Best Home Warranty Companies In wyoming 2024

Wyoming’s majestic landscapes come with unique homeownership challenges. From scorching summers to frigid winters, your systems face stress. This guide explores the Best Home Warranty Companies in Wyoming, helping you find a plan to safeguard your essential appliances and keep your home comfortable year-round. Discover the perfect warranty for peace of mind and budget protection in the Cowboy State.

Our Picks: 5 Best Home Warranty Companies For wyoming Residents

After diligently evaluating numerous providers, we've singled out five top home warranty companies in Wyoming. These companies offer dependable coverage, assuring homeowners' peace of mind and the uninterrupted functioning of their residences year-round.

Best For Separate Coverage Options

4.9 |

Excellent

$150 Off + 1 Month Free. 30 Day Free Trial!

Monthly Cost

$45 - $60

Service Fee

$70

Response Time

24 - 48 hours

(888) 580-5416

Pros & Cons

Pros

Provides weekend and emergency services
Provides a 30-day free trial
Offers generous coverage limits

Cons

No option for customers to choose own technician

Plans, Cost & Coverage

Elite Home Warranty presents three comprehensive plans tailored for Wyoming residents: Elite Appliances, Elite Systems, and Elite Complete. Each plan’s cost and coverage options cater to the diverse needs and homeowners’ budgets.

Plans	Elite Appliance	Elite Systems	Elite Complete
Monthly	$44.49	$49.99	$58.99

Elite Appliance

Shields eight essential kitchen and laundry appliances like refrigerators and dishwashers from malfunctions
Budget-friendly option ensuring worry-free appliance repairs
Ideal for homeowners seeking extensive appliance coverage

Elite Systems

Safeguards core functionality of your home including plumbing, heating, and electrical systems
Starting at $48.99 per month, it offers coverage for seven home systems
Ideal for individuals seeking dedicated coverage specifically for home systems

Elite Complete

Comprehensive plan covering both home systems and appliances
Ideal for individuals seeking thorough coverage of home systems and appliances within a budget of under $60 per month

Why We Picked It?

Wyoming residents seeking a customizable home warranty with lower service call fees should consider Elite Home Warranty. They offer a wider range of coverage options to fit your needs and budget precisely.

Their standard service call fee is lower than many competitors, saving you money on repairs. Additionally, the company offers a coverage limit of up to $7,000 for appliances and up to $8,000 per contract term for systems.

The Industry Leader

4.5 |

Excellent

Monthly Cost

$29 - $89

Service Fee

$100 & $125

Response Time

Up to 48 hours

Pros & Cons

Pros

Flexible service call fee
Covers undetectable pre-existing conditions
Provides an add-on coverage for guest units up to 750 square feet

Cons

Limited additional coverage options

Plans, Cost & Coverage

American Home Shield (AHS) offers three plans, ShieldSilver and ShieldGold, with a coverage cap of $2,000 for major appliances and $5,000 for systems. The ShieldPlatinum plan increases the coverage ceiling to $2,000 for appliances. Take a look at the cost and plan details below:

Plans	ShiedSilver	ShieldGold	ShieldPlatinum
Service Call $125	$39.99	$59.99	$89.99
Service Call $100	$49.99	$69.99	$99.99

ShieldSilver

Covers 14 essential home systems like HVAC and plumbing
Affordable pricing with customizable add-ons
Quick response times and 24/7 customer service

ShieldGold

Covers 23 home systems and major appliances
Includes preventive maintenance services for covered items
Flexible pricing options with multiple deductible choices

ShieldPlatinum

Comprehensive coverage for electronics, roof leaks, and more
Offers reimbursement for permits and code upgrades
Priority customer service with dedicated support team

Why We Picked It?

American Home Shield stands out in the home warranty industry with its customizable plans, perfectly suited for the diverse range of homes across Wyoming. Recognizing that one-size-fits-all solutions don’t always address specific homeowner needs, AHS allows homeowners to tailor coverage to match their unique requirements.

With over 50 years of experience, AHS brings a wealth of knowledge and expertise, ensuring reliable service and comprehensive protection for Wyoming residents.

Best For Added Plumbing Coverage

2.8 |

Good

Monthly Cost

$47 - $87

Service Fee

$75, $100 & $125

Response Time

Up to 48 hours

Pros & Cons

Pros

Does not mandate home inspections
Comes with a simple-to-read service contract
Covers functional systems and appliances regardless of age

Cons

Offers limited add-ons

Plans, Cost & Coverage

First American Home Warranty offers three plans with diverse coverage and pricing options. All plans include coverage up to $3,500 per kitchen appliance. Additionally, customers can include extra items like additional refrigerators and water softeners through optional add-ons.

Let’s explore the cost and plan details provided below:

Plans	Starter Plan	Medium Plan	Premium Plan
Service Call $85	$47.88	$57.88	$72.88

Starter Plan:

Covers eight essential appliances & systems including fridge, dishwasher, and electrical system
Budget-friendly option catering to basic coverage needs

Essential Plan:

Includes everything from the Starter Plan, plus five major systems & appliances
Protects air conditioners, washers, dryers, and more
Ideal for homeowners seeking comprehensive coverage for major appliances and systems

Premium Plan:

Covers everything from the Starter and Essential plans
Includes extras like garbage disposal, garage door system, luxury appliances, and more
Provides ultimate protection for your entire home

Why We Picked It?

For homeowners worried about potential issues in older properties or those seeking affordable coverage, First American Home Warranty (FAHW) offers compelling plans. These plans extend coverage beyond wear and tear, safeguarding against problems from improper installation or maintenance. With a range of coverage options available, FAHW assists you in finding the ideal fit to meet your needs and your budget.

Best For Affordable Coverage

3.8 |

Excellent

$150 off + Free roof coverage + 2 months free

Monthly Cost

$44 - $47

Service Fee

$60 - $75

Response Time

12 - 48 hours

Pros & Cons

Pros

90 days warranty on repairs
Free coverage for roof leaks
Provides discounts for annual agreements

Cons

Lower dollar limits for appliances

Plans, Cost & Coverage

Select Home Warranty provides three distinct plans: Bronze Care, Gold Care, and Platinum Care. The Bronze Care and Gold Care plans are priced at $44.42 per month each, while the Platinum Care plan costs $47.75 monthly.

Plans	Bronze Care	Gold Care	Platinum Care
Monthly	$44.42	$44.42	$47.75
Yearly	$479.99	$479.99	$524.99

Bronze Care

Covers 8 essential home appliances such as dishwashers and refrigerators
Ideal for homeowners who prioritize protection for their appliances, ensuring they can quickly replace or repair crucial items
Offers a cost-effective option for those who rely heavily on home appliances and cannot afford prolonged periods without them

Gold Care

Focuses on seven major home systems like air conditioning and heating
Suited for homeowners who prioritize safeguarding their home’s systems, particularly in regions with extreme temperatures
Provides a budget-friendly solution for those primarily concerned with the functionality of their heating and cooling systems

Platinum Care

Encompasses both appliance and system coverage included in the Bronze and Gold Care plans
Recommended for all homeowners seeking comprehensive protection for all essential items in their homes
Offers peace of mind by ensuring comprehensive coverage for appliances and major home systems, providing the highest level of protection

Why We Picked It?

Select Home Warranty presents an affordable option with all monthly plans priced at less than $50. What sets it apart is its inclusion of roof-leak repair coverage in every protection plan, a feature not commonly found without additional fees from other home warranty companies.

This comprehensive coverage protects homeowners against unexpected expenses related to roof leaks, providing added peace of mind.

Best For Add-ons

4.7 |

Excellent

$200 Off + 2 Months Free + Free Roof Leak Protection

Monthly Cost

$50 - $60

Service Fee

$90

Response Time

Up to 48 hours

Pros & Cons

Pros

Offers live chat option
Numerous options for add-ons
60-day warranty on repairs

Cons

No coverage for pre-existing conditions

Plans, Cost & Coverage

Liberty Home Guard presents three distinct plans starting at $49.99: Appliance Guard, Systems Guard, and Total Home Guard. Each plan provides coverage with a maximum limit of $2,000 for all included items. Here’s a detailed breakdown of the pricing and options Liberty Home Guard offers.

Plans	Appliance Guard	Systems Guard	Total Home Guard
Monthly	$49.99	$54.99	$59.99
Yearly	$499.99	$549.99	$599.99

Appliance Guard

Coverage for nine major kitchen and laundry appliances, such as refrigerators, ovens, dishwashers, washers, and dryers
Cost-effective plan aimed explicitly at safeguarding appliances commonly prone to breakdowns

Systems Guard

Targets protection for six essential home systems, including air conditioning, heating, plumbing, and electrical
Covers repair or replacement costs for unexpected failures in these systems

Total Home Guard

Integrates Appliance Guard and Systems Guard coverage for a comprehensive warranty solution
Encompasses a wide range of items, from refrigerators to electrical wiring
Offers the most extensive coverage at a competitive price per year, ensuring maximum value for homeowners

Why We Picked It?

Liberty Home Guard is a top-rated company with customizable plans, competitive prices, and strong service in the state. They cover a variety of appliances, including garbage disposals, which can be a concern for Wyoming kitchens. Their competitive pricing and extensive coverage, including Wyoming-relevant concerns like garbage disposal repair, make them a strong contender.

OUR #1 PICK

$150 Off + First Month Free

Don't let broken appliance break the bank

4.9/5

(888) 580-5416

Is Home Warranty Plans Beneficial For Wyoming Homeowners?

Here are some reasons Wyoming homeowners should consider getting a home warranty:

Wyoming's harsh winters can damage home heating systems and pipes. A home warranty can provide peace of mind, knowing repairs for these covered items won't break the bank.
The dry climate in Wyoming can shorten the lifespan of appliances. A home warranty can help offset the cost of repairing or replacing these essential items.
Many Wyoming residents live in remote areas with limited access to repair services. Home warranty companies often have relationships with technicians, ensuring prompt service even in far-flung locations.
Unexpected repairs can strain your finances. A home warranty acts as a safety net, spreading the cost of covered repairs over the year through a fixed monthly or annual premium.
If you're a new homeowner in Wyoming, a home warranty can provide added security during the first year of ownership, when unforeseen breakdowns are more likely.
Do your Wyoming home's appliances have a few miles on them? A home warranty can be a wise investment for older systems, potentially saving you from the high cost of replacements.
A home warranty is helpful for realtors and homeowners looking to sell their homes. Home buyers in Wyoming particularly look for home warranties to ensure minimal maintenance costs for a newly bought home.
The most significant benefit of a home warranty is peace of mind. Wyoming homeowners can focus on enjoying their beautiful state rather than stressing about surprise repair bills.

How Much Does A Wyoming Home Warranty Cost?

Here's a breakdown of the average costs associated with a home warranty in Wyoming:

Average Annual Cost

$300 - $600

Average Monthly Cost

$25 - $50

Average Service Fee (Deductible)

$75 - $125

It's important to remember that these are just averages, and the actual cost of your home warranty in Wyoming will vary depending on several factors, including:

Elevation & Harsh Winters: Wyoming's high altitude and brutal winters strain heating systems. Warranties with robust coverage for heating repairs (especially during peak winter months) tend to cost more than plans in milder climates.
Age Of Home: Many homes in Wyoming have aging plumbing and electrical systems. Warranties with coverage for these systems often come at a premium compared to plans designed for newer homes.
Distance From Service Providers: Due to Wyoming's vast landscapes, technicians may need to travel long distances for repairs. This can lead to higher service call fees, affecting the overall warranty cost.
Water Well Dependence: If your Wyoming home relies on a well for water, consider a warranty plan with coverage for well pump breakdowns. This specific add-on can increase the overall cost.
Radon Mitigation Systems: Radon gas is a concern in some areas of Wyoming. A warranty that covers repairs to your radon mitigation system will add to the overall cost.
Limited Competition: Wyoming has a smaller pool of home warranty companies operating than densely populated states, so competition might be lower, potentially influencing pricing.
Coverage Options: Home warranty plans covering a broader range of systems and appliances will naturally be more expensive than basic plans focusing on essential systems.

Home Warranty Coverage In Wyoming

Here’s a breakdown of what a typical home warranty covers in Wyoming:

Common Inclusions for Wyoming Homes:

Heating Systems It is unthinkable to endure harsh Wyoming winters without a reliable heater. Most warranties cover repairs or replacements for your furnace, boiler, or heat pump, ensuring your home stays toasty warm.
Water Well Coverage If your Wyoming home utilizes a well for water, some warranties offer specific coverage for well pumps and pressure tanks. This is a valuable feature considering the prevalence of healthy water in some regions of the state.
Septic System Coverage Similar to well systems, some warranties cover septic tank repairs or replacements, providing peace of mind for homeowners who rely on septic systems for wastewater treatment.

Common Exclusions:

Cosmetic Issues A warranty does not cover purely aesthetic repairs, such as a chipped sink or a faded refrigerator door.
Pre-existing Conditions If an appliance or system was already malfunctioning before you purchased the warranty, it likely won’t be covered.

Additional Points to Consider for Wyoming Homeowners:

Appliance Age Wyoming’s remote areas might have limited access to repair technicians. Consider a warranty with a lower coverage cap for older appliances, as replacing them entirely might be more cost-effective in some situations.
Roof Leak Coverage While not all warranties cover roof leaks, some Wyoming-specific plans might offer this protection due to the state’s occasional heavy rain and snowfall.
Basement Coverage If your Wyoming home has a basement, inquire about coverage for sump pumps, which can help prevent flooding during heavy rain or spring thaws.

Who regulates Home Warranty Companies In Wyoming?

In Wyoming, home warranty companies are overseen by the Wyoming Department of Insurance (DOI). Here's a breakdown of their role:

The DOI requires all service contract providers operating in the state to register with them. This ensures the companies meet basic qualifications and operate within the legal framework.
The DOI might require companies to demonstrate financial stability to meet their obligations to policyholders.
The DOI may require companies to use contracts with clear and concise language. This helps consumers understand what's covered and excluded and the process for filing a claim.

Final Word

With our review, you can compare plans, pricing, and coverage details to find the perfect match for your needs. Don't let Wyoming's beautiful but demanding environment leave your home vulnerable – secure peace of mind and financial protection with a top-rated home warranty company!

OUR #1 PICK

$150 Off + First Month Free

Don't let broken appliance break the bank

4.9/5

(888) 580-5416

Frequently Asked Questions (FAQs)

What Are The Most Frequently Reported Home Repairs In Wyoming?

In Wyoming, residents commonly report home repairs related to heating systems, roofing, and plumbing issues. The state’s cold climate contributes to frequent heating system problems, such as furnace malfunctions or thermostat issues.

Roofing repairs often address issues caused by snow, ice, or severe weather conditions. Additionally, plumbing repairs may be necessary due to frozen pipes or issues related to the colder temperatures.

Are Home Warranties Worth It In Wyoming?

Yes, home warranties are worth considering in Wyoming. Given the state’s challenging climate, including cold winters, and potential impacts on heating systems, roofing, and plumbing, a home warranty can provide valuable financial protection and peace of mind.

What Is The Difference Between Home Insurance And Home Warranty?

Home insurance and home warranties serve different purposes. Home insurance primarily covers structural damage, theft, and liability, providing financial protection in case of disasters or accidents.

On the other hand, a home warranty focuses on repairing or replacing major home systems and appliances due to normal wear and tear. It offers coverage for items like HVAC, plumbing, and kitchen appliances.

While home insurance is essential for protecting against unforeseen events, a home warranty is designed to address the maintenance and repair needs of specific household components. Both can complement each other to provide comprehensive protection for homeowners.