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7 Best Home Warranty Companies In Charlotte, North Carolina

Facing appliance and system breakdowns in Charlotte? Don’t sweat it! Discover the Best Home Warranty Companies In Charlotte, North Carolina, to safeguard your home and budget. This comprehensive guide compares top providers’ coverage, service, and pricing, empowering you to make an informed decision and secure peace of mind.

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Offer Ends
In

$200 Off*
Free roof Coverage* +2 Months additional coverage
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100,000 user reviews

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16+ Years Of Experience

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6 Million Homeowners Served

Cyber Savings
fourhalf_star4.9/5
50% Off + First Month Free
MOST POPULAR
fourhalf_star4.5/5
$50 OFF on Multiple Properties

List Of The Best Home Warranty Companies In Charlotte

Protecting your home and budget from unexpected expenses is crucial, and the best home warranty companies in Charlotte, North Carolina, are here to help.

Elite Home Warranty

Pros

  • Fully customizable plans
  • Competitive pricing
  • Coverage limits of up to $3,000/ item and $8,000 per contract term

Cons

  • 30 days of waiting period before filing the first claim
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50% Off + First Month Free

Premium

$45 - $60

Deductible

$70

States covered

49 states

Coverage not available in California

Appliances Coverage Limit

$15K

Response Time

24 - 48 hours

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Pros

  • Fully customizable plans
  • Competitive pricing
  • Coverage limits of up to $3,000/ item and $8,000 per contract term

Cons

  • 30 days of waiting period before filing the first claim

American Home Shield (AHS)

Pros

  • AHS offers a wide range of coverage options
  • A large network of qualified technicians ensures prompt service
  • High coverage limits for appliances, up to $6K is available

Cons

  • Some customers complain that the customer service is usually slow in resolving issues
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$50 OFF on Multiple Properties

Premium

$29 - $89

Deductible

$100 & $125

States covered

48 states

Coverage not available in Alaska and Hawaii

Appliances Coverage Limit

$4K - $5K

Response Time

Up to 48 hours

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Pros

  • AHS offers a wide range of coverage options
  • A large network of qualified technicians ensures prompt service
  • High coverage limits for appliances, up to $6K is available

Cons

  • Some customers complain that the customer service is usually slow in resolving issues

Liberty Home Guard

Pros

  • Live chat option for prompt customer assistance
  • Unique add-on coverage for service like pest control
  • Protects your repairs for 60 days

Cons

  • Higher deductibles
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$200 off + 2 months free + Free roof leak protection

Premium

$50 - $60

Deductible

$90

States covered

All 50 U.S states

Appliances Coverage Limit

$2K/Item

Response Time

Up to 48 hours

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Pros

  • Live chat option for prompt customer assistance
  • Unique add-on coverage for service like pest control
  • Protects your repairs for 60 days

Cons

  • Higher deductibles

Select Home Warranty

Pros

  • Free roof leak coverage with all of its plans
  • 90 days of repair guarantee
  • Pocket-friendly home warranty coverage

Cons

  • Lower appliance limits as per the industry average
image displaying the offers available for the purchase of the home warranty plan

$150 off + Free roof coverage + 2 months free

Premium

$44 - $47

Deductible

$60 - $75

States covered

47 states

Coverage not available in Nevada, Washington and Wisconsin

Appliances Coverage Limit

$3K/Item

Response Time

12 - 48 hours

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Pros

  • Free roof leak coverage with all of its plans
  • 90 days of repair guarantee
  • Pocket-friendly home warranty coverage

Cons

  • Lower appliance limits as per the industry average

ServicePlus Home Warranty

Pros

  • Discounts including $200 Off on annual plans
  • Services guaranteed for 90 days
  • 24/7 service availability

Cons

  • Lesser market experience
image displaying the offers available for the purchase of the home warranty plan

$200 Off + 2 Months Free*

Premium

$43 - $79

Deductible

$75

States covered

46 states

Coverage not available in California, Nevada, New York and Washington

Appliances Coverage Limit

$3K/item

Response Time

48 hours

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Read Less

Pros

  • Discounts including $200 Off on annual plans
  • Services guaranteed for 90 days
  • 24/7 service availability

Cons

  • Lesser market experience

The Home Service Club

Pros

  • 10,000+ technicians available
  • Covers home items irrespective of their age
  • 30 days of labor recall guarantee

Cons

  • Restrictive dollar limits, only $2k per claim per year

Premium

$50 - $62

Deductible

$65 - $125

States covered

All 50 U.S states

Appliances Coverage Limit

$6K - $9K per plan

Response Time

24 to 48 hours

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Read Less

Pros

  • 10,000+ technicians available
  • Covers home items irrespective of their age
  • 30 days of labor recall guarantee

Cons

  • Restrictive dollar limits, only $2k per claim per year

America’s Preferred Home Warranty (APHW)

Pros

  • Service fee starting from $50
  • Coverage for roofs & extended pipes
  • Only one coverage plan is available

Cons

  • Confusing payment options

Premium

$58.82 - $63.48

Deductible

$50 & $100

States covered

49 states

Coverage not available in California

Appliances Coverage Limit

$25,000 contractual limit

Response Time

48 - 72 hours

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Pros

  • Service fee starting from $50
  • Coverage for roofs & extended pipes
  • Only one coverage plan is available

Cons

  • Confusing payment options
Cyber Savings

50% Off + First Month Free

Don't let broken appliance break the bank

fourhalf_star

4.9/5

(888) 580-5416

Home Warranty Cost And Coverage-Related Details For Charlotte Residents

In this section, let’s discuss the cost and coverage-related details of home warranties specifically for Charlotte residents.

Cost Considerations

Coverage Options
  • Premiums Typically, the cost varies depending on the level of coverage and the provider you choose. On average, homeowners can expect to pay between $29 and $80 monthly and $259 to $700 annually.

  • Service Call Fees You are expected to pay between $60 to $125 during each service visit. 
  • Basic Coverage Typically covers major home systems such as electrical, plumbing, heating, and cooling.
  • Combinational Coverage The combo coverage includes systems plus appliances such as refrigerators, dishwashers, ovens, and washing machines.
  • Optional Coverage Includes items like pools, spas, septic systems, maintenance services, electronics, or even pest control.

Dive into our North Carolina state page to compare costs, coverage, and plans from top-rated home warranty companies across the state!

Why Should Charlotte Citizens Get A Home Warranty?

From freezing wintertime to scorching summer heat, Charlotte's extreme climate takes a toll on your home items, causing significant financial strain. However, there is a solution  – a home warranty. Let’s find out why Charlotte citizens should consider getting a home warranty and how it can benefit them.

  • Unpredictable Weather Conditions Charlotte experiences drastic weather changes throughout the year. Winters can be bitterly cold, with temperatures dropping well below freezing.
    On the other hand, summers can be sweltering, with temperatures often reaching as high as 96°F. Such extreme temperature fluctuations can strain your home's systems and appliances, leading to increased maintenance costs.
  • Reduced Cost of Repairs and Replacements Instead of shelling out thousands of dollars for repairs or replacements, you can rely on the warranty to cover most expenses. This can lead to significant savings, especially considering the fluctuating weather conditions in Charlotte and the potential for multiple repairs in a year.
  • Convenient and Time-Saving Instead of scrambling to find a reliable technician whenever an issue arises, you only need to contact a single source – your home warranty provider. They will handle the entire process, from dispatching a qualified technician to overseeing the repair or replacement!
  • Protection for Multiple Systems and Appliances From HVAC systems and electrical wiring to kitchen appliances and plumbing, a comprehensive home warranty covers a wide range of items. This comprehensive protection ensures you don't have to worry about unexpected expenses when something goes wrong.
  • Peace of Mind With a home warranty, you can enjoy quick resolutions for any issues in your home. Instead of waiting days or weeks for a technician to become available or for replacement parts to arrive, a home warranty ensures that repairs or replacements are prioritized. 
  • Potential Selling Point If you plan to sell your home in the future, having a home warranty could be a valuable selling point. It gives potential buyers confidence in the condition of the home's major systems and appliances.

Cost Of Common Household Repairs In Charlotte

Here’s how much you may have to pay in Charlotte to fix your key home items without a home warranty!

  • Plumbing

    Repair

    Average Cost 

    Running Toilet

    $100-$250

    Clogged Drain

    $100-$300

    Sewer Line Repair

    $2,500-$7,500

    Leaky Faucet

    $75-$150

    Basic Plumbing Service

    $200 to $330

  • HVAC

    Repair

    Average Cost 

    Compressor Repair (AC)

    Up to $2,000

    Ductwork Cleaning

    $300-$700

    Thermostat Repair

    $150 – $450

    Air Conditioner Repair

    $200-$800

    Furnace Repair

    $150-$500

  • Electrical

    Repair

    Average Cost

    Broken Outlet

    $100-$200

    Fixture Installation

    $100 – $200

    Panel Upgrade

    $1,000-$3,000

    Ceiling Fan Installation

    $150-$400

    Rewiring

    Up to $20,000

  • Appliances

    Repair

    Average Cost

    Refrigerator 

    $200-$400

    Dishwasher 

    $150-$350

    Gas grill 

    $150 – $300

    Oven 

    $100-$400

    Washing Machine 

    $120-$350
Cyber Savings

50% Off + First Month Free

Don't let broken appliance break the bank

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4.9/5

(888) 580-5416

Essential Points To Consider While Getting A Home Warranty In Charlotte, NC

Before deciding on a home warranty, it’s essential to understand the essential points. Let’s check them out below:

Cyber Savings

50% Off + First Month Free

Don't let broken appliance break the bank

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4.9/5

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Who Regulates Home Warranty Companies In Charlotte?

While there isn’t a single agency directly regulating home warranty companies in Charlotte, there are two key players involved in overseeing them – North Carolina Department of Justice (NCDOJ) and Federal Trade Commission (FTC):

North Carolina Department of Justice (NCDOJ)

  • (NCDOJ) offer resources and information on home warranties, including potential issues and red flags to watch out for.
  • You can file a complaint against a home warranty company with the NCDOJ if you have a dispute.

Federal Trade Commission (FTC)

  • The FTC enforces general consumer protection laws that apply to home warranty companies, requiring fair and accurate advertising and clear disclosure of information.
  • They offer resources on home service contracts, which include home warranties, to help consumers make informed decisions.
  • While there’s no direct regulation, these resources provide some oversight and protection for consumers in Charlotte.

  • North Carolina Department of Justice (NCDOJ)

    • (NCDOJ) offer resources and information on home warranties, including potential issues and red flags to watch out for.
    • You can file a complaint against a home warranty company with the NCDOJ if you have a dispute.

  • Federal Trade Commission (FTC)

    • The FTC enforces general consumer protection laws that apply to home warranty companies, requiring fair and accurate advertising and clear disclosure of information.
    • They offer resources on home service contracts, which include home warranties, to help consumers make informed decisions.
    • While there’s no direct regulation, these resources provide some oversight and protection for consumers in Charlotte.

Conclusion

This guide will help you compare the best home warranty companies in Charlotte and find a plan that suits your needs. To do so, weigh the features, coverage, and cost details to find your perfect match. Remember, peace of mind for your Charlotte home is just a warranty away. Choose wisely, and enjoy the confidence that comes with expert protection!

Cyber Savings

50% Off + First Month Free

Don't let broken appliance break the bank

fourhalf_star

4.9/5

(888) 580-5416

FAQs

Are Home Warranties Worth It In Charlotte?

Home warranties can be worth it in Charlotte, addressing common issues like air conditioning repairs due to the warm climate and plumbing or appliance malfunctions. They provide financial protection and peace of mind for homeowners facing unexpected repair costs. However, individual needs and preferences should be considered when deciding if a home warranty is worthwhile.

What Are Some Of The Frequent Home Warranty Claims In Charlotte?

Considering the hot & humid summers coupled with occasional snowfall in the winter months, Charlotte experiences a wide range of weather conditions. Therefore, some of the most frequently malfunctioning appliances are air conditioners, HVAC systems, and water heaters. There are a few cases of plumbing repairs as well.

What Types Of Home Warranty Plans Are Available In Charlotte?

A home warranty coverage may cover your appliances, systems, or both. If you need additional coverage for your house, combination plans are good; however, if you’re more concerned about a particular system or appliance, you might be better off with an appliance- or system-only plan.

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Best Home Warranty Companies

Cyber Savings
Elite Home Warranty

PROMOTION

50% Off + First Month Free

fourhalf_star 4.9
Excellent
American Home Shield

PROMOTION

$50 OFF on Multiple Properties

fourhalf_star 4.5
Excellent