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Best Home Warranty Companies In georgia 2025

From bustling Atlanta to charming coastal towns, the Peach State’s diverse landscape presents unique considerations for homeowners. This guide explores the Best Home Warranty Companies in Georgia. We’ll compare coverage options, pricing, and customer service details to help you find the perfect warranty for your needs. Protect your investment, enjoy peace of mind, and run your Georgia home smoothly.

Our Picks: 5 Best Home Warranty Companies For georgia Residents

Here are the top home warranty companies in Georgia offering comprehensive coverage, competitive pricing, and valuable benefits to meet the needs of homeowners across Georgia.

OUR #1 PICK
1

Elite Home Warranty

  • Comprehensive plans for systems in humid climates.
  • Includes add-ons for exterior water lines.
  • Transparent pricing with no hidden fees.
$150 Off + 1 Month Free. 30 Day Free Trial!
4.9
Excellent
fourhalf_star
Call Now
MOST POPULAR
2

Choice Home Warranty

  • Comprehensive coverage for essential home systems and appliances.
  • No home inspection required for coverage initiation.
  • Flat $100 service call fee per claim.
1st month free + Free roof coverage
4.1
Excellent
fourhalf_star
BBB ACCREDITED
3

America’s First Choice

  • Comprehensive coverage for essential home systems and appliances.
  • Flexible contract lengths with multi-year discounts.
  • No home inspection required to initiate coverage.
20% Off All Plans + Free Roof Leak Coverage
4.3
Excellent
fourhalf_star
BEST RATED BY U.S. NEWS
4

ARW Home – American Residential Warranty

  • Affordable plans with flexible pricing options.
  • Wide variety of add-on coverages for customized protection.
  • Excellent customer support and transparent terms.
2 Months FREE* on All Plans
4.3
Excellent
fourhalf_star
5

Regency Total Home Warranty

  • Covers essential home systems and appliances for peace of mind.
  • Available in all 50 states for consistent service.
  • Round-the-clock assistance for claims and repairs.
$300 Off + 2 Months Free + FREE Limited Roof Leak Protection
4.1
Excellent
fourhalf_star

Are Home Warranty Plans Beneficial For Georgia Homeowners?

Home warranty plans can provide various benefits to residents of Georgia by protecting them from the following typical issues frequently encountered in the state.

  • Hot and humid Georgia summers can strain HVAC systems. Plans with strong HVAC coverage or the option to add coverage for specific components might be valuable.
  • While less frequent, freezing temperatures can cause pipe bursts. Plans with robust plumbing coverage or the option to add coverage for specific concerns like burst pipes can bring peace of mind.
  • Homes near the Georgia coast are exposed to salt air, which can corrode electrical wiring and plumbing components. Explore plans with coverage for these specific concerns or consider optional add-ons.
  • The extent of coverage significantly impacts the cost. Basic plans covering essential appliances and systems will be more affordable. 
  • Georgia homeowners usually opt for additional coverage for specific concerns, such as sewer line coverage and well pump coverage, which usually increases the plan's cost.

How Much Does A Georgia Home Warranty Cost?

Here's a general cost range for home warranties in Georgia:

Average Annual Cost

$300 - $600

Average Monthly Cost

$29 - $99

Average Service Fee (Deductible)

$75 - $125

Here in Georgia, the cost of a home warranty can vary depending on several factors, including:

  • Coverage Customization: Basic plans are affordable, but Georgians might need extras like sewer lines or well pump coverage due to prevalence in older neighborhoods.
  • Coastal Considerations: Homes near the Georgia coast exposed to salt air might require plans with coverage for potential electrical and plumbing corrosion.
  • Georgia's Weather Woes: Hot summers can strain HVAC systems, so plans with strong coverage or add-ons for specific components might be valuable.
  • Size Matters: Larger Georgia homes with more covered systems and appliances will generally cost more under a home warranty.
  • Age Of Your Abode: Older Georgia homes, especially those with original plumbing or electrical systems, might be perceived as more risky for the provider, impacting the cost.
  • Service Fee Savvy: Service call fees can vary by location. If you live in a more remote area of Georgia, compare plans to understand if fees are fixed or location-dependent.

Home Warranty Coverage In Georgia

Coverage under home warranties in Georgia can vary based on your chosen company and plan. However, there are some common inclusions and exclusions to consider.

General Coverage Of Georgia Home Warranty

  • HVAC Georgia’s hot and humid summers strain air conditioning systems. Your warranty can cover repairs for your furnace, air conditioner, heat pump, and ductwork, ensuring year-round comfort.
  • Plumbing Home warranties protect against leaks, clogs, and malfunctions in pipes, faucets, toilets, and other plumbing fixtures, which are vital during potential winter freezes. This is particularly relevant for older homes with original plumbing systems.
  • Electrical Home warranty plans ensure the safety and functionality of your electrical system by covering repairs for wiring, outlets, switches, and breaker panels. Salt air exposure in coastal areas can be a concern, so consider plans that address potential corrosion issues.
  • Essential Appliances It also protects against unexpected breakdowns of essential appliances like refrigerators, washing machines, dryers, ovens, cooktops, dishwashers, and garbage disposals, preventing disruptions to your daily routine.
  • Garage Door Openers Coverage for repair or replacement of garage door openers and their components.

Common Exclusions

  • Pre-existing Conditions Repairs or replacements for issues before the home warranty coverage begins are often excluded.
  • Improper Maintenance Damage caused by improper maintenance or neglect of home systems and appliances may not be covered.
  • Cosmetic Damage Minor cosmetic issues, such as scratches or dents, are usually excluded from coverage.
  • Acts of Nature Damage caused by natural disasters like earthquakes, floods, or wildfires may not be covered under standard home warranty plans.

Here Are Some Additional Points To Consider

  • Cancellation Policies Understand the cancellation policy terms, including any fees or penalties for early termination of the contract.
  • Service Call Fees Most home warranty plans require homeowners to pay a service call fee or deductible for each service visit. Be aware of the amount of this fee and how it affects the overall cost of repairs.
  • Coverage Limits Home warranty plans often include coverage limits for each item or system. Understanding these limits is important to ensure adequate protection for your home.
  • Customer Service Research the home warranty company’s reputation and customer service quality, including reviews from other homeowners and any complaints filed with regulatory agencies.

Who Regulates Home Warranty Companies In Georgia?

The Georgia Department of Insurance regulates the home warranty companies in Georgia. They oversee the licensing, conduct, and financial stability of home warranty companies operating within the state to ensure compliance with applicable laws and regulations. Homeowners can contact the Georgia Department of Insurance for assistance with inquiries or complaints or to verify the licensing status of a home warranty company.

In addition to the Georgia Department of Insurance, other agencies may also be involved in regulating home warranty companies in Georgia:

  • Georgia Office of Consumer Protection This office may offer consumer protection resources and handle complaints or disputes about deceptive practices by home warranty companies.
  • Georgia Attorney General's Office The Attorney General's Office may handle legal matters related to consumer protection and enforcement of laws governing home warranty companies.

Final Word

When considering the best home warranty companies in Georgia, conducting thorough research and evaluation is crucial. Compare coverage options, pricing, and customer reviews to find the provider that best suits your needs. Remember to prioritize factors such as comprehensive coverage, affordability, and quality of service to ensure peace of mind and protection for your home.

Frequently Asked Questions (FAQs)

What Does A Home Warranty In Georgia Typically Cover?+

How Much Does A Home Warranty Cost In Georgia?+

How Do I File A Claim With A Home Warranty Company?+

Are There Any Exclusions To Home Warranty Coverage In Georgia?+

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