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7 Best Home Warranty Companies In Seattle, Washington

Our Best Home Warranty Companies in Seattle, WA page, provides clear insights and comparative analysis of leading providers. Dive into comprehensive reviews, explore diverse warranty options, and make informed decisions for a stress-free future in your Seattle home.

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Offer Ends
In

$200 Off*
Free roof Coverage* +2 Months additional coverage
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100,000 user reviews

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16+ Years Of Experience

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6 Million Homeowners Served

OUR #1 PICK
fourhalf_star4.9/5
$150 Off + First Month Free
MOST POPULAR
fourhalf_star4.1/5
1st Month Free + Free Roof Coverage

List Of The Best Home Warranty Companies In Seattle

Check out our list of the top seven providers and discover the pros and cons of each before making your decision.

Elite Home Warranty

Pros

  • Offers a unique money-back-guarantee
  • Allows customers to choose their technicians
  • No mandatory waiting period for new houses having an inspection report

Cons

  • Does not provide proper pricing information
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$150 Off + 1 Month Free. 30 Day Free Trial!

Premium

$45 - $60

Deductible

$70

States covered

49 states

Coverage not available in California

Appliances Coverage Limit

$15K

Response Time

24 - 48 hours

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Pros

  • Offers a unique money-back-guarantee
  • Allows customers to choose their technicians
  • No mandatory waiting period for new houses having an inspection report

Cons

  • Does not provide proper pricing information

American Home Shield (AHS)

Pros

  • A variety of coverage options to choose from
  • Includes coverage for damage from rust and corrosion
  • Provides Amazon gifts cards to AHS members

Cons

  • ShieldPlatinum plan monthly charges are comparative higher than most competitors
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$50 OFF on Multiple Properties

Premium

$29 - $89

Deductible

$100 & $125

States covered

48 states

Coverage not available in Alaska and Hawaii

Appliances Coverage Limit

$4K - $5K

Response Time

Up to 48 hours

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Pros

  • A variety of coverage options to choose from
  • Includes coverage for damage from rust and corrosion
  • Provides Amazon gifts cards to AHS members

Cons

  • ShieldPlatinum plan monthly charges are comparative higher than most competitors

First American Home Warranty

Pros

  • $5K coverage limits on appliances
  • No home inspection required to qualify for coverage
  • Extra protection available for plumbing systems and services

Cons

  • Limited optional coverage

Premium

$47 - $87

Deductible

$75, $100 & $125

States covered

35 states

Coverage not available in Alaska, Connecticut, Delaware, Hawaii, Illinois, Louisiana, Massachusetts, Maine, Minnesota, North Dakota, New Hampshire, New York, Rhode Island, Vermont and Wisconsin

Appliances Coverage Limit

$2.5K

Response Time

Up to 48 hours

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Pros

  • $5K coverage limits on appliances
  • No home inspection required to qualify for coverage
  • Extra protection available for plumbing systems and services

Cons

  • Limited optional coverage

America’s Preferred Home Warranty (APHW)

Pros

  • Lower service fees, starting from $50
  • Allows customers to choose service technicians for repairs
  • High aggregate coverage limits

Cons

  • Pricing not transparent

Premium

$58.82 - $63.48

Deductible

$50 & $100

States covered

49 states

Coverage not available in California

Appliances Coverage Limit

$25,000 contractual limit

Response Time

48 - 72 hours

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Pros

  • Lower service fees, starting from $50
  • Allows customers to choose service technicians for repairs
  • High aggregate coverage limits

Cons

  • Pricing not transparent

Liberty Home Guard

Pros

  • Ability to select specific coverage for desired systems and appliances
  • 24/7 claims service
  • Pest control available as an added service

Cons

  • Inexperienced compared to competitors
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$200 off + 2 months free + Free roof leak protection

Premium

$50 - $60

Deductible

$90

States covered

All 50 U.S states

Appliances Coverage Limit

$2K/Item

Response Time

Up to 48 hours

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Pros

  • Ability to select specific coverage for desired systems and appliances
  • 24/7 claims service
  • Pest control available as an added service

Cons

  • Inexperienced compared to competitors

Old Republic Home Protection

Pros

  • Offers five comprehensive coverage plans that protect major systems and appliances
  • An easy-to-use claims process that ensures prompt repairs
  • Catered to 6 million customers

Cons

  • Only annual payment plans are available

Premium

$315 - $685

Deductible

$85 - $110

States covered

26 states

Coverage not available in Alaska, Colorado, Connecticut, Delaware, Hawaii, Iowa, Illinois, Indiana, Massachusetts, Maine, Michigan, Minnesota, Montana, North Dakota, Nebraska, New Hampshire, New Jersey, New York, Pennsylvania, Rhode Island, South Dakota, Vermont, Wisconsin, West Virginia and Wyoming

Appliances Coverage Limit

Varies by state & covered item

Response Time

N/A

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Pros

  • Offers five comprehensive coverage plans that protect major systems and appliances
  • An easy-to-use claims process that ensures prompt repairs
  • Catered to 6 million customers

Cons

  • Only annual payment plans are available

Super Home Warranty

Pros

  • Unlimited coverage for major systems
  • Routine maintenance services available
  • Waiting period of only 15 days

Cons

  • No choice for 24/7 claim-filing option

Premium

$39 - $124+

Deductible

Up to $95

States covered

8 states

Coverage not available in Alaska, Alabama, Arkansas, Colorado, Connecticut, Delaware, Florida, Hawaii, Iowa, Idaho, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Utah, Virginia, Vermont, Wisconsin, West Virginia and Wyoming

Appliances Coverage Limit

$3,000- Unlimited

Response Time

15 Days

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Pros

  • Unlimited coverage for major systems
  • Routine maintenance services available
  • Waiting period of only 15 days

Cons

  • No choice for 24/7 claim-filing option
OUR #1 PICK

$150 Off + First Month Free

Don't let broken appliance break the bank

fourhalf_star

4.9/5

(888) 580-5416

Pro Tip: Visit our Best Home Warranty Companies page for expert advice and choose the perfect plan for your home.

Home Warranty Cost And Coverage-Related Details For Seattle Residents

Explore the cost and coverage-related details of home warranties for Seattle residents.

Cost Considerations

Coverage Options
  • Average Cost The average home warranty premiums in Seattle typically range from $350 to $600 per year and $19 to $89 monthly. 
  • Deductibles Home warranties require a deductible or service call fee to be paid for each service visit. This amount typically ranges from $50 to $125 per visit.

  • Factors Influencing Cost Several factors influence the cost of a home warranty, including the size of your home, the level of coverage desired, and the specific home warranty provider. 
  • Appliances Coverage Home warranty plans cover major household appliances, including refrigerators, dishwashers, ovens and ranges, washers and dryers, garbage disposals, and built-in microwaves.
  • System Coverage You can also opt for coverage for essential systems within your home, such as heating, ventilation, and air conditioning (HVAC) systems, plumbing systems, electrical systems, water heaters, and garage door openers.
  • Optional Add-Ons Besides basic coverage for appliances and systems, providers offer optional add-ons for additional peace of mind. Some common add-ons include pool and spa coverage, well pumps, septic systems, limited roof leaks, etc.

Find out more about the home warranty offerings in the Washington State Page.

Why Should Seattle Citizens Get A Home Warranty?

Let's delve into the details and discover why a home warranty is valuable for Seattle homeowners.

  • The Impact Of Seattle’s Weather Seattle is known for its beautiful but damp climate. The city experiences significant rainfall throughout the year, which can take a toll on your home. Unpredictable weather can lead to costly repairs, from leaky roofs to water damage in basements. 
  • Older Homes With Aging Systems Seattle boasts charming historic neighborhoods filled with older homes. While these houses have character and unique architectural features, they often come with aging systems and appliances. These components may break down or require frequent repairs as time goes by. 
  • Protection Against High Plumbing Costs Seattle's hilly terrain and abundant moisture make it essential for homeowners to have a reliable plumbing system. Plumbing issues, such as pipe leaks or sewer line blockages, can cause extensive damage if left unattended. 
  • Heating & Cooling Systems For All Seasons With its varied climate, Seattle experiences warm summers and chilly winters. This means homeowners rely heavily on their heating and cooling systems to provide comfort throughout the year. However, these systems can be expensive to repair or replace.
  • Protection From Unexpected Appliance Failures Appliances play a vital role in our daily lives, from cooking meals to doing laundry. However, even the most well-maintained appliances can unexpectedly break down. The cost of repairing or replacing these essential household items can quickly add up.

Cost Of Common Household Repairs In Seattle

Explore the average cost of common Seattle home repairs in plumbing, HVAC, electrical, and appliances.

  • Plumbing

    Repair

    Average Cost 

    Leaky Faucet

    $75 – $150

    Clogged Drain

    $150 – $200

    Water Heater Installation

    $800 – $1,500

    Toilet Repair

    $200 – $400

    Sewer Line Repair

    $1,500 – $5,000

  • Electrical

    Repair

    Average Cost

    Circuit Breaker

    $200 – $300

    Light Fixture

    $100 – $250

    Wiring Repair

    $100 – $500

    Attic Fan Installation

    $150 – $400

    Broken Outlet

    $80 – $150

  • HVAC

    Repair

    Average Cost 

    Air Conditioner Repair

    $200 – $650

    Furnace Repair

    $250 – $500

    Heat Pump Repair

    $150 – $400

    Duct Cleaning

    $400 – $700

    Thermostat Repair

    $150 – $300

  • Appliances

    Repair

    Average Cost

    Refrigerator Repair

    $200 – $600

    Dishwasher Repair

    $150 – $300

    Washing Machine Repair

    $150 – $400

    Dryer Repair

    $100 – $400

    Oven/Stove Repair

    $100 – $300
OUR #1 PICK

$150 Off + First Month Free

Don't let broken appliance break the bank

fourhalf_star

4.9/5

(888) 580-5416

Essential Points To Consider While Getting A Home Warranty In Seattle, WA

Now, let's explore the essential points you should consider while getting a home warranty in Seattle, WA.

OUR #1 PICK

$150 Off + First Month Free

Don't let broken appliance break the bank

fourhalf_star

4.9/5

(888) 580-5416

Who Regulates Home Warranty Companies In Seattle?

The primary authority responsible for regulating home warranty companies in Seattle and the rest of the state is the Washington State Office of the Insurance Commissioner (OIC). The OIC oversees the licensing and operations of insurance-related entities, including home warranty companies.

Washington State Office of the Insurance Commissioner (OIC)

The OIC has established consumer protection measures to safeguard homeowners. These measures include

  • Disclosure Requirements: Home warranty companies must provide potential customers with clear and accurate information about the coverage and limitations of their contracts.
  • Claims Handling: Home warranty companies must promptly and fairly handle claims made by homeowners. This includes providing timely repairs or replacements for covered items.
  • Contract Cancellation And Refunds: If homeowners decide to cancel their home warranty contract within a certain period, they are entitled to a refund of premiums paid. This protects consumers from being locked into contracts they no longer want or need.

  • Washington State Office of the Insurance Commissioner (OIC)

    The OIC has established consumer protection measures to safeguard homeowners. These measures include

    • Disclosure Requirements: Home warranty companies must provide potential customers with clear and accurate information about the coverage and limitations of their contracts.
    • Claims Handling: Home warranty companies must promptly and fairly handle claims made by homeowners. This includes providing timely repairs or replacements for covered items.
    • Contract Cancellation And Refunds: If homeowners decide to cancel their home warranty contract within a certain period, they are entitled to a refund of premiums paid. This protects consumers from being locked into contracts they no longer want or need.

Conclusion

Protecting your home with a home warranty is a wise decision for homeowners in Seattle, Washington. Remember to consider the coverage options, contractor network, customer service, and cost when deciding.

OUR #1 PICK

$150 Off + First Month Free

Don't let broken appliance break the bank

fourhalf_star

4.9/5

(888) 580-5416

FAQs

What Are The Most Frequent Home Warranty Claims In Seattle?

Common home warranty claims in Seattle often revolve around crucial home systems and appliances, notably heating systems, due to the city’s cool and damp climate. Seattle’s frequent rainfall and cooler temperatures increase demands on heating systems. 

Plumbing repairs, electrical malfunctions, kitchen appliance issues, and water heater failures are also prevalent, with the damp weather potentially impacting these components.

Which Home Warranty Company Covers Most Appliances And Systems In Seattle?

Liberty Home Guard allows homeowners to customize their plans and pest control coverage suitable for Seattle. American Home Shield also covers major home appliances and systems in at least one or the other plan out of the three they offer.

How Much Does A Home Warranty Cost In Seattle?

The home warranty cost in Seattle can vary based on factors such as coverage, provider, and service fees. On average, monthly premiums range from $30 to $60. Additionally, service call fees, paid per repair visit, may range from $75 to $125. Comprehensive plans covering more items tend to have higher costs.

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