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7 Best Home Warranty Companies In Nashville, Tennessee

Explore peace of mind with the top home warranty providers in Nashville, Tennessee. Discover the Best Home Warranty Companies in Nashville, Tennessee, ensuring your residence is well-protected. Choose reliability and comprehensive coverage for your home and budget.

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image displaying the family residing in nashville, tennessee buying home warranty for the protection of their homes
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Offer Ends
In

$200 Off*
Free roof Coverage* +2 Months additional coverage
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100,000 user reviews

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16+ Years Of Experience

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6 Million Homeowners Served

OUR #1 PICK
fourhalf_star4.9/5
$150 Off + First Month Free
MOST POPULAR
fourhalf_star4.1/5
1st Month Free + Free Roof Coverage

List Of The Best Home Warranty Companies In Nashville

Looking for a home warranty company in Nashville to protect your investment? Look no further. Here, we will explore some of the top-rated companies in the city and analyze their pros and cons.

Elite Home Warranty

Pros

  • Offers a broader range of add-ons than many competitors
  • Extends generous aggregate coverage limits, ensuring comprehensive protection
  • Provided a 30-day workmanship guarantee

Cons

  • Charges extra fees for emergency repairs
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$150 Off + 1 Month Free. 30 Day Free Trial!

Premium

$45 - $60

Deductible

$70

States covered

49 states

Coverage not available in California

Appliances Coverage Limit

$15K

Response Time

24 - 48 hours

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Pros

  • Offers a broader range of add-ons than many competitors
  • Extends generous aggregate coverage limits, ensuring comprehensive protection
  • Provided a 30-day workmanship guarantee

Cons

  • Charges extra fees for emergency repairs

Choice Home Warranty

Pros

  • Peace of mind with a 30-day service guarantee
  • Free coverage for roof leak repairs on purchase of all the plans

Cons

  • No choice for the contractor/technician
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1st month free + Free roof coverage

Premium

$46 - $55

Deductible

$75 - $125

States covered

49 states

Coverage not available in Washington

Appliances Coverage Limit

Upto $3K/item

Response Time

Up to 48 hours

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Pros

  • Peace of mind with a 30-day service guarantee
  • Free coverage for roof leak repairs on purchase of all the plans

Cons

  • No choice for the contractor/technician

America’s First Choice

Pros

  • Service guarantee for the entire contract term
  • Unlimited coverage for Air conditioners and heating systems

Cons

  • Complex pricing structure

Premium

$33 - $56

Deductible

$75 - $125

States covered

46 states

Coverage not available in California, Florida, Hawaii and Washington

Appliances Coverage Limit

N/A

Response Time

N/A

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Pros

  • Service guarantee for the entire contract term
  • Unlimited coverage for Air conditioners and heating systems

Cons

  • Complex pricing structure

American Home Shield (AHS)

Pros

  • Trusted by 2 million homeowners
  • Network of over 17K contractors offering immediate assistance

Cons

  • Cost of premiums are higher compared to some competitors
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$50 OFF on Multiple Properties

Premium

$29 - $89

Deductible

$100 & $125

States covered

48 states

Coverage not available in Alaska and Hawaii

Appliances Coverage Limit

$4K - $5K

Response Time

Up to 48 hours

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Pros

  • Trusted by 2 million homeowners
  • Network of over 17K contractors offering immediate assistance

Cons

  • Cost of premiums are higher compared to some competitors

Liberty Home Guard

Pros

  • Allows customization by offering 43+ optional items
  • Two months of workmanship guarantee

Cons

  • Lower coverage caps on covered systems and appliances
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$200 off + 2 months free + Free roof leak protection

Premium

$50 - $60

Deductible

$90

States covered

All 50 U.S states

Appliances Coverage Limit

$2K/Item

Response Time

Up to 48 hours

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Pros

  • Allows customization by offering 43+ optional items
  • Two months of workmanship guarantee

Cons

  • Lower coverage caps on covered systems and appliances

ServicePlus Home Warranty

Pros

  • Affordable plans, with rates starting from just $2 per day
  • Has a Wide network of qualified pros

Cons

  • The company has a limited number of coverage plans
image displaying the offers available for the purchase of the home warranty plan

$200 Off + 2 Months Free*

Premium

$43 - $79

Deductible

$75

States covered

46 states

Coverage not available in California, Nevada, New York and Washington

Appliances Coverage Limit

$3K/item

Response Time

48 hours

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Read Less

Pros

  • Affordable plans, with rates starting from just $2 per day
  • Has a Wide network of qualified pros

Cons

  • The company has a limited number of coverage plans

Old Republic Home Protection

Pros

  • Coverage for items broke down due to rust, corrosion, and chemical build-up
  • Comprehensive coverage caps for appliances

Cons

  • Cost and coverage differ greatly between states

Premium

$315 - $685

Deductible

$85 - $110

States covered

26 states

Coverage not available in Alaska, Colorado, Connecticut, Delaware, Hawaii, Iowa, Illinois, Indiana, Massachusetts, Maine, Michigan, Minnesota, Montana, North Dakota, Nebraska, New Hampshire, New Jersey, New York, Pennsylvania, Rhode Island, South Dakota, Vermont, Wisconsin, West Virginia and Wyoming

Appliances Coverage Limit

Varies by state & covered item

Response Time

N/A

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Pros

  • Coverage for items broke down due to rust, corrosion, and chemical build-up
  • Comprehensive coverage caps for appliances

Cons

  • Cost and coverage differ greatly between states
OUR #1 PICK

$150 Off + First Month Free

Don't let broken appliance break the bank

fourhalf_star

4.9/5

(888) 580-5416

Pro Tip: Compare & choose from the best home warranty companies. Make the best decision for your home! Explore now.

Home Warranty Cost And Coverage-Related Details For Nashville Residents

Here is a breakdown of the essential information about home warranty cost and coverage in Nashville you may require when selecting a company. 

Cost Considerations

Coverage Options
  • Average Cost The cost of a home warranty in Nashville is around $300 to $600 a year for a basic plan. The amount may go upwards for comprehensive coverage plans.
  • Deductibles Some plans may require you to pay a small deductible ($50 - $125) for each service call, while others may charge a fee for each visit from a technician.
  • Cost Cadence The size and age of your Nashville home, the level of coverage you choose, and add-ons like pool or septic protection will all influence your plan's final price tag.
  • Appliance Plans Basic Nashville plans typically cover essential appliances like refrigerators, ovens, dishwashers, and washing machines. Premium plans might extend the melody to garbage disposals, ice makers, and even electronics.
  • System Plans Plumbing, electrical, heating, and air conditioning systems can join the chorus in your Nashville plan. Coverage usually includes repairs or replacements for covered components due to sudden breakdowns.
  • Optional items These include pool, spa, septic systems, maintenance services, etc. 

Check out our Tennessee page to know more about the best home warranty companies’ offerings in the state. 

Why Should Nashville Citizens Get A Home Warranty?

A home warranty offers peace of mind by providing financial protection in case of unexpected breakdowns and repairs. There are several compelling reasons why Nashville citizens should consider obtaining a home warranty.  Here are a few key points to consider:

  • Seasonal Shifts Nashville's weather swings can be hard on your home. Home warranties can help protect against breakdowns in your heating and cooling systems, keeping your comfort in tune year-round.
  • Aging Infrastructure Many Nashville homes boast a charming history, but older homes can come with surprise plumbing and electrical damages. Home warranties can help manage the costs of maintaining your vintage gem.
  • Peace Of Mind When Renting If you're a Nashville landlord, a home warranty can safeguard your investment by covering unexpected repairs, potentially attracting responsible tenants, and simplifying property management.
  • Access To Reliable Service Providers Home warranty plans come with a network of trusted and trained service providers. They ensure that homeowners receive prompt and reliable assistance when needed. These professionals are typically licensed and vetted, giving homeowners peace of mind knowing that their repairs are in capable hands.
  • Extended Coverage Beyond Manufacturer's Warranties A home warranty supplements manufacturers' warranties and extends coverage to provide additional protection for your older appliances.

Cost Of Common Household Repairs In Nashville

From plumbing issues to HVAC repairs, having an understanding of the average costs involved can help you budget and make informed decisions.

  • Plumbing

    Repair

    Average Cost 

    Clogged Drain

    $100-$250

    Well Pump

    $300 – $500

    Sewer Line Repair

    Up to $7,500

    Running Toilet

    $150-$350

    Roof Leak

    $1000+

  • Electrical

    Repair

    Average Cost

    Electrical Fixture 

    $150 – $350

    Panel Upgrade

    Up to $3,000

    Broken Outlet

    $75-$200

    Pool/Spa

    $900+

    Faulty Wiring

    $150 – $500

  • HVAC

    Repair

    Average Cost 

    Blower Motor Repair

    $200 – $600

    Air Conditioner Repair

    $200-$2,000

    Thermostat Repair

    $150 – $500

    Ductwork Cleaning

    $300-$500

    AC Compressor Repair

    Up to $2,500

  • Appliances

    Repair

    Average Cost

    Washing Machine Repair

    $100-$300

    Dishwasher Repair

    $150-$350

    Refrigerator Repair

    $200-$400

    Oven Repair

    $100-$400

    Garbage Disposal

    $500+
OUR #1 PICK

$150 Off + First Month Free

Don't let broken appliance break the bank

fourhalf_star

4.9/5

(888) 580-5416

Essential Points To Consider While Getting A Home Warranty In Nashville, TN

When it comes to getting a home warranty in Nashville, KY, several essential points should be taken into consideration. In this section, let's explore the reasons why these points are significant:

OUR #1 PICK

$150 Off + First Month Free

Don't let broken appliance break the bank

fourhalf_star

4.9/5

(888) 580-5416

Who Regulates Home Warranty Companies In Nashville?

Tennessee doesn’t directly regulate home warranty companies through any specific agency. However, this doesn’t leave Nashville residents entirely unprotected:

TDCI (Tennessee Department Of Commerce & Insurance)

TDCI regulates insurance-related matters and may oversee aspects of home warranty companies.

SCIC (State Collaborative On Reforming Education)

While SCIC primarily focuses on education, it’s essential to check if there are any overlapping regulations concerning businesses in Tennessee.

HUD (U.S. Department of Housing And Urban Development)

HUD oversees fair housing practices, ensuring non-discrimination and ethical business conduct.

FTC (Federal Trade Commission)

The FTC monitors business practices, including deceptive advertising and unfair competition, to protect consumers.

Tennessee Attorney General's Office

The Tennessee Attorney General’s Office handles consumer protection and may address complaints against businesses, including home warranty companies.

  • TDCI (Tennessee Department Of Commerce & Insurance)

    TDCI regulates insurance-related matters and may oversee aspects of home warranty companies.

  • SCIC (State Collaborative On Reforming Education)

    While SCIC primarily focuses on education, it’s essential to check if there are any overlapping regulations concerning businesses in Tennessee.

  • HUD (U.S. Department of Housing And Urban Development)

    HUD oversees fair housing practices, ensuring non-discrimination and ethical business conduct.

  • FTC (Federal Trade Commission)

    The FTC monitors business practices, including deceptive advertising and unfair competition, to protect consumers.

  • Tennessee Attorney General's Office

    The Tennessee Attorney General’s Office handles consumer protection and may address complaints against businesses, including home warranty companies.

Conclusion

Choosing the right home warranty company in Nashville is crucial for protecting your home and avoiding unexpected expenses. Consider your specific needs and priorities to make an informed decision. Remember, each company has advantages and disadvantages, so choose the one that aligns with your requirements and budget.

OUR #1 PICK

$150 Off + First Month Free

Don't let broken appliance break the bank

fourhalf_star

4.9/5

(888) 580-5416

FAQs

What Are The Frequent Home Warranty Claims In Nashville?

Nashville, Tennessee, experiences a humid subtropical climate with hot summers and mild winters. Summers are typically warm and humid, with temperatures often exceeding 90°F.

Therefore, some of the most commonly reported issues are related to HVAC systems, refrigerators, and plumbing issues.

Can You Cancel A Home Warranty Plan?

Home warranty cancellation policies vary among providers. Typically, you can cancel a home warranty at any time, but the terms and conditions for cancellation, as well as any associated fees, depend on the specific warranty company. 

Some providers may allow you to cancel without penalties within a certain period after purchase, while others might have cancellation fees. 

Are There Any Other Home Warranty Companies The Homeowners Of Nashville Can Consider?

2-10 Home Buyers Warranty & Residential Warranty Services are a few other well-known home warranty companies the citizens of Nashville can consider.

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