Best Home Warranty Companies In ohio 2024

Ohio has a humid subcontinental climate with hot and humid summers and colder winters. These extreme temperature fluctuations can strain household items, and a home warranty helps avoid high maintenance costs (an average of $18,000!). We explore the best home warranty companies in Ohio to help you find the perfect warranty for you.

Our Picks: 5 Best Home Warranty Companies For ohio Residents

Look at the top home warranty companies we have shortlisted for you among various home warranty companies in Ohio.

Highly Rated By Customers

4.9 |

Excellent

$150 Off + 1 Month Free. 30 Day Free Trial!

Monthly Cost

$45 - $60

Service Fee

$70

Response Time

24 - 48 hours

(888) 580-5416

Pros & Cons

Pros

90-day workmanship guarantee
Coverage limits up to $15,000
30-day free trial

Cons

Lacks in providing proper pricing information

Plans, Cost & Coverage

Elite Home Warranty provides three plans: Elite Appliances, Elite Systems, and Elite Complete. Homeowners can personalize their coverage from a selection of 15 home items. Moreover, the plans start at $44 monthly and offer comprehensive protection.

Here is a detailed analysis of Elite Home Warranty plans and pricing:

	Elite Appliances	Elite Systems	Elite Complete
Cost at $70 Service Call Fee	$44.99	$49.99	$59.99

Elite Appliances

Covers eight essential kitchen and general appliances
The plan includes garbage disposal, refrigerator, and dishwasher, etc
Individuals with a budget of $45 per month can consider this plan

Elite Systems Plan

Provides coverage for seven essential home systems
Includes air conditioning, electrical, plumbing, and water heater
Ideal for individuals looking for system coverage under $50 per month

Elite Complete

Comprehensive plan provides coverage for both home systems and appliances
Best-Suited for Ohio people seeking comprehensive protection at $60/monthly

Why We Picked It?

Elite Home Warranty offers customizable coverage options, allowing customers to tailor their appliance or system selection without additional charges. The company provides thorough information regarding coverage limits, including generous aggregate dollar caps of up to $15,000 per contract term.

Best For Comprehensive Plans

4.1 |

Excellent

1^st month free + Free roof coverage

Monthly Cost

$46 - $55

Service Fee

$75 - $125

Response Time

Up to 48 hours

Pros & Cons

Pros

Coverage for homes up to 5000 sq ft without extra fee
Discounts on multi-year plans
Free roof leak coverage

Cons

Lower coverage limits

Plans, Cost & Coverage

Choice Home Warranty has two plans: Basic Plan and Total Plan, with pricing starting at $46 per month. Moreover, a deductible of $75 to $125 is charged. Choice has a coverage limit of up to $3,000 annually.

Let’s understand CHW’s plans and costs in detail.

Plans	Monthly	Yearly
Basic Plan	$46.83	$532
Total Plan	$55.87	$660

Basic Plan

Covers 14 essential systems and appliances
Offers cost-effective protection for everyday household necessities starting at $46
Ideal for Ohio homeowners looking for basic coverage plans

Total Plan

Covers everything from the previous plan plus four additional items such as AC, refrigerator, washer, and dryer
Suitable for homeowners looking for protection for their most valuable asset

Why We Picked It?

Choice has a network of over 25,000, protecting homeowners. The two home warranty plans protect different household appliances and systems. There is also a 30-day labor guarantee and a 90-day part guarantee. Due to its budget-friendly options and thorough coverage, Choice Home Warranty has gained popularity among Ohio residents.

The Industry Leader

4.5 |

Excellent

Monthly Cost

$29 - $89

Service Fee

$100 & $125

Response Time

Up to 48 hours

Pros & Cons

Pros

Generous coverage for covered items
Covers unknown pre-existing conditions
24/7 emergency service

Cons

Higher deductibles

Plans, Cost & Coverage

American Home Shield provides three plans: ShieldSilver, ShieldGold, and ShieldPlatinum. The plans start at $29.99 per month. The company also provides coverage limits for appliances and systems of up to $4,000 and $5,000, respectively.

Let’s look at the cost and plan details below for further explanation.

	ShieldSilver	ShieldGold	ShieldPlatinum
Cost at $125 Service Call Fee	$29.99	$39.99	$49.99
Cost at $100 Service Call Fee	$59.99	$69.99	$79.99

ShieldSilver

Coverage for 14 major systems like heating, plumbing, and electrical
Suitable for homeowners seeking essential home systems coverage

ShieldGold

Covers everything from the previous plan, plus 9 essential appliances
Offers coverage for major systems as well as kitchen and laundry appliances
Considerable for Ohio homeowners seeking extensive coverage for home systems and kitchen appliances

ShieldPlatinum

This is a comprehensive plan covering 24 home systems and appliances, with a free HVAC tune-up
With appliance limits up to $4,000, making it a good choice for anyone seeking comprehensive coverage

Why We Picked It?

With an industry experience of 50+ years, American Home Shield has offered services to more than 2 million customers nationwide. The company provides benefits such as unknown pre-existing conditions, generous coverage limits, and the freedom to select your deductible.

Best For Affordable Coverage

3.8 |

Excellent

$150 off + Free roof coverage + 2 months free

Monthly Cost

$44 - $47

Service Fee

$60 - $75

Response Time

12 - 48 hours

Pros & Cons

Pros

A good network of contractors
Provides discounts on multi-year plans
Same-day response on claims

Cons

Lower appliances limits

Plans, Cost & Coverage

Select Home Warranty offers three plans: Bronze Care, Gold Care, and Platinum Care. The monthly plans start at $44.42, and the annual plans start at $479.99. Select offers a coverage limit of $3,000 for HVAC and $2,000 for other systems and appliances.

Here is a breakdown of SHW’s costs and plans:

	Bronze Care	Gold Care	Platinum Care
Cost/Month	$44.42	$44.42	$47.75
Cost/Annum	$479.99	$479.99	$524.99

Bronze Plan

Covers eight major household appliances starting at $44.42 per month
Suitable for Ohio residents looking for a budget-friendly appliance repair plan

Gold Plan

Offers coverage to six essential home systems, including HVAC, plumbing, water heater, electrical, etc
Considerable for homeowners seeking home warranty coverage for systems

Platinum Plan

Comprehensive coverage plan includes all the items from the other two plans, with plumbing stoppages, garage door openers, and ceiling fans
Best-suited for Ohio homeowners looking for comprehensive coverage plans

Why We Picked It?

With ten years of involvement in the home warranty sector, Select Home Warranty offers substantial expertise. Its reputable status and broad coverage render it a favored option among Ohio residents, particularly those seeking roof protection, provided at no extra cost.

Best For Add-ons

4.7 |

Excellent

$200 Off + 2 Months Free + Free Roof Leak Protection

Monthly Cost

$50 - $60

Service Fee

$90

Response Time

Up to 48 hours

Pros & Cons

Pros

Offers live chat option for customers
Optional pest control service available
Extensive add-ons list

Cons

Lesser coverage caps

Plans, Cost & Coverage

Liberty Home Guard offers three plan options: Appliance Guard, System Guard, and Total Home Guard. The premiums start at $49 per month, and there is a flat service fee of $90 per visit.

Here is a detailed analysis of the cost and plans offered by Liberty Home Guard:

	Appliances Guard	Systems Guard	Total Home Guard
Monthly Plan	$49.99	$54.99	$59.99
Annual Plan	$499.99	$549.99	$599.99

Appliances Guard

Offers protection for nine major appliances, such as ovens, microwaves, refrigerators, and dishwashers
Suitable for Ohio homeowners looking for a plan specifically for appliances

Systems Guard

Coverage for six essential home systems, like HVAC, electrical, and plumbing
All the covered systems are capped up to $500 per contract term

Total Home Guard

Offers comprehensive coverage for nearly 15 home systems and appliances
Homeowners wanting a maximum coverage plan can opt for this

Why We Picked It?

LHG has a network of 10,000 trained technicians, which helps it provide timely post-claim services. The company also provides a 60-day workmanship guarantee, pest control services, round-the-clock customer support, and more.

OUR #1 PICK

$150 Off + First Month Free

Don't let broken appliance break the bank

4.9/5

(888) 580-5416

Are Home Warranty Plans Beneficial For Ohio Homeowners?

In this section, we'll review the most common reasons homeowners must consider a home warranty in Ohio.

Ohio faces a temperature between 22°F and 84°F, challenging the household items.
Overworking appliances and systems will increase energy costs. Moreover, problems with HVAC systems can occur due to extreme weather.
Roof leaks are common for Ohio residents because of the heavy rainfall. Ohio residents can consider a plan that offers roof leak coverage under basic coverage.
The average home maintenance cost in the state is $7,000 annually, which can be costly for middle-class homeowners. Keeping aside such a large amount in case of unexpected household item failure can be challenging.
In areas like Canton, the temperature drops to -9° F, making it quite difficult for home appliances and systems to function.
The humid temperatures make it a nightmare for household items to function at their best speed. Outdoor appliances such as garage door openers face the wrath of extreme heat and humidity.
A home warranty in Ohio will help if any household item breaks down due to normal wear and tear.

How Much Does An Ohio Home Warranty Cost?

Here’s how much you can pay for an Ohio Home Warranty.

Average Annual Cost

$300 - $700

Average Monthly Cost

$29 - $89

Average Service Fee (Deductible)

$60 - $125

Factors Influencing The Cost Of The Home Warranty

Climate Considerations: Ohio experiences various weather conditions, from hot summers to cold winters. Homes in regions prone to extreme temperatures may require additional coverage for HVAC systems, which can impact the overall cost.
Home Size & Age: Larger or older properties may require more extensive coverage, leading to higher home warranty costs.
Home Systems & Appliances: The types and number of systems and appliances covered under the home warranty plan can affect pricing. Additional coverage for pool equipment or well pumps may incur extra costs.

Home Warranty Coverage In Ohio

Here’s what you need to know about home warranty coverage in Ohio.

General Coverage Of Ohio Home Warranty

Basic Coverage A standard home warranty plan in Ohio typically covers major systems and appliances, including HVAC, electrical, plumbing, and kitchen appliances.
Optional Coverage Most home warranty companies in Ohio offer a list of items available for additional coverage. You can add these to your basic plan to enhance your coverage.

Common Exclusions

Pre-existing conditions Most home warranty plans do not cover such issues.
Acts of God Home warranty plans don’t cover damage caused by natural disasters like floods or earthquakes. Instead, these events are typically covered by home insurance companies.
Others Improper installation, maintenance, or misuse of covered items.

Here Are Some Additional Points To Consider

Additional Services Some home warranty providers in Ohio may offer additional services beyond basic coverage, such as coverage for roof leaks, pest control, or garage door repairs.
Extra Perks or Discounts Look for home warranty plans that offer extra perks or discounts, such as complimentary annual maintenance checks, discounts on appliance purchases, or referral bonuses for new customers.
Workmanship Guarantee Consider Ohio home warranty companies offering longer workmanship guarantees. This ensures that repairs are performed to a high standard and gives homeowners peace of mind.
Emergency Services Check if the home warranty plan includes emergency services, such as 24/7 customer support and expedited repair service for urgent issues, to ensure prompt problem resolution.

Who regulates Home Warranty Companies In Ohio?

The agencies that protect your interests against home warranty companies in Ohio are:

Ohio Department of Insurance (ODI) While the ODI does not directly regulate home warranty companies, its website offers valuable information for consumers considering a home warranty plan. This includes a consumer guide that explains home warranty basics and helps you understand what to ask potential providers.
Ohio Department of Commerce (ODC) The ODC does not directly regulate home warranty companies. However, it oversees the licensing of independent adjusters who may work with them to settle claims. Additionally, the ODC enforces the Ohio Consumer Sales Practices Act, which prohibits deceptive and unfair business practices. This means companies cannot mislead you in their advertising or during the sales process.
Ohio Attorney General's Office Home warranty contracts in Ohio fall under the state's Consumer Sales Practices Act (CSPA). The Attorney General's Office enforces the CSPA, prohibiting deceptive and unfair business practices. Companies cannot mislead you with advertising or engage in deceptive sales tactics.

Final Word

Home warranty coverage in Ohio can be valuable for homeowners looking to protect their property and budget from unexpected repairs. Understanding the terms and conditions of your Ohio home warranty plan can help you make an informed decision. Don't wait until a major home system breaks down—consider purchasing a home warranty today for peace of mind and added financial security.

OUR #1 PICK

$150 Off + First Month Free

Don't let broken appliance break the bank

4.9/5

(888) 580-5416

Frequently Asked Questions (FAQs)

What Are The Most Common Home Repairs In Ohio?

In Ohio, common home repairs are influenced by the state’s diverse climate and aging housing stock. Roof repairs are frequent due to weather variations, including snow. HVAC system maintenance is essential for both heating in winter and cooling in summer.

Plumbing issues, such as leaks and frozen pipes, are common, and exterior maintenance, including painting and siding repairs, is often needed. Foundation repairs may also arise due to soil conditions.

How Can I Cut Costs While Shopping For Home Warranties In Ohio?

To save money when shopping for home warranties in Ohio, consider comparing various providers to find the most cost-effective plans that align with your needs. Look for comprehensive coverage that addresses common repair concerns in Ohio’s climate, such as HVAC systems, plumbing, and appliances.

Pay attention to any available discounts, promotions, or bundled services that could reduce overall costs. Additionally, carefully review the terms and conditions to understand any service fees, deductibles, or coverage limitations that might impact your expenses over time.

Is A Home Warranty Worth It In Ohio?

A home warranty can be worth it in Ohio, offering valuable protection against common repair issues influenced by the state’s climate and housing characteristics. With coverage for HVAC systems, plumbing, and appliances, a well-chosen home warranty gives Ohio homeowners peace of mind, helping manage unexpected repair costs and ensuring the longevity of essential home systems.

What Are Some Of The Most Common Home Warranty Exclusions In Ohio?

Common home warranty exclusions in Ohio often include pre-existing conditions, inadequate maintenance, and certain types of appliances or systems. Pre-existing conditions or issues known before the warranty starts may not be covered.

Inadequate maintenance, such as neglecting routine care or misusing appliances, is typically excluded. Some warranties may limit coverage to specific items like pools, sprinkler systems, or garage door openers.