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Best Home Warranty Companies In rhode island 2025

Rhode Island’s unique climate and weather can put stress on your home. A home warranty can safeguard your budget against unexpected repairs. This guide explores the best home warranty companies in Rhode Island, considering factors crucial for Rhode Island homeowners. We’ll review each company’s strengths and weaknesses and provide general tips to help you find the perfect warranty plan for your needs.

1 Award Winner

Elite Home Warranty

offer
$200 OFF and 1 Month Free. 30-Day Free Trial.
Outstanding fourhalf_star
4.9
2 Affordable Coverage

Select Home Warranty

offer
$150 OFF and 2 Months Free + Free Roof Coverage
Excellent fourhalf_star
4.4
3 Fast Claim Processing

Regency Total Home Warranty

offer
$300 OFF and 2 Months Free + Free Roof Coverage
Excellent fourhalf_star
4.6

Our Picks: Best Home Warranty Companies For rhode island Residents

Here is the list of top home warranty companies in Rhode Island. They offer comprehensive coverage and exceptional service to safeguard your home and budget.

1 Award Winner
1

Elite Home Warranty
  • Best Home Warranty Award Winner.
  • No Contract. Cancel Anytime.
  • 24/7 U.S. Based Live Claims Concierge.
  • Industry Highest Coverage Options.

offer$200 OFF and 1 Month Free. 30-Day Free Trial.

Outstanding fourhalf_star
4.9
(888) 580-5416

Premium $59.99 - $69.99

Deductible $70.00 - $130.00

Total Coverage Benefits $25,000 Contractual Limit

Why We Chose Elite Home Warranty?

Elite Home Warranty is raising the bar in the industry with unmatched customer satisfaction and reputation, affordable pricing, and fast, reliable service. Rated 4.9/5 across trusted platforms, they offer transparent pricing with no hidden fees, process claims within 48 hours, and provide best in class coverage with some of the highest limits in the industry without any gimmicks. Get peace of mind knowing your home is protected by the industry's finest.

Pros :

  • Best Home Warranty Award Winner.
  • No Contract. Cancel Anytime.
  • 24/7 U.S. Based Live Claims Concierge.
  • Industry Highest Coverage Options.

Where Services Are Available?

Available in 48 States. Coverage is not currently available in California and Wisconsin.

2 Affordable Coverage
2

Select Home Warranty
  • Cost Effective and affordable Plans.
  • Fast claims Processing.
  • Free Roof Leak Coverage.

offer$150 OFF and 2 Months Free + Free Roof Coverage

Excellent fourhalf_star
4.4
(888) 539-7220

Premium $54.99 - $64.99

Deductible $60.00 - $125.00

Total Coverage Benefits $11,000 Contractual Limit

Why We Chose Select Home Warranty?

Select Home Warranty offers a strong combination of affordability and essential coverage. With extras like free roof coverage and a reliable claims process, it's a solid option for budget-conscious homeowners who still want dependable protection.

Pros :

  • Cost Effective and affordable Plans.
  • Fast claims Processing.
  • Free Roof Leak Coverage.

Where Services Are Available?

Available in 47 States. Coverage is not currently available in Nevada, Washington and Wisconsin.

3 Fast Claim Processing
3

Regency Total Home Warranty
  • Affordable and Flexible Pricing.
  • Unlimited Service Calls.
  • Simple and Friendly Claims Process.

offer$300 OFF and 2 Months Free + Free Roof Coverage

Excellent fourhalf_star
4.6
(844) 240-8369

Premium $54.99 - $64.99

Deductible $60.00 - $100.00

Total Coverage Benefits $15,000 Contractual Limit

Why We Chose Regency Total Home Warranty?

Regency Total Warranty delivers a balanced offering of flexibility and clarity. Its unlimited service call policy and white glove support make it a favorite for homeowners looking for dependable care and detailed contract transparency.

Pros :

  • Affordable and Flexible Pricing.
  • Unlimited Service Calls.
  • Simple and Friendly Claims Process.

Where Services Are Available?

Available in All 50 U.S States.

4

Mike Holmes Protection
  • Endorsed by Renowned Contractor Mike Holmes.
  • Live Video Chat Support Feature.
  • Comprehensive Coverage.
  • Reliable Claims Process.

offer$250 OFF and 1 Month Free + Free Roof Coverage

Outstanding fourhalf_star
4.8
866-408-9898

Premium $69.99 - $79.99

Deductible $60.00 - $85.00

Total Coverage Benefits $25,000 Contractual Limit

Why We Chose Mike Holmes Protection?

Backed by a trusted name in home construction, Mike Holmes Protection prioritizes quality and accountability. Homeowners benefit from the same reliability that Mike Holmes is known for, with vetted professionals and thorough repair standards.

Pros :

  • Endorsed by Renowned Contractor Mike Holmes.
  • Live Video Chat Support Feature.
  • Comprehensive Coverage.
  • Reliable Claims Process.

Where Services Are Available?

Available in 43 States. Coverage is not currently available in California, Connecticut, Massachusetts, New York, Virginia, Washington and Wisconsin.

5

Liberty Home Guard
  • 24/7 Customer Support with Same Day Response.
  • Extensive Add Ons Coverage Options.
  • Fast and Easy Claim Processing.
  • Fully Digital Claims Experience.

offer$200 OFF and 2 Months Free + Free Roof Coverage

Outstanding fourhalf_star
4.7
855-681-9724

Premium $54.99 - $69.99

Deductible $85.00 - $150.00

Total Coverage Benefits $15,000 Contractual Limit

Why We Chose Liberty Home Guard?

Liberty Home Guard is a customer-centric provider offering one of the most comprehensive selections of optional coverages in the industry. With a high BBB rating, user friendly platform, and flexible plan customization, it’s well suited for homeowners seeking complete control over their coverage.

Pros :

  • 24/7 Customer Support with Same Day Response.
  • Extensive Add Ons Coverage Options.
  • Fast and Easy Claim Processing.
  • Fully Digital Claims Experience.

Where Services Are Available?

Available in All 50 U.S States.

6

America’s First Choice
  • Lifetime Workmanship Guarantee.
  • Option to Choose Any Licensed Technician.
  • In-House Service Team for Fast Resolutions.

offer$250 OFF and Free Roof Coverage

Excellent fourhalf_star
4.5
866-203-8901

Premium $54.99 - $69.99

Deductible $75.00 - $125.00

Total Coverage Benefits $10,000 Contractual Limit

Why We Chose America’s First Choice?

America’s First Choice Home Club goes beyond basic warranty services with long-term reliability and unique member benefits. Its flexible repair options and extended workmanship guarantees make it an ideal solution for homeowners wanting extra peace of mind.

Pros :

  • Lifetime Workmanship Guarantee.
  • Option to Choose Any Licensed Technician.
  • In-House Service Team for Fast Resolutions.

Where Services Are Available?

Available in All 50 U.S States.

7

American Home Shield (AHS)
  • 50+ Years of Industry Experience.
  • Largest Home Warranty Company.
  • Comprehensive Coverage.
  • Reliable Claims Process.

offer$100 OFF and Free Roof Coverage

Excellent fourhalf_star
4.4

Premium $54.99 - $89.99

Deductible $75.00 - $125.00

Total Coverage Benefits $10,000 Contractual Limit

Why We Chose American Home Shield (AHS)?

As a pioneer in the home warranty space, American Home Shield offers flexible coverage and decades of proven service. Their willingness to cover pre-existing conditions and strong contractor partnerships give homeowners a dependable safety net.

Pros :

  • 50+ Years of Industry Experience.
  • Largest Home Warranty Company.
  • Comprehensive Coverage.
  • Reliable Claims Process.

Where Services Are Available?

Available in 48 States. Coverage is not currently available in Alaska and Hawaii.

8

ARW Home – American Residential Warranty
  • No Age Restriction on Covered Items.
  • Service Available in all 50 States.
  • Electronic Gadgets Protection.

offer$100 OFF and 2 Months Free

Excellent fourhalf_star
4.2

Premium $54.99 - $64.99

Deductible $100.00 - $125.00

Total Coverage Benefits $10,000 Contractual Limit

Why We Chose ARW Home – American Residential Warranty?

American Residential Warranty offers versatile and tech friendly options. Its monthly billing, smart home add ons, and internal service team appeal to homeowners who want modern solutions without long term contracts.

Pros :

  • No Age Restriction on Covered Items.
  • Service Available in all 50 States.
  • Electronic Gadgets Protection.

Where Services Are Available?

Available in All 50 U.S States.

9

Cinch Home Services
  • 180 Day Workmanship Guarantee.
  • Online Customer Portal.
  • Comprehensive Coverage.

offerFree Water Sensor and 2 Months Free

Good threehalf_star
3.4

Premium $54.99 - $64.99

Deductible $75.00 - $150.00

Total Coverage Benefits $10,000 Contractual Limit

Why We Chose Cinch Home Services?

Cinch combines reliability with innovation, offering one of the best repair guarantees and added appliance discounts. Its digital first experience and customer-friendly features position it as a forward thinking choice for modern homeowners.

Pros :

  • 180 Day Workmanship Guarantee.
  • Online Customer Portal.
  • Comprehensive Coverage.

Where Services Are Available?

Available in 48 States. Coverage is not currently available in Alaska and Hawaii.

10

2-10 Home Buyers Warranty
  • Specialized Structural Coverage.
  • Reliable Claims Process.
  • 24/7 Emergency Services.

offer20% OFF All Plans

Good threehalf_star
3.8

Premium $59.99 - $74.99

Deductible $75.00 - $125.00

Total Coverage Benefits $10,000 Contractual Limit

Why We Chose 2-10 Home Buyers Warranty?

Known for its expertise in builder and structural warranties, 2-10 is ideal for newly built homes. Their deep industry partnerships and tailored plans provide strong protection where it’s needed most, foundation and structure.

Pros :

  • Specialized Structural Coverage.
  • Reliable Claims Process.
  • 24/7 Emergency Services.

Where Services Are Available?

Available in 44 States. Coverage is not currently available in Alaska, Hawaii, New Hampshire, Oklahoma, Wisconsin and Wyoming.

11

America’s Preferred Home Warranty (APHW)
  • Strong Customer Retention Rates.
  • Reliable Claims Process.
  • Roof Leak Coverage.
Good threehalf_star
3.9

Premium $59.99 - $69.99

Deductible $50.00 - $100.00

Total Coverage Benefits $25,000 Contractual Limit

Why We Chose America’s Preferred Home Warranty (APHW)?

America’s Preferred offers flexibility that few competitors match by allowing homeowners to choose their own licensed repair professionals. Combined with a customer first mindset and responsive support, it delivers a high-trust experience for homeowners who value choice and convenience.

Pros :

  • Strong Customer Retention Rates.
  • Reliable Claims Process.
  • Roof Leak Coverage.

Where Services Are Available?

Available in 49 States. Coverage is not currently available in California.

2025 Home Warranty Annual Award Winner

HomeWarrantyReviews.com, a trusted name in the industry for decades, lets customer voices shine through its annual awards. Combining real-world experiences with expert analysis, these awards highlight the providers that homeowners truly trust. After reviewing over 25 home warranty companies, the Home Warranty Reviews team named Elite Home Warranty the best home warranty company nationwide. We trust Elite Home Warranty to protect your home due to its reliable services, most beneficial coverage benefits and consumer centric approach, and you should too.

Why Homeowners Trust Elite Home Warranty?

Elite Home Warranty isn’t just another provider, they are setting a new standard in the industry. Here’s why thousands of homeowners trust Elite Home Warranty every day:

  • Top Rated Customer Satisfaction: 4.9/5 stars across verified platforms including BBB, Home Warranty Companies, Consumera, Google and more.
  • Affordable Pricing: Competitive rates with no hidden fees, surprise charges, or misleading fine print.
  • Efficient Claims Process: 90% of claims are processed within 24 to 48 hours, with real time status updates.
  • Best in Class Coverage That Actually Works: Elite offers the best coverage benefits with some go the highest limits in the industry, with trusted protection when you need it most.
  • Award-Winning Support Team: Friendly, U.S.-based claims concierge available 7 days a week to help you every step of the way.

Are Home Warranty Plans Beneficial For Rhode Island Homeowners?

For Rhode Island homeowners, facing a broken appliance or malfunctioning home system can disrupt daily life and strain the budget. Fortunately, home warranty plans offer a valuable safety net. Let's explore the specific ways home warranty plans benefit Rhode Island homeowners.

How Much Does A Rhode Island Home Warranty Cost?

Here's a breakdown of the average costs in Rhode Island:

Average Annual Cost

$720

Average Monthly Cost

$60

Average Service Fee (Deductible)

$75 - $125

The average cost of a home warranty in Rhode Island can vary depending on several factors, including:

Home Warranty Coverage In Rhode Island

While specific details may vary by provider, here’s a general breakdown of what Rhode Island home warranty plans typically cover and exclude to keep your home a true reflection of the Ocean State spirit, running smoothly

Common Coverages

  • Appliances Major kitchen and laundry appliances like refrigerators, ovens, dishwashers, and washing machines keep your clam chowder bubbling and laundry fresh.
  • Plumbing systems Addressing leaks, clogs, and malfunctions in pipes, faucets, toilets, and garbage disposals, ensuring your “bathroom on the beach” experience remains enjoyable.
  • Electrical systems Addressing issues with wiring, outlets, switches, and circuit breakers, keeping your home safe and the “festival of lights” illuminating brightly.
  • Heating and cooling systems Repairs for furnaces, boilers, air conditioners, and heat pumps, maintaining comfortable temperatures through Rhode Island’s unpredictable seasons.
  • Optional Some plans offer additional coverage for features like roof leaks, which are crucial for withstanding coastal storms, well pumps for those in rural areas, septic systems, and even pest infestations, ensuring a worry-free home environment

Common Exclusions

  • Pre-existing conditions Damage existing before the warranty is usually excluded.
  • Cosmetic issues The plan won’t cover purely cosmetic repairs that don’t affect functionality.
  • Specific exclusions Carefully review the contract to understand specific exclusions, such as damage caused by intentional acts, negligence, or lack of maintenance.

Here Are Some Additional Points To Consider

  • Service call fees Most home warranty plans have a service call fee, which you’ll need to pay each time you request a repair. Be sure to factor this cost into your decision-making when comparing plans.
  • Coverage limits Home warranty plans often have coverage limits for repairs or replacements. Understand these limits to avoid any surprises when facing a covered repair.
  • Network of service providers Some home warranty companies have a network of pre-approved service providers. While convenient, ensure the network includes qualified and reputable technicians in your area.

Who Regulates Home Warranty Companies In Rhode Island?

Unlike some states, Rhode Island has no specific regulatory body or licensing process for home warranty companies. This means no central authority oversees the industry, and companies are not required to obtain a specific license to operate in the state.

However, there are still some regulations in place that offer some level of consumer protection:

Final Word

Choosing the best home warranty company in Rhode Island requires careful research and consideration of your needs and budget. We recommend comparing plans, coverage details, and customer reviews from various providers.

 Additionally, be sure to understand the exclusions and limitations of each plan before making a decision. By following these tips, you can find a home warranty plan that offers valuable protection and peace of mind for your Rhode Island home.

Frequently Asked Questions (FAQs)

What Are The Most Frequently Reported Appliance Repairs In Rhode Island?+

Do Home Warranty Companies Cover Plumbing Problems?+

Are Home Warranties Worth It In Rhode Island?+

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