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7 Best Home Warranty Companies In Raleigh, North Carolina

Raleigh’s booming tech scene deserves equally reliable home systems. But who are the Best Home Warranty Companies In Raleigh, North Carolina? We’ve done the legwork, comparing coverage, pricing, and customer reviews to identify the champions who’ll keep your appliances purring and your wallet happy.

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Offer Ends
In

$200 Off*
Free roof Coverage* +2 Months additional coverage
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100,000 user reviews

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16+ Years Of Experience

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6 Million Homeowners Served

OUR #1 PICK
fourhalf_star4.9/5
$150 Off + First Month Free
MOST POPULAR
fourhalf_star4.1/5
1st Month Free + Free Roof Coverage

List Of The Best Home Warranty Companies In Raleigh

We've compiled a list of the 7 best home warranties in Raleigh, each with its own unique strengths to suit your needs. Dive in, compare, and find the perfect warranty to keep your Raleigh home running smoothly and your mind at ease.

Elite Home Warranty

Pros

  • Optional add-ons at competitive pricing
  • Higher coverage limits for appliances
  • 90-day workmanship guarantee

Cons

  • Workmanship guarantee is not provided if opted for a technician of your choice
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$150 Off + 1 Month Free. 30 Day Free Trial!

Premium

$45 - $60

Deductible

$70

States covered

49 states

Coverage not available in California

Appliances Coverage Limit

$15K

Response Time

24 - 48 hours

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Pros

  • Optional add-ons at competitive pricing
  • Higher coverage limits for appliances
  • 90-day workmanship guarantee

Cons

  • Workmanship guarantee is not provided if opted for a technician of your choice

Choice Home Warranty

Pros

  • Simple and affordable plans with high coverage caps
  • Fast and easy online claim filing
  • Positive customer reviews for responsiveness

Cons

  • Limited coverage for some systems and appliances
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1st month free + Free roof coverage

Premium

$46 - $55

Deductible

$75 - $125

States covered

49 states

Coverage not available in Washington

Appliances Coverage Limit

Upto $3K/item

Response Time

Up to 48 hours

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Pros

  • Simple and affordable plans with high coverage caps
  • Fast and easy online claim filing
  • Positive customer reviews for responsiveness

Cons

  • Limited coverage for some systems and appliances

America’s First Choice

Pros

  • Highly customizable coverage plans to fit your specific needs
  • Optional preventative maintenance add-on
  • Positive customer reviews for claim handling

Cons

  • Positive customer reviews for claim handling

Premium

$33 - $56

Deductible

$75 - $125

States covered

46 states

Coverage not available in California, Florida, Hawaii and Washington

Appliances Coverage Limit

N/A

Response Time

N/A

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Pros

  • Highly customizable coverage plans to fit your specific needs
  • Optional preventative maintenance add-on
  • Positive customer reviews for claim handling

Cons

  • Positive customer reviews for claim handling

American Home Shield (AHS)

Pros

  • Comprehensive coverage for major systems and appliances
  • Extensive network of qualified technicians
  • Strong customer service reputation.

Cons

  • Higher premiums compared to some competitors
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$50 OFF on Multiple Properties

Premium

$29 - $89

Deductible

$100 & $125

States covered

48 states

Coverage not available in Alaska and Hawaii

Appliances Coverage Limit

$4K - $5K

Response Time

Up to 48 hours

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Pros

  • Comprehensive coverage for major systems and appliances
  • Extensive network of qualified technicians
  • Strong customer service reputation.

Cons

  • Higher premiums compared to some competitors

First American Home Warranty

Pros

  • Top-tier appliance coverage, including built-ins and refrigerators
  • Extended warranty options available
  • Generous coverage for pools and spas

Cons

  • May have longer wait times for certain service requests

Premium

$47 - $87

Deductible

$75, $100 & $125

States covered

35 states

Coverage not available in Alaska, Connecticut, Delaware, Hawaii, Illinois, Louisiana, Massachusetts, Maine, Minnesota, North Dakota, New Hampshire, New York, Rhode Island, Vermont and Wisconsin

Appliances Coverage Limit

$2.5K

Response Time

Up to 48 hours

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Pros

  • Top-tier appliance coverage, including built-ins and refrigerators
  • Extended warranty options available
  • Generous coverage for pools and spas

Cons

  • May have longer wait times for certain service requests

Cinch Home Services

Pros

  • Over 40 years of experience in the industry
  • Six-month workmanship guarantee on repairs
  • Transparent pricing with no hidden fees

Cons

  • Limited customization options for coverage plans

Premium

$38 - $66

Deductible

$100, $125, $150

States covered

48 states

Coverage not available in Alaska and Hawaii

Appliances Coverage Limit

$10K

Response Time

Same day

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Pros

  • Over 40 years of experience in the industry
  • Six-month workmanship guarantee on repairs
  • Transparent pricing with no hidden fees

Cons

  • Limited customization options for coverage plans

Liberty Home Guard

Pros

  • Good customer satisfaction ratings
  • Specialized HVAC protection plans available
  • Roof leak coverage add-on available

Cons

  • Limited availability in some areas of Raleigh
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$200 off + 2 months free + Free roof leak protection

Premium

$50 - $60

Deductible

$90

States covered

All 50 U.S states

Appliances Coverage Limit

$2K/Item

Response Time

Up to 48 hours

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Pros

  • Good customer satisfaction ratings
  • Specialized HVAC protection plans available
  • Roof leak coverage add-on available

Cons

  • Limited availability in some areas of Raleigh
OUR #1 PICK

$150 Off + First Month Free

Don't let broken appliance break the bank

fourhalf_star

4.9/5

(888) 580-5416

Pro Tip: Dive into our Best Home Warranty Companies page, compare the nation's leading providers, and choose the perfect shield for your home.

Home Warranty Cost And Coverage-Related Details For Raleigh Residents

Discovering the right home warranty plan in Raleigh involves delving into cost and coverage specifics. Explore plans tailored to your needs, considering expenses and the scope of protection for your home systems and appliances. 

Cost Considerations

Coverage Options
  • Average Annual Cost $400-$700, depending on coverage and service call fees.
  • Monthly Vs. Annual Payments Both options are available, with annual discounts often offered.
  • Service Call Fees Typically $75-$100, act like deductibles before coverage kicks in.
  • Basic Plans Cover major appliances like refrigerators, ranges, and dishwashers.
  • Comprehensive Plans Add plumbing, electrical, HVAC, and more.
  • Optional Add-Ons Pools, spas, roof leaks, and other specialized systems.

 

Why Should Raleigh Citizens Get A Home Warranty?

Here's why a home warranty might be the perfect companion for your Raleigh haven:

  • Humid Summers, Chilly Winters Raleigh's weather swings from summer's steamy embrace to winter's frosty kisses, which can stress your HVAC system. A home warranty can cover essential repairs, ensuring your home stays a comfortable haven year-round.
  • Stormy Season Surprises Hurricanes and thunderstorms, though not frequent, can leave behind electrical woes or plumbing problems. A warranty can be your ally, offering financial protection and quick repairs to get your Raleigh nest back in order.
  • New Construction Boom With Raleigh's rapid growth, many residents own newer homes. While modern systems often have warranties, a comprehensive home warranty can go beyond, offering additional peace of mind and protection against unexpected breakdowns.
  • Financial Buffer Unexpected repairs can throw a wrench in your budget. A home warranty is a financial cushion, covering repairs or replacements for covered items, saving you from costly surprises.
  • Convenience & Confidence Forget the hassle of finding qualified repair technicians and dealing with paperwork. A home warranty takes care of it all, allowing you to focus on enjoying Raleigh's many offerings.

Cost Of Common Household Repairs In Raleigh

Here’s a breakdown of average costs for common household repairs in Raleigh, North Carolina, categorized by Plumbing, HVAC, Electrical, and Appliances:

  • Plumbing

    Service

    Average Cost

    Toilet Repair

    $150-$300

    Faucet Repair

    $50-$100

    Drain Cleaning

    $100-$200

    Garbage Disposal Repair

    $150-$250

    Water Leak Repair

    $200-$500

  • HVAC

    Service

    Average Cost

    Furnace Repair

    $200-$500

    Air Conditioner Repair

    $100-$300

    Heat Pump Repair

    $300-$600

    Ductwork Cleaning

    $150-$250

    Thermostat Replacement

    $100-$200

  • Electrical

    Service

    Average Cost

    Panel Upgrade

    $1,500-$3,000

    Outlet Or Switch Replacement

    $50-$100

    Dimmer Switch Replacement

    $75-$150

    Ceiling Fan Installation

    $100-$200

    Gfci Outlet Installation

    $150-$250

     

  • Appliances

    Service

    Average Cost

    Refrigerator Repair

    $300-$600

    Dishwasher Repair

    $150-$300

    Washer Repair

    $100-$200

    Dryer Repair

    $100-$300

    Oven Repair

    $150-$300
OUR #1 PICK

$150 Off + First Month Free

Don't let broken appliance break the bank

fourhalf_star

4.9/5

(888) 580-5416

Essential Points To Consider While Getting A Home Warranty In Raleigh, NC

When obtaining a home warranty in Raleigh, NC, consider the following essential points to ensure comprehensive coverage that aligns with the specific needs of the region:

OUR #1 PICK

$150 Off + First Month Free

Don't let broken appliance break the bank

fourhalf_star

4.9/5

(888) 580-5416

Who Regulates Home Warranty Companies In Raleigh?

Home warranty companies in Raleigh, North Carolina, are not directly regulated by the state like insurance companies. However, a few entities still play a role in overseeing their activities:

North Carolina Department of Insurance (DOI):

While the DOI doesn’t regulate home warranty companies, they provide resources for consumers on understanding service agreements, including home warranties. They also handle complaints about unfair or deceptive practices by any company operating in the state, including home warranty providers. 

North Carolina Attorney General's Office:

Similar to the DOI, the Attorney General’s Office can investigate home warranty companies for unfair or deceptive practices.

Federal Trade Commission (FTC):

 FTC has broad authority to regulate unfair and deceptive business practices, including those of home warranty companies. While they may not directly license or regulate them, they can take action against companies that violate consumer protection laws. 

Industry self-regulation:

Some home warranty companies belong to industry associations like the Service Contract Industry Council (SCIC), which sets ethical standards and provides a dispute resolution process for customers.

  • North Carolina Department of Insurance (DOI):

    While the DOI doesn’t regulate home warranty companies, they provide resources for consumers on understanding service agreements, including home warranties. They also handle complaints about unfair or deceptive practices by any company operating in the state, including home warranty providers. 

  • North Carolina Attorney General's Office:

    Similar to the DOI, the Attorney General’s Office can investigate home warranty companies for unfair or deceptive practices.

  • Federal Trade Commission (FTC):

     FTC has broad authority to regulate unfair and deceptive business practices, including those of home warranty companies. While they may not directly license or regulate them, they can take action against companies that violate consumer protection laws. 

  • Industry self-regulation:

    Some home warranty companies belong to industry associations like the Service Contract Industry Council (SCIC), which sets ethical standards and provides a dispute resolution process for customers.

Conclusion

In the quest for the best home warranty in Raleigh, North Carolina, prioritize providers offering extensive coverage for the region's climate. Look for plans addressing HVAC needs, hurricane preparedness, and pest control. Choose a company tailored to Raleigh's unique requirements, ensuring comprehensive protection for your home's systems and appliances.

OUR #1 PICK

$150 Off + First Month Free

Don't let broken appliance break the bank

fourhalf_star

4.9/5

(888) 580-5416

FAQs

What Are The Frequent Home Warranty Claims Made In Raleigh, North Carolina?

Frequent home warranty claims in Raleigh, North Carolina, often involve air conditioning repairs due to the warm climate. Additionally, issues with electrical systems, plumbing, and water heaters are commonly reported.

What Types Of Home Warranty Plans Can I Get In Raleigh?

Various kinds of home warranties are available in Raleigh, such as comprehensive plans and plans that cover systems or appliances separately. 

Nearly all of your systems and appliances, such as your washing machine, dishwasher, and plumbing, will be covered by a comprehensive plan. Only the things specified in the contract will be covered by a plan exclusively covering appliances or systems.

Who Needs A Home Warranty In Raleigh?

Home warranty programs are available to homeowners, landlords, real estate brokers, and first-time homebuyers. In the long run, the best home warranty companies in Raleigh listed above can help you save money and increase the appeal of your property to potential purchasers.

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