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7 Best Home Warranty Companies In Boise, Idaho

Facing the rugged Idaho climate and unpredictable repairs? Worry not! We’ve explored the Best Home Warranty Companies in Boise, Idaho, focusing on coverage, affordability, and local expertise. Find your perfect match for worry-free homeownership and enjoy the Gem State’s beauty with peace of mind. Dive in and discover your reliable protection plan!

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Offer Ends
In

$200 Off*
Free roof Coverage* +2 Months additional coverage
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100,000 user reviews

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16+ Years Of Experience

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6 Million Homeowners Served

OUR #1 PICK
fourhalf_star4.9/5
$150 Off + First Month Free
MOST POPULAR
fourhalf_star4.1/5
1st Month Free + Free Roof Coverage

List Of The Best Home Warranty Companies In  Boise, Idaho

Here's a compilation of Boise's seven top home warranty companies, each offering its unique benefits and potential challenges for careful consideration.

Elite Home Warranty

Pros

  • Comprehensive coverage, including often-excluded items in Boise, by Elite Home Warranty
  • Transparent and straightforward claims process
  • No age limit on appliances and systems

Cons

  • Higher premium cost is a concern for budget-conscious Boise homeowners
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$150 Off + 1 Month Free. 30 Day Free Trial!

Premium

$45 - $60

Deductible

$70

States covered

49 states

Coverage not available in California

Appliances Coverage Limit

$15K

Response Time

24 - 48 hours

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Pros

  • Comprehensive coverage, including often-excluded items in Boise, by Elite Home Warranty
  • Transparent and straightforward claims process
  • No age limit on appliances and systems

Cons

  • Higher premium cost is a concern for budget-conscious Boise homeowners

Choice Home Warranty

Pros

  • Comprehensive coverage at competitive prices
  • Highly efficient and friendly customer service
  • No home inspection is required, which benefits older homes/appliances in Boise

Cons

  • Coverage caps limitation, a concern for Boise homes with expensive systems /appliances
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1st month free + Free roof coverage

Premium

$46 - $55

Deductible

$75 - $125

States covered

49 states

Coverage not available in Washington

Appliances Coverage Limit

Upto $3K/item

Response Time

Up to 48 hours

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Pros

  • Comprehensive coverage at competitive prices
  • Highly efficient and friendly customer service
  • No home inspection is required, which benefits older homes/appliances in Boise

Cons

  • Coverage caps limitation, a concern for Boise homes with expensive systems /appliances

America’s First Choice

Pros

  • Customizable plans for Boise homeowners' specific needs and budgets
  • Quick support for Boise residents
  • Unique lifestyle benefits include free credit monitoring and emergency alerts with Boise's AFC Home Club

Cons

  • Longer waiting periods before coverage starts may cause restrictions for those who require immediate service

Premium

$33 - $56

Deductible

$75 - $125

States covered

46 states

Coverage not available in California, Florida, Hawaii and Washington

Appliances Coverage Limit

N/A

Response Time

N/A

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Pros

  • Customizable plans for Boise homeowners' specific needs and budgets
  • Quick support for Boise residents
  • Unique lifestyle benefits include free credit monitoring and emergency alerts with Boise's AFC Home Club

Cons

  • Longer waiting periods before coverage starts may cause restrictions for those who require immediate service

Select Home Warranty

Pros

  • Affordable and comprehensive coverage
  • Free roof leak coverage in Boise
  • Attractive two months free on annual plans

Cons

  • Limited technician network in Boise, and possibly longer repair wait times
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$150 off + Free roof coverage + 2 months free

Premium

$44 - $47

Deductible

$60 - $75

States covered

47 states

Coverage not available in Nevada, Washington and Wisconsin

Appliances Coverage Limit

$3K/Item

Response Time

12 - 48 hours

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Pros

  • Affordable and comprehensive coverage
  • Free roof leak coverage in Boise
  • Attractive two months free on annual plans

Cons

  • Limited technician network in Boise, and possibly longer repair wait times

Liberty Home Guard

Pros

  • Extensive standard coverage for systems and appliances
  • Provides round-the-clock services
  • Repairs protected for up to 90 days

Cons

  • Lesser coverage limits, up to $2K per contract term
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$200 off + 2 months free + Free roof leak protection

Premium

$50 - $60

Deductible

$90

States covered

All 50 U.S states

Appliances Coverage Limit

$2K/Item

Response Time

Up to 48 hours

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Pros

  • Extensive standard coverage for systems and appliances
  • Provides round-the-clock services
  • Repairs protected for up to 90 days

Cons

  • Lesser coverage limits, up to $2K per contract term

ServicePlus Home Warranty

Pros

  • Quick service response times for urgent repairs
  • Diverse coverage plans from basic to comprehensive
  • Free HVAC tune-up service

Cons

  • Occasional service inconsistencies and varying repair quality
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$200 Off + 2 Months Free*

Premium

$43 - $79

Deductible

$75

States covered

46 states

Coverage not available in California, Nevada, New York and Washington

Appliances Coverage Limit

$3K/item

Response Time

48 hours

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Read Less

Pros

  • Quick service response times for urgent repairs
  • Diverse coverage plans from basic to comprehensive
  • Free HVAC tune-up service

Cons

  • Occasional service inconsistencies and varying repair quality

Complete Protection Home Warranty

Pros

  • All-inclusive plans covering a wide range of items at no extra charge
  • Unique cash-out option offering homeowners monetary flexibility instead of repairs
  • Unlimited number of claims, ensuring continuous coverage

Cons

  • Relatively longer response times for service requests can be a hassle for urgent repair needs

Premium

$45 - $75

Deductible

No Service Fee

States covered

47 states

Coverage not available in Massachusetts, New York and Wisconsin

Appliances Coverage Limit

$150 - $1K

Response Time

up to 48 hours

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Read Less

Pros

  • All-inclusive plans covering a wide range of items at no extra charge
  • Unique cash-out option offering homeowners monetary flexibility instead of repairs
  • Unlimited number of claims, ensuring continuous coverage

Cons

  • Relatively longer response times for service requests can be a hassle for urgent repair needs
OUR #1 PICK

$150 Off + First Month Free

Don't let broken appliance break the bank

fourhalf_star

4.9/5

(888) 580-5416

Pro Tip: To guide you in confidently safeguarding your home, explore the nation's top-rated home warranty companies to help you make informed decisions.

Home Warranty Cost And Coverage-Related Details For  Boise, Idaho Residents

Considering the benefits of a home warranty, it's essential to delve into the specifics of home warranty costs and their coverage. Let's explore the cost and coverage aspects of home warranties in Boise.

Cost Considerations

Coverage Options
  • Average Cost For Boise residents, the average annual cost of a home warranty plan typically ranges between $300 to $600. This range varies based on the extent of coverage and the specific plan chosen. Higher-end, more comprehensive plans can exceed this range, especially when additional coverages are selected.
  • Deductibles In Boise, homeowners can expect to pay a service call fee or deductible each time a technician is dispatched for a repair. These deductibles generally range from $75 to $125 per service call. 
  • Factors Influencing Cost Several factors influence the cost of home warranties in Boise. The size and age of the home can significantly impact the premium, with older and larger homes often costing more to cover due to the higher risk of system and appliance failures.
  • Appliance Coverage Standard home warranty plans in Boise typically cover essential home appliances. Coverage limits for each appliance may vary, and residents need to understand the specifics of what their plan includes and any cap limits on repairs or replacements.
  • System Coverage In Boise's varying climate, having coverage for heating and air conditioning systems is precious due to their frequent use and the stress placed on them.
  • Optional Add-Ons Common add-ons include coverage for pools and spas, well pumps, septic systems, and additional appliances like second refrigerators or freezers. These add-ons are particularly beneficial for homeowners with specific items that are costly to repair or replace and not included in standard plans.

Check out our detailed review on the Idaho State Page to help you find more information on home warranty companies and their exclusivity.

Why Should Boise Citizens Get A Home Warranty?

Boise, Idaho, presents a unique set of environmental and geographical factors that make obtaining a home warranty a wise decision for homeowners in the area. Here are some reasons why Boise citizens should consider a home warranty;

  • Variable Climate Conditions Boise experiences various weather conditions, from hot summers to cold winters. This variability puts a significant strain on home heating and cooling systems.
  • Soil Composition and Plumbing Concerns The soil composition in certain areas around Boise can be challenging for plumbing systems. A home warranty covering plumbing, including the main sewer line, can safeguard against expensive and unforeseen plumbing issues.
  • Freeze-thaw cycles Boise sees periodic freezing temperatures in the winter, which can lead to plumbing issues like burst pipes. A home warranty can help cover the cost of repairs for these freeze-thaw-related problems.
  • Cost-Effectiveness in Home Maintenance Given the potential for frequent use and the subsequent wear and tear on home systems and appliances due to Boise's climate, a home warranty can be a cost-effective solution for homeowners.
  • Real Estate Market Advantage For those looking to sell their homes in Boise, offering a home warranty can make a property more attractive to potential buyers.

Cost Of Common Household Repairs In  Boise, Idaho

Below is a breakdown of the average repair costs for essential household items, offering a clear picture of what homeowners in Boise can expect to budget for maintenance and repairs.

  • Plumbing

    Repair

    Average Cost 

    Leaky Faucet Repair

    $100 – $250

    Toilet Repair

    $150 – $300

    Clogged Drain

    $125 – $275

    Water Heater Repair

    $200 – $600

    Sewer Line Repair

    $1,000 – $4,000

  • HVAC

    Repair

    Average Cost 

    Air Conditioner Repair

    $150 – $500

    Furnace Repair

    $150 – $500

    Thermostat Replacement

    $100 – $250

    Ductwork Repair

    $200 – $700

    Heat Pump Repair

    $250 – $600

  • Electrical

    Repair

    Average Cost

    Circuit Breaker Replacement

    $100 – $200

    Outlet Replacement

    $75 – $150

    Light Fixture Installation

    $150 – $400

    Wiring Repair

    $150 – $500

    Electrical Panel Repair

    $500 – $1,200

  • Appliances

    Repair

    Average Cost

    Refrigerator Repair

    $200 – $500

    Oven/Range Repair

    $150 – $400

    Dishwasher Repair

    $100 – $300

    Washing Machine Repair

    $150 – $300

    Dryer Repair

    $100 – $300
OUR #1 PICK

$150 Off + First Month Free

Don't let broken appliance break the bank

fourhalf_star

4.9/5

(888) 580-5416

Essential Points To Consider While Getting A Home Warranty In  Boise, Idaho

When considering a home warranty in Boise, Idaho, keep these key points in mind for a wise choice:

OUR #1 PICK

$150 Off + First Month Free

Don't let broken appliance break the bank

fourhalf_star

4.9/5

(888) 580-5416

Who Regulates Home Warranty Companies In Boise, Idaho?

Home warranty companies operating in Idaho must comply with the state’s Uniform Commercial Code (UCC) Article 2. However, the Idaho Department of Insurance has partial control in the following ways:

Idaho Department of Insurance

  • Complaint Handling: Homeowners in Boise can file complaints with the DOI if they encounter issues with a home warranty company, such as claim denials, unfair practices, or misleading advertising. 
  • Consumer Education: The DOI provides educational resources on its website to help consumers understand home warranties, such as exclusions, coverage options, and choosing reputable companies.
  • Market Oversight: Although not directly regulatory, the DOI monitors the home warranty market in Idaho for potential issues and trends. This allows them to identify potential concerns and advocate for legislative changes or industry best practices that benefit consumers.

  • Idaho Department of Insurance

    • Complaint Handling: Homeowners in Boise can file complaints with the DOI if they encounter issues with a home warranty company, such as claim denials, unfair practices, or misleading advertising. 
    • Consumer Education: The DOI provides educational resources on its website to help consumers understand home warranties, such as exclusions, coverage options, and choosing reputable companies.
    • Market Oversight: Although not directly regulatory, the DOI monitors the home warranty market in Idaho for potential issues and trends. This allows them to identify potential concerns and advocate for legislative changes or industry best practices that benefit consumers.

Conclusion

Choosing the best home warranty company in Boise, Idaho, involves considering coverage options, customer service, and cost efficiency. Research and compare to find a provider that meets your needs, ensuring peace of mind and protection for your home's essential systems and appliances.

OUR #1 PICK

$150 Off + First Month Free

Don't let broken appliance break the bank

fourhalf_star

4.9/5

(888) 580-5416

FAQs

What Are The Most Common Home Repairs In The City Of Boise?

In Boise, common home repairs often relate to the region’s climate and housing characteristics. Roof repairs are frequent due to snow and rain, while air conditioning units may need attention in hot summers. Plumbing issues arise, particularly with frozen pipes in winter.

What Is The Average Cost Of Home Warranty Plans In Boise?

In Boise, the average cost of home warranty plans varies based on coverage, provider, and specific needs. Basic plans may start around $300 to $450 annually, while more comprehensive plans, including additional appliances and systems, can range from $450 to $600 or more annually.

Do All Home Warranty Companies Cover Plumbing System Issues In Boise?

Yes, many home warranty plans in Boise cover plumbing systems. It’s essential to review each plan for details on specific coverage, including pipes, faucets, toilets, and water heaters. Always check the terms and conditions for clarity.

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