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Best Home Warranty Companies In nebraska 2024

From scorching summers to brisk winters, Nebraska’s weather keeps your home’s comfort on its toes.  Unexpected breakdowns can disrupt your peace of mind and budget. This guide explores the best home warranty companies in Nebraska, helping you find a plan that safeguards your essential appliances and systems. Find the perfect warranty for stress-free comfort and cost protection.

Cyber Savings
fourhalf_star4.9/5
50% Off + First Month Free
MOST POPULAR
fourhalf_star4.5/5
$50 OFF on Multiple Properties

Our Picks: 5 Best Home Warranty Companies For nebraska Residents

We have listed below the top providers in the Cornhusker State to find the best home warranty in Nebraska for your needs and enjoy worry-free homeownership.

Highly Rated By Customers
4.9 | fourhalf_star Excellent
50% Off + First Month Free

Monthly Cost

$45 - $60

Service Fee

$70

Response Time

24 - 48 hours

Pros & Cons

Pros

  • 90-day workmanship guarantee
  • Coverage limits up to $8,000
  • 30-day free trial

Cons

  • Lacks in providing proper information

Plans, Cost & Coverage

Elite Home Warranty provides three options: Elite Appliances, Elite Systems, and Elite Complete. You can personalize your coverage from a selection of 15 home items. The plans, starting at $44 monthly, offer comprehensive protection, with appliances covered up to $7,000 and systems up to $8,000 per contract term.

Here is a detailed analysis of Elite Home Warranty plans and pricing:

 

Elite Appliances 

Elite Systems 

Elite Complete 

Cost at $70 Service Call Fee

$44.99

$49.99

$59.99

Elite Appliances 

  • Includes coverage for eight essential household appliances
  • These are garbage disposal, refrigerator, and dishwasher, etc
  • Perfect for individuals seeking thorough appliance coverage under $45 per month

Elite Systems Plan

  • Provides coverage for seven essential home systems
  • Includes air conditioning, electrical, plumbing, and water heater
  • Ideal for individuals looking for comprehensive home system coverage for less than $50 per month

Elite Complete 

  • The Comprehensive Plan offers protection for both home systems and appliances
  • Appliances and systems are protected up to $7,000 and $8,000 per contract term, respectively
  • Suitable for individuals seeking extensive protection for their home systems and appliances at a monthly cost of $60

Why We Picked It?

Elite Home Warranty provides flexible coverage plans where customers can personalize their selection of appliances or systems at no extra cost. They offer comprehensive details on coverage limits, with generous dollar limits of up to $8,000 per contract term for appliances. 

Additionally, Elite Home Warranty offers unique features such as a 30-day free trial, choosing a preferred technician, a money-back guarantee, and assistance from the claims concierge.

The Industry Leader
4.5 | fourhalf_star Excellent

Monthly Cost

$49 - $89

Service Fee

$100 & $125

Response Time

Up to 48 hours

Pros & Cons

Pros

  • Covers damage due to unknown pre-existing conditions
  • A vast network of skilled service technicians and contractors
  • Customizable plans to suit individual needs and budgets

Cons

  • Some customers may find the service call fees associated with American Home Shield's plans to be a downside

Plans, Cost & Coverage

AHS has three different plans: ShieldSilver, ShieldGold, and ShieldPlatinum. Prices range from $49.99 to $89.99 per month. You can choose between deductibles of $100 or $125. The most they’ll cover for appliances is $4,000, and for systems is $5,000.

Take a look at the table below to learn more about the plans and pricing:

 

ShieldSilver

ShieldGold

ShieldPlatinum

Cost at $125 Service Call Fee

$49.99

$49.99

$79.99

Cost at $100 Service Call Fee

$59.99

$59.99

$89.99

ShieldSilver

  • This plan protects 14 essential home systems like AC, heating, electrical, and plumbing, along with other items like doorbells and faucets
  • It offers good coverage for ACs, heating, and ductwork, up to $5000 each
  • It’s great for Nebraska homeowners who want to keep their home systems safe

ShieldGold

  • This plan covers 23 essential systems, along with kitchen and laundry appliances
  • It provides medium coverage for appliances, up to $2,000 each
  • It’s a good choice for homeowners who want a balanced coverage plan

ShieldPlatinum

  • Covers all items from ShieldSilver and ShieldGold plan, including protection against roof leaks
  • It offers the maximum coverage for appliances, up to $4000 each
  • It’s the best option for homeowners looking for thorough coverage plans

Why We Picked It?

American Home Shield offers comprehensive coverage for various home systems and appliances. With customizable plans to fit your needs and budget and a nationwide network of skilled technicians, AHS ensures prompt and reliable service whenever needed.  Their transparent pricing and straightforward claims process make it easy to protect your home and finances from unexpected repair costs.

Best For Add-ons
4.7 | fourhalf_star Excellent
$200 Off + 2 Months Free + Free Roof Leak Protection

Monthly Cost

$50 - $60

Service Fee

$90

Response Time

Up to 48 hours

Pros & Cons

Pros

  • Repairs protection available for up to 90 days
  • Has a network of 10,000+ professionals
  • Offers up to $200 Off

Cons

  • Comparatively new in the market

Plans, Cost & Coverage

Liberty Home Guard offers three plans: Appliance Guard, System Guard, and Total Home Guard. The monthly premiums start at $49, with a flat rate deductible of $90 per visit. 

Read more about the LHG’s cost and plans below:

 

Appliances Guard

Systems Guard

Total Home Guard

Monthly Plan

$49.99

$54.99

$59.99

Annual Plan

$499.99

$549.99

$599.99

Appliances Guard

  • This plan covers repairs and replacements of 9 main home appliances like ovens, microwaves, and refrigerators
  • It’s a good option if you want thorough protection for your appliances

Systems Guard

  • This plan protects 6 key home systems such as HVAC, plumbing, heating, and electrical
  • Perfect for Nebraska residents who want to safeguard essential home systems

Total Home Guard

  • By combining both Appliance and System Guard plans, this option provides full coverage for nearly 15 home systems and appliances
  • Ideal for Nebraska homeowners waiting a comprehensive coverage plan at $59 per month

Why We Picked It?

Liberty Home Guard plans offer comprehensive coverage for your home appliances and systems, with options like Appliance Guard, System Guard, and Total Home Guard. Their plans start at affordable prices, ensuring you get peace of mind without breaking the bank. Additionally, Liberty Home Guard provides exceptional customer service, including round-the-clock support, making them a reliable choice for homeowners.

Best For Comprehensive Plans
3.7 | threehalf_star Excellent
1st month free + Free roof coverage

Monthly Cost

$50 - $58

Service Fee

$75 - $125

Response Time

Up to 48 hours

Pros & Cons

Pros

  • 90-day parts protection guarantee
  • Provides budget-friendly plans
  • Free roof leaks coverage

Cons

  • Lesser coverage limits

Plans, Cost & Coverage

Choice Home Warranty provides homeowners with two options: Basic Plan and Total Plan, with premiums starting at $50 monthly. Each time you request service, a service call fee of from $75 to $125 must be paid. 

Additionally, Choice Home Warranty offers a coverage limit of up to $3,000 per contract term for accessing, diagnosing, and repairing covered items. 

Here’s how much the company charges for each of its plans:

Plans

Monthly

Yearly

Basic Plan

$50.83

$569

Total Plan

$58.58

$670

Basic Plan

  • This plan covers 14 important home systems and appliances including heating, electrical, plumbing, and kitchen appliances
  • Offers cost-effective protection for everyday household necessities

Total Plan

  • Covers everything from the previous plan plus four additional items such as AC, refrigerator, washer, and dryer
  • Perfect for homeowners looking to get comprehensive coverage

Why We Picked It?

With over 14 years of experience and handling over 6 million service requests, Choice has proven reliability and expertise in the industry. Serving nearly 2 million homes, they understand the importance of prompt and efficient service. With plans starting at $50, they offer affordability without compromising on coverage. 

Their two plans cater to diverse needs, ensuring you can find the right level of protection for your home. Plus, with a vast network of over 25,000 contractors, you can count on quick and reliable responses to your claims.

Best For Affordable Coverage
3.8 | threehalf_star Excellent
$150 off + Free roof coverage + 2 months free

Monthly Cost

$44 - $47

Service Fee

$60 - $75

Response Time

12 - 48 hours

Pros & Cons

Pros

  • Offers budget-friendly plans
  • Customers opting for single payments can enjoy two months free
  • Same-day response on claims

Cons

  • Lesser coverage limits

Plans, Cost & Coverage

Select Home Warranty provides homeowners with a choice of three different plans – Bronze Care, Gold Care, and Platinum Care. These monthly plans range in price from $44 to $47. The company imposes a maximum limit of $2000 per covered item throughout the contract.

Here is a breakdown of SHW’s costs and plans:

 

Bronze Care

Gold Care

Platinum Care

Cost/Month

$44.42

$44.42

$47.75

Cost/Annum

$479.99

$479.99

$524.99

Bronze Plan

  • This plan offers coverage for up to 8 household appliances
  • It includes essential kitchen appliances like the refrigerator, oven, and dishwasher
  • It’s a good choice for those who specifically want coverage for their appliances

Gold Plan

  • Coverage for up to 7 home systems
  • Protection for HVAC, plumbing, water heater, and electrical systems
  • This plan is ideal for homeowners seeking coverage for their home’s essential systems

Platinum Plan

  • The plan covers a total of 18 systems and appliances
  • For comprehensive coverage, it includes coverage for plumbing stoppages, garage door openers, and ceiling fans
  • This plan is perfect for homeowners who want extensive coverage for their home, all for under $50 per month

Why We Picked It?

With over 11 years of experience in the industry, Select Home Warranty has established itself as a trusted provider. It offers comprehensive coverage plans that cater to diverse needs, including coverage for systems, appliances, or a combination of both. 

What sets Select Home Warranty apart is its commitment to customer satisfaction. Additionally, customers have the option to enhance their coverage with various add-ons, ensuring they can customize their plan to fit their specific needs.

Cyber Savings

50% Off + First Month Free

Don't let broken appliance break the bank

fourhalf_star

4.9/5

(888) 580-5416

Are Home Warranty Plans Beneficial For Nebraska Homeowners?

Home warranty plans in Nebraska can offer residents protection and peace of mind. Let’s find out how.

How Much Does a Nebraska Home Warranty Cost?

Here’s how much you can pay for a standard home warranty in Nebraska: 

Average Annual Cost

$300 - $700

Average Monthly Cost

$29.99 - $89.99

Average Service Fee (Deductible)

$60 - $125

Factors Influencing The Cost Of The Home Warranty

Home Warranty Coverage In Nebraska

Let’s delve into the specifics of home warranty coverage in Nebraska:

General Coverage Of Nebraska Home Warranty

  • Home Systems Nebraska home warranties typically cover major heating, plumbing, and electrical systems. These are vital to maintaining comfort, especially considering the state’s diverse climate.
  • Major Appliances Coverage extends to Nebraska home appliances such as refrigerators, stoves, ovens, dishwashers, and built-in microwaves.
  • Add-On Coverage Most home warranty providers offer optional coverage for additional items such as pool and spa equipment, well pumps, and septic systems.

Common Exclusions

  • Acts Of Nature Home warranties typically don’t cover damages caused by acts of nature such as floods, earthquakes, or other natural disasters. Home insurance companies usually handle these types of incidents.
  • Pre-Existing Issues Home warranty companies in Nebraska typically do not cover conditions or issues in your home before the coverage kicks in.
  • Others Home warranties usually don’t cover damages caused by mold, rust, corrosion, etc. 

Here Are Some Additional Points To Consider

  • Coverage limits Review the caps of different home warranty plans to determine which option offers the best value for your needs and budget.
  • Transferable coverage Home warranty coverage in Nebraska is often transferable, which can be advantageous for homeowners looking to sell their properties. Transferable coverage can add value to a home by assuring potential buyers against unforeseen repair costs.

Who regulates Home Warranty Companies In Nebraska?

The Nebraska Department of Insurance regulates home warranty companies in Nebraska. The NDOI oversees the regulation of insurance-related entities operating within the state. 

Final Word

Investing in a home warranty from one of the best companies in Nebraska can provide homeowners with financial security and peace of mind. Whether you're facing extreme weather conditions or unexpected appliance failures, a home warranty protects your home against costly repairs.

Cyber Savings

50% Off + First Month Free

Don't let broken appliance break the bank

fourhalf_star

4.9/5

(888) 580-5416

Frequently Asked Questions (FAQs)

What Are The Most Common Appliance Repairs In Nebraska?

A.

In Nebraska, where winters can be harsh, furnace repairs are frequently reported issues. Refrigerator repairs often address temperature fluctuations influenced by the state’s varying climate. Additionally, washing machines commonly require attention for issues like frozen pipes or problems related to hard water.

Does American Home Shield Cover Pre-Existing Conditions?

A.

American Home Shield (AHS) covers items with undetectable pre-existing conditions when a home warranty plan is purchased.

Are There Any Other Home Warranty Companies The Nebraska Homeowners Can Consider?

A.

The residents of Omaha City of Nebraska State can consider ServiceOne Home Warranty. Nebraska homeowners can also consider Elite Home Warranty for their service apart from the ones mentioned above.

What Happens If The Home Warranty Companies Can’t Repair The Appliances?

A.

If a home warranty company cannot repair a covered appliance, they typically follow the terms outlined in the contract. This may involve replacing the appliance with a similar model, providing a cash settlement based on depreciation, or seeking a second opinion. 

Homeowners should review their warranty agreement for specific procedures in such cases and maintain communication with the warranty provider for a satisfactory resolution.

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Best Home Warranty Companies

Cyber Savings
Elite Home Warranty

PROMOTION

50% Off + First Month Free

fourhalf_star 4.9
Excellent
American Home Shield

PROMOTION

$50 OFF on Multiple Properties

fourhalf_star 4.5
Excellent