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Best Home Warranty Companies In wisconsin 2025

Wisconsin’s harsh winters and unpredictable weather can wreak havoc on your home’s comfort.  Unexpected appliance breakdowns add stress and expense. This guide explores the Best Home Warranty Companies in Wisconsin, helping you find a plan that safeguards your essential systems and keeps your home running smoothly year-round.

1 Fast Claim Processing

Regency Total Home Warranty

offer
$300 OFF and 2 Months Free + Free Roof Coverage
Excellent fourhalf_star
4.6

Liberty Home Guard

offer
$200 OFF and 2 Months Free + Free Roof Coverage
Outstanding fourhalf_star
4.7

America’s First Choice

offer
$250 OFF and Free Roof Coverage
Excellent fourhalf_star
4.5
View Rates

Our Picks: Best Home Warranty Companies For wisconsin Residents

After conducting thorough assessments of various providers, we've pinpointed five top home warranty companies in Wisconsin. These companies offer dependable coverage, guaranteeing homeowners' tranquility and seamless operation of their residences all year round.

1 Fast Claim Processing
1

Regency Total Home Warranty

  • Affordable and Flexible Pricing.
  • Unlimited Service Calls.
  • Simple and Friendly Claims Process.

offer$300 OFF and 2 Months Free + Free Roof Coverage

Excellent fourhalf_star
4.6
(844) 240-8369

Premium $54.99 - $64.99

Deductible $60.00 - $100.00

Total Coverage Benefits $15,000 Contractual Limit

Why We Chose Regency Total Home Warranty?

Regency Total Warranty delivers a balanced offering of flexibility and clarity. Its unlimited service call policy and white glove support make it a favorite for homeowners looking for dependable care and detailed contract transparency.

Pros :

  • Affordable and Flexible Pricing.
  • Unlimited Service Calls.
  • Simple and Friendly Claims Process.

Where Services Are Available?

Available in All 50 U.S States.

2

Liberty Home Guard

  • 24/7 Customer Support with Same Day Response.
  • Extensive Add Ons Coverage Options.
  • Fast and Easy Claim Processing.
  • Fully Digital Claims Experience.

offer$200 OFF and 2 Months Free + Free Roof Coverage

Outstanding fourhalf_star
4.7
855-681-9724

Premium $54.99 - $69.99

Deductible $85.00 - $150.00

Total Coverage Benefits $15,000 Contractual Limit

Why We Chose Liberty Home Guard?

Liberty Home Guard is a customer-centric provider offering one of the most comprehensive selections of optional coverages in the industry. With a high BBB rating, user friendly platform, and flexible plan customization, it’s well suited for homeowners seeking complete control over their coverage.

Pros :

  • 24/7 Customer Support with Same Day Response.
  • Extensive Add Ons Coverage Options.
  • Fast and Easy Claim Processing.
  • Fully Digital Claims Experience.

Where Services Are Available?

Available in All 50 U.S States.

3

America’s First Choice

  • Lifetime Workmanship Guarantee.
  • Option to Choose Any Licensed Technician.
  • In-House Service Team for Fast Resolutions.

offer$250 OFF and Free Roof Coverage

Excellent fourhalf_star
4.5
866-203-8901

Premium $54.99 - $69.99

Deductible $75.00 - $125.00

Total Coverage Benefits $10,000 Contractual Limit

Why We Chose America’s First Choice?

America’s First Choice Home Club goes beyond basic warranty services with long-term reliability and unique member benefits. Its flexible repair options and extended workmanship guarantees make it an ideal solution for homeowners wanting extra peace of mind.

Pros :

  • Lifetime Workmanship Guarantee.
  • Option to Choose Any Licensed Technician.
  • In-House Service Team for Fast Resolutions.

Where Services Are Available?

Available in All 50 U.S States.

4

American Home Shield (AHS)

  • 50+ Years of Industry Experience.
  • Largest Home Warranty Company.
  • Comprehensive Coverage.
  • Reliable Claims Process.

offer$100 OFF and Free Roof Coverage

Excellent fourhalf_star
4.4

Premium $54.99 - $89.99

Deductible $75.00 - $125.00

Total Coverage Benefits $10,000 Contractual Limit

Why We Chose American Home Shield (AHS)?

As a pioneer in the home warranty space, American Home Shield offers flexible coverage and decades of proven service. Their willingness to cover pre-existing conditions and strong contractor partnerships give homeowners a dependable safety net.

Pros :

  • 50+ Years of Industry Experience.
  • Largest Home Warranty Company.
  • Comprehensive Coverage.
  • Reliable Claims Process.

Where Services Are Available?

Available in 48 States. Coverage is not currently available in Alaska and Hawaii.

5

ARW Home – American Residential Warranty

  • No Age Restriction on Covered Items.
  • Service Available in all 50 States.
  • Electronic Gadgets Protection.

offer$100 OFF and 2 Months Free

Excellent fourhalf_star
4.2

Premium $54.99 - $64.99

Deductible $100.00 - $125.00

Total Coverage Benefits $10,000 Contractual Limit

Why We Chose ARW Home – American Residential Warranty?

American Residential Warranty offers versatile and tech friendly options. Its monthly billing, smart home add ons, and internal service team appeal to homeowners who want modern solutions without long term contracts.

Pros :

  • No Age Restriction on Covered Items.
  • Service Available in all 50 States.
  • Electronic Gadgets Protection.

Where Services Are Available?

Available in All 50 U.S States.

6

Cinch Home Services

  • 180 Day Workmanship Guarantee.
  • Online Customer Portal.
  • Comprehensive Coverage.

offerFree Water Sensor and 2 Months Free

Good threehalf_star
3.4

Premium $54.99 - $64.99

Deductible $75.00 - $150.00

Total Coverage Benefits $10,000 Contractual Limit

Why We Chose Cinch Home Services?

Cinch combines reliability with innovation, offering one of the best repair guarantees and added appliance discounts. Its digital first experience and customer-friendly features position it as a forward thinking choice for modern homeowners.

Pros :

  • 180 Day Workmanship Guarantee.
  • Online Customer Portal.
  • Comprehensive Coverage.

Where Services Are Available?

Available in 48 States. Coverage is not currently available in Alaska and Hawaii.

7

America’s Preferred Home Warranty (APHW)

  • Strong Customer Retention Rates.
  • Reliable Claims Process.
  • Roof Leak Coverage.
Good threehalf_star
3.9

Premium $59.99 - $69.99

Deductible $50.00 - $100.00

Total Coverage Benefits $25,000 Contractual Limit

Why We Chose America’s Preferred Home Warranty (APHW)?

America’s Preferred offers flexibility that few competitors match by allowing homeowners to choose their own licensed repair professionals. Combined with a customer first mindset and responsive support, it delivers a high-trust experience for homeowners who value choice and convenience.

Pros :

  • Strong Customer Retention Rates.
  • Reliable Claims Process.
  • Roof Leak Coverage.

Where Services Are Available?

Available in 49 States. Coverage is not currently available in California.

2025 Home Warranty Annual Award Winner

HomeWarrantyReviews.com, a trusted name in the industry for decades, lets customer voices shine through its annual awards. Combining real-world experiences with expert analysis, these awards highlight the providers that homeowners truly trust. After reviewing over 25 home warranty companies, the Home Warranty Reviews team named Elite Home Warranty the best home warranty company nationwide. We trust Elite Home Warranty to protect your home due to its reliable services, most beneficial coverage benefits and consumer centric approach, and you should too.

Why Homeowners Trust Elite Home Warranty?

Elite Home Warranty isn’t just another provider, they are setting a new standard in the industry. Here’s why thousands of homeowners trust Elite Home Warranty every day:

  • Top Rated Customer Satisfaction: 4.9/5 stars across verified platforms including BBB, Home Warranty Companies, Consumera, Google and more.
  • Affordable Pricing: Competitive rates with no hidden fees, surprise charges, or misleading fine print.
  • Efficient Claims Process: 90% of claims are processed within 24 to 48 hours, with real time status updates.
  • Best in Class Coverage That Actually Works: Elite offers the best coverage benefits with some go the highest limits in the industry, with trusted protection when you need it most.
  • Award-Winning Support Team: Friendly, U.S.-based claims concierge available 7 days a week to help you every step of the way.

Is Home Warranty Plans Beneficial For Wisconsin  Homeowners?

From weather-related challenges to bringing peace of mind, Wisconsin homeowners must consider the following reasons why home warranty plans are essential:

How Much Does A Wisconsin  Home Warranty Cost?

Here's a breakdown of the average costs associated with a home warranty in Wisconsin:

Average Annual Cost

$456 - $960

Average Monthly Cost

$38 - $80

Average Service Fee (Deductible)

$65 - $150

It's important to remember that these are just averages, and the actual cost of your home warranty in Wisconsin will vary depending on several factors:

Home Warranty Coverage In Wisconsin

Wisconsin is a state of extremes—frigid winters test your furnace, and hot, humid summers demand a reliable AC unit. When these essential systems sputter, a home warranty can be a lifesaver. But what exactly does it cover in the context of your Wisconsin home?

Common Inclusions for Wisconsin Homes

  • Heating SystemsGiven Wisconsin’s harsh winters, including heating systems in a home warranty plan is crucial. Coverage often extends to furnaces and boilers, crucial for maintaining warmth and comfort during the long, cold months. This can include repairs due to normal wear and tear or system failures. 
  • Electrical & Plumbing SystemsFrequent temperature fluctuations and seasonal changes can strain electrical wiring and plumbing. Wisconsin’s warranty coverage adjusts systems for harsh winters and thaws, preventing pipe bursts and electrical strain.
  • Major AppliancesThe humidity and seasonal temperature shifts in Wisconsin can affect the performance and lifespan of appliances. Home warranty plans typically cover repairs or replacements of major home appliances such as refrigerators, dishwashers, ovens, and washing machines, ensuring they function reliably through all seasons.
  • Air Conditioning SystemsWhile Wisconsin is known for its cold winters, summers can be quite warm and humid, making air conditioning systems necessary for comfort. Home warranty plans usually cover central air conditioning systems, helping homeowners avoid the discomfort and expense of system failures during the warmer months.

Common Exclusions

  • Pre-existing ConditionsHome warranty plans typically do not cover issues that existed before the start of coverage, so it’s essential to thoroughly inspect the home and its systems before purchasing a warranty.
  • Improper MaintenanceDamage resulting from improper maintenance or neglect is often excluded from coverage. Regular upkeep and maintenance of home appliances and systems can help prevent issues and ensure warranty coverage remains valid.
  • Cosmetic DamageHome warranty plans generally do not cover cosmetic issues or aesthetic enhancements, focusing on functional repairs or replacements.
  • Outdoor FeaturesHome warranty plans typically do not cover Features like sprinkler systems, outdoor kitchens, and swimming pools and may require separate coverage or maintenance agreements.

Additional Points to Consider for Wisconsin Homeowners

  • Coverage Limits and DeductiblesUnderstand the coverage limits and deductibles associated with the home warranty plan to ensure it meets your needs and budget.
  • Service Call FeesSome home warranty plans require homeowners to pay a service call fee each time a technician is dispatched, so it’s essential to clarify these fees upfront.
  • Contractor NetworkVerify the reputation and availability of the warranty company’s contractor network, especially in rural areas of Wisconsin where access to service providers may be limited.
  • TransferabilityIf you sell your home, consider whether the home warranty plan is transferable to a new owner, as this can add value during the resale process.

Who regulates Home Warranty Companies In Wisconsin?

In Wisconsin, home warranty companies fall under the purview of the Department of Agriculture, Trade and Consumer Protection (DATCP), but with a twist compared to some other states. Here's a breakdown of what that means:

Limited Regulation by the DATCP:

The DATCP doesn't classify home warranties as insurance. Instead, they consider them "property service contracts." This means companies must register with the DATCP but aren't subject to the same level of scrutiny as traditional insurance products.

Final Word

Conquering Wisconsin's seasons shouldn't mean battling a broken furnace in winter or a malfunctioning AC in summer. This guide has unlocked valuable insights into the top home warranty providers in the Badger State. By making an informed decision, you can secure peace of mind and safeguard your Wisconsin home's comfort and functionality against unexpected breakdowns.

Frequently Asked Questions (FAQs)

What Are The Most Common Home Repairs In Wisconsin?+

Does Universal Home Protection Offer Its Services In Wisconsin?+

What Does A Seller’s Home Warranty Cover?+

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