Best Home Warranty Companies In missouri 2024

Elite Home Warranty offers three home warranty service plans for Mississippi homeowners: Elite Appliances, Elite Systems, and Elite Complete. The company’s standard service fee is $70. However, customers can pay an additional amount to select ‘$0 service call fee’ until five claims. The coverage cap is up to  $7,000 and $8,000 per contract. 

Here are the elaborative pricing details: 

Elite Appliances 

• Includes 8 essential appliances for the functioning of your home 
• Coverage for appliances such as garbage disposals, dishwashers, and more 
• Provides targeted protection for appliances that are frequently used and prone to wear and tear

Elite Systems

• Has coverage for 8 major home systems 
• Covers household items such as air conditioning, plumbing, etc
• Ideal for homeowners to prioritize protection for vital home systems 

Elite Complete 

• Comprehensive coverage for household items 
• Includes everything from both the other plans at a competitive price 
• Suitable for homeowners looking to purchase an all-inclusive plan

• American Home Shield offers three of home warranty plans: ShieldSilver, ShieldGold, and ShieldPlatinum. In Missouri, the monthly plans start from $79.99 and go up to $139.99. The coverage limits provided by the company for appliances and systems are up to $4,000 and $5,000, respectively. 

Let’s look at the cost and plan details below for further explanation. 

ShieldSilver

• • Covers up to 14 major systems 
  • Limited coverage limits
  • Considerable for homeowners looking for coverage for essential home systems

ShieldGold

• • Along with Electrical, Plumbing, & HVAC, covers kitchen and laundry appliances
  • Moderate coverage with appliance limits up to $2,000
  • Suitable for homeowners seeking coverage systems and kitchen appliances

ShieldPlatinum

• • Extensive coverage for 24 home systems and appliances 
  • The maximum coverage plan from AHS includes benefits like free HVAC tune-up.
  • Comparatively expensive but provides extensive coverage

Liberty Home Guard offers three options for its customers: the Appliance Guard, the System Guard, and the Total Home Guard. The plans start at $49 per month, and the company charges a flat service fee of $90 per visit.  

Here is a detailed analysis of the cost and plans offered by Liberty Home Guard:

Appliances Guard

• Offers protection for nine major appliances in your Missouri home, such as ovens, microwaves, refrigerators, and dishwashers
• Appliances that break down due to normal wear and tear are covered 
• Suitable for homeowners looking for a comprehensive coverage plan specifically for appliances 

Systems Guard

• Coverage for six essential home systems, including HVAC, electrical, and plumbing
• Repairs and replacements for any covered systems up to $500 
• Considerable for Missouri residents willing to protect their essential home systems 

Total Home Guard

• Provides comprehensive coverage that encompasses all elements included in the previous plans
• Comprehensive protection for nearly 15 home systems and appliances 
• Homeowners seeking comprehensive coverage can opt for LHG’s TotalHome Guard plan

Choice offers two plan options for its customers: the Basic Plan and the Total Plan, priced at $46 and $55 per month, respectively. In addition, a service call fee of $75 to $125 will apply each time you request service. The company provides a coverage limit of up to $3,000 annually for access, diagnosis, repair, or replacement of covered items.

Let’s understand CHW’s plans and costs in detail. 

Basic Plan

• Covers 14 essential systems and appliances of your Missouri home 
• Suitable for homeowners looking for standard coverage 

Total Plan

• Includes coverage for 18 systems and appliances, encompassing major items such as AC, refrigerator, and others
• Designed to meet the needs and budgets of homeowners, offering peace of mind and protection for their most valuable asset

Select Home Warranty offers three plans: Bronze Care, Gold Care, and Platinum Care. The monthly plans start at $44.42, and the annual plans start at $479.99. Select offers a coverage limit of $3,000 for HVAC and $2,000 for other systems and appliances. 

Here is a breakdown of SHW’s costs and plans:

Bronze Plan

• Covers eight major household appliances
• Suitable for Missouri residents looking for a budget-friendly plan for appliance repair in Missouri

Gold Plan

• Offers coverage to 6 essential home systems for $44.42
• The coverage includes HVAC, plumbing, water heater, electrical, and other essential systems
• Ideal for homeowners seeking coverage for essential home systems

Platinum Plan

• Comprehensive coverage plan covering 17 systems and appliances
• Including every system and appliance from the other two plans, plus plumbing stoppages, garage door openers, and ceiling fans
• Best-suited for homeowners looking for comprehensive coverage with a monthly budget of less than $50

ServicePlus Home Warranty offers Gold and Platinum plans, priced at $37.46/month and $43.71/month, respectively. ServicePlus offers an aggregate coverage limit of $1,500 for covered appliances and systems in a year. 

Gold Plan

• Gold Plan covers 15 systems and appliances such as garage door opener, heating, electrical, kitchen appliances, and plumbing
• Ideal for homeowners seeking diverse coverage at under $40/month 

Platinum Plan

• The Platinum Plan covers 20 household items
• The plan includes everything in Gold Plan, plus heating/AC, refrigerator, washer, and dryer