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South Carolina’s charm extends beyond its beautiful beaches and vibrant cities. However, like any home, yours can experience unexpected appliance breakdowns or system failures. Don’t let these worries disrupt your Southern serenity. This guide unveils the best home warranty companies in South Carolina, empowering you to find the perfect shield for your home and budget.
Exploring the home warranty landscape in South Carolina can be complex. To assist you in making a knowledgeable choice, we have listed the top home warranty companies in South Carolina. This comparison simplifies selecting the ideal provider that aligns with your requirements and financial plan.
Monthly Cost
$45 - $60
Service Fee
$70
Response Time
24 - 48 hours
Pros & Cons
Pros
Cons
Plans, Cost & Coverage
Similar to many competitors, Elite Home Warranty provides three coverage tiers: appliance-only, system-only, and a combined plan. Their Elite Appliances package covers eight appliances, while the Elite Systems package covers six home systems. If you need protection for both, their Elite Complete plan combines everything from the other two.
Plans |
Elite Appliances |
Elite Systems |
Elite Complete |
Service Call $70 |
$43.99 |
$48.99 |
$58.99 |
Elite Appliances
Elite Systems
Elite Complete
Why We Picked It?
Elite Home Warranty offers strong coverage at a fair price, especially considering higher limits than competitors. With flexible plans designed to accommodate various needs and budgets, it delivers customized protection for homeowners.
Pros & Cons
Pros
Cons
Plans, Cost & Coverage
First American Home Warranty offers flexible coverage options to match your needs and budget. They have three plans: The Starter Plan for 5 basic appliances & systems, the Essential Plan for 9 items, and the Premium Plan for more than 15 items. With FAHW, you can customize your coverage and find the perfect fit for your home.
|
Starter Plan |
Essential Plan |
Premium Plan |
Service Call of $125 |
$45 |
$55 |
$70 |
Service Call of $100 |
$50 |
$60 |
$75 |
Service Call of $75 |
$60 |
$70 |
$85 |
Starter Plan:
Essential Plan:
Premium Plan:
Why We Picked It?
Homeowners concerned about potential problems in older homes or those seeking coverage at an affordable price should consider plans from First American Home Warranty (FAHW).
These plans go beyond covering wear and tear, offering protection against issues arising from improper installation or maintenance—a common concern in older properties. With various coverage options, FAHW can help you find the perfect fit for your needs and budget.
Monthly Cost
$50 - $60
Service Fee
$90
Response Time
Up to 48 hours
Pros & Cons
Pros
Cons
Plans, Cost & Coverage
Liberty Home Guard provides three choices for plans—covering appliances separately, home systems separately, or a combined coverage for both. At the highest service fee level, prices begin at $49.99 for the Appliance Guard plan, $54.99 for the Systems Guard plan, and $59.99 for the Total Home Guard plan.
Appliances Guard |
Systems Guard |
Total Home Guard |
|
Monthly Plan |
$49.99/Month |
$54.99/Month |
$59.99/Month |
Annual Plan |
$499.99/Annum |
$549.99/Annum |
$599.99/Annum |
Appliances Guard
Systems Guard
Total Home Guard
Why We Picked It?
Homeowners in South Carolina can opt for Liberty Home Guard for their home warranty needs due to its tailored protection plans designed to cover both appliances and essential home systems, ensuring comprehensive coverage for their properties.
Additionally, the company provides competitive pricing options that can be customized to fit various budgets, making it accessible and beneficial for homeowners across South Carolina to secure their homes with reliable protection from Liberty Home Guard.
Monthly Cost
$44 - $47
Service Fee
$60 - $75
Response Time
12 - 48 hours
Pros & Cons
Pros
Cons
Plans, Cost & Coverage
Select Home Warranty offers three primary options: Bronze Care, Gold Care, and Platinum Care. One notable feature across all plans is limited coverage for roof leaks, capped at $400. The annual cost of these plans varies from $479 to $524, accompanied by a service fee ranging from $60 to $75 per claim.
Plans |
Bronze Care |
Gold Care |
Platinum Care |
Monthly |
$44.42 |
$44.42 |
$47.75 |
Yearly |
$479.99 |
$479.99 |
524.99 |
Bronze Care
Gold Care
Platinum Care
Why We Picked It?
Select Home Warranty provides roof-leak protection as a standard inclusion in all its plans, offering homeowners peace of mind regarding potential damages. What distinguishes Select Home Warranty is its dedication to customer satisfaction. Furthermore, customers can tailor their coverage with a range of add-ons, allowing them to personalize their plan to suit their individual requirements.
Pros & Cons
Pros
Cons
Plans, Cost & Coverage
ServicePlus Home Warranty offers two options for homeowners: the Gold and Platinum plan. The Gold Plan covers essential home systems and appliances, catering to those seeking comprehensive protection at reasonable prices. The Platinum Plan is the most comprehensive, including everything from the Gold Plan plus extra appliances.
Plans |
Gold Plan |
Platinum Plan |
Monthly |
$37.46 |
$43.71 |
Yearly |
$349.50 |
$429.50 |
Gold Plan
Platinum Plan
Why We Picked It?
ServicePlus Home Warranty stood out to us for its commitment to providing homeowners with a wide range of coverage options, allowing them to tailor their policies to suit their needs. The combination of affordability and comprehensive coverage makes it an option among the home warranty companies in South Carolina
Shield your wallet and safeguard your peace of mind by discovering the benefits of home warranty plans in South Carolina!
Here's a breakdown of the average costs associated with home warranty plans in South Carolina:
Average Annual Cost
$612
Average Monthly Cost
$51
Average Service Fee (Deductible)
$75 - $150 per claim
It's important to remember that these are just averages, and your actual costs may vary depending on several factors, including:
While specific coverage details vary by provider, here’s a general overview of what home warranties typically cover in South Carolina, along with some exclusions and additional considerations:
The South Carolina Department of Insurance (SCDOI) oversees and enforces regulations governing home warranty companies in South Carolina. Their primary goal is to protect consumers from unfair or deceptive practices within the industry.
How they are regulated:
While several reputable companies offer various plans, prioritize your specific needs and budget when comparing options. Common mistakes homeowners make include needing to thoroughly review coverage details and exclusions and overlooking service call fees.
Remember, regular maintenance of your appliances and systems prevents unnecessary breakdowns and maximizes the benefits of your chosen plan.
A.
No, a home warranty is not legally mandatory in South Carolina. While home warranties can provide peace of mind and financial protection, they are not mandatory for homeownership in South Carolina or most other states.
A.
South Carolina’s warm and humid climate contributes to prevalent air conditioning issues, including compressor malfunctions or refrigerant leaks. Water heaters may require attention due to hard water-related problems or heating element malfunctions.
Additionally, washing machines commonly need maintenance for issues like water drainage problems or malfunctioning spin cycles. Plumbing repairs are also frequently reported, including leaky pipes or clogged drains.
A.
Yes, home warranty companies typically provide a service guarantee for the workmanship of their contracted service providers. The service guarantee ensures that the repairs or services performed by the technicians are effective and meet industry standards.
If an issue arises with the covered system or appliance after a service call, the homeowner can typically request a return visit at no additional cost within a specified timeframe.