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7 Best Home Warranty Companies In Omaha, Nebraska

Uncover the Best Home Warranty Companies In Omaha, Nebraska, to shield your home from appliance blues and system breakdowns. This guide compares top providers’ coverage, service, and budget, empowering you to find the perfect protection for your home.

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Offer Ends
In

$200 Off*
Free roof Coverage* +2 Months additional coverage
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100,000 user reviews

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16+ Years Of Experience

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6 Million Homeowners Served

Cyber Savings
fourhalf_star4.9/5
50% Off + First Month Free
MOST POPULAR
fourhalf_star4.5/5
$50 OFF on Multiple Properties

List Of The Best Home Warranty Companies In Omaha

Let's look at the list of the best home warranty companies in Omaha, Nebraska, that provide quality coverage and services.

Elite Home Warranty

Pros

  • Provides a 90-day workmanship guarantee
  • Allows you to choose $0 deductible fees
  • Extensive range of optional items available

Cons

  • Pricing details require more clarity
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50% Off + First Month Free

Premium

$45 - $60

Deductible

$70

States covered

49 states

Coverage not available in California

Appliances Coverage Limit

$15K

Response Time

24 - 48 hours

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Pros

  • Provides a 90-day workmanship guarantee
  • Allows you to choose $0 deductible fees
  • Extensive range of optional items available

Cons

  • Pricing details require more clarity

American Home Shield (AHS)

Pros

  • Wide contractor network of 15K pros ensuring prompt services
  • Generous coverage caps on systems and appliances
  • Coverage for undetectable pre-existing conditions

Cons

  • Service calls come with a higher charge
image displaying the offers available for the purchase of the home warranty plan

$50 OFF on Multiple Properties

Premium

$29 - $89

Deductible

$100 & $125

States covered

48 states

Coverage not available in Alaska and Hawaii

Appliances Coverage Limit

$4K - $5K

Response Time

Up to 48 hours

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Pros

  • Wide contractor network of 15K pros ensuring prompt services
  • Generous coverage caps on systems and appliances
  • Coverage for undetectable pre-existing conditions

Cons

  • Service calls come with a higher charge

First American Home Warranty

Pros

  • Protect services for 30 days
  • Higher appliance coverage limit of $5K
  • Unique coverage upgrades like Plumbing Plus

Cons

  • Limited optional coverage

Premium

$47 - $87

Deductible

$75, $100 & $125

States covered

35 states

Coverage not available in Alaska, Connecticut, Delaware, Hawaii, Illinois, Louisiana, Massachusetts, Maine, Minnesota, North Dakota, New Hampshire, New York, Rhode Island, Vermont and Wisconsin

Appliances Coverage Limit

$2.5K

Response Time

Up to 48 hours

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Pros

  • Protect services for 30 days
  • Higher appliance coverage limit of $5K
  • Unique coverage upgrades like Plumbing Plus

Cons

  • Limited optional coverage

2-10 Home Buyers Warranty

Pros

  • Deductibles starting at $65
  • High claim closure rate of 97.5%
  • Industry experience of over four decades

Cons

  • Below average customer ratings across various platforms

Premium

$17 - $69

Deductible

$65, $85, $100

States covered

44 states

Coverage not available in Alaska, Hawaii, New Hampshire, Oklahoma, Wisconsin and Wyoming

Appliances Coverage Limit

$25K

Response Time

N/A

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Pros

  • Deductibles starting at $65
  • High claim closure rate of 97.5%
  • Industry experience of over four decades

Cons

  • Below average customer ratings across various platforms

Liberty Home Guard

Pros

  • Separate plans for appliances & systems
  • Flexible coverage options starting at $1/day
  • Offers live chat option

Cons

  • Relatively new to the market
image displaying the offers available for the purchase of the home warranty plan

$200 off + 2 months free + Free roof leak protection

Premium

$50 - $60

Deductible

$90

States covered

All 50 U.S states

Appliances Coverage Limit

$2K/Item

Response Time

Up to 48 hours

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Pros

  • Separate plans for appliances & systems
  • Flexible coverage options starting at $1/day
  • Offers live chat option

Cons

  • Relatively new to the market

Choice Home Warranty

Pros

  • Offers complimentary protection against roof leaks
  • Round-the-clock Customer assistance
  • Parts covered under warranty for a period of 90 days

Cons

  • Very low aggregate coverage limit of $3K
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1st month free + Free roof coverage

Premium

$46 - $55

Deductible

$75 - $125

States covered

49 states

Coverage not available in Washington

Appliances Coverage Limit

Upto $3K/item

Response Time

Up to 48 hours

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Read Less

Pros

  • Offers complimentary protection against roof leaks
  • Round-the-clock Customer assistance
  • Parts covered under warranty for a period of 90 days

Cons

  • Very low aggregate coverage limit of $3K

Select Home Warranty

Pros

  • Lower service fee, starting from $60
  • Extensive network of trained and professional technicians

Cons

  • Reduced monetary caps on covered appliances
image displaying the offers available for the purchase of the home warranty plan

$150 off + Free roof coverage + 2 months free

Premium

$44 - $47

Deductible

$60 - $75

States covered

47 states

Coverage not available in Nevada, Washington and Wisconsin

Appliances Coverage Limit

$3K/Item

Response Time

12 - 48 hours

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Read Less

Pros

  • Lower service fee, starting from $60
  • Extensive network of trained and professional technicians

Cons

  • Reduced monetary caps on covered appliances
Cyber Savings

50% Off + First Month Free

Don't let broken appliance break the bank

fourhalf_star

4.9/5

(888) 580-5416

Home Warranty Cost And Coverage-Related Details For Omaha Residents

Discover the cost considerations and coverage options for home warranty companies in Omaha. Compare plans, annual premiums, and service call fees to make an informed decision.

Cost Considerations

Coverage Options
  • Annual Premiums This is the total amount you pay for a year of coverage. Depending on the provider, the amount can range from $299 - $799.
  • Monthly Premiums You can expect to pay between $29 to $89 per month, depending on your chosen company and coverage.
  • Service Call Fees: The amount most home warranty plans require each time you request a repair or replacement is known as service call fees or deductibles. This fee typically ranges from $75 to $125.

  • Optional Coverage The cost of add-on coverage varies depending on the specific item you want to include, usually between $5 to $99 per item.

  • Basic Plan This coverage usually includes major appliances and systems in your home, such as refrigerators, ovens, electrical systems, plumbing, and heating.
  • Comprehensive Plan Such plans have more extensive coverage. This plan offers everything covered in the basic plan, along with additional items like air conditioning systems, washers, dryers, and more.
  • Add-on coverage Providers allow you to customize your home warranty plan according to your needs. Omaha residents can add coverage for swimming pools, spas, well pumps, septic systems, and other components not typically included in the basic or comprehensive plans. 

Want to learn more about home warranties in Nebraska? Don’t miss out on our detailed guide to the Nebraska state page.

Why Should Omaha Citizens Get A Home Warranty?

In today's bustling world, homeowners in Omaha often find themselves juggling numerous responsibilities. With these responsibilities on their plates, it can be difficult for them to concentrate on home maintenance. This is where a home warranty can help! So, should Omaha citizens get a home warranty? Yes– let’s check the reasons in this section below. 

  • Weather extremes Omaha’s weather conditions are extreme. The city experiences hot summers and harsh winters. Therefore, a home warranty should provide strong coverage for HVAC, plumbing, and water heating systems.
  • Older homes Omaha is a well-known place for older homes. So, most of the appliances might be reaching the end of their lifespan. Hence, a warranty can provide peace of mind against frequent repairs and their unbearable costs. 
  • Added value for home buyers and sellers When purchasing a property, buyers are often reassured by a home warranty. It gives them the confidence that they won't immediately be faced with unexpected repair bills.

On the other hand, sellers who include a home warranty as part of their listing can attract more prospective buyers and potentially expedite the sale process.

Cost Of Common Household Repairs In Omaha

Keeping a household in top-notch condition is no easy task. Something needs fixing, from plumbing and HVAC to electrical work and appliance repairs. However, it’s essential to understand the cost of everyday household repairs in Omaha so you can budget accordingly. Let’s check out expenses associated with various repairs.

  • Plumbing

    Repair

    Average Cost 

    Running Toilet

    $100-$250

    Clogged Drain

    $100-$300

    Sewer Line Repair

    $2,500-$7,500

    Leaky Faucet

    $75-$150

    Basic Plumbing Services

    Up to $500

  • HVAC

    Repair

    Average Cost 

    Ductwork Cleaning

    $300-$700

    Thermostat Repair

    $100 – $500

    Air Conditioner Repair

    $200-$800

    Furnace Repair

    $150-$500

    Blower Motor Repair

    $150 – $600

  • Electrical

    Repair

    Average Cost

    Faulty Wiring Repair

    $150 – $500

    Broken Outlet

    $100-$200

    Panel Upgrade

    $1,000-$3,000

    Ceiling Fan Installation

    $150-$400

    Rewiring

    Up to $20,000

  • Appliances

    Repair

    Average Cost

    Refrigerator Repair

    $200 – $400

    Gas Grill Repair

    $150 – $300

    Dishwasher Repair

    $150 – $350

    Garbage Disposal Repair

    $100 – $300

    Microwave Repair

    $100 – $250
Cyber Savings

50% Off + First Month Free

Don't let broken appliance break the bank

fourhalf_star

4.9/5

(888) 580-5416

Essential Points To Consider While Getting A Home Warranty In Omaha, NE

With so many home warranties available in the market, it can be overwhelming to find the best coverage that meets your specific needs. Here are some essential points to consider when getting a home warranty in Omaha, NE.

A company that values customer satisfaction and provides excellent support can make your experience with the home warranty much more pleasant.

Cyber Savings

50% Off + First Month Free

Don't let broken appliance break the bank

fourhalf_star

4.9/5

(888) 580-5416

Who Regulates Home Warranty Companies In Omaha?

In Omaha, Nebraska, the home warranty industry isn’t directly regulated by any specific state agency. Unlike states like Florida where they fall under the insurance division, home warranties in Nebraska are considered service contracts and exempt from insurance regulation. However, there are still avenues for consumer protection and oversight:

Federal Level

Federal Trade Commission (FTC): The FTC enforces fair advertising and disclosure practices for all businesses, including home warranty companies. This means companies must clearly and accurately explain their coverage, costs, and limitations before you purchase. They also require a 30-day right-to-cancel period.

U.S. Department of Housing and Urban Development (HUD): HUD’s Real Estate Settlement Procedures Act (RESPA) mandates clear disclosure of home warranty terms and costs before a real estate transaction.

State Level

Nebraska Attorney General’s Office: While they don’t regulate the industry, they handle consumer complaints against any business, including home warranty companies. You can file a complaint online or by phone.

Nebraska Housing Assistance: This state agency can offer general advice and resources for homeowners, including information about home warranties.

Industry Self-Regulation

National Home Service Contract Association (NHSCA): This nonprofit association sets a code of ethics for its members, which includes fair dealing with consumers.

Service Contract Industry Council (SCIC): This national trade association advocates for consistent regulation of the service contract industry, including home warranties. They also maintain a list of member companies.

  • Federal Level

    Federal Trade Commission (FTC): The FTC enforces fair advertising and disclosure practices for all businesses, including home warranty companies. This means companies must clearly and accurately explain their coverage, costs, and limitations before you purchase. They also require a 30-day right-to-cancel period.

    U.S. Department of Housing and Urban Development (HUD): HUD’s Real Estate Settlement Procedures Act (RESPA) mandates clear disclosure of home warranty terms and costs before a real estate transaction.

  • State Level

    Nebraska Attorney General’s Office: While they don’t regulate the industry, they handle consumer complaints against any business, including home warranty companies. You can file a complaint online or by phone.

    Nebraska Housing Assistance: This state agency can offer general advice and resources for homeowners, including information about home warranties.

  • Industry Self-Regulation

    National Home Service Contract Association (NHSCA): This nonprofit association sets a code of ethics for its members, which includes fair dealing with consumers.

    Service Contract Industry Council (SCIC): This national trade association advocates for consistent regulation of the service contract industry, including home warranties. They also maintain a list of member companies.

Conclusion

A home warranty can protect your investment and provide peace of mind. Omaha, Nebraska's best home warranty companies, can offer comprehensive coverage, competitive pricing, and reliable customer service. Choosing the right company ensures that your home appliances and systems are in safe hands.

Cyber Savings

50% Off + First Month Free

Don't let broken appliance break the bank

fourhalf_star

4.9/5

(888) 580-5416

FAQs

How Does The Climatic Condition Of Omaha Impact The Essential Home Appliances?

Omaha’s climate, characterized by cold winters and hot summers, can impact home appliances. During winters, heating systems and water heaters may experience increased usage, potentially leading to more frequent repairs. In summer, air conditioning units may undergo extra strain. 

Additionally, fluctuating temperatures and humidity levels can affect the efficiency of appliances, potentially influencing their lifespan.

Are There Any Other Reputed Home Warranty Companies In Omaha?

Cinch Home Services, The Home Service Club & Service One Home Warranty are a few other good home warranty companies that Omaha homeowners can consider.

Do Home Warranty Companies Cover Pool Heaters Extensively Used In The Cold City Of Omaha?

Most home warranty companies do not cover pool services in their conventional plans, but there is always a choice for opting for pool coverage as a separate service.

Note: Ask about service one home warranty: https://go.serviceone.com/home-warranty. This is available only in the Omaha / Council Bluffs metro and Dubuque, Iowa. Please let me know if we can add this to the companies list. It’s a local company.

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Best Home Warranty Companies

Cyber Savings
Elite Home Warranty

PROMOTION

50% Off + First Month Free

fourhalf_star 4.9
Excellent
American Home Shield

PROMOTION

$50 OFF on Multiple Properties

fourhalf_star 4.5
Excellent