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7 Best Home Warranty Companies In Baton Rouge, Louisiana

Dive into our guide to the Best Home Warranty Companies in Baton Rouge, Louisiana. Navigate the vibrant city confidently, knowing your home’s systems and appliances are covered. Compare top providers, explore diverse plans, and find the perfect warranty match for your unique needs. Embrace the Cajun spirit, carefree and worry-free!

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Offer Ends
In

$200 Off*
Free roof Coverage* +2 Months additional coverage
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100,000 user reviews

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16+ Years Of Experience

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6 Million Homeowners Served

OUR #1 PICK
fourhalf_star4.9/5
$150 Off + First Month Free
MOST POPULAR
fourhalf_star4.1/5
1st Month Free + Free Roof Coverage

List Of The Best Home Warranty Companies In Baton Rouge, Louisiana

To help you find the perfect fit, we've outlined prominent home warranty providers in Baton Rouge, along with some key features to consider when making your decision.

Elite Home Warranty

Pros

  • Extensive protection for various home items
  • Quick response times
  • Comprehensive dollar limits, up to $15K

Cons

  • No proper pricing information available
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$150 Off + 1 Month Free. 30 Day Free Trial!

Premium

$45 - $60

Deductible

$70

States covered

49 states

Coverage not available in California

Appliances Coverage Limit

$15K

Response Time

24 - 48 hours

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Pros

  • Extensive protection for various home items
  • Quick response times
  • Comprehensive dollar limits, up to $15K

Cons

  • No proper pricing information available

Choice Home Warranty

Pros

  • More than ten years of experience
  • Round-the-clock customer support group
  • Inspections of homes are not necessary

Cons

  • Warranty plans are not as customizable as plans offered by some competitors
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1st month free + Free roof coverage

Premium

$46 - $55

Deductible

$75 - $125

States covered

49 states

Coverage not available in Washington

Appliances Coverage Limit

Upto $3K/item

Response Time

Up to 48 hours

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Pros

  • More than ten years of experience
  • Round-the-clock customer support group
  • Inspections of homes are not necessary

Cons

  • Warranty plans are not as customizable as plans offered by some competitors

American Home Shield (AHS)

Pros

  • Covers objects harmed by corrosion and rust
  • Provides freedom to customize plans
  • Extras like electrical repairs and roof maintenance

Cons

  • Comparatively costlier than other companies
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$50 OFF on Multiple Properties

Premium

$29 - $89

Deductible

$100 & $125

States covered

48 states

Coverage not available in Alaska and Hawaii

Appliances Coverage Limit

$4K - $5K

Response Time

Up to 48 hours

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Pros

  • Covers objects harmed by corrosion and rust
  • Provides freedom to customize plans
  • Extras like electrical repairs and roof maintenance

Cons

  • Comparatively costlier than other companies

Cinch Home Services

Pros

  • 180-day guarantee on work quality
  • Coverage for pre-existing conditions
  • CHS provides a free water sensor to help detect leaks

Cons

  • Service charge is costlier compared to some competitors

Premium

$38 - $66

Deductible

$100, $125, $150

States covered

48 states

Coverage not available in Alaska and Hawaii

Appliances Coverage Limit

$10K

Response Time

Same day

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Pros

  • 180-day guarantee on work quality
  • Coverage for pre-existing conditions
  • CHS provides a free water sensor to help detect leaks

Cons

  • Service charge is costlier compared to some competitors

Select Home Warranty

Pros

  • Decent assistance for customers
  • Extensive track record of success
  • All plans come with complimentary coverage for roof leaks

Cons

  • Coverage caps are less than those of certain rival companies
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$150 off + Free roof coverage + 2 months free

Premium

$44 - $47

Deductible

$60 - $75

States covered

47 states

Coverage not available in Nevada, Washington and Wisconsin

Appliances Coverage Limit

$3K/Item

Response Time

12 - 48 hours

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Pros

  • Decent assistance for customers
  • Extensive track record of success
  • All plans come with complimentary coverage for roof leaks

Cons

  • Coverage caps are less than those of certain rival companies

Liberty Home Guard

Pros

  • No need for an inspection
  • 60-day guarantee on work quality
  • Numerous choices for additional coverage

Cons

  • Service call charges are not mentioned in the quote process
image displaying the offers available for the purchase of the home warranty plan

$200 off + 2 months free + Free roof leak protection

Premium

$50 - $60

Deductible

$90

States covered

All 50 U.S states

Appliances Coverage Limit

$2K/Item

Response Time

Up to 48 hours

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Pros

  • No need for an inspection
  • 60-day guarantee on work quality
  • Numerous choices for additional coverage

Cons

  • Service call charges are not mentioned in the quote process

Home Warranty of America

Pros

  • Thirty days of money-back assurance
  • HWA offers transferable plans allowing you to transfer the remaining warranty coverage to the new owner
  • Provides special coverage for re-keying, green appliances, and pools

Cons

  • Clients cannot select the technician of their choice

Premium

$46 - $58

Deductible

$75 & $100

States covered

All 50 U.S states

Appliances Coverage Limit

N/A

Response Time

N/A

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Pros

  • Thirty days of money-back assurance
  • HWA offers transferable plans allowing you to transfer the remaining warranty coverage to the new owner
  • Provides special coverage for re-keying, green appliances, and pools

Cons

  • Clients cannot select the technician of their choice
OUR #1 PICK

$150 Off + First Month Free

Don't let broken appliance break the bank

fourhalf_star

4.9/5

(888) 580-5416

Pro Tip: Gain deeper insights into the best home warranty companies to make an informed choice that aligns perfectly with your needs.

Home Warranty Cost And Coverage-Related Details For Baton Rouge, Louisiana Residents

Explore the essential Home Warranty Cost and Coverage-Related Details tailored for Baton Rouge, Louisiana residents, where we delve into cost considerations and the array of coverage options available in this vibrant city.

Cost Considerations

Coverage Options
  • Average Cost  Baton Rouge homeowners enjoy slightly lower than national average home warranty costs, around $35-$45 monthly. Remember, your specific plan and coverage choices influence the final price.
  • Deductible  Expect service call fees between $50 and $70 per repair in most Baton Rouge plans. Higher deductibles can lower your monthly premium but factor in the out-of-pocket cost per claim.
  • Other Factors Your home's age, size, and desired coverage (pool, flood mitigation) can significantly impact your final cost. Consider potential weather-related wear and tear specific to Louisiana's climate, including hurricanes and humidity.
  • Appliances Basic plans typically cover major appliances like refrigerators, dishwashers, and ovens. Upgrade for washer/dryers, garbage disposals, or even electronics coverage.
  • Systems Plumbing, electrical, and air conditioning/heating systems are often included, ensuring repairs for covered breakdowns. Consider adding coverage for well pumps or generators for extra peace of mind.
  • Add-Ons Protect against Louisiana's unique challenges with optional add-ons like roof leak coverage, hurricane protection, or even pool equipment for covered systems.

Head to our Louisiana State Page for thorough insights into costs, coverage options, and top-tier providers. Make informed choices to safeguard your home effectively.

Why Should Baton Rouge, Louisiana Citizens Get A Home Warranty?

Citizens of Baton Rouge, Louisiana, have compelling reasons to consider a home warranty, thanks to the region's unique environmental and climatic conditions. Here are a few key reasons why a home warranty is particularly beneficial in Baton Rouge:

  • High Temperatures Summers in Baton Rouge are unbearably hot and muggy, with high humidity levels. This may strain your air conditioning system and increase the likelihood of malfunctions. A house warranty might provide you peace of mind that replacements or repairs are taken care of.
  • Regular rain Roof leaks and plumbing problems are more likely to occur in Louisiana due to the heavy annual rainfall. A warranty may partially cover the cost of repairs for various weather-related issues.
  • Electrical Issues  With seasonal weather challenges, Baton Rouge homes may face electrical problems like many other areas. A home warranty can assist in covering the costs of repairs to the electrical system.
  • Good Investment home warranties are a wise investment, particularly in Louisiana. Your home warranty will pay for itself if there are just one or two problems with your home appliances or systems each year.
  • Comfort and Savings If you have a home warranty, you won't have to worry as much about unforeseen repairs. Home warranties shield you against these costs and facilitate more efficient budgeting and saving.

Cost Of Common Household Repairs In Baton Rouge, Louisiana

Understanding the expected costs for common repairs can help homeowners prepare financially and see the value in investing in a home warranty plan. Here’s an overview of the expected costs for frequent repairs in Baton Rouge:

  • Plumbing

    Repair

    Average Cost 

    Drain Repair

    $278 – $323

    Sewage Cleanup

    $189 – $761

    Well Pump Replacement

    $172 – $1400

    Water Heater Repair

    $102 – $106

    Tankless Water Heater Servicing

    $390 – $1390

  • HVAC

    Repair

    Average Cost 

    Heat Pump

    $1,709 To $2,043

    Filter Replacement

    $93 – $794

    Furnace Repair

    $86 – $696

    Thermostat Repair

    $79 – $199

    Ductwork Cleaning

    $381 – $953

  • Electrical

    Repair

    Average Cost

    Light Fixture Repairs

    $30 – $158

    Thermostat Repairs

    $92 – $746

    Generator Installation

    $47 – $530

    Electric Panel Upgrading

    $94 – $761

    Attic Fan Servicing

    $426 – $632

  • Appliances

    Repair

    Average Cost

    Microwave Repair

    $50–$400

    Dishwasher Repair

    $50–$500

    Exhaust Fans Repair

    $16–$300

    Washer Repair

    $50–$450

    Refrigerator Repair

    $40–$350
OUR #1 PICK

$150 Off + First Month Free

Don't let broken appliance break the bank

fourhalf_star

4.9/5

(888) 580-5416

Essential Points To Consider While Getting A Home Warranty In Baton Rouge, Louisiana

Let’s understand some key factors to keep in mind when selecting a home warranty in Baton Rouge.

OUR #1 PICK

$150 Off + First Month Free

Don't let broken appliance break the bank

fourhalf_star

4.9/5

(888) 580-5416

Who Regulates Home Warranty Companies In Baton Rouge, Louisiana?

The Louisiana Department of Insurance (LDI) is crucial in regulating home warranty companies operating within the state. Here’s how they do it:

Louisiana Department of Insurance

  • Licensing: All home warranty companies and individual agents must obtain a license from the LDI to operate in Louisiana. This ensures they meet specific financial solvency and operational requirements.
  • Financial Regulation: The LDI sets minimum reserve requirements for claim payouts, ensuring companies have sufficient funds to honor future claims. Home warranty companies must submit regular financial reports to the LDI demonstrating their ability to meet claim obligations.
  • Consumer Complaint Handling: The LDI has a dedicated consumer services department to handle complaints about home warranty companies. They investigate complaints and help consumers resolve issues with companies.

  • Louisiana Department of Insurance

    • Licensing: All home warranty companies and individual agents must obtain a license from the LDI to operate in Louisiana. This ensures they meet specific financial solvency and operational requirements.
    • Financial Regulation: The LDI sets minimum reserve requirements for claim payouts, ensuring companies have sufficient funds to honor future claims. Home warranty companies must submit regular financial reports to the LDI demonstrating their ability to meet claim obligations.
    • Consumer Complaint Handling: The LDI has a dedicated consumer services department to handle complaints about home warranty companies. They investigate complaints and help consumers resolve issues with companies.

Conclusion

To sum up, getting a home warranty in Baton Rouge, Louisiana, is essential protection against unanticipated repair costs. By gaining knowledge about expenses, scope, and legal requirements, homeowners may make well-informed decisions that will provide them comfort and protect their houses throughout time.

OUR #1 PICK

$150 Off + First Month Free

Don't let broken appliance break the bank

fourhalf_star

4.9/5

(888) 580-5416

FAQs

How Can A Home Warranty Company Help With Appliance Breakdowns In Baton Rouge, Louisiana?

A home warranty company in Baton Rouge, Louisiana, helps with appliance breakdowns by providing coverage for repair or replacement of covered appliances. Homeowners initiate a service request, and the company assigns a technician to diagnose and fix the issue. 

Homeowners typically pay a service fee for each request. It’s important to review the contract for coverage details.

What Are The Most Frequent Home Warranty Claims In Baton Rouge?

Given Baton Rouge’s warm and humid climate, frequent home warranty claims often revolve around HVAC system failures, plumbing issues, appliance malfunctions, electrical system problems, and water heater failures.

How To Submit Successful Home Warranty Claims?

You can submit a successful home warranty claim by understanding your contract, documenting the issue with photos, reporting promptly, providing accurate details, following the claims process, cooperating with service providers, keeping records, knowing coverage limits, and following up if needed.

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