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7 Best Home Warranty Companies In Cincinnati, Ohio

Discover peace of mind in Cincinnati with the top home warranty providers. Explore the best home warranty companies in Cincinnati, Ohio, ensuring your residence is well-protected. Choose reliability and optimal coverage for your home and budget.

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image displaying the family residing in cincinnati, ohio buying home warranty for the protection of their homes
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Offer Ends
In

$200 Off*
Free roof Coverage* +2 Months additional coverage
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100,000 user reviews

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16+ Years Of Experience

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6 Million Homeowners Served

OUR #1 PICK
fourhalf_star4.9/5
$150 Off + First Month Free
MOST POPULAR
fourhalf_star4.1/5
1st Month Free + Free Roof Coverage

List Of The Best Home Warranty Companies In Cincinnati, Ohio

To help you find the perfect fit for your Cincinnati home, we've compared seven leading providers based on coverage, cost, customer service, and more. Dive in and discover the best option for your budget and needs.

Elite Home Warranty

Pros

  • Provides extensive add-on options surpassing competitors
  • Offers generous aggregate coverage limits for comprehensive protection
  • Backed by a 30-day workmanship guarantee

Cons

  • Emergency services are not covered under the plans
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$150 Off + 1 Month Free. 30 Day Free Trial!

Premium

$45 - $60

Deductible

$70

States covered

49 states

Coverage not available in California

Appliances Coverage Limit

$15K

Response Time

24 - 48 hours

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Pros

  • Provides extensive add-on options surpassing competitors
  • Offers generous aggregate coverage limits for comprehensive protection
  • Backed by a 30-day workmanship guarantee

Cons

  • Emergency services are not covered under the plans

Choice Home Warranty

Pros

  • Affordable basic plans
  • Customizable coverage option
  • Good online reputation for claim processing

Cons

  • Items with for pre-existing issues are excluded from coverage
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1st month free + Free roof coverage

Premium

$46 - $55

Deductible

$75 - $125

States covered

49 states

Coverage not available in Washington

Appliances Coverage Limit

Upto $3K/item

Response Time

Up to 48 hours

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Pros

  • Affordable basic plans
  • Customizable coverage option
  • Good online reputation for claim processing

Cons

  • Items with for pre-existing issues are excluded from coverage

American Home Shield (AHS)

Pros

  • Industry leader with over 50 years of experience
  • Comprehensive coverage plans and add-ons
  • 24/7 customer service and claim support

Cons

  • Higher pricing compared to some competitors
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$50 OFF on Multiple Properties

Premium

$29 - $89

Deductible

$100 & $125

States covered

48 states

Coverage not available in Alaska and Hawaii

Appliances Coverage Limit

$4K - $5K

Response Time

Up to 48 hours

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Pros

  • Industry leader with over 50 years of experience
  • Comprehensive coverage plans and add-ons
  • 24/7 customer service and claim support

Cons

  • Higher pricing compared to some competitors

First American Home Warranty

Pros

  • The company has a reasonable reputation in the market
  • Ut offers optional roof leak coverage
  • Flexible payment available

Cons

  • Limited plan options with lower coverage limits

Premium

$47 - $87

Deductible

$75, $100 & $125

States covered

35 states

Coverage not available in Alaska, Connecticut, Delaware, Hawaii, Illinois, Louisiana, Massachusetts, Maine, Minnesota, North Dakota, New Hampshire, New York, Rhode Island, Vermont and Wisconsin

Appliances Coverage Limit

$2.5K

Response Time

Up to 48 hours

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Pros

  • The company has a reasonable reputation in the market
  • Ut offers optional roof leak coverage
  • Flexible payment available

Cons

  • Limited plan options with lower coverage limits

Cinch Home Services

Pros

  • Unique coverage for home systems beyond appliances
  • Has separate appliance & systems only plan
  • Transparent pricing

Cons

  • Might not be available in all areas

Premium

$38 - $66

Deductible

$100, $125, $150

States covered

48 states

Coverage not available in Alaska and Hawaii

Appliances Coverage Limit

$10K

Response Time

Same day

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Pros

  • Unique coverage for home systems beyond appliances
  • Has separate appliance & systems only plan
  • Transparent pricing

Cons

  • Might not be available in all areas

Liberty Home Guard

Pros

  • Excellent customer service with extended workmanship guarantee
  • Wide range of plan options and add-ons
  • 24/7 claim filing and service scheduling

Cons

  • Higher service fees compared to some competitors
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$200 off + 2 months free + Free roof leak protection

Premium

$50 - $60

Deductible

$90

States covered

All 50 U.S states

Appliances Coverage Limit

$2K/Item

Response Time

Up to 48 hours

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Pros

  • Excellent customer service with extended workmanship guarantee
  • Wide range of plan options and add-ons
  • 24/7 claim filing and service scheduling

Cons

  • Higher service fees compared to some competitors

HomeServe USA

Pros

  • Large network of pre-vetted contractors
  • Established a reputation for customer service
  • Affordable monthly premiums

Cons

  • Lower coverage limits for appliances

Premium

$5.49 - $55.99

Deductible

N/A

States covered

All 50 U.S states

Appliances Coverage Limit

$3K-$12K/Item

Response Time

N/A

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Pros

  • Large network of pre-vetted contractors
  • Established a reputation for customer service
  • Affordable monthly premiums

Cons

  • Lower coverage limits for appliances
OUR #1 PICK

$150 Off + First Month Free

Don't let broken appliance break the bank

fourhalf_star

4.9/5

(888) 580-5416

Pro Tip: Visit our Best Home Warranty Companies page to discover the top-rated home warranty providers nationwide and make well-informed decisions to ensure your home is protected.

Home Warranty Cost And Coverage-Related Details For Cincinnati, Ohio

Cost Considerations

Coverage Options
  • Average Cost In Cincinnati, the monthly average home warranty cost is around $47, with an annual average of $564. The actual costs can vary based on coverage and specific companies.
  • Deductibles Typically range from $50 to $150 per covered service call. Consider choosing a higher deductible for a lower monthly premium.
  • Factors Influencing Cost Plan options, coverage limits, service fees, and company reputation influence the cost of home warranties.
  • Appliances Coverage Includes major appliances like refrigerators, dishwashers, ovens/ranges, and washers/dryers (coverage varies by plan). Some plans cover minor appliances like garbage disposals and ice makers.
  • Systems Coverage Standard plans typically cover plumbing, electrical, and HVAC systems. Depending on the plan, you might also get sewer lines, garage door openers, and sump pump pump coverage.
  • Optional Add-Ons Consider adding coverage for specific items like pool equipment, septic systems, roof leaks, or well pumps, based on your home's needs.

Visit our Ohio State Page for comprehensive information about the cost, coverage, and diverse plans offered by the best home warranty companies serving the entire state.

Why Should Cincinnati Citizens Get A Home Warranty?

Cincinnati citizens should consider a home warranty for the following reasons:

  • Sewer Lines Frequent backups occur in older Cincinnati neighborhoods. A home warranty with sewer line coverage can provide valuable protection.
  • Summers Central air conditioning is crucial in Cincinnati's hot summers. Choosing a plan with AC coverage ensures a cool and comfortable home without unexpected repair costs.
  • Winters Frozen pipes can be a concern in Cincinnati winters. A home warranty with plumbing system coverage can offer financial protection against this issue.
  • Peace Of Mind Unexpected appliance or system breakdowns can be stressful and expensive. A home warranty can offer peace of mind by covering repairs or replacements for covered items, saving you money and hassle in the long run.
  • Protection Against Rising Repair Costs Repair costs for appliances and systems tend to rise over time. A home warranty can help you avoid these spikes by locking in coverage costs at purchase.
  • Older Homes Cincinnati has many older homes with aging appliances and systems. A home warranty can be especially beneficial for such homes, providing coverage for potential breakdowns that may be more likely to occur.

Cost Of Common Household Repairs In Cincinnati

Discover projected costs for common household repairs in Cincinnati with the following estimates:

  • Plumbing

    Repair

    Average Cost

    Faucet Repair

    $75-$150

    Leaky Toilet Repair

    $100-$200

    Clogged Drain

    $150-$300

    Water Heater Repair

    $200-$400

    Water Heater Replacement

    $1,000-$2,500

  • HVAC

    Repair

    Average Cost

    Furnace Repair

    $150-$350

    Furnace Replacement

    $3,500-$6,000

    Air Conditioner Repair

    $200-$400

    Air Conditioner Replacement

    $3,000-$5,000

    Thermostat Replacement

    $150-$300

  • Electrical

    Repair

    Average Cost

    Outlet Or Switch Repair

    $75-$150

    Ceiling Fan Installation

    $150-$300

    Electrical Panel Upgrade

    $1,500-$3,000

    Rewiring

    $2,000-$5,000

    Electrical Panel Upgrade

    $1,500-$3,000

  • Appliances

    Repair

    Average Cost

    Refrigerator Repair

    $150-$300

    Refrigerator Replacement

    $1,000-$3,000

    Washer Repair

    $100-$200

    Washer Replacement

    $500-$1,000

    Dryer Repair

    $100-$200
OUR #1 PICK

$150 Off + First Month Free

Don't let broken appliance break the bank

fourhalf_star

4.9/5

(888) 580-5416

Essential Points To Consider While Getting A Home Warranty In Cincinnati, OH

Ensure a well-informed choice for your home warranty in Cincinnati, OH, considering climate, local services, budget, and specific needs. Here are some of the essential points to while getting a home warranty in the city:

OUR #1 PICK

$150 Off + First Month Free

Don't let broken appliance break the bank

fourhalf_star

4.9/5

(888) 580-5416

Who Regulates Home Warranty Companies In Cincinnati?

In Cincinnati, Ohio, home warranty companies are not directly regulated by a state agency. This is due to the passage of Ohio House Bill 243 in 2004, which repealed Chapter 3957 of the Ohio Revised Code, which previously governed home warranty companies.

However, this doesn’t mean there are no protections for consumers. Here are some things to keep in mind:

Here are some additional things to remember:

Conclusion

Finding the ideal home warranty in Cincinnati doesn't have to be a fortress to crack! This guide has empowered you to compare top-rated companies. Weigh features, coverage options, and budget to make an informed choice. Knowing your Cincinnati home is protected by a strong warranty brings priceless peace of mind!

OUR #1 PICK

$150 Off + First Month Free

Don't let broken appliance break the bank

fourhalf_star

4.9/5

(888) 580-5416

FAQs

What Are The Most Frequently Reported Home Repairs In Cincinnati?

Frequently reported home repairs in Cincinnati encompass HVAC system issues, plumbing repairs, electrical malfunctions, kitchen appliance problems, water heater failures, and garage door opener issues. 

The city’s climate conditions, including cold winters and hot summers, along with the age of homes, contribute to the prevalence of these specific repairs.

Is Pest Control Covered By Home Warranty Companies In Cincinnati?

Standard home warranty plans typically do not cover pest control in Cincinnati or elsewhere. However, many home warranty companies do cover pest control under optional coverage. Therefore, it is advisable to read the contract terms carefully before choosing a home warranty plan.

Is Home Warranty The Same As Homeowners Insurance?

Home warranty and homeowners insurance are NOT the same. Homeowners insurance primarily covers damage or loss due to perils like fire, theft, or natural disasters. A home warranty, on the other hand, covers the repair or replacement costs of major home systems and appliances due to normal wear and tear.

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