Best Home Warranty Companies In hawaii 2024

Due to Hawaii’s distinct climate and geographic challenges, finding the right home warranty provider becomes crucial for homeowners. In this section, we present an overview of the best home warranty companies in Hawaii, offering comprehensive insights into coverage options, pricing, and benefits tailored to Hawaiian homeowners’ needs.

Our Picks: 5 Best Home Warranty Companies For hawaii Residents

After extensive evaluations of different companies, we've identified the top five home warranties for homeowners in Hawaii.

Highly Rated By Customers

4.9 |

Excellent

$150 Off + 1 Month Free. 30 Day Free Trial!

Monthly Cost

$45 - $60

Service Fee

$70

Response Time

24 - 48 hours

(888) 580-5416

Pros & Cons

Pros

Offers a refund policy for added assurance
Allows selection of preferred technicians for personalized service
Includes a 30-day trial period

Cons

Charges $150 service fees for weekend visits

Plans, Cost & Coverage

Elite Home Warranty offers three plans – Elite Appliances, Elite Systems, and Elite Complete. Each plan is designed to offer comprehensive coverage tailored to specific aspects of your home.

	Elite Appliances	Elite Systems	Elite Complete
Monthly Plan	$44.99	$49.99	$59.99

Elite Appliances

Focuses on protecting 8 essential equipment in your kitchen and laundry areas
Ideal for homeowners who want to safeguard appliances like refrigerators, dishwashers, ovens, and more
Offers specialized coverage for commonly used appliances susceptible to wear and tear

Elite Systems

Offers protection for 7 essential home systems such as HVAC, electrical, and plumbing
Coverage for plumbing systems, including pipes, fixtures, and water heaters
Specialized coverage for the essential built-in systems of your home

Elite Complete

Comprehensive coverage for both major appliances and built-in systems within your home
Offers coverage for a wide range of items, from appliances like refrigerators to systems such as HVAC
Includes optional add-ons for enhanced coverage tailored to your specific needs

Why We Picked It?

Elite Home Warranty is known for its tailored plans, offering flexible coverage options to suit our needs and budget. Their extensive network of skilled technicians ensures prompt and reliable service, providing peace of mind against unexpected repair costs.

Best For Comprehensive Plans

4.1 |

Excellent

1^st month free + Free roof coverage

Monthly Cost

$48.94 - $57.21

Service Fee

$75 - $125

Response Time

Up to 48 hours

Pros & Cons

Pros

Affordable plans tailored to different needs
24/7 customer service availability
Quick response to service requests

Cons

Low aggregate limits

Plans, Cost & Coverage

Choice Home Warranty offers two plans – Basic Plan and Total Plan. Each plan is designed to provide homeowners comprehensive protection and peace of mind.

	Basic Plan	Total Plan
Cost/Month	$48.94	$57.21
Cost/Annum	$555.94	$655.22

Basic Plan

Coverage for 14 essential home appliances & systems such as refrigerators, dishwashers, heating and electrical systems
Access to a network of certified technicians for repairs

Total Plan

Comprehensive coverage for 18 major appliances and built-in systems within your home
Additional benefits include coverage for pre-existing conditions and potential appliance upgrades

Why We Picked It?

Choice Home Warranty is known for its comprehensive coverage options and prompt customer service. The transferable coverage adds value, making it an attractive choice for homeowners.

Best For Affordable Coverage

3.8 |

Excellent

$150 off + Free roof coverage + 2 months free

Monthly Cost

$44.42 - $47.75

Service Fee

$60 - $75

Response Time

12 - 48 hours

Pros & Cons

Pros

Comprehensive coverage for home systems and appliances
Affordable plans tailored to different budgets
Free roof leak coverage

Cons

Lower dollar limits for appliances

Plans, Cost & Coverage

Select Home Warranty presents three plans– Bronze Care, Gold Care, and Platinum Care, each providing comprehensive coverage for various systems and appliances. Additionally, all plans include free roof leak coverage as an added benefit. The cost of Select Home Warranty Plans is as follows-

Plan	Bronze Care	Gold Care	Platinum Care
Monthly Cost	$44.42	$44.42	$47.75
Annual Cost	$479.99	$479.99	$524.99

Bronze Care

Basic coverage for eight essential systems and appliances
Suitable for budget-conscious homeowners seeking fundamental protection

Gold Care

Expanded coverage compared to Bronze Care, including additional home systems and appliances
Perfect for homeowners seeking exclusive protection for their home systems

Platinum Care

Premium coverage for 18 major systems and appliances
Highest level of protection offered by Select Home Warranty

Why We Picked It?

Select Home Warranty offers comprehensive coverage options, competitive pricing, and the inclusion of free roof leak coverage in all plans. Additionally, their commitment to customer satisfaction and prompt service reinforced our decision, providing homeowners peace of mind and protection.

Best For Add-ons

4.7 |

Excellent

$200 Off + 2 Months Free + Free Roof Leak Protection

Monthly Cost

$50 - $60

Service Fee

$90

Response Time

Up to 48 hours

Pros & Cons

Pros

Extends a 60-day workmanship guarantee
Offers plans that cover appliances, home systems, or both
Provides extensive add-on coverage

Cons

A $50 cancellation fee applies after a 30-day trial period

Plans, Cost & Coverage

Liberty Home Guard offers three distinct plans: Appliance Guard, Systems Guard, and Total Home Guard. Each plan is designed with its own unique benefits and coverage options to suit various home protection needs.

	Appliances Guard	Systems Guard	Total Home Guard
Monthly Plan	$49.99/Month	$54.99/Month	$59.99/Month
Annual Plan	$499.99/Annum	$549.99/Annum	$599.99/Annum

Appliance Guard

Offers coverage for 9 essential household appliances such as refrigerators, dishwashers, ovens, and more
Cost-effective solution for appliance repairs or replacements
Ideal for newer appliances or budget-conscious homeowners

Systems Guard

Safeguards 6 essential systems like HVAC, electrical, and plumbing
Perfect for homeowners concerned about potential breakdown s in major systems

Total Home Guard

Offers complete protection for all essential appliances and home systems
Provides peace of mind by safeguarding against a wide range of potential breakdowns
Eliminates the need for separate warranties, simplifying coverage management

Why We Picked It?

Liberty Home Guard stands out in the home warranty market. Their competitively priced plans deliver extensive coverage for essential appliances and home systems. This proactive approach safeguards homeowners from the financial strain of unexpected repairs.

Best For Customer Services

3.3 |

Good

$200 Off + 2 Months Free*

Monthly Cost

$43 - $52

Service Fee

$75

Response Time

48 hours

Pros & Cons

Pros

30-day guarantee on repairs and additional coverage for parts
$75 service fee is on the lower end compared to other companies
24/7 customer support for prompt assistance

Cons

No nationwide coverage

Plans, Cost & Coverage

ServicePlus Home Warranty offers two plans- Gold and Platinum. Additionally, they provide various coverage options that can be added for an extra fee per item. The cost and plan details are explained below.

Property Size	Gold	Platinum
Less than 5,000 sqft	$37.46	$43.71
Above 5,000 sqft	$45.79	$52.04

Gold

The monthly cost starts at $37.46 for properties less than 5,000 sqft
Coverage for 5 essential home appliances & systems
Affordable pricing with flexible payment options to suit different budgets

Platinum

Comprehensive coverage for all appliances and systems in your home, including both major and minor items
Additional coverage for A/C system, refrigerator, heating system, and clothes washer and dryer
The monthly cost varies depending on property size, starting at $43.71 for properties under 5,000 sqft.

Why We Picked It?

ServicePlus Home Warranty offers a wide range of coverage options, allowing homeowners to customize policies to suit their needs with personalized add-ons. With affordable service call fees and monthly costs meeting industry standards, ServicePlus is worth considering.

OUR #1 PICK

$150 Off + First Month Free

Don't let broken appliance break the bank

4.9/5

(888) 580-5416

Are Home Warranty Plans Beneficial For Hawaii Homeowners?

Home warranty plans can offer several benefits to Hawaii homeowners, including:

Hawaii's coastal climate and high humidity levels can accelerate the corrosion and rusting of home systems and appliances, making coverage essential for maintaining their longevity.
Access to a network of qualified service providers who can promptly address issues, ensuring minimal disruption to daily life.
Homeowners can save on repair and replacement expenses, as the cost of a single repair often exceeds the annual premium of a home warranty plan.
Home warranty plans offer assistance with repairs or replacements of HVAC systems. Constant exposure to humidity and salt air can accelerate wear and tear.
Coverage for damage from volcanic activity, such as ash accumulation or gas emissions, provides financial relief for affected homeowners.

How Much Does A Hawaii Home Warranty Cost?

Here's a general cost range for home warranties in Hawaii:

Average Annual Cost

$586.68 - $720.96

Average Monthly Cost

$48.89 - $60.08

Average Service Fee (Deductible)

$75 - $150

The cost of a home warranty in Hawaii can vary depending on several factors, including:

Island-Specific Coverage Needs: The extent of coverage significantly impacts the cost. Basic plans are more affordable, but Hawaii homeowners might need extras like:
Sewer Line Coverage: Volcanic activity and geography can increase sewer line issues. Plans with coverage for repairs or replacements offer valuable protection.
Roof Leak Coverage: Hawaii's climate with frequent rain makes roof leaks more common. Explore plans with robust roof leak protection or the option to add it on.
Remote Repair Realities: Hawaii's remoteness can impact service call fees due to travel distances for technicians. Compare plans to understand if service call fees are fixed or vary by location. Expect higher fees in remote areas.
Limited Provider Market: Fewer home warranty companies operate in Hawaii than on the mainland. Homeowners must carefully research the available providers and compare plans to find the best value. With limited competition, pricing might be less flexible.
Age Of Your Hawaiian Home: Older homes in Hawaii, potentially built on volcanic rock, might have a higher risk of needing repairs to plumbing or foundation-related systems. This can influence the cost due to potentially greater perceived risk for the provider.
Home Size Matters: Larger homes in Hawaii with more covered systems and appliances will generally cost more to cover under a home warranty.
Local Provider Reputation: Researching the reputation and experience of servicing Hawaiian homes is crucial with a limited number of providers. Choose a company with a proven track record in your area.

Home Warranty Coverage In Hawaii

Home warranty coverage in Hawaii typically includes protection for essential home systems and appliances. Here are some common inclusions and exclusions:

General Coverage Of Hawaii Home Warranty

PlumbingHome warranty plans safeguard against leaks, clogs, and malfunctions in pipes, faucets, toilets, and other plumbing fixtures, protecting your home from potential water damage. This is especially important after heavy rains in Hawaii.
ElectricalEnsures the safety and functionality of your electrical system by covering repairs for wiring, outlets, switches, and breaker panels. This is particularly crucial in older Hawaiian homes.
HVACHawaii’s diverse climate requires a reliable air conditioning system. Your warranty can cover repairs for your furnace, air conditioner, heat pump, and ductwork, ensuring year-round comfort.
Kitchen AppliancesCompanies offer protection for major kitchen appliances for homeowners in Hawaii. Most home warranty plans usually cover refrigerators, dishwashers, ovens, stoves, and built-in microwaves.
Laundry AppliancesThis coverage includes washers, dryers, and laundry room plumbing connections, as well as assisting homeowners with repairs or replacements of essential laundry equipment.
Garage Door OpenersRepairs or replacements for garage door openers and their components, ensuring smooth operation and security for homeowners.

Common Exclusions

Pre-Existing ConditionsIssues that existed before the start of the home warranty coverage may not be covered.
Normal Wear and TearDamage resulting from regular use and aging of home systems and appliances may not be covered.
Cosmetic DamageRepairs or replacements for purely aesthetic issues such as scratches or dents are typically excluded.
Improper MaintenanceDamage caused by the lack of proper maintenance or neglect of home systems and appliances may not be covered.
Acts of NatureDamage caused by natural disasters such as earthquakes, floods, or hurricanes may not be covered under standard home warranty plans.

Here Are Some Additional Points To Consider

Coverage LimitsReview the coverage limits of the home warranty plan to ensure it adequately protects against potential repair or replacement costs for essential home systems and appliances.
Claims ProcessFamiliarize yourself with the claims process, including how to file a claim, response times, and any documentation or inspection requirements.
Customer ServiceResearch the reputation and customer service of the home warranty provider, including reviews from other homeowners and any complaints filed with regulatory agencies.
Service Call FeesMost home warranty plans require homeowners to pay a service call fee or deductible for each service r

Who Regulates Home Warranty Companies In Hawaii?

In Hawaii, home warranty companies are regulated by the Hawaii Department of Commerce and Consumer Affairs (DCCA). The DCCA oversees the licensing and operation of home warranty companies to ensure compliance with state laws and regulations. Homeowners can contact the DCCA for assistance with inquiries or complaints or to verify the licensing status of a home warranty company.

In addition to the Hawaii Department of Commerce and Consumer Affairs (DCCA), other agencies may also be involved in regulating home warranty companies in Hawaii:

Department of InsuranceThe Hawaii Department of Insurance oversees insurance-related matters in the state, which may include certain aspects of home warranty companies' operations.
Attorney General's OfficeThe Attorney General's Office may provide consumer protection resources and handle legal matters related to deceptive practices or disputes with home warranty companies.

Final Word

In conclusion, choosing the best home warranty company in Hawaii necessitates careful consideration of factors such as coverage options, pricing, and customer satisfaction. Conduct thorough research to identify providers aligning with your needs and budget constraints. Remember to prioritize essential features of you and your home, ensuring comprehensive protection and peace of mind for years.

OUR #1 PICK

$150 Off + First Month Free

Don't let broken appliance break the bank

4.9/5

(888) 580-5416

Frequently Asked Questions (FAQs)

What Types Of Systems And Appliances Are Typically Covered By Home Warranty Plans In Hawaii?

Home warranty plans in Hawaii often cover essential systems such as HVAC, plumbing, and electrical, as well as major appliances like refrigerators, dishwashers, and washing machines.

What Are The Most Frequently Reported Appliance Repairs In Hawaii?

Due to Hawaii’s warm climate, common appliance repairs often involve air conditioning units. Refrigerator malfunctions, dishwasher problems, and washing machine issues are also frequently reported. Given the island environment, appliances may be more susceptible to the effects of humidity and salt air, potentially leading to repairs related to corrosion or wear.

Can I Transfer My Home Warranty Plan If I Sell My Home?

Some home warranty companies in Hawaii allow you to transfer your coverage to the new homeowner upon the sale of your home. Check with your provider for specific transfer policies and any associated fees.

Are There Additional Fees Or Charges Not Included In The Home Warranty Plan?

Some home warranty companies may charge additional or surcharges, such as service call fees. Review your contract carefully to understand potential additional costs beyond the standard service fee.