nevada, Washington and Wisconsin

Appliances Coverage Limit

$3K/Item

Response Time

12 - 48 hours

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Read Less

Pros

  • Low service costs compared to other home warranties companies
  • Includes roof leak coverage for free with all their plans
  • Provides promotional offers and discounts that can further lower the cost of the plans

Cons

  • Coverage caps are low

Liberty Home Guard

Pros

  • Well regarded in assessments of customer service
  • Provides a 60-day expertise guarantee for repairs
  • Extensive list of more than 20 add-on coverages

Cons

  • Doesn't cover known or unknown pre-existing conditions
image displaying the offers available for the purchase of the home warranty plan

$200 off + 2 months free + Free roof leak protection

Premium

$50 - $60

Deductible

$90

States covered

All 50 U.S states

Appliances Coverage Limit

$2K/Item

Response Time

Up to 48 hours

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Read Less

Pros

  • Well regarded in assessments of customer service
  • Provides a 60-day expertise guarantee for repairs
  • Extensive list of more than 20 add-on coverages

Cons

  • Doesn't cover known or unknown pre-existing conditions
OUR #1 PICK

$150 Off + First Month Free

Don't let broken appliance break the bank

fourhalf_star

4.9/5

(888) 580-5416

Home Warranty Cost And Coverage-Related Details For Jacksonville

Let's delve into the specifics of Home Warranty Cost and Coverage-Related Details tailored for residents of Jacksonville, offering clarity and insights for homeowners in the region.

Cost Considerations

Coverage Options
  • Average Cost A home warranty in Florida typically costs anywhere from $400 to $700 per year or $65 to $75 per month. Providers offer add-ons like septic systems, guest apartments, and more for additional protection options.
  • Deductibles For any protection plan, one must pay a $100–$150 deductible per repair visit. Opt for a lower deductible if you expect more than two annual warranty uses for the lowest annual cost.
  • Coastal Considerations Your home's age, size, proximity to the beach, and desired coverage (pool, roof leaks) can significantly impact your final cost.
  • Appliance Anchors Basic plans typically cover major appliances like refrigerators, dishwashers, and ovens. Upgrade for coverage on extras like garbage disposals, ice makers, or even electronics.
  • System Coverage Plumbing, electrical, and air conditioning/heating systems are often included, ensuring repairs for covered breakdowns. Consider adding coverage for septic systems or pool equipment for extra peace of mind.
  • Sunshine State Add-Ons Protect against the unique challenges of Jacksonville with optional add-ons like roof leak coverage, hurricane protection, or even pest control for covered systems.

Visit the Florida State page for a detailed evaluation of the best home warranty companies in the area.

Why Should Jacksonville Citizens Get A Home Warranty?

Exploring the importance of a home warranty for Jacksonville residents, let's understand why it's a crucial investment for homeowners in this vibrant city.

  • Weather Resilience A home warranty is essential in Jacksonville because of the warm environment and sporadic extreme weather. It ensures effective cooling by giving overheated HVAC systems essential protection. 
  • Hurricane Readiness There is always a risk of hurricanes in Jacksonville. A home warranty becomes essential for appliances and systems susceptible to storm-related damage, providing a proactive shield against unforeseen repair expenses.
  • Difficulties with Humidity The high humidity in Jacksonville can affect systems and appliances. A home warranty acts as a safety net, paying for repairs of impacted parts like air conditioners and refrigerators.
  • Pest Control Challenges The warm climate in Jacksonville can attract pests like termites and ants, which may damage home systems. Some home warranty plans may include coverage for pest control services, offering additional protection against potential infestations.
  • Local Service Networks Providers of home warranties frequently have networks of established local service providers. This guarantees quick reaction times and expertise with Jacksonville's environmental elements, enabling effective repairs catered to the city's particular needs.

Cost Of Common Household Repairs In Jacksonville, Florida

Delving into the financial aspect of home maintenance, let’s examine the cost of common household repairs in Jacksonville, Florida. 

  • Plumbing

    Repair

    Average Cost 

    Toilet Installation/ Replacement

    $134.01 – $144.00

    Clearing Drain Clogs/Blockages

    $108.69 – $133.08

    Drain Line Video Inspection

    $225.75 – $258.26

    Septic System Installation

    $6,420.32 – $7,628.02

    Septic Tank Cleaning/Pumping

    $237.83 – $279.64

  • HVAC

    Repair

    Average Cost 

    AC servicing

    $150 – $650

    Furnace

    $125 – $480

    Duct repairing

    $200 – $700

    Inspection 

    $150 – $500

    Duct Cleaning

    $25 – $45 per vent

  • Electrical

    Repair

    Average Cost

    Outlet/switch Repair

    $75 – $200

    Rewiring

    $3500 – $8000

    Surge Protector Installation

    $300 – $700

    Panel Upgrade

    $1500 – $3500

    Ceiling Fan Installation

    $100 – $400

  • Appliances

    Repair

    Average Cost

    Stovetop

    $190 – $250

    Oven

    $230 – $320

    Washer And Dryer

    $200 – $265

    Refrigerator

    $230 – $300

    Dishwasher

    $150 – $220
OUR #1 PICK

$150 Off + First Month Free

Don't let broken appliance break the bank

fourhalf_star

4.9/5

(888) 580-5416

Essential Points To Consider While Getting A Home Warranty In Jacksonville, Florida

When considering a home warranty in Jacksonville, it's important to keep these essential points in mind to ensure you make a choice that best fits your needs:

OUR #1 PICK

$150 Off + First Month Free

Don't let broken appliance break the bank

fourhalf_star

4.9/5

(888) 580-5416

Who Regulates Home Warranty Companies In Jacksonville?

While home warranty companies in Florida lack direct regulation from a single agency, several entities indirectly ensure accountability and consumer protection:

Florida Department of Financial Services (DFS)

  • DFS focuses on regulating service warranty associations, similar but distinct from home warranty companies.
  • Offers limited impact on traditional home warranties.

Florida Office of Attorney General

  • Florida Office of Attorney General investigates consumer complaints against businesses, including home warranty companies.
  • Acts against companies engaging in unfair or deceptive practices.
  • Offers consumer protection by deterring unethical business behaviors.

Federal Trade Commission (FTC)

  • FTC enforces federal consumer protection laws applicable to all businesses, including home warranty companies.
  • Requires transparency and accuracy in advertising, contracts, and disclosures.
  • Protects consumers from misleading marketing and ensures informed decision-making.

  • Florida Department of Financial Services (DFS)

    • DFS focuses on regulating service warranty associations, similar but distinct from home warranty companies.
    • Offers limited impact on traditional home warranties.

  • Florida Office of Attorney General

    • Florida Office of Attorney General investigates consumer complaints against businesses, including home warranty companies.
    • Acts against companies engaging in unfair or deceptive practices.
    • Offers consumer protection by deterring unethical business behaviors.

  • Federal Trade Commission (FTC)

    • FTC enforces federal consumer protection laws applicable to all businesses, including home warranty companies.
    • Requires transparency and accuracy in advertising, contracts, and disclosures.
    • Protects consumers from misleading marketing and ensures informed decision-making.

Conclusion

 Don't let unexpected repairs cast a shadow on your Sunshine State dreams! With our expert insights and comparisons of the Best Home Warranty Companies in Jacksonville, you're equipped to find the perfect match. Whether you prioritize affordability, comprehensive coverage, or local service expertise, our guide empowers you to make an informed decision.

OUR #1 PICK

$150 Off + First Month Free

Don't let broken appliance break the bank

fourhalf_star

4.9/5

(888) 580-5416

FAQs

What Are The Most Frequent Appliance Repair Claims In Jacksonville?

Common appliance repair claims in Jacksonville often involve essential household items. These frequently include issues with refrigerators, dishwashers, ovens, washing machines, and air conditioners. 

The coastal climate and high humidity may contribute to wear and tear on appliances, making repairs more common. Jacksonville residents often find these insights useful when considering appliance-specific coverage in their home warranty plans.

What Are The Important Things To Keep In Mind While Buying A Home Warranty Plan In Jacksonville?

Prioritize coastal impact, weather coverage, optional extras, & efficient claims. Reviewing the contract thoroughly and staying informed about Jacksonville-specific factors enhances the overall suitability of your chosen home warranty plan.

Are Structural Faults Covered By Home Warranty?

Structural faults are generally not covered by standard home warranty plans. These warranties typically focus on major home systems and appliances, excluding issues related to the home’s structural components. Homeowners may need to explore separate insurance or specific structural coverage options for structural coverage. 

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