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Best Home Warranty Companies In utah 2025

Utah’s climate can test your home’s systems from scorching summers to snowy winters. Don’t face unexpected repairs alone! This guide explores the Best Home Warranty Companies in Utah, helping you find a plan to safeguard your essential appliances and keep your Utah home running smoothly year-round.

Our Picks: 5 Best Home Warranty Companies For utah Residents

Explore the best home warranty companies in Utah to meet your needs. From affordable choices to extensive coverage, discover the ideal option for your peace of mind and budget.

OUR #1 PICK
1

Elite Home Warranty

  • Reliable HVAC coverage for arid climates.
  • Transparent pricing with no hidden costs.
  • High customer satisfaction with prompt claims resolution.
$150 Off + 1 Month Free. 30 Day Free Trial!
4.9
Excellent
fourhalf_star
Call Now
MOST POPULAR
2

Choice Home Warranty

  • Reliable coverage for appliances in arid climates.
  • Add-ons available for water softeners and septic systems.
  • Transparent pricing with no hidden fees.
1st month free + Free roof coverage
4.1
Excellent
fourhalf_star
BBB ACCREDITED
3

America’s First Choice

  • Comprehensive coverage for appliances in arid climates.
  • High annual payout caps for multiple claims.
  • Affordable premiums with customizable service fees.
20% Off All Plans + Free Roof Leak Coverage
4.3
Excellent
fourhalf_star
BEST RATED BY U.S. NEWS
4

ARW Home – American Residential Warranty

  • Affordable plans with flexible pricing options.
  • Wide variety of add-on coverages for customized protection.
  • Excellent customer support and transparent terms.
2 Months FREE* on All Plans
4.3
Excellent
fourhalf_star
5

Regency Total Home Warranty

  • Covers essential home systems and appliances for peace of mind.
  • Available in all 50 states for consistent service.
  • Round-the-clock assistance for claims and repairs.
$300 Off + 2 Months Free + FREE Limited Roof Leak Protection
4.1
Excellent
fourhalf_star

Is Home Warranty Plans Beneficial For Utah Homeowners?

Owning a home in Utah presents unique considerations. Here's how a home warranty can add significant value to Utah homeowners:

  • Utah winters can be harsh on your HVAC system. A warranty can ease worries about unexpected breakdowns.
  • Appliance and system repairs can be pricey. A home warranty helps you avoid those surprise costs.
  • Finding a qualified repair person can be stressful. Home warranty companies often have a network of approved technicians.
  • From refrigerators to dishwashers, Utah homes rely on these appliances. A warranty can safeguard your wallet if it fails.
  • Especially in older homes, unforeseen plumbing or electrical issues can arise. A warranty can provide coverage for these repairs.
  • Heating and air conditioning systems are essential in Utah's varying climate. A warranty can ensure they keep you comfortable all year long.
  • Prompt repairs from qualified technicians can prevent minor problems from turning into major (and expensive) ones.
  • Utah homeowners have various warranty options to fit their needs and budget.

How Much Does A Utah Home Warranty Cost?

The average annual home warranty premium in Utah is around $672.  Here's a breakdown of what you can expect:

Average Annual Cost

$672

Average Monthly Cost

$30 - $80

Average Service Fee (Deductible)

$60 - $125

Factors Influencing The Cost Of The Home Warranty

  • Coverage level: More comprehensive plans covering appliances and systems will cost more than basic plans.
  • Home size: Some companies may charge more for coverage on a larger home.
  • Deductible: A higher deductible can lower your premium, but you'll be responsible for paying more out of pocket if you need a repair.

Home Warranty Coverage In Utah

A home warranty can help shield your budget from unexpected breakdowns of major appliances and home systems. Here’s a breakdown of what to expect, Utah style:

Common Coverages

  • Appliances Common items like refrigerators, ovens, cooktops, dishwashers, garbage disposals, clothes washers, and dryers.
  • Systems Depending on the plan, this could include your heating and air conditioning system, plumbing (excluding anything related to water supply lines), water heater, and electrical wiring (sometimes with limitations).

Common Exclusions

  • Cosmetic issues Dings, scratches, or appliances that just don’t look shiny anymore aren’t covered.
  • Pre-existing conditions If your dishwasher was in bad shape when you bought the house, the warranty probably won’t save it.
  • Specific exclusions Read the fine print carefully. Some plans exclude things like pools, sprinkler systems, or septic tanks.

Here Are Some Additional Points To Consider

  • Coverage options Do you need a plan for just appliances, systems, or both?
  • Service call fees There may be a charge each time a repair person comes to your house.
  • Coverage limits There may be a cap on how much the warranty company will pay for a repair or replacement.
  • Company reputation Research different providers to find one with a good track record in Utah.

Who regulates Home Warranty Companies In Utah?

In Utah, home warranty companies are classified as insurance providers and are regulated by the Utah Insurance Department's Property and Casualty Division. This means they need to follow specific rules to operate in the state.

Here's a breakdown of how it works:

  • Licensing Only authorized insurers or surplus line carriers recognized by the Insurance Department can issue, sell, or offer home warranty products in Utah.
  • Compliance Companies must comply with Utah's Home Protection Service Contract Rule (R590-Filings- 166) and Title 31A-6a, Service Contracts. They must also file specific forms with the Insurance Department, including applications, annual statements, and rate filings.

Final Word

With this knowledge, you're ready to find the perfect Utah home warranty! Don't wait for a crisis - get a warranty before your appliances or systems age. Think about what matters most: comprehensive coverage or budget-friendly options. Prioritize features like fast response times or high coverage caps. Following these tips, you'll find the Utah home warranty that protects your investment and brings peace of mind.

Frequently Asked Questions (FAQs)

What Are The Most Common Appliance Repairs In Utah?+

Are Elevate Home Warranty Services available in Utah?+

Are Home Warranties Worth It In Utah?+

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