Best Home Warranty Companies In georgia 2024

From bustling Atlanta to charming coastal towns, the Peach State’s diverse landscape presents unique considerations for homeowners. This guide explores the Best Home Warranty Companies in Georgia. We’ll compare coverage options, pricing, and customer service details to help you find the perfect warranty for your needs. Protect your investment, enjoy peace of mind, and run your Georgia home smoothly.

Our Picks: 5 Best Home Warranty Companies For georgia Residents

Here are the top home warranty companies in Georgia offering comprehensive coverage, competitive pricing, and valuable benefits to meet the needs of homeowners across Georgia.

Highly Rated By Customers

4.9 |

Excellent

$150 Off + 1 Month Free. 30 Day Free Trial!

Monthly Cost

$44 - $59

Service Fee

$70

Response Time

24 - 48 hours

(888) 580-5416

Pros & Cons

Pros

No waiting period for new homes with an inspection report
Customizable plans to fit specific needs and budgets
Wide network of skilled technicians for prompt service

Cons

Charges $150 service fees on weekend visits

Plans, Cost & Coverage

Elite Home Warranty offers three plans- Elite Appliances, Elite Systems, & Elite Complete. Each plan provides varying levels of coverage tailored to different homeowner needs.

	Elite Appliances	Elite Systems	Elite Complete
Monthly Plan	$44.99	$49.99	$59.99

Elite Appliances

Coverage specifically tailored for kitchen and laundry appliances
Covers eight essential household appliances such as refrigerators, dishwashers, and ovens
Suitable for homeowners looking for coverage primarily for their major appliances

Elite Systems

Focused coverage for seven crucial home systems such as HVAC, electrical, and plumbing
Suited for homeowners who prioritize coverage for home systems over appliances

Elite Complete

Comprehensive coverage for both home systems and appliances
Safeguards fifteen major systems and appliances, including HVAC, plumbing, refrigerator, dishwasher, and more
Provides flexibility and convenience with a wide network of skilled technicians for prompt service

Why We Picked It?

Elite Home Warranty is renowned for its comprehensive coverage options, offering peace of mind to home systems and appliances. With flexible plans designed to accommodate various needs and budgets, it delivers customized protection for homeowners.

Best For Comprehensive Plans

4.1 |

Excellent

1^st month free + Free roof coverage

Monthly Cost

$46 - $55

Service Fee

$75 - $125

Response Time

Up to 48 hours

Pros & Cons

Pros

Quick service with a large network of technicians
Flexible plan options and add-on coverage
24/7 customer support for assistance

Cons

Low aggregate limit for the contract

Plans, Cost & Coverage

Choice offers two options: the Basic Plan and the Total Plan. The basic plan covers 14 systems and appliances, whereas the Total plan covers 18 systems and appliances. Here’s a breakdown of Choice Home Warranty’s costs and plans.

	Basic Plan	Total Plan
Cost/Monthly	$46.83	$54.75
Cost/Annually	$532.00	$627.00

Basic Plan

Covers 14 essential home systems & appliances like heating, plumbing, dishwasher & more
Affordable option priced at $46 per month

Total Plan

Encompasses all items protected by the Basic Plan, along with five additional essentials such as AC, refrigerator, and more
Offers expanded coverage compared to the Basic Plan for $55 per month

Why We Picked It?

Choice Home Warranty is a top choice for homeowners looking for dependable home warranty services. With a flat service call fee of $100, Choice ensures transparency in technician costs. Moreover, the company sets fixed coverage limits at $3000 for diagnostic, repair, or replacement of covered equipment, providing clarity and assurance to customers.

The Industry Leader

4.5 |

Excellent

Monthly Cost

$29 - $89

Service Fee

$100 & $125

Response Time

Up to 48 hours

Pros & Cons

Pros

Covers damage due to unknown pre-existing conditions
Offer additional perks like discounted upgrades and free maintenance checks
Customizable plans to fit specific needs and budget

Cons

Offers limited options for add-on coverage

Plans, Cost & Coverage

American Home Shield offers three plans – ShieldSilver, ShieldGold, and ShieldPlatinum. Each plan provides varying levels of coverage to suit different homeowner needs and budgets.

	ShieldSilver	ShieldGold	ShieldPlatinum
$125 Deductible	$29.99	$49.99	$79.99
$100 Deductible	$39.99	$59.99	$89.99

ShieldSilver

Basic coverage plan offering protection for 14 essential home systems like heating, air conditioning, and electrical
Budget-friendly coverage for basic home systems
Provides peace of mind against unexpected systems repair costs

ShieldGold

Offers protection for 23 essential home systems and major appliances, including kitchen appliances and laundry appliances
Ideal for homeowners looking for comprehensive coverage for systems and appliances
Offers comprehensive protection at a mid-range price, balancing affordability with coverage

ShieldPlatinum

Covers all items in ShieldSilver and ShieldGold, and roof leak repair
Offers the highest level of protection against unexpected repair or replacement costs

Why We Picked It?

American Home Shield has a diverse range of plans, offering flexibility to tailor coverage to the specific needs and budget of the homeowner. Their established network of qualified service technicians ensures prompt and reliable repairs, providing peace of mind against unexpected home repair costs.

Best For Workmanship Guarantee

3 |

Good

Monthly Cost

$38 - $66

Service Fee

$100, $125, $150

Response Time

Same day

Pros & Cons

Pros

Covers pre-existing conditions
Offers a 180-day workmanship guarantee
Provides access to discounts on select new appliances

Cons

Excludes coverage for roof-leak repair

Plans, Cost & Coverage

Cinch Home Services offers three plans- Appliances, Built-In Systems, and Complete Home Plan. These plans provide varying levels of coverage for home appliances, built-in systems, and comprehensive protection for the entire home.

Plan	$150 Service Call Fee	$125 Service Call Fee	$100 Service Call Fee
Appliances Plan	$38.99	$47.32	$48.99
Built-In Systems Plan	$43.99	$52.32	$55.99
Complete Home Plan	$54.99	$63.32	$66.99

Appliances Plan

Covers 12 essential household appliances like refrigerators, cooktops, and dryers
The plan cost begins at $38.99 with a $150 deductible and increases to $48.99 with a $100 deductible
May include additional perks such as discounts on appliance repairs or replacements

Built-In Systems Plan

Protects 16 crucial built-in systems such as HVAC (Heating, Ventilation, And Air Conditioning), electrical, and plumbing
Covers repairs or replacements for components of these systems, including ductwork, wiring, and pipes
Typically includes access to a network of qualified technicians for prompt service

Complete Home Plan

Covers all 28 essential home appliances and systems from previous plans at $54.99/month
May offer cost savings compared to purchasing separate appliances and built-in systems plans
Additionally, includes homeowners insurance deductible reimbursement of $500

Why We Picked It?

Cinch Home Services is widely recognized for its outstanding customer service and extensive coverage options. They deliver prompt assistance for home repairs and replacements through their large network of skilled technicians. Their flexible plans are customized to meet homeowners’ specific needs, guaranteeing the appropriate level of home protection.

Best For Add-ons

4.7 |

Excellent

$200 Off + 2 Months Free + Free Roof Leak Protection

Monthly Cost

$50 - $60

Service Fee

$90

Response Time

Up to 48 hours

Pros & Cons

Pros

Multiple plan options are available
Vast network of qualified technicians
Offers live chat option

Cons

Coverage excludes pre-existing conditions

Plans, Cost & Coverage

Liberty Home Guard presents homeowners with three plans: Appliance Guard, Systems Guard, and Total Home Guard. Each plan is tailored to meet specific needs and offers a unique array of benefits and coverage options.

	Appliances Guard	Systems Guard	Total Home Guard
Monthly Plan	$49.99/Month	$54.99/Month	$59.99/Month
Annual Plan	$499.99/Annum	$549.99/Annum	$599.99/Annum

Appliance Guard

Helps homeowners avoid unexpected expenses associated with appliance repairs
Coverage for essential household appliances such as refrigerators, dishwashers, ovens, and more
Protection against mechanical failures and malfunctions due to normal wear and tear

Systems Guard

Protection for critical home systems including HVAC, electrical, plumbing, and more
Coverage for repairs or replacements of components such as heating elements, wiring, pipes, and more

Total Home Guard

Offers convenience and cost savings compared to purchasing separate appliance and system plans
Ideal for homeowners seeking all-in-one coverage for their entire home
Provides comprehensive protection against unexpected repair costs for both appliances and home systems

Why We Picked It?

Liberty Home Guard distinguishes itself in the home warranty market through its comprehensive coverage and competitively priced plans. These plans safeguard homeowners from the financial burden of unexpected appliance and system breakdowns.

OUR #1 PICK

$150 Off + First Month Free

Don't let broken appliance break the bank

4.9/5

(888) 580-5416

Are Home Warranty Plans Beneficial For Georgia Homeowners?

Home warranty plans can provide various benefits to residents of Georgia by protecting them from the following typical issues frequently encountered in the state.

Hot and humid Georgia summers can strain HVAC systems. Plans with strong HVAC coverage or the option to add coverage for specific components might be valuable.
While less frequent, freezing temperatures can cause pipe bursts. Plans with robust plumbing coverage or the option to add coverage for specific concerns like burst pipes can bring peace of mind.
Homes near the Georgia coast are exposed to salt air, which can corrode electrical wiring and plumbing components. Explore plans with coverage for these specific concerns or consider optional add-ons.
The extent of coverage significantly impacts the cost. Basic plans covering essential appliances and systems will be more affordable.
Georgia homeowners usually opt for additional coverage for specific concerns, such as sewer line coverage and well pump coverage, which usually increases the plan's cost.

How Much Does A Georgia Home Warranty Cost?

Here's a general cost range for home warranties in Georgia:

Average Annual Cost

$300 - $600

Average Monthly Cost

$29 - $99

Average Service Fee (Deductible)

$75 - $125

Here in Georgia, the cost of a home warranty can vary depending on several factors, including:

Coverage Customization: Basic plans are affordable, but Georgians might need extras like sewer lines or well pump coverage due to prevalence in older neighborhoods.
Coastal Considerations: Homes near the Georgia coast exposed to salt air might require plans with coverage for potential electrical and plumbing corrosion.
Georgia's Weather Woes: Hot summers can strain HVAC systems, so plans with strong coverage or add-ons for specific components might be valuable.
Size Matters: Larger Georgia homes with more covered systems and appliances will generally cost more under a home warranty.
Age Of Your Abode: Older Georgia homes, especially those with original plumbing or electrical systems, might be perceived as more risky for the provider, impacting the cost.
Service Fee Savvy: Service call fees can vary by location. If you live in a more remote area of Georgia, compare plans to understand if fees are fixed or location-dependent.

Home Warranty Coverage In Georgia

Coverage under home warranties in Georgia can vary based on your chosen company and plan. However, there are some common inclusions and exclusions to consider.

General Coverage Of Georgia Home Warranty

HVAC Georgia’s hot and humid summers strain air conditioning systems. Your warranty can cover repairs for your furnace, air conditioner, heat pump, and ductwork, ensuring year-round comfort.
Plumbing Home warranties protect against leaks, clogs, and malfunctions in pipes, faucets, toilets, and other plumbing fixtures, which are vital during potential winter freezes. This is particularly relevant for older homes with original plumbing systems.
Electrical Home warranty plans ensure the safety and functionality of your electrical system by covering repairs for wiring, outlets, switches, and breaker panels. Salt air exposure in coastal areas can be a concern, so consider plans that address potential corrosion issues.
Essential Appliances It also protects against unexpected breakdowns of essential appliances like refrigerators, washing machines, dryers, ovens, cooktops, dishwashers, and garbage disposals, preventing disruptions to your daily routine.
Garage Door Openers Coverage for repair or replacement of garage door openers and their components.

Common Exclusions

Pre-existing Conditions Repairs or replacements for issues before the home warranty coverage begins are often excluded.
Improper Maintenance Damage caused by improper maintenance or neglect of home systems and appliances may not be covered.
Cosmetic Damage Minor cosmetic issues, such as scratches or dents, are usually excluded from coverage.
Acts of Nature Damage caused by natural disasters like earthquakes, floods, or wildfires may not be covered under standard home warranty plans.

Here Are Some Additional Points To Consider

Cancellation Policies Understand the cancellation policy terms, including any fees or penalties for early termination of the contract.
Service Call Fees Most home warranty plans require homeowners to pay a service call fee or deductible for each service visit. Be aware of the amount of this fee and how it affects the overall cost of repairs.
Coverage Limits Home warranty plans often include coverage limits for each item or system. Understanding these limits is important to ensure adequate protection for your home.
Customer Service Research the home warranty company’s reputation and customer service quality, including reviews from other homeowners and any complaints filed with regulatory agencies.

Who Regulates Home Warranty Companies In Georgia?

The Georgia Department of Insurance regulates the home warranty companies in Georgia. They oversee the licensing, conduct, and financial stability of home warranty companies operating within the state to ensure compliance with applicable laws and regulations. Homeowners can contact the Georgia Department of Insurance for assistance with inquiries or complaints or to verify the licensing status of a home warranty company.

In addition to the Georgia Department of Insurance, other agencies may also be involved in regulating home warranty companies in Georgia:

Georgia Office of Consumer Protection This office may offer consumer protection resources and handle complaints or disputes about deceptive practices by home warranty companies.
Georgia Attorney General's Office The Attorney General's Office may handle legal matters related to consumer protection and enforcement of laws governing home warranty companies.

Final Word

When considering the best home warranty companies in Georgia, conducting thorough research and evaluation is crucial. Compare coverage options, pricing, and customer reviews to find the provider that best suits your needs. Remember to prioritize factors such as comprehensive coverage, affordability, and quality of service to ensure peace of mind and protection for your home.

OUR #1 PICK

$150 Off + First Month Free

Don't let broken appliance break the bank

4.9/5

(888) 580-5416

Frequently Asked Questions (FAQs)

What Does A Home Warranty In Georgia Typically Cover?

Home warranty coverage in Georgia often includes major home systems such as HVAC, plumbing, and electrical, as well as appliances like refrigerators, dishwashers, and ovens. However, coverage may vary depending on the provider and plan selected.

How Much Does A Home Warranty Cost In Georgia?

The cost of a home warranty in Georgia varies depending on factors like coverage level, provider, and optional add-ons. On average, homeowners can expect to pay between $29 and $99 monthly.

How Do I File A Claim With A Home Warranty Company?

To file a claim, contact your home warranty company’s customer service department by phone or online. Provide details about the issue, and the company will dispatch a service technician to assess and address the problem.

Are There Any Exclusions To Home Warranty Coverage In Georgia?

Standard exclusions to home warranty coverage in Georgia may include pre-existing conditions, cosmetic issues, acts of nature, and items covered by other warranties. It’s essential to review the terms and conditions of your home warranty contract for specific exclusions.