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Best Home Warranty Companies In Virginia Beach, Virginia

Embark on a journey to confidently secure your Virginia Beach home by exploring our guide to the best home warranty companies in Virginia Beach, Virginia. Uncover top-rated providers offering reliable coverage for your essential home systems and appliances.

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Offer Ends
In

$200 Off*
Free roof Coverage* +2 Months additional coverage
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100,000 user reviews

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16+ Years Of Experience

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6 Million Homeowners Served

OUR #1 PICK
fourhalf_star4.9/5
$150 Off + First Month Free
MOST POPULAR
fourhalf_star4.1/5
1st Month Free + Free Roof Coverage

List Of The Best Home Warranty Companies In Virginia Beach, Virginia

Virginia Beach is renowned for its coastal charm and diverse real estate landscape. Homeowners in this vibrant city can access many home warranty options to shield against unforeseen repair and maintenance expenses. 

Here are the seven top-notch providers ensuring your home's safety and your peace of mind:

Elite Home Warranty

Pros

  • Offers a long list of add-ons, which includes 26 items in most states
  • Option to choose your licensed technician
  • Provides fully customizable plans

Cons

  • Charges an extra $150 for repairs on certain name-brand appliances
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$150 Off + 1 Month Free. 30 Day Free Trial!

Premium

$45 - $60

Deductible

$70

States covered

49 states

Coverage not available in California

Appliances Coverage Limit

$15K

Response Time

24 - 48 hours

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Pros

  • Offers a long list of add-ons, which includes 26 items in most states
  • Option to choose your licensed technician
  • Provides fully customizable plans

Cons

  • Charges an extra $150 for repairs on certain name-brand appliances

Choice Home Warranty

Pros

  • Plan structures are easy to understand
  • Customers can choose their contractors
  • 90-day guarantee for parts and 60 -day for workmanship

Cons

  • Lower aggregate limit for the contract
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1st month free + Free roof coverage

Premium

$46 - $55

Deductible

$75 - $125

States covered

49 states

Coverage not available in Washington

Appliances Coverage Limit

Upto $3K/item

Response Time

Up to 48 hours

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Pros

  • Plan structures are easy to understand
  • Customers can choose their contractors
  • 90-day guarantee for parts and 60 -day for workmanship

Cons

  • Lower aggregate limit for the contract

The Home Service Club

Pros

  • Access to over 10,000 technicians
  • Wide range of add-on options to tailor your plan beyond the standard offerings
  • The comprehensive plan offers coverage of 33 homes, which is a pretty huge

Cons

  • No options for monthly payments

Premium

$50 - $62

Deductible

$65 - $125

States covered

All 50 U.S states

Appliances Coverage Limit

$6K - $9K per plan

Response Time

24 to 48 hours

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Pros

  • Access to over 10,000 technicians
  • Wide range of add-on options to tailor your plan beyond the standard offerings
  • The comprehensive plan offers coverage of 33 homes, which is a pretty huge

Cons

  • No options for monthly payments

American Home Shield (AHS)

Pros

  • Covers rust or corrosion without needing to provide maintenance records
  • Receives praise for offering clear and easily understandable coverage information
  • Reputable network of contractors

Cons

  • Shorter workmanship guarantee
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$50 OFF on Multiple Properties

Premium

$29 - $89

Deductible

$100 & $125

States covered

48 states

Coverage not available in Alaska and Hawaii

Appliances Coverage Limit

$4K - $5K

Response Time

Up to 48 hours

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Pros

  • Covers rust or corrosion without needing to provide maintenance records
  • Receives praise for offering clear and easily understandable coverage information
  • Reputable network of contractors

Cons

  • Shorter workmanship guarantee

First American Home Warranty

Pros

  • Options to choose service fees
  • Has a free cancellation policy
  • Offers coverage cap of $3,500 per covered appliance

Cons

  • Opting from Premium plans may be expensive

Premium

$47 - $87

Deductible

$75, $100 & $125

States covered

35 states

Coverage not available in Alaska, Connecticut, Delaware, Hawaii, Illinois, Louisiana, Massachusetts, Maine, Minnesota, North Dakota, New Hampshire, New York, Rhode Island, Vermont and Wisconsin

Appliances Coverage Limit

$2.5K

Response Time

Up to 48 hours

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Pros

  • Options to choose service fees
  • Has a free cancellation policy
  • Offers coverage cap of $3,500 per covered appliance

Cons

  • Opting from Premium plans may be expensive

Cinch Home Services

Pros

  • Customers can open, track, and manage all service requests 24/7 in a mobile app
  • Offers a complimentary water sensor to help detect leaks
  • Considerable Caps on covered items

Cons

  • Service fee seems to be higher as per the industry average

Premium

$38 - $66

Deductible

$100, $125, $150

States covered

48 states

Coverage not available in Alaska and Hawaii

Appliances Coverage Limit

$10K

Response Time

Same day

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Read Less

Pros

  • Customers can open, track, and manage all service requests 24/7 in a mobile app
  • Offers a complimentary water sensor to help detect leaks
  • Considerable Caps on covered items

Cons

  • Service fee seems to be higher as per the industry average

Liberty Home Guard

Pros

  • Good BBB rating
  • Plans fall within a competitive price range
  • Submission of claim requests is easy

Cons

  • Monthly premium rates are higher than the average
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$200 off + 2 months free + Free roof leak protection

Premium

$50 - $60

Deductible

$90

States covered

All 50 U.S states

Appliances Coverage Limit

$2K/Item

Response Time

Up to 48 hours

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Read Less

Pros

  • Good BBB rating
  • Plans fall within a competitive price range
  • Submission of claim requests is easy

Cons

  • Monthly premium rates are higher than the average
OUR #1 PICK

$150 Off + First Month Free

Don't let broken appliance break the bank

fourhalf_star

4.9/5

(888) 580-5416

Pro Tip: After extensive research, we've selected the Best Home Warranty Companies to help you choose the ideal plan for protecting your financial well-being.

Home Warranty Cost And Coverage-Related Details For Virginia Beach Residents

Dive into the crucial aspects of Home Warranty Cost and Coverage for Virginia Beach residents, focusing on cost considerations and the breadth of coverage options available in this coastal city.

Cost Considerations

Coverage Options
  • Average Cost In Virginia Beach, the average cost of a home warranty plan typically ranges between $300 to $600 annually. This price variation depends on the plan's comprehensiveness and the property's size.
  • Deductibles Homeowners can expect to pay a service fee or deductible each time they file a claim. These deductibles in Virginia Beach range from $75 to $125 per service call.
  • Factors Influencing Cost The cost of a home warranty in Virginia Beach can be influenced by several factors, including the age and size of the home, the type of plan (basic or comprehensive), and the reputation and offerings of the warranty provider.
  • Appliances Coverage This typically includes major home appliances such as refrigerators, dishwashers, ovens, washers, and dryers. Homeowners in Virginia Beach should check if the warranty covers repairing or replacing these appliances.
  • System Coverage Essential home systems, like HVAC, electrical, and plumbing, are usually covered by companies operating in Virginia Beach. Coverage for these systems is vital for protecting against costly repairs.
  • Optional Add-Ons Homeowners in Virginia Beach can also opt for additional coverage for items not included in standard plans. These can include pools, spas, second refrigerators, well pumps, and sump pumps, offering more tailored protection for their unique needs.

Delve into essential details like plan options, pricing, coverage scope & claim filing simplicity in our Virginia State Page to guide your well-informed choice.

Why Should Virginia-beach Citizens Get A Home Warranty?

With its diverse real estate landscape and unpredictable weather, citizens of Virginia Beach should consider getting a home warranty. Here are some reasons 

  • Coastal Climate Impact Being a coastal city, Virginia Beach experiences a unique climate with humid summers and mild winters. This climate can take a toll on home systems like HVAC and electrical systems, leading to more frequent repairs and maintenance.
  • Salt Air Corrosion Proximity to the ocean means exposure to salt air, accelerating the corrosion and wear of home appliances and systems. A home warranty can help protect against these accelerated damages, ensuring the longevity of home equipment.
  • Tourism and Rental Properties Virginia Beach, a popular tourist destination, has numerous rental properties. Owners of such properties can benefit from home warranties as they provide an efficient, cost-effective solution for maintaining and repairing appliances and systems, ensuring guest comfort and property value.
  • Aging Homes Parts of Virginia Beach have older homes that may have outdated systems and appliances that are more prone to breakdowns. A home warranty can be a safety net for owners of these older homes, covering costly repairs and replacements that might not be anticipated.
  • Real Estate Market Competitiveness In a competitive real estate market like Virginia Beach, offering a home warranty can make a property more attractive to potential buyers, providing them assurance against immediate repair costs.

Cost Of Common Household Repairs In Virginia-beach

Here’s a table representing the estimated costs of common household repairs in Virginia Beach, giving homeowners a clearer picture of potential savings with a home warranty plan:

  • Plumbing

    Repair

    Average Cost 

    Leaky Faucets

    $100 – $200

    Clogged Drains

    $75 – $200

    Toilet Repair

    $100 – $250

    Water Heater Repair

    $200 – $550

    Pipe Leaks

    $150 – $300

  • HVAC

    Repair

    Average Cost 

    Ac Repair

    $150 – $800

    Furnace Repair

    $100 – $700

    Duct Cleaning

    $200 – $450

    Thermostat Replacement

    $100 – $250

    Heat Pump Repair

    $200 – $700

  • Electrical

    Repair

    Average Cost

    Circuit Breaker Repair

    $100 – $400

    Outlet/Switch Replacement

    $75 – $200

    Light Fixture Installation

    $100 – $350

    Wiring Repair

    $150 – $500

    Electrical Panel Upgrade

    $400 – $1,500

  • Appliances

    Repair

    Average Cost

    Refrigerator Repair

    $150 – $400

    Oven/Range Repair

    $100 – $350

    Dishwasher Repair

    $100 – $250

    Washer/Dryer Repair

    $150 – $400

    Microwave Repair

    $75 – $200
OUR #1 PICK

$150 Off + First Month Free

Don't let broken appliance break the bank

fourhalf_star

4.9/5

(888) 580-5416

Essential Points To Consider While Getting A Home Warranty In Virginia-beach

When considering a home warranty in Virginia Beach, it's essential to focus on factors that are particularly relevant to this region:

OUR #1 PICK

$150 Off + First Month Free

Don't let broken appliance break the bank

fourhalf_star

4.9/5

(888) 580-5416

Who Regulates Home Warranty Companies In Virginia Beach?

The Virginia Department of Agriculture and Consumer Services (VDACS) regulates home warranty companies under the Home Service Contract Providers Act. This act requires all home warranty providers operating in Virginia to register with the Office of Charitable & Regulatory Programs (OCRP) within the VDACS.

The Virginia Department of Agriculture and Consumer Services (VDACS)

  • Primary Role: VDACS oversees consumer protection within Virginia
  • Specific Responsibilities: Enforces the Home Service Contract Providers Act – Maintains a database of registered companies and consumer complaints – Investigates consumer complaints and takes enforcement action
  • Registration: Sets requirements for company registration and fees – Approves company registration applications

Office of Charitable and Regulatory Programs (OCRP)

VDACS is the broader agency responsible for consumer protection in Virginia, while OCRP is a specific office within VDACS focused on regulating home warranty companies.

  • Primary Role: Administers the Home Service Contract Providers Act
  • Specific Responsibilities: Registers home warranty companies – Reviews and approves home warranty contracts – Conducts audits of registered companies
  • Registration: Processes company registration applications – Issues and maintains company registrations

  • The Virginia Department of Agriculture and Consumer Services (VDACS)

    • Primary Role: VDACS oversees consumer protection within Virginia
    • Specific Responsibilities: Enforces the Home Service Contract Providers Act – Maintains a database of registered companies and consumer complaints – Investigates consumer complaints and takes enforcement action
    • Registration: Sets requirements for company registration and fees – Approves company registration applications

  • Office of Charitable and Regulatory Programs (OCRP)

    VDACS is the broader agency responsible for consumer protection in Virginia, while OCRP is a specific office within VDACS focused on regulating home warranty companies.

    • Primary Role: Administers the Home Service Contract Providers Act
    • Specific Responsibilities: Registers home warranty companies – Reviews and approves home warranty contracts – Conducts audits of registered companies
    • Registration: Processes company registration applications – Issues and maintains company registrations

Conclusion

With a range of companies offering tailored plans to protect your home appliances and systems, homeowners in Virginia Beach can enjoy peace of mind and financial security. Therefore, residents of Virginia Beach are encouraged to thoroughly research and choose a home warranty provider that best fits their specific needs and offers comprehensive protection for their homes.

OUR #1 PICK

$150 Off + First Month Free

Don't let broken appliance break the bank

fourhalf_star

4.9/5

(888) 580-5416

FAQs

What Are The Frequently Reported Home Repairs In Virginia Beach Due To Its Climatic Conditions?

The city’s seaside climate is a major contributing factor to the commonly reported home repairs in Virginia Beach. Frequent problems include high humidity-related HVAC system malfunctions, roof repairs brought on by exposure to salt air, and temperature-variation-related problems with water heaters.

Do Home Warranties Cover Appliance Damages Caused By Pests?

Standard home warranties typically do NOT cover appliance damages caused by pests. Home warranties address issues related to the normal wear and tear of major home systems and appliances. Damages caused by pests, such as rodents or insects, are generally considered part of routine home maintenance and are not covered by standard home warranty plans.

Are There Any Other Home Warranty Companies Virginia Beach Citizens Can Consider?

America’s 1st Choice Home Club and ServicePlus Home Warranty are some of the home warranty companies the citizens of Virginia Beach can consider apart from the ones mentioned above.

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