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Best Home Warranty Companies In ohio 2025

Ohio has a humid subcontinental climate with hot and humid summers and colder winters. These extreme temperature fluctuations can strain household items, and a home warranty helps avoid high maintenance costs (an average of $18,000!). We explore the best home warranty companies in Ohio to help you find the perfect warranty for you.

Our Picks: 5 Best Home Warranty Companies For ohio Residents

Look at the top home warranty companies we have shortlisted for you among various home warranty companies in Ohio.

OUR #1 PICK
1

Elite Home Warranty
  • Reliable coverage for older homes and systems.
  • Flexible plan options with add-ons for unique needs.
  • High customer satisfaction for claims resolution.
$150 Off + 1 Month Free. 30 Day Free Trial!
4.9
Excellent
fourhalf_star
Call Now
MOST POPULAR
2

Choice Home Warranty
  • Comprehensive coverage for aging home systems and appliances.
  • No home inspection required to start coverage.
  • Affordable monthly premiums with clear pricing.
1st month free + Free roof coverage
4.1
Excellent
fourhalf_star
BBB ACCREDITED
3

America’s First Choice
  • Flexible plans for older homes and appliances.
  • Affordable premiums with no home inspection required.
  • Offers add-ons for pools, spas, and water softeners.
20% Off All Plans + Free Roof Leak Coverage
4.3
Excellent
fourhalf_star
BEST RATED BY U.S. NEWS
4

ARW Home – American Residential Warranty
  • Affordable plans with flexible pricing options.
  • Wide variety of add-on coverages for customized protection.
  • Excellent customer support and transparent terms.
2 Months FREE* on All Plans
4.3
Excellent
fourhalf_star
5

Regency Total Home Warranty
  • Covers essential home systems and appliances for peace of mind.
  • Available in all 50 states for consistent service.
  • Round-the-clock assistance for claims and repairs.
$300 Off + 2 Months Free + FREE Limited Roof Leak Protection
4.1
Excellent
fourhalf_star

Are Home Warranty Plans Beneficial For Ohio Homeowners?

In this section, we'll review the most common reasons homeowners must consider a home warranty in Ohio.

  • Ohio faces a temperature between 22°F and 84°F, challenging the household items.
  • Overworking appliances and systems will increase energy costs. Moreover, problems with HVAC systems can occur due to extreme weather.
  • Roof leaks are common for Ohio residents because of the heavy rainfall. Ohio residents can consider a plan that offers roof leak coverage under basic coverage.
  • The average home maintenance cost in the state is $7,000 annually, which can be costly for middle-class homeowners. Keeping aside such a large amount in case of unexpected household item failure can be challenging. 
  • In areas like Canton, the temperature drops to -9° F, making it quite difficult for home appliances and systems to function. 
  • The humid temperatures make it a nightmare for household items to function at their best speed. Outdoor appliances such as garage door openers face the wrath of extreme heat and humidity. 
  • A home warranty in Ohio will help if any household item breaks down due to normal wear and tear.

How Much Does An Ohio Home Warranty Cost?

Here’s how much you can pay for an Ohio Home Warranty.

Average Annual Cost

$300 - $700

Average Monthly Cost

$29 - $89

Average Service Fee (Deductible)

$60 - $125

Factors Influencing The Cost Of The Home Warranty

  • Climate Considerations: Ohio experiences various weather conditions, from hot summers to cold winters. Homes in regions prone to extreme temperatures may require additional coverage for HVAC systems, which can impact the overall cost.
  • Home Size & Age: Larger or older properties may require more extensive coverage, leading to higher home warranty costs.
  • Home Systems & Appliances: The types and number of systems and appliances covered under the home warranty plan can affect pricing. Additional coverage for pool equipment or well pumps may incur extra costs.

Home Warranty Coverage In Ohio

Here’s what you need to know about home warranty coverage in Ohio.

General Coverage Of Ohio Home Warranty

  • Basic Coverage A standard home warranty plan in Ohio typically covers major systems and appliances, including HVAC, electrical, plumbing, and kitchen appliances.
  • Optional Coverage Most home warranty companies in Ohio offer a list of items available for additional coverage. You can add these to your basic plan to enhance your coverage.

Common Exclusions

  • Pre-existing conditions Most home warranty plans do not cover such issues.
  • Acts of God Home warranty plans don’t cover damage caused by natural disasters like floods or earthquakes. Instead, these events are typically covered by home insurance companies.
  • Others Improper installation, maintenance, or misuse of covered items.

Here Are Some Additional Points To Consider

  • Additional Services Some home warranty providers in Ohio may offer additional services beyond basic coverage, such as coverage for roof leaks, pest control, or garage door repairs.
  • Extra Perks or Discounts Look for home warranty plans that offer extra perks or discounts, such as complimentary annual maintenance checks, discounts on appliance purchases, or referral bonuses for new customers.
  • Workmanship Guarantee Consider Ohio home warranty companies offering longer workmanship guarantees. This ensures that repairs are performed to a high standard and gives homeowners peace of mind.
  • Emergency Services Check if the home warranty plan includes emergency services, such as 24/7 customer support and expedited repair service for urgent issues, to ensure prompt problem resolution.

Who regulates Home Warranty Companies In Ohio?

The agencies that protect your interests against home warranty companies in Ohio are:

  • Ohio Department of Insurance (ODI) While the ODI  does not directly regulate home warranty companies, its website offers valuable information for consumers considering a home warranty plan. This includes a consumer guide that explains home warranty basics and helps you understand what to ask potential providers.
  • Ohio Department of Commerce (ODC) The ODC does not directly regulate home warranty companies. However, it oversees the licensing of independent adjusters who may work with them to settle claims. Additionally, the ODC enforces the Ohio Consumer Sales Practices Act, which prohibits deceptive and unfair business practices. This means companies cannot mislead you in their advertising or during the sales process.
  • Ohio Attorney General's Office Home warranty contracts in Ohio fall under the state's Consumer Sales Practices Act (CSPA). The Attorney General's Office enforces the CSPA, prohibiting deceptive and unfair business practices. Companies cannot mislead you with advertising or engage in deceptive sales tactics.

Final Word

Home warranty coverage in Ohio can be valuable for homeowners looking to protect their property and budget from unexpected repairs. Understanding the terms and conditions of your Ohio home warranty plan can help you make an informed decision. Don't wait until a major home system breaks down—consider purchasing a home warranty today for peace of mind and added financial security.

Frequently Asked Questions (FAQs)

What Are The Most Common Home Repairs In Ohio?+

How Can I Cut Costs While Shopping For Home Warranties In Ohio?+

Is A Home Warranty Worth It In Ohio?+

What Are Some Of The Most Common Home Warranty Exclusions In Ohio?+

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